Unemployed, no other debt, currently making interest-only payments on school loans - what can I do to make this feel less looming over my life? [more inside]
posted by monkeyagent on Dec 29, 2009 - 13 answers

Should I study abroad or just take a vacation? [more inside]
posted by tweedle on Dec 23, 2009 - 23 answers

Student loans in the United States: I have larger fixed-interest Stafford loans, and smaller private loans tied to LIBOR. Which should I pay back first? [more inside]
posted by Muffpub on Dec 15, 2009 - 3 answers

Our daughter was set to close on her first house tomorrow and to move in to her new home this weekend. Today at 4 PM, her real estate agent called. [more inside]
posted by WyoWhy on Nov 12, 2009 - 15 answers

Figuring out if a bank loan has been charged off? [more inside]
posted by anonymous on Nov 12, 2009 - 2 answers

What happens to the owners when a small business fails? [more inside]
posted by eschatfische on Oct 20, 2009 - 14 answers

Car was totaled, bank that gave auto loan charged off the loan account because the collateral is gone despite us continuing with full and on time payments. What are our options? [more inside]
posted by Nickel on Oct 11, 2009 - 4 answers

A friend of mine wants to open a business, and is looking for information on business loans or grants specifically for women. [more inside]
posted by firei on Oct 10, 2009 - 3 answers

Help me/us gain perspective about working while in school, please! [more inside]
posted by lizjohn on Sep 30, 2009 - 20 answers

Need to cash my Canadian student loan but I am in South Korea. I've been confirmed to receive my Canadian student loan; however, I need to bring the form to the Canadian post office so that they can confirm it. Unfortunately I can't seem to do it from South Korea. Last semester, I had the same problem; however, my mother sent me the form, I signed it, and sent it back to her and there was no trouble when she brought it in. They put the money into my bank account. This time, the post offices state that I need the power of attorney. What can I do? My classes have already started and I need to pay for everything.
posted by Knigel on Sep 24, 2009 - 3 answers

I’m in grad school and work full time. I have several Federal student loans in deferment, all of which are subsidized or unsubsidized with different interest rates. I have an extra $500 each month that I'd like to use towards my loans. If I want to have lower monthly payments when my loans go into repayment, should I make extra payments now towards the interest from unsubsidized loans with a lower interest rate or the principal of subsidized loans with a higher interest rate? Or is there a better approach? [more inside]
posted by yeoja on Sep 22, 2009 - 9 answers

Can we afford this house in California (just an example)? What "rules of thumb" or other measures should I use to determine what is "affordable"? [more inside]
posted by anonymous on Sep 20, 2009 - 17 answers

NetherlandsFilter: As a Dutch citizen, am I eligible for financial aid for school in the United States? [more inside]
posted by zvs on Sep 10, 2009 - 2 answers

Does anyone have any experience with Quicken Loans for mortgage or re-fi; specifically, with the supposed "go with us and never pay closing costs again to re-fi or get another mortgage" policy? [more inside]
posted by tristeza on Sep 10, 2009 - 3 answers

What to do about an 'under water' (financially) home? [more inside]
posted by anonymous on Aug 27, 2009 - 14 answers

Should I stay or should I go? [more inside]
posted by semp on Jul 28, 2009 - 19 answers

How hard is it for average folks to get a home mortgage in the US right now? [more inside]
posted by crapmatic on Jul 20, 2009 - 15 answers

Should I take out a full load of student loans to attend a top-6 law school right now? [more inside]
posted by anonymous on Jul 13, 2009 - 28 answers

I'm trying to go back to school. I have bad credit, some unpaid debt, and cannot afford any classes without help... Help! [more inside]
posted by itsacover on Jul 10, 2009 - 9 answers

Paying for graduate school out of your 401k. Stupid idea? [more inside]
posted by falameufilho on Jul 3, 2009 - 8 answers

I have a pretty big tuition bill, even after Stafford and Perkins loans are applied. Can't pay it in cash. Should I take out another loan or take money out of the mutual funds? [more inside]
posted by anonymous on Jul 1, 2009 - 6 answers

Upon examining my student loan payments, it appears that my "interest amt last payment" numbers sometimes increase, even when I pay the same amount (more than I need to pay) on the same day of the month. What!? [more inside]
posted by hellogoodbye on May 1, 2009 - 10 answers

I'm having brain surgery and need to get a medical loan for about 150k. Help? [more inside]
posted by sickinthehead on Apr 27, 2009 - 20 answers

What are my options for borrowing money for home improvement? [more inside]
posted by anonymous on Apr 20, 2009 - 8 answers

Which lender should I use for my government student loans? [more inside]
posted by amalgamator on Apr 16, 2009 - 9 answers

Economicsfilter: How do mortgages work in developing countries with high rates of inflation and high interest rates? For example, Pakistan has a 20% inflation rate and the average fixed term prime residential mortgage for people with good credit is priced at 17%. What are the effects of this on a market? [more inside]
posted by thewalrus on Apr 4, 2009 - 13 answers

How do I get a loan modification without ruining my credit? I have heard many conflicting ideas that range from not paying the monthly mortgage to hiring a lawyer to sue. [more inside]
posted by ccpearce5 on Mar 23, 2009 - 3 answers

How do we best finance our daughter's Irish University career (we're in the UK)? [more inside]
posted by Wilder on Mar 3, 2009 - 11 answers

I'm a student, looking to take out a first time auto loan for a car. I want a used car, and would like to spend no more than $3,000. My credit is alright, not stellar, and I have student loans. What can I expect in this process, and how can I better my chances of getting a loan? [more inside]
posted by thatbrunette on Mar 1, 2009 - 13 answers

How do I get my car back? It's still in my ex'es name. I've been giving her $$ for insurance and have been making the payments on it since 2003. I live across the country now and she ignores all my requests to do anything about transferring the title/policy, etc. [more inside]
posted by otis24 on Feb 20, 2009 - 7 answers

Is it realistic for me to expect that I can pay off my student loans with a lab tech job? [more inside]
posted by pullayup on Feb 19, 2009 - 14 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by anonymous on Feb 11, 2009 - 13 answers

I have already consolidated my student loans (federal Stafford loans) with Brazos, and I am not happy with them. Is it possible for me to move these loans to another lender? Is there a down side to doing so? [more inside]
posted by nosila on Dec 15, 2008 - 2 answers

How do I get a loan, as a student? [more inside]
posted by Marinara on Dec 4, 2008 - 5 answers

I need to decide whether to move from Maine to Boston or not for school. (extended explanation below). [more inside]
posted by sully75 on Nov 11, 2008 - 7 answers

I need a personal loan of 10k to buy a business. I have good credit and employment history. With the current credit crunch in the United States, are there any banks still giving unsecured loans? [more inside]
posted by Ariadne on Nov 7, 2008 - 7 answers

I have some student loan questions [more inside]
posted by sully75 on Oct 23, 2008 - 6 answers

How is the credit crisis affecting places like prosper.com? Would it be smart to borrow/loan money there in an environment like this? With banks seizing up and me having some extra cash, would it be a smart investment to loan money to individuals directly? What about people having a hard time getting a loan from a bank? Is anyone out there using it right now?
posted by empath on Sep 25, 2008 - 5 answers

Can I go halves in an apartment with my brother? i.e., can we each have separate loans for the same apartment? No one I've asked seems to know. We are in Queensland, Australia. [more inside]
posted by mjao on Sep 20, 2008 - 10 answers

Are there any credit counseling or 3rd party agencies that work with student loan repayments? [more inside]
posted by smashingstars on Sep 17, 2008 - 16 answers

Prime rate prognosticators: if you had a choice between a five-year business loan at a fixed 7.5% or floating one point above prime, which would you go with?
posted by bjork24 on Aug 28, 2008 - 6 answers

Can you please help me understand my school loans? Boring numbers and interest rates within. [more inside]
posted by sharkfu on Jul 23, 2008 - 9 answers

I want to pay off my student loans - can I do it with an AMEX/other card to get the points and then turn around and pay off my credit card? Sallie Mae says I can make individual minimum payments with a credit card, but that there's no way except a check or bank payment to pay off the entire amount. Can that really be true? is there a way around it?
posted by elvedon on Jul 12, 2008 - 10 answers

I am my mother's legal guardian. Can I get a loan to pay her bills using her property as collateral? [more inside]
posted by Gianna on Jul 4, 2008 - 13 answers

My partner and I need to acquire a loan for her grad school. The catch(es): She's not a citizen. We're gay. We don't have the first clue how to go about doing this. Help! [more inside]
posted by anonymous on May 15, 2008 - 12 answers

Will I be losing my stimulus check because of back student loans that I am now paying? [more inside]
posted by TheArpenter on Apr 29, 2008 - 4 answers

Seeking guidance with financial planning (loans, down payment, more) [more inside]
posted by mintchip on Apr 20, 2008 - 5 answers

Should I choose a private student loan based on the 1-month LIBOR or the Prime Rate? [more inside]
posted by Asherah on Apr 8, 2008 - 4 answers

One of my boyfriend's student loans just got turned over to a collection agency. How bad is this? [more inside]
posted by peacheater on Mar 25, 2008 - 15 answers

How much is a high income factoredd into a car lease loan decision? [more inside]
posted by dannon205 on Mar 16, 2008 - 3 answers