I have been reading some articles about housing costs in the U.S. and I'm interested in learning why – historically, culturally, economically, or otherwise – Americans spend a larger portion of their incomes on housing compared to other developed nations. [more inside]
I am an Amazon Vine participant. Amazon sends me products to review. Amazon has informed reviewers they will be sending a 1099MISC form this year in cases where the total value of all products selected is over $600. [more inside]
Since I graduated a few years ago and started working, I focused on saving money in order to (1) pay down my student loans and (2) use as a down payment for a home. After establishing an emergency fund and starting retirement fund payments, I put half of my savings to the student loans and half in a low interest savings account intended for the down payment (with ~20% in an investment account). Now goal 2 is proving elusive, and I'm wondering what I should do with the money. [more inside]
As a current unemployed ambitious 34 year old woman whom is currently feeling the anxiety of a tough job market and uncertain career path, can anyone provide any advice as to the best strategic choice for picking a career path which will provide some degree of financial security and job satisfaction? I am struggling to make a definitive choice despite racking my brains for nearly 12 months since losing a full time job. [more inside]
Mindfulness is trending, and I am opening a meditation studio. I am looking to find out my target audience in order to lock a location. I am seeking a profile on people who meditate. Are they typically baby boomers? Women around 30 years old? Etc. This will also allow me to plan programs, curriculum, and advertising. If anyone knows where I can find information like this (or something close) please let me know. Thank you!
I'm moving to Charlotte, NC. What should I know before I make the move? [more inside]
Oil has fallen by more than 50% since July 2014. How can I benefit from that fall, either by: 1. Gas banking - Is there a way I can buy gas at the current low rate and use it later after prices have risen? 2. Buying stock - Either a sector fund through an investment firm like Smith Barney, or buying pieces of stocks individually like through Ameritrade or Sharebuilder? 3. Or some other way? Or should I just buy the cheap gas and enjoy the reduction as long as it lasts?
The owner of the condo I'm renting has informed me that he's putting it on the market, and had a realtor check out the place and talk to me. He thinks any future buyer will likely be a professional real estate buyer, who will continue with the lease arrangement I currently have, but there's no assurance that this will be the case. Meanwhile, another apartment has opened up in the same complex, a complex which I love. Do I stay or move? [more inside]
I have an idea of what I think would be my ideal career set up (involving social, ethnographic and/or market research in China) , but am not too clear on the next steps to take. Can you help? [more inside]
I want to start investing in index funds, but most that I look at have gone up in value quite a lot over the last two years. Would it be smarter to wait for a drop before investing, or just go in now? [more inside]
I currently attend a top 2 law school in the UK (no prize for guessing which), and am interested in working in the US after I graduate. While I am aware that I will be eligible to take the bar exam in NY and California with a degree from a common law jurisdiction, would my prospects of landing a law firm gig be appreciably augmented if I go for an LLM (or perhaps even a JD) at a US law school? [more inside]
So i've read the previous Asks like this and this but i'm in a bit of a bind moreso than those with regards to an obstinate landlord who wants to charge me a TON for a new key, snowflakes inside... [more inside]
For the first time ever, I've opened an account in Facebook and started using it. Wow...it has to be the greatest social research tool ever! Attitudes and opinions can be gauged without the presence of a social / market researcher. Facebook must be changing the landscape of advertising / social research beyond recognition. Moreover, it must be a political electioneers / pollsters dream. No more contrived focus groups.... Can anybody recommend some books or websites the delve into this?
Thanks to well-meaning family, I have owned a number of stocks and other assets since my birth. The net worth of these assets is very modest, but if I sold them it would offset some ongoing financial stressors. Yet it seems prudent to keep them for a while longer. But why? What if everything crashes next week? What if [the specific stocks I own] crash next week? How do people predict this and stay on top of their assets without spending an inordinate amount of time on them? [more inside]
My sister is pregnant, and they're keeping the baby's name a secret. But I get one guess, and she'll tell me if I'm right. They came across the name in a magazine article, and they heard it in a sci fi movie, as well. Here's everything I know about the article and the movie... can you help me sleuth out the name? [more inside]
I have 3,000 and I want to buy four or five stocks and hold them for the next ten or more years. What's the cheapest way to buy these four or five stocks. [more inside]
We will need to be cashing out a 401k in the month of October and... [more inside]
I've been tasked with figuring out what firms charge to perform IT Security tests, penetration tests, etc, for commercial clients? What kind of metrics do they base their charges on? Is there a standard rate for this kind of work? Alternately, do you have any tips for getting this kind of info from the companies that do this kind of stuff? [more inside]
My partner and I are contemplating a move to Oregon in the next few years. I will have a masters in conflict resolution but would really like to become a mental health counselor. All the research I've done thus far points to a master of social work as I can be a counselor and have more job availability/flexibility. Part of me would like my second masters to just teach me the theory and effective skills of counseling rather than everything that comes with a MSW. I worked at a women's center and studied feminism as an undergrad so I am well aware of privilege and oppression in systemic form. If my plan was to settle in Oregon could I make it with a masters in counseling or are MSW's more easily finding jobs? This question is specific to the job climate in Oregon.
Does New Orleans have an open-air market for dental tools? Back in the late '90s, I visited New Orleans with my parents. I have one memory from that trip that I am still bedeviled by. One afternoon, we headed to a big open-air market -- rows and rows of stalls, I think under some kind of canopy, various goods for sale. I guess this was probably the French Market, but I don't specifically remember. As we got further and further into the market, the stalls started to get a little funny. Everyone had POW-MIA flags, and I saw one that read, "KILL THEM ALL AND LET GOD SORT THEM OUT." [more inside]
There's a giant Korean supermarket not terribly far from where I live (the mega Hmart in Burlington). It's enormous--big enough to have small aisles dedicated to different Asian groceries--a Thai aisle, an Indian aisle, a Japanese aisle, etc. It's far more than I'd ever be able to explore on my own. What items available in a truly excellent Asian supermarket should I seek out? This is pretty much a pan-Asian free-for-all, so if you have a favorite Indonesian mustard, or an unforgettable Cambodian pickle, please share here. Bonus points for sous-vide-able items! [more inside]
I do think that pretty soon everyone will have a 3D printer at home--but which one? I'm looking to invest in a company that makes and/or sells them, but I have never invested on my own before and have no idea how to choose the company that will be the right one. I realize that the stock market is all about speculation and uncertainty, but can someone point me in the right direction so I can at least make an informed decision? I don't have any real life friends who are investors, either, so I turn to your collective wisdom. Thank you!
I've been trying to find what should be simple: intraday data on a large market index (such as the S&P 500). I'm willing to pay, but most sites seem to be interested in selling me collections of N stocks (where N is 12, 50, 100...), often by year, and at that rate, I'd end up paying $100s to get 11+ useless chunks of data, and one useful one (because for my purposes, I really only want to look at a single index). What are some economical sources for what I want? And, FWIW, I already know how to extract intraday (minute-wise) data from Yahoo and Google, but that's only good for about the last 90 days or so.
I need to market my software and my friends told me about a couple of PR websites but I can't recall them now. [more inside]
I've always had an interest in the stock market and investing but have only given it a small amount of attention. I was recently trying to come up with ideas for a hobby and realized that (a) investing is something I have had a long standing interest in and (b) it's something that people can do as a hobby! What are some resources/guides/books for learning as much as possible about this? [more inside]
I'm in the very early stages of house-hunting in the Hamilton, Ontario area, but I'm not sure how fast I should be going. [more inside]
Tokyo flea market this Sunday? Google-fu dekimasendeshita! [more inside]
The gold-coin contents of the cliche' pirate/dungeon treasure chest, how much would that be worth today? Assume a stereotypical treasure chest, knee high to an adult, filled with gold escudos in excellent condition. How much would the chest and contents sell for? Could you sell it?
Where's the profit in DDOS'ing IRC servers? [more inside]
Who are the big players that control the majority of the market in US industries? [more inside]
What do market research/strategic consulting firms look for in an applicant? [more inside]
So I completely understand that prices of stocks, like anything in a market, arise from supply and demand. But at the end of the day, why does demand for a stock increase when a company's earnings increase? How does holding the stock of a company whose earnings have increased since purchase benefit a stockholder? It can't purely be that I care about earnings because I know everyone else cares about earnings because they know everyone else cares about earnings... can it? What is the ultimate source of this caring about earnings? If dividends were more common, I could understand all this as a jockeying for a good deal on a dividend. But as it is, it sounds no different than betting on a never-ending horse race with earnings arbitrarily picked as the indicator of which horse is in the lead.
Are there any interesting foreign/international food markets in in-town Atlanta? [more inside]
Where do all the "normal" people shop in Moscow? The only places that I've found are glitzy marble malls with Western brands and inflated prices... looking for not just clothing, but (open) markets to wander around selling random day to day items, crafts, etc. Also, not necessarily with a purpose to shop but to also just immerse with local day to day living. I've been scouring the internet to find markets where local people shop, but it seems like there was a huge crackdown last year by the government and now everything's been closed. [more inside]
Do externalities (political or economic) necessarily constitute a market failure and thereby justify government intervention?
Are there any skillsets for which a consultant in the UK could charge £500 an hour? [more inside]
I just checked my retirement account. Last year, I lost about 7% of the total after ten years of contributions. Is this happening to everybody? [more inside]
Miraculous rally in the final forty five minutes today pushes all stock market indices above their three-year lows. Goldman Sachs, JPMorgan Chase, and Morgan Stanley all up by ten, twelve percent for the day. Can someone explain how this has happened? [more inside]
Mom wants to go to the Brooklyn Flea Market this weekend. Of course, nothing is simple in Marky world... [more inside]
[Youarenotmyrealtor-filter] Just how important is the 'seasonal affect' of price in real estate? If I sell in the winter as opposed to the spring, how much am I sacrificing in terms of price, in very general terms? [more inside]
What is the most prudent way to reallocate one's 401(k) in light of the US downgrade and recent market crash, assuming one has a moderate number of years until retirement and wishes to get a return on investment greater than the typical return of money market funds?
Can you help me find some free or modestly-priced online reports on the state of the publishing, recorded music, film + photo agencies / picture archives industries in the EU? [more inside]
What is your favourite thing to do at or near Kensington Market in Toronto? [more inside]
I'm not saying that I think the US will default in 10 days, but I am nervous enough to start thinking about covering my butt. I have some money socked away. Its not much, but its something, and I would really love for it all not to somehow evaporate. [more inside]
I previously was working at a job for a long time. That job ended (due to company shutdown) last week I was offered a similar job today. Would it be crazy to turn it down? [more inside]
I have an interview at a market research company next week! Which is great, except that I've been in school for physics for the last 7 years and I know next to nothing about the field. Can you give me resources, tips or tricks to prepare for this interview? [more inside]
Help me pass a test using Excel (special snowflake banking industry questions inside). [more inside]
Explain to me the stock markets... [more inside]
My friend needs advice on renting a house in San Diego. He has been there for years, but he wants to scale down from 5 total roommates (including him) to 3 total roommates, including him. In order to scale down like this, he'll have to charge at least $1000 per roommate. Then each person will have tons of space. He wants roommates that are very nice, honest, and super-clean. Is this do-able? What can he do (he's in no position to make any major home improvements) to make it more likely that he'll find what he's looking for within a reasonable period of time?
Android Market: Why does "Talking Tom Cat" always come up front & center when I open the Market on my Android phone? [more inside]