I'm getting a law degree but I hate being adversarial. Any ideas for something fun to do with this degree? [more inside]
posted on Jul 18, 2008 - 22 answers
Bridesmaid stress: My friend's wedding is costing ME a huge amount of money (it'll be over a 1000$ all said and done) and I do not have that kind of money to spend on anything. How do I explain this to her? [more inside]
posted on Jul 15, 2008 - 81 answers
I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted on Jun 9, 2008 - 13 answers
How do I make medical school affordable? [more inside]
posted on May 18, 2008 - 7 answers
I have a business idea. For the last 8 month I have day-dreamed about making it happen. I find myself ironing out all the details that would make the business run, but I lack the funding and experience of running a business. There are also personal issues that I keep me from moving on to the next step (not that I know what the next step is). Come on in for the rest… [more inside]
posted on Apr 15, 2008 - 10 answers
Is it possible Sallie Mae is scamming me? [more inside]
posted on Apr 12, 2008 - 5 answers
If you're enrolled in a debt management plan through Consumer Credit Services but can no longer make your agreed upon payment, how can you get it lowered? [more inside]
posted on Apr 11, 2008 - 4 answers
FinanceFilter: Is the money supply contracting, or expanding, after netting all the Fed action, bank closures, mortgage defaults, etc?
The dollar falling seems to signal a net increase of money supply, but this is inconsistent with the thesis of a credit or liquidity crunch. If the money supply is growing at a slower rate due to tighter lending practices, shouldn't the dollar be rising, even in the face of Fed-rate cutting? Do we know the net expansion or contraction of the money supply due to the combination of rate cuts and mortgage defaults? [more inside]
posted on Mar 17, 2008 - 8 answers
How do I pay for grad school? [more inside]
posted on Mar 13, 2008 - 28 answers
Does a student loan in deferment count as debt for the purposes of figuring debt to income ratios in an FHA loan? [more inside]
posted on Feb 27, 2008 - 3 answers 
How do I get someone to give me money? [more inside]
posted on Feb 6, 2008 - 8 answers
Debt collectors are calling about a bill from 6-7 years ago. The bill actually belongs to my father whom I have redirected their inquiries. They keep calling and the billing information they gave to me is my fathers old address but for some reason they have my social security number attached to the bill. [more inside]
posted on Jan 28, 2008 - 11 answers
I've owed someone some money for many years. I keep forgetting to repay it and then I remember later. Repeat cycle ad infinitum for almost 18 years. Help me figure out how to repay it. [more inside]
posted on Jan 4, 2008 - 32 answers
I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? [more inside]
posted on Jan 3, 2008 - 15 answers
Consider a $3000 past due credit card account, about to be handed over to a collections agency. Is it better to settle for a lesser amount or fight the system? [more inside]
posted on Oct 9, 2007 - 18 answers
I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? [more inside]
posted on Aug 20, 2007 - 7 answers
How can I prank this evil debt collection company? [more inside]
posted on Aug 9, 2007 - 41 answers
Am I being stupid about money? [more inside]
posted on Jul 25, 2007 - 22 answers
What is the best method to resolve this debt? Is it possible to have it removed from my credit history entirely? [more inside]
posted on Jul 6, 2007 - 17 answers
Is there any way I can get back the money my girlfriend owes me? [more inside]
posted on Feb 22, 2007 - 101 answers
Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted on Jan 10, 2007 - 15 answers
Why would I need $80,000 in credit? [more inside]
posted on Jan 6, 2007 - 27 answers
I will be starting law school next fall, and I have some financial concerns. [more inside]
posted on Dec 28, 2006 - 9 answers
I am 21 and have serious money problems, including a huge debt. The problems are turning into a depression. They affect my ability to commute to work (by car). And now, To top it off, an old friend of mine hung himself 2 days ago. Why? Because of money problems. I dont want to kill myself at all, but I am deeply depressed. Happy Stories, Life Advice, or insight .. all deeply apprecaited. [more inside]
posted on Dec 5, 2006 - 58 answers
What to do with $1200 more a month? [more inside]
posted on Nov 16, 2006 - 23 answers
Like most Americans, my wife and I are struggling with debts. I thought of a great way to eliminate them, but my wife does not agree. What do you think? [more inside]
posted on Oct 3, 2006 - 42 answers
Well the mixtape worked (together 7 months now), but things are getting difficult as my girlfriends various issues become more and more of a problem. Help me help her. [more inside]
posted on Jul 20, 2006 - 31 answers
SketchyDebtCollectionsFilter: Someone calling and demanding payment on a credit card that was paid off and cancelled in 2002. Fraud? Error? What can be done? [more inside]
posted on Jul 6, 2006 - 16 answers
College is expensive. I'm resigned to accumulating a certain amount of debt, but I'm increasingly afraid I may not make it through four years with my credit rating intact. I'm quickly becoming cynical about the high price of education in America. Advice? [more inside]
posted on Jan 14, 2006 - 35 answers
I really need AskMefi's collective wisdom on this one. How do I go about collecting a debt from a (so-called) friend of the family? [more inside]
posted on Dec 12, 2005 - 28 answers
How do I get my money back from my ex-roommate? [more inside]
posted on Dec 1, 2005 - 10 answers
How can I make some extra supplemental income without getting a second job?
I am the only income earner .. my wife is in school full time and does'nt work (no kids). I entered a state of depression yesterday after finding out that my best budgeting efforts havent even put a dent in my total debt!!
If i'm being realistic, with my current income and my wife's tuition fees renewing every 6 months the next time I see black will be at my own funeral.
Theres so many people making money hand over fist selling stuff I wish I had an idea to make some money on the side. I'm thinking e-bay or something. I thought about posting flyers and craigslist ads for services I could offer like I am extremely handy and I can also fix computers but i live in NYC and those ads are a dime a dozen.
Help me people!! Give me some ideas or proven methods!
posted on Nov 29, 2005 - 31 answers
Help me organize my finances. While reading another thread I was struck by the number of people who balance their checkbooks on a frequent and regular basis (like every day), and it made me wonder what's involved. I am one of those paycheque-to-paycheque people (rather student loan-to-student loan) and although my bills are never unpaid, I'm falling behind in other things. [more inside]
posted on Oct 26, 2005 - 17 answers
I'm moving into an apartment with my two brothers in about a week. The younger one has had major issues over the past year finding a job and paying rent. What can I do to help him? [more inside]
posted on May 23, 2005 - 10 answers
FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.
My basic question is: what should I know before taking out student loans? I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI]
posted on Jan 26, 2005 - 17 answers
How should I repair my bad credit? I'm 26, my income ($53k) exceeds my expenses and I have only $1.5k debt, but I was awful about paying bills on time until the last year or so. Now I'm finding it difficult to secure a car loan. I haven't even gotten a credit report because I'm afraid to look at it. I will probably end up talking to a credit counselor, but I thought I'd ask for advice before I do. College kids, don't wait until the utility bill is yellow to pay it. Trust me.
posted on Nov 10, 2004 - 13 answers
What happens to someone's personal debt (ex. credit cards, student loans) if s/he goes to prison? Does it matter if the term is <10 years? Life? (Not that I need to worry personally, just curious.)
posted on Sep 1, 2004 - 6 answers
Wow. All of the sudden my small town has been innundated with "cash advance","check into cash" type businesses. There are, at last count 9 new openings here. What is this all about? What are the terms of these places for borrowing money? Any other towns seeing such a boom?
posted on Sep 1, 2004 - 23 answers
My wife and I currently have about 12K in credit card debt. We have controlled our spending and are slowly paying off our cards starting with the highest interest rates first. Does anyone have any tips or experiences on how to refinance our credit card debt at lower interest rates? (more inside)
posted on Jan 2, 2004 - 11 answers
