Specifically, how can I be sure that my medication purchases at the grocery store are properly tallied as 'qualified expenses?' More generally, how does the IRS keep track of your purchases using funds from an HSA? What's to stop someone from using their HSA to pay for non-medical expenses? [more inside]
My husband's new job only offers one plan: a high deductible plan with $5,000 and $10,000 deductibles. We both have chronic illnesses with lots of medications and several doctors. We cannot afford to pay out of pocket for everything. What can I do? [more inside]
I just received a notification from my insurance company that as of July 1 they're no longer covering the brand-name version of a necessary medication I take daily. If I want to keep taking it I have to pay the full price (many hundreds of dollars per month)—or switch to the generic, which I've taken before and found that for me it is basically crap. It doesn't work as well, and has pretty unpleasant side effects, and I have documentation to that effect from my doctor of many years. Is there anything I can do to create a happy ending here?
I've been taking ADD meds for years with the same psychiatrist, but lost my insurance last summer and had to stop taking them. Now I have insurance again and scheduled an appointment with my doctor today, but I'm worried he'll say that I'm doing just fine without the pills. However, I'm also afraid of looking too desperate if I tell him how much I want them! Can I tell him everything without sounding like I'm a junkie? Details follow. [more inside]
Low cost bipolar ADD meds available in the US? [more inside]
My psychiatrist's office is behaving in an incompetent manner and I am furious. Aside from finding another doctor, how should I handle this? [more inside]
Stolen prescription meds (I assume). Drugstore manager is unconcerned, or he's in on it. What should I do? [more inside]
What will prescription medications cost an uninsured US resident who is buying them in New Zealand? [more inside]
Prescription medication for uninsured. [more inside]
Here's the situation: I changed health insurance plans about two years ago ago. I have a good plan, based in Californa, that costs me about $250 a month. Since starting the coverage, my major medical expense - for about a year - have three monthly medications which I take for recently-diagnosed bipolar disorder. I have never claimed these expenses on my insurance, nor have I ever put any of my psychiatric costs on a claim. The reason is that I've been advised not to do this, especially with a bipolar diagnosis, since, in the words of my psychiatrist, "once that's on your record, you'll have a very hard time if you need to change insurance plans." (I should add that the diagnosis, while scary, and the resulting treatment, has changed my life so much for the better that I'd sell pretty much sell a kidney to keep paying for the meds, if I had to.) [more inside]
Should I try to bill my asthma medicationto my insurance company, or will they fire me for a prexisting condition?...
Hi. I recently (about six months ago) switched health insurance providers. I filled out the application form honestly, except for one thing: I forgot to note that I'd received a prescription two years ago for an albuterol inhaler (which is an inexpensive inhaler used to relieve asthma attacks while they're occuring.) [more inside]
I'm about to start my first salaried job, and will therefore have health insurance. My girlfriend has none. We'd like a method of birth control that's safer and more effective than condoms, but neither of us can afford birth control pills out of pocket. As a man, is there any way I can use my health insurance to pay for birth control pills? If not, what are my other options? [more inside]