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2377 posts tagged with money.
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Parents want to give me money, how to reduce tax burden? UK edition.

My parents are about to inherit a reasonable amount of money. They want to give my brother and I a lump sum of around £20000 each. If they just transfer the money to us what happens about tax? Is there a way to minimise the amount of tax to be paid? You are not my solicitor or financial advisor etc etc. I'll take advice but would like an understanding before I do. Thanks!
posted by chr on Jan 20, 2015 - 8 answers

What is an operating budget?

I recently asked someone at work for our operating budget for the purpose of registering for software discounts. I was given a number and it didn't quite make sense to me. I think that there may be at least two definitions of 'operating budget'. The workplace in question is a 501c(3) non-profit if that changes the definition. What would be tallied to make up the operating budget?
posted by sciencegeek on Jan 19, 2015 - 5 answers

How can I responsibly send $ and items (books, music cds) to a prisoner?

I have a pen pal in Angola (Louisiana State Penitentiary) to whom I'd like to send money and items (books, cds). I've used JPay and they charge a fee, and then Angola takes 50% of the money after that. When I mail him CDs, books, they must be new and they cannot contain explicit content. Even after I followed these rules, he didn't receive a book until months after it had arrived. Has anyone written up strategies for navigating this bureaucracy? Do any mefites have personal experience with this that they're willing to share?
posted by yaymukund on Jan 17, 2015 - 13 answers

I know it's my mom's money to spend but...

Today my Mom and I sat through a Rainbow vacuum cleaner sales pitch for 2 hours and ultimately she decided to buy one for $3,000. Throughout the pitch, she kept asking me what i thought and i gave her my opinion several times that it wasn't worth it and we had other places we could spend the money that might have higher priority. She's a widow in her 60's and i think she just wanted permission from someone else to buy it. [more inside]
posted by Gosha_Dog on Jan 17, 2015 - 20 answers

How to negotiate with a friend?

I am miserable at negotiating and making deals involving money. An acquaintance of mine has some used equipment through his work that I could use. He offered to sell it to me cheap, and invited me to come down and take a look at what he has and make an offer on it. He said because it's works, he has to sell it, but he can give me a really good deal. [more inside]
posted by [insert clever name here] on Jan 17, 2015 - 10 answers

Six figures in 3 to 5 years

My friend wants a new career. The only requirement is that said job makes tons of money. What should she aim for? [more inside]
posted by blnkfrnk on Jan 16, 2015 - 41 answers

Car dealership majorly screwing me over -- help!

MeFites, I'm 26/f and know squat about car repairs, except to know that I'm too broke to keep paying for the same problem to be fixed multiple times. Dealerships are evil. Let's discuss. [more inside]
posted by themaskedwonder on Jan 14, 2015 - 19 answers

Disagreements about money negatively impacting our marriage, what to do

We are having some issues related to money and it is negatively impacting our marriage. I am thinking about therapy but our issues seem so minor compared to many others. Should we seek counseling? LONG snowflakes inside. [more inside]
posted by anonymous on Jan 7, 2015 - 46 answers

Best and easiest digital payment system for an outdoor market?

People hate cash. I need to reluctantly enter the world of swiping cards and tapping phones in order to continue making a living. Help! [more inside]
posted by crazylegs on Jan 4, 2015 - 25 answers

Need new income stream

What kind of business can I run that could bring me $30k + per year after expenses? [more inside]
posted by jseven on Dec 29, 2014 - 7 answers

Retail manager monkey wants out but needs money.

I am a high-level store manager for a retail chain which, in general, does good for the world. Up until now, that's been enough to satisfy my need to do something meaningful with my life while also making decent money. It's just not cutting it anymore. Help me figure out something that will. [more inside]
posted by anonymous on Dec 27, 2014 - 11 answers

Everyday jobs that you've found fun and enjoyable... part 2.

4 years ago mtphoto posted a great question. I really liked some of the answers you gave him then, but I also have a few more questions to add. [more inside]
posted by divina_y_humilde on Dec 27, 2014 - 10 answers

Cheapest way to send money?

What is the cheapest way to transfer money to a friend who is currently in the Middle East? [more inside]
posted by omar.a on Dec 24, 2014 - 9 answers

Creative ideas for turning time into money

I'm a poverty-stricken grad student writing a dissertation. I want to use what free time I have to supplement my income. Ideas please. [more inside]
posted by zeri on Dec 23, 2014 - 31 answers

Generating Income with a Property.

Anyone have any creative ways to generate income with a property other then renting or selling it? This is a multi-million dollar property I am in possession of, but can't sell or rent. It's located in NJ about 30 minutes from NYC.
posted by MrLLG on Dec 19, 2014 - 15 answers

I have £200k cash, homeless, aimless, what should I do with it?

I'm currently homeless, bumming around Europe aimlessly. I am lucky enough to have a bit of cash, £200k UK. But no idea what to do with it. Sorry if this is an annoying question to some... [more inside]
posted by molloy on Dec 17, 2014 - 18 answers

Most lucrative way to get rid of 40+ pairs of Levi's?

I have dozens of men's Levi's that I would like to sell in bulk if possible. I do not want to sell on ebay unless I can be convinced otherwise. [more inside]
posted by futz on Dec 16, 2014 - 17 answers

Help me find a place to donate a small amount of money to?

I have two gift cards with small amounts on them (just under $5 total) and to be honest I'd much rather give it to a charity than mess with trying to spend it at the store. It seems like a trivial amount but I figure it'd be better than nothing. The problem I'm having is finding a cause that will accept less than ten dollars by card. Any ideas?
posted by DriftingLotus on Dec 13, 2014 - 11 answers

How much $ to give a child who just earned a bundle?

Basically by accident my kid is about to earn a large chunk of money. How much should we let him keep, how much should be saved, etc.? [more inside]
posted by anonymous on Dec 9, 2014 - 36 answers

Friend upset with me for asking her for financial help - now what?

I pissed off/offended one of my oldest friends recently and I'm at a loss as to how I should proceed. I asked her for a favor I've never really asked of any of my friends before: if she had the means to loan me around $200, though I made it clear that a lesser amount would help just as much right now. I told her I'd be able to repay it in approximately six weeks. She didn't take any of this well. [more inside]
posted by item on Dec 4, 2014 - 40 answers

Sending funds to Brazil, is there a good way I have missed?

My son is caught up in a medical crisis in Brazil and needs funds sent. What is the best bank to bank option or is there a way other than Moneygram services? Not to crowd this post with details but if anyone wants more details or to assist in our funding please MeFi mail me.
posted by Freedomboy on Nov 24, 2014 - 13 answers

Credit card advice

I live in Toronto I recently started a full-time job (two weeks ago) and I've been using a debit card (with RBC) for the past five years. I didn't want to get a credit card because I didn't want to get sucked into the system. But yesterday changed my outlook on things, so I decided to apply for a low interest card. Question is, what options do I have and would I get accepted? [more inside]
posted by cyrusw8 on Nov 23, 2014 - 18 answers

How to say no even though I can say yes?

I have a troubled half brother who has recently come into my life. He was just released from prison, there on possession charges. He lives across the country, is jobless, homeless, and without family (aside from my mother and me). Yesterday he asked if I could wire him money. Just enough to buy some food. I can easily do this, so without thinking, I said I would. [more inside]
posted by hippychick on Nov 23, 2014 - 56 answers

Will this phone system do my laundry and shine my shoes at that price?

What and why is the difference between a $5000 PBX system for our office and one costing $1600? We have been looking to replace our ancient PBX. We were quoted $5400 + $1700 in labor for a super slick fully featured system, The Univerge SV9100. This thing is cool and does everything. Office Depot however has this XBlue system at a significantly lower price, $1400. [more inside]
posted by Che boludo! on Nov 14, 2014 - 3 answers

Best ways to search for grants/funding for school enrichment programs?

I'm on a committee at my kid's elementary school and have been asked to start working on a spreadsheet of all possible funding opportunities that we could pursue for enrichment projects. What's my best strategy for searching for projects? [more inside]
posted by gaspode on Nov 13, 2014 - 5 answers

Local dealer owes us $20,000 but just closed this morning. What to do?

We are a well known bicycle brand, and one of our local dealers closed up shop over night with no notice to us or even their employees. They have over $20,000 in debt with us. What are our options? Our dealer owes us over $20,000 in debt for stock, with some invoices close to 4 months past due. [more inside]
posted by neillsom on Nov 11, 2014 - 19 answers

Financial anxiety! I am a lucky bum, but can't stop worrying.

I'm dealing with a lot of financial anxiety, even though I'm in a place that I know many people would envy. Does anyone have concrete advice for managing illogical anxiety over money, savings and employment? [more inside]
posted by anonymous on Nov 9, 2014 - 11 answers

Print compnay employer is requesting my pay requirements - help

A print company owner is asking me what my pay requirements are to join his staff as an illustrator. How much do people who do this kind of thing make? [more inside]
posted by cartoonella on Nov 8, 2014 - 4 answers

do you know about civil society in Nepal?

I'm very curious to learn about people and organizations who are based there are making grants or scholarships to support local communities. Any leads or thoughts? [more inside]
posted by jenbo1 on Nov 7, 2014 - 4 answers

Tax implications of paying back a signing bonus

If I have to pay back a signing bonus because I didn't stay at the job for a full year, is there any way to recover the taxes I paid on the signing bonus? [more inside]
posted by evil otto on Nov 7, 2014 - 8 answers

How to invest in AI?

Any recommendations for (public or private) companies heavily engaged in artificial intelligence products and research? [more inside]
posted by yoyo_nyc on Oct 31, 2014 - 5 answers

Should I pay off my car early so I don't need full coverage insurance?

Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
posted by bbqturtle on Oct 30, 2014 - 22 answers

How can a small-time employee get a promising start in the stock market?

For a small-time, late twenties employee working two jobs trying to make ends meet (and who knows next to nothing about the world of stocks and investing), how can he get involved in it without getting hurt? [more inside]
posted by cyrusw8 on Oct 26, 2014 - 19 answers

$trategies to get people to pay up?

My boss has given me the task of collecting an outstanding invoice. I have no experience doing something like this, and it is not part of my normal job description. If I'm successful, there's a cash bonus in it for me... Tips and tricks please! Thanks.
posted by tippy on Oct 25, 2014 - 21 answers

Leave fulltime job to take part-time job--of course, less money

Would you leave a full-time job that is stifling, depressing and not a good fit for you to take the part-time job of your dreams? Full-time job pays $55K and part-time job pays $40K. Am I crazy to even think about doing this?
posted by sandra194 on Oct 24, 2014 - 33 answers

Determining the limit on how much to "help" family

How does one determine how much to help family (primarily financially) and where to draw the line? What about the ensuing guilt? [more inside]
posted by tz on Oct 20, 2014 - 20 answers

Should I do this job interview?

Should I do this job interview, even though it could actually hurt my chances of getting the job I want? [more inside]
posted by miyabo on Oct 19, 2014 - 6 answers

Company in turmoil; how to talk myself down off the panic ledge?

My company is undergoing the first steps into being sold. How do I stop panicking long enough to figure out my next steps? [more inside]
posted by droplet on Oct 15, 2014 - 7 answers

Do I go for it?

Currently employed in retail working my way through college. [more inside]
posted by Urban_Painter on Oct 14, 2014 - 4 answers

I sold my house. Yay! Now what?

Yay! I finally sold my house and have the check from the title company in hand. I made money on the sale of the house, but I have a few questions about how to maintain my investment. For tax purposes, does this qualify as "income"? Will I be assessed a Capital Gains Tax? Is a money market the best place to keep the cash from the sale? Please help a money noob... [more inside]
posted by chatelaine on Oct 14, 2014 - 15 answers

Do any rules govern how much collection agencies can inflate debt?

I've noticed that when collection agencies buy debt, they often, though not always, significantly inflate the original debt. Do any laws govern how much they can do so? If not, how is it possible to be liable for an amount that someone has essentially made up? [more inside]
posted by corb on Oct 14, 2014 - 4 answers

Check register App for iPhone 5s

I'm looking for an iPhone App to track my spending, NOT budgeting. My salary is automatically split via direct deposit, so that most of it goes into a different account used to pay bills with the spouse. What's needed is an App to track the money in my personal account, which is used mostly for fun stuff, with a few minor things like gas or reccurring payments for Netflix, website hosting etc. Specific features are below the cut! [more inside]
posted by sock, the puppet on Oct 11, 2014 - 8 answers

A Simple Grave for Old Men

There's a number of films and books in which an average person finds (i.e., steals) a lot of money, generally in cash, and often next to a dead bad guy. It never goes well for our hero. Two questions: 1) can you think of any additional examples beyond the titles listed inside, and 2) what can we learn from those stories to best ensure we can keep our ill-gotten gains if we find a suitcase full of cash? [more inside]
posted by Admiral Haddock on Oct 9, 2014 - 32 answers

I have 1k and I'd like to double it safely

How do you take 1,000 dollars and make it into 2,000 safely and soundly? [more inside]
posted by Hands of Manos on Oct 5, 2014 - 25 answers

she walks hard for the money

What kinds of jobs require a lot of (outdoor) walking? [more inside]
posted by raztaj on Oct 1, 2014 - 34 answers

E=mc^$

I need help thinking of cool ways to spend $30k or more for high school physics equipment! If you're a physics teacher, or had a great physics teacher in high school (or college), tell me what equipment makes for inspiring and effective physics education. [more inside]
posted by Salvor Hardin on Sep 27, 2014 - 9 answers

Seeking fee-based financial advisor in Seattle

I have read all the AskMe answers describing why a fee-based financial advisor is the way to go. The Mr and I want to get advice on planning to pay off our credit cards, save for a home, and plan for retirement in the next 20 years (we are approaching 50). Can you recommend any good financial advisors in the Seattle area that you or someone close to you has worked with? If it would help figure out if someone is a culture fit, we are Gen Xers both from income-strapped childhoods but who are doing reasonably well in the tech industry, no kids, live in the city and don't want to move to the suburbs, have a vaguely hipster lifestyle with lots of foodie activities and travel. I have already seen this thread but it is 7 years old.
posted by matildaben on Sep 25, 2014 - 5 answers

My mother is financially irresponsible, is there anything I can do?

My mother is likely to have a lot of upcoming expenses; she is nearing retirement age, she has significant health problems, and she needs to sell a house that needs a lot of expensive repairs. But she is spending amazing amounts of money on things she doesn't need, and I am really worried about her future. I am living paycheck-to-paycheck and won't be able to help her at all. Can I or should I say anything? [more inside]
posted by anonymous on Sep 24, 2014 - 15 answers

Help me compare carriers of low-cost phone plans?

I'm wasting a ton of money on my current cell phone/home internet plan. To tighten up, I could pay the cancellation fee to AT&T, and for almost a third the monthly cost, give up the home network and switch to something like ConsumerCellular or (from a comparison website) T-Mobile's Simple Starter plan (600 minutes, 500 messages, 2GB; data pass available for unexpected overage; I can keep my iPhone 4). Roaming is not a big issue. [more inside]
posted by mmiddle on Sep 19, 2014 - 15 answers

Relocation challenges out the wazoo......

I'm attempting to make a big change to help myself professionally and the challenges are proving much more formidable than I anticipated. [more inside]
posted by strelitzia on Sep 18, 2014 - 11 answers

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