What are my options when faced with a large medical bill? [more inside]
Two months ago I went to a new doctor for my yearly physical at the recommendation of a friend. I've talked with my insurance provider before and they said that an annual physical is covered and should cost me approximately nothing. So I was surprised when I later got a bill for several hundred dollars. The root of the problem seems to be that the doctor classified everything as diagnostic rather than preventative. My insurance has said they can't do anything unless he contacts them and changes the classification. I have called and emailed the doctor's office multiple times to clear up the issue, but they have done nothing and I am still getting bill reminders for several hundred dollars. What additional action can I take, legal or otherwise, to force this doctor to fix his mistake?
I had a routine ladyparts exam a few months ago. It qualified as "preventive care" and I didn't have to pay a copay. (Yay! Thank you, ACA!) I got a rundown of what they charged my insurance a month or two ago -- one of those THIS IS NOT A BILL things -- and promptly lost/forgot about it, since I owed nothing. Today I got a check, made out to me, from the doctor's office for a couple hundred bucks. Do I get to keep it? [more inside]
How can I negotiate with a collection agency? My insurance (unknown to me) refused to pay something, I have a bill, I can afford to pay 2/3 but am unsure how to negotiate this. [more inside]
My dental insurer made a mistake and I am stuck with the $3,200 bill. How can I get out of it? [more inside]
Just received a $1400 hospital bill for a ER visit I made OVER 14 MONTHS AGO. How is this okay, and what do I say to plead with them? [more inside]
Have you ever used one of those companies that bargain down your medical bills, then take part of what they saved you as payment? [more inside]
NoInsuranceFilter: I awoke New Years Day in the hospital. My clothes had been cut off, I had a catheter in and a wrist restraint on my left wrist. I had five stitches in my eyebrow. The bill has arrived. [more inside]