Because Reasons, I suddenly will be receiving $450K from a family inheritence. I'm in California. I have, like, a normal-sized bank account like normal people who don't usually receive $450K suddenly. I am going to have to find a financial planner who can advise me how to deal with this money long-term, but where am I going to put it, like, next week when they want to give this to me? [more inside]
Mythfinder help. What's the story where everyone tries to prove their love by giving someone (the father?) expensive things, but someone ( a poor son?) gives a humble but heartfelt gift that pleases the elder the most. [more inside]
What experts do my fiance and I need to help us figure out our complicated multinational financial situation? [more inside]
I was laid off at the end of January. I have had a few interviews and just got an offer. It's less than I was making, and with a little less vacation time. But, it's a position that sounds like it's good experience. And the company seems stable. How can I tactfully negotiate for more money? I'd like about 20% more to be where I was when laid off. I'd also be interested in a little less than 20% more if it meant that I got more vacation days. What's the best way to do this without sounding greedy or lazy? Or just take it and keep looking because it's a job.
What should I do with a not insignificant amount of money that is sitting in an account in a different country? [more inside]
I've got a web development firm classified as a single-member LLC filing as S-Corp, and as such I pay myself a regular salary. It's just that for the past year I've been on sabbatical, and my salary has dropped to near zero. [more inside]
As an avid watcher of Shark Tank, I always hear phrases like "it is a so-and-so dollar industry" and "company x owns so-and-so percentage of the market" thrown around. Where can I find this type of information laid out in a layman-friendly way?
We have been getting financial advice from TIAA, which, on the whole, seems to be a pretty good institution, but we have some anxiety about life insurance. [more inside]
I'll be getting a nice chunk of change fromt the passing of a family member. I'm looking for a little financial advice on what I should do with it. [more inside]
I drove for Sidecar briefly last year but never cashed out my earnings into my bank account. I just heard they closed. What are my options for getting my money? [more inside]
What are these white spots on the leaves of my braided money plant? The spots are not holes, and appear on some leaves only. Indoor plant facing a southern window (bright light all day), and has thrived there for 3 years. I water only when the topsoil is dry. It appears to drain itself well.
I was researching some tax questions on AskMe and learned about the "injured spouse" provision. Last tax year we had a situation where our refund was absorbed by an old outstanding tax bill my spouse incurred a decade before we were married and had forgotten about. I understand I can file as an injured spouse to recoup some of this loss that came from my withheld taxes, but my question is: what happens to the debt? Will my spouse just receive a new bill for that amount? If that's what happens we're probably best chalking it up as water under the bridge. Thanks for any help you can provide.
I just closed on a cash-out refinance to pay for a home renovation. I have a $100,000 check--what do I do with it? [more inside]
I've taken my car to the mechanic what seems like an unreasonable number of times to fix an issue. Mostly, the car keeps overheating. First, they replaced the entire radiator. The next time it broke down, it was the water pump, which also necessitated a new timing belt. It's been overheating again, and came close to breaking down. I talked with a guy who knows cars, but is not a mechanic. He says if it's still having problems, it's likely the thermostat. Am I overreacting to not want this same shop to fix it? [more inside]
I have a project with a modest ($1K) one-time fundraising goal and a long time (six months) to meet that goal. I'd like to find a website/service for people to contribute as easily as possible in a variety of methods and I'd love people's experiences of simple ways to do this. [more inside]
I am buying a condo / loft in the Atlanta area. I am in the first 1/3 of my due diligence period, and I have questions about appraisals. [more inside]
My girlfriend is more successful than me. How do I keep myself from turning into a jealous weird guy? I want to celebrate and support her success, without getting bummed out and feeling emasculated. Looking for strategies (non-redpill) on how to not let this get to me, not blow my budget, and maintain my sense of masculinity. [more inside]
I am an American working in Tokyo and get paid in Yen. I have way too much Yen now, and I want to change to USD, especially because the rate is relatively good at the moment. I would like to hear any anecdotal evidence about the cheapest way to change JPY to USD. [more inside]
In the UK an employee's salary is subject to deductions – national insurance, income tax at varying brackets etc. How does this compare to New Zealand? [more inside]
What do you do when you know (uh, think) you're a valuable employee, don't want to leave the company, but highly suspect there is more money to be made? [Long, if you're looking for a good book] [more inside]
I need to drive a rental car one way from Memphis to Atlanta and want to know if there's a way to avoid the hefty "drop off fee" that I wasn't aware I'd have to pay. [more inside]
How to avoid to disclose current salary without upsetting anyone. [more inside]
Like a lot of people, my household has debt. We also have income. Neither is out of the ordinary or extra special but I'm wanting to know if I've planned appropriately. Is that something a financial planner does, which seems way overkill, or am I looking for someone else? [more inside]
I need more income beyond what my 9-5 M-F provides. Specifically in the short term to cover some bills, but I'd like for it to work as a long-term thing also. I live in a heavily touristed area, so food service & similar jobs aren't easy to come by. [more inside]
I am planning on buying or leasing a car and buying or renting an apartment or condo. I plan to do both withing the next 4-6 months. As far as my credit is concerned, is there a certain amount of time that you need to space between these two things? I have perfect credit, savings and am not overextending myself financially. What do I need to know or consider as far as timeline? Thank you
My partner had about $400 of credit at a huge music store in Montreal. We read in the paper today that it closed down forever about 5 days ago without any notice to anyone. How could he go about getting his money back (as cash or stuff from there)? [more inside]
For the past 5+ years I've owed small amounts of Federal income tax, $5-$11. Why not this year? [more inside]
I'm writing a piece of fiction and have a character who works in fundraising for a big nonprofit. Is there anything I can read to find out what this sort of work is like? [more inside]
At work, my supervisor told me that he was in the market to buy an iconic piece of furniture. As it happens, I am currently attempting to sell that exact iconic piece of furniture, and, without much forethought, I told him as much. [more inside]
I will be travelling to France, Italy, and Spain in a few weeks, and I'm trying to decide the best way to carry money with me. Many sites have recommended money belts, but this seems weird and awkward for actually paying for things! I would feel weird untucking my shirt and reaching into my pants in a fancy restaurant, for example. [more inside]
A publisher is interested in my unfinished book manuscript, and has asked for an estimated completion date. I’d love nothing more than to finish writing it. But my financial situation is precarious, and I haven’t been able to find a day job that will leave me with enough time and energy to write. Plus, I’m facing a rent increase in April that may cost me my home if I don’t find another source of income soon. What should I do? [more inside]
I am preparing to depart Nepal, and need to pay several hundred dollars for some different things. Umpqua bank has chosen this time to stop allowing me access to my account. [more inside]
My job of over a decade went sour thanks to a newer supervisor whom I can't shake. I am being micromanaged within an inch of my life, and it makes me shut down and do even less. New jobs are scarce, and I can't quit for financial reasons. What do I do? [more inside]
Found a used guitar on Craigslist for a good price, contacted owner, he states it is now at a pawnshop for a significantly larger price but that he will sell me his pawn ticket for a middle price. Is this a thing?
My bank asked me to fax them my ID along with three signatures on a piece of paper. What's that about? [more inside]
My credit card was compromised - but I don't get it, the scammer got nothing. Explain to me how this works... [more inside]
My employer is trying to screw me out of money I spent on a personal credit card for work expenses. [more inside]
I want to move on from my primitive checkbook, which necessitates a truly odious annual tallying/categorizing chore come tax season. There's got to be a better way! If it's an app, ideally it's one that works on both iPhone and Mac, and is as automatic as possible when it comes to totaling expenses in tidy little categories for my accountant. Does anyone have suggestions?
I'm rich. Am I rich enough to live in the Bay Area? [more inside]
I have managed to fail at all societal goal-posts as a single late thirty-something woman with no husband, children, job, money or property in Asia, what do I do next? [more inside]
My grandmother is in hospice and my father will be inheriting the majority of her savings after she passes. He would like to give me a large-ish amount of money from this, but how does that work? [more inside]
I'm looking for good sources of basic-ish information on the global financial crisis of 2008, i.e., what caused it and what the short- and long-term aftereffects were. I'm also looking for one specific video I saw around that time. [more inside]
I know absolutely nothing about money (I'm talking feral-child-raised-by-wolves-level "nothing") and want to get my finances in order. I'm not saving up toward any kind of goal except eventual retirement in 40-50 years. What should my next steps be? [more inside]
I live in the US and would like to obtain 30-50 Turkish lira coins as part of a gift, especially the 1, 5 and 10s. I don't mind if they're from the current series or a little older. I'm looking on ebay and mostly seeing expensive collectibles (I expect to pay a premium on the exchange, but such a high one), and I'm guessing our local currency exchanges don't really keep them around. How can I get these coins? [more inside]
After 2 years of asking my husband finally got around to trying to move the funds from an old 401k & rolling them over into his current 401k. Unfortunately mistakes were made & instead of simply having the money transferred from one account to another he closed the old account & withdrew all the money. Now it appears we are going to take a tax + 20% penalty hit on the amount. Is there anyway to get the money into his current 401k without losing money? [more inside]
Since I recently moved back into the parental home and started a full time job that I love, I'm finally in a position to save some money. According to the news, the housing market is starting to cool, so I'm considering saving up for a house. But is there actually any way that I would be able to manage this in my situation? Details inside. [more inside]
I think I'm losing my online shopping skills. It's exhausting me, and unfortunately I strongly prefer to order online. In a sea of purchasing options, how do you find what you want at the best price without visiting multiple sites and spending half the day comparing prices and reviews? Or flipping through a hundred pages on Amazon? Is there someone aggregating this stuff? I'm not talking about fun things like Christmas gifts or personal shopping, I'm talking boring stuff. Examples within. [more inside]
Of course I think it is great, and will do it with gusto - but I have a feeling of it being too perfect. I tend to be too optimistic [if there is a thing] and need grounded people to take a look. [more inside]
I was just given a 2004 Ford Focus. I have a clean driving record, am 39, and haven't been insured for 12 years. Any estimates on what tabs, registration, and insurance is going to cost?
Who do I contact for specific financial advice for seniors? [more inside]