Title of bank accounts were switched on mortgage disclosure. We were approved with conditions today. Could I be denied a mortgage for this or is this something easy to fix? [more inside]
posted by grablife365 on Dec 8, 2009 - 3 answers

Eviction UK - what does a 're-entry' hearing involve? Please help! [more inside]
posted by Flitcraft on Nov 10, 2009 - 7 answers

I'm eight years into a 30 year mortgage, having paid off about 10% of the total amount of the original loan. Does it make sense to refinance now if I can get a rate that is about 5/8 of a point lower than my current rate? This would shave about $250 off of my monthly payments. But then I'll still be paying for this loan for eight additional years after the original one would have been paid off, right? How do I calculate how much additional $$ I'll owe overall, and how do I decide whether paying more later is worth saving money now?
posted by ericbop on Oct 26, 2009 - 16 answers

How much is reasonable (if anything) to pay to a lender for a mortgage application fee? [more inside]
posted by mockjovial on Oct 22, 2009 - 15 answers

You're not my lawyer, but when getting a divorce, how does a house with an underwater mortgage count toward dividing assets? [more inside]
posted by cnc on Oct 11, 2009 - 11 answers

Finally getting ready to start house shopping and planning soon. I have two questions: is the total monthly mortgage payment really 1% of the costs and how crazy am I for wanting to try for a house in this range? [more inside]
posted by grablife365 on Oct 1, 2009 - 27 answers

House Mortgage-filter: FHA vs. Conventional 95% (LTV) Mortgage? Found a calculator, but it's limited and we're seeking hive mind wisdom instead. [more inside]
posted by unclezeb on Aug 26, 2009 - 7 answers

Mortgage switcharoo: My lender just went bankrupt and we haven't been able to pay the August mortgage. There's an additional wrinkle with an escrow account for taxes. What do I do? (lots of detail inside) [more inside]
posted by gofargogo on Aug 25, 2009 - 13 answers

MERS mortgage avoidance: huh? [more inside]
posted by maxwelton on Jun 30, 2009 - 6 answers

Why can't you claim the first-time home buyer tax credit if you've purchased the home from a family member? [more inside]
posted by scarykarrey on Apr 30, 2009 - 5 answers

Should I take this FHA refinance, or wait for the new mortgage plan to take effect? [more inside]
posted by RobotNinja on Mar 23, 2009 - 5 answers

Financial pundits and politicos keep repeating the mantra that "toxic" mortgages can't be renegotiated because the mortgages were sold off, split up into a thousand pieces, and fragmented as part of the whole process of creating mortgage-backed securities. My question is, why doesn't that same logic also hold true in reverse when a foreclosure occurs (i.e., if we don't know who owns it, how can anyone foreclose on it)? [more inside]
posted by webhund on Mar 9, 2009 - 13 answers

Help me understand how my home equity loan, declining market values, and in-progress home improvements will affect my refinancing options. [more inside]
posted by RobotNinja on Jan 12, 2009 - 5 answers

What options do you have to finance an additional 75k over the conforming mortgage limits? [more inside]
posted by zeoslap on Dec 2, 2008 - 5 answers

Mortgage filter: is there any reason I shouldn't get a 5/1 ARM at a slightly lower interest rate than the 30-year fixed option? [more inside]
posted by halogen on Nov 20, 2008 - 19 answers

Looking for an infographic I once saw that showed the market share of the major players in the subprime market and the money they'd lost. [more inside]
posted by Askr on Oct 23, 2008 - 2 answers

Tell me what you know about NACA, or their rehab division HAND. Anyone use them to purchase a new home? It seems too good to be true.
posted by Kellydamnit on Jul 12, 2008 - 8 answers

UK Mortgage for the Self-Employed: how to convince the bank I'm a good risk? Also, broker or direct dealing with the banks? [more inside]
posted by altolinguistic on Aug 15, 2006 - 10 answers

Does it make any sense to take out a second trust deed on a house you're trying to sell? [more inside]
posted by languagehat on Jun 5, 2006 - 12 answers

Having bought a house, I'm now faced with paying a mortgage. You save a few bucks (and the effort of remembering to mail a check each month) if you have the payments deducted automatically from your bank account; is there any reason I shouldn't do this (assuming I keep enough of a balance to cover it)?
posted by languagehat on Jan 2, 2004 - 12 answers