Can you please help me understand my school loans? Boring numbers and interest rates within. [more inside]
posted on Jul 23, 2008 - 9 answers

I want to pay off my student loans - can I do it with an AMEX/other card to get the points and then turn around and pay off my credit card? Sallie Mae says I can make individual minimum payments with a credit card, but that there's no way except a check or bank payment to pay off the entire amount. Can that really be true? is there a way around it?
posted on Jul 12, 2008 - 10 answers

I am my mother's legal guardian. Can I get a loan to pay her bills using her property as collateral? [more inside]
posted on Jul 4, 2008 - 13 answers

My partner and I need to acquire a loan for her grad school. The catch(es): She's not a citizen. We're gay. We don't have the first clue how to go about doing this. Help! [more inside]
posted on May 15, 2008 - 12 answers

Will I be losing my stimulus check because of back student loans that I am now paying? [more inside]
posted on Apr 29, 2008 - 3 answers

Seeking guidance with financial planning (loans, down payment, more) [more inside]
posted on Apr 20, 2008 - 5 answers

Should I choose a private student loan based on the 1-month LIBOR or the Prime Rate? [more inside]
posted on Apr 8, 2008 - 4 answers

One of my boyfriend's student loans just got turned over to a collection agency. How bad is this? [more inside]
posted on Mar 25, 2008 - 15 answers

How much is a high income factoredd into a car lease loan decision? [more inside]
posted on Mar 16, 2008 - 3 answers

Should I sign up for a credit card right now? If so, from where? [more inside]
posted on Mar 14, 2008 - 32 answers

What should I include in a written agreement of terms of a loan from a family member? [more inside]
posted on Mar 13, 2008 - 8 answers

Will a single parent selling a home that has appreciated a lot and that has a very low mortgage payment, then buying a much more expensive house with all of the proceeds help make the child more (or less) eligible for financial aid (not loans) for college? [more inside]
posted on Mar 13, 2008 - 9 answers

How do I pay for grad school? [more inside]
posted on Mar 13, 2008 - 28 answers

Am I about to get screwed over in regards to the house I'm buying, that's currently being renovated? [more inside]
posted on Mar 3, 2008 - 4 answers

How do I pay off large chunks of my school loan and avoid any interest/payment trickery? [more inside]
posted on Feb 29, 2008 - 6 answers

How do you figure out daily interest from an APR on student loans due monthly? [more inside]
posted on Feb 28, 2008 - 8 answers

What steps would you recommend to prepare for financing expensive education costs? [more inside]
posted on Feb 14, 2008 - 4 answers

Subprimes still lending?? I thought that the subprime loan market was out of business. Why am I getting multiple calls from Household Finance claiming that they have "new programs" trying to lend me money I don't need? ps I don't have a loan with Household Finance. I don't know if they're trying to make a home loan or a consumer credit facility.
posted on Feb 3, 2008 - 7 answers

Assuming that the feds are indeed going to cut rates significantly at the end of this month, should my mom wait until after that to refinance her home mortgage? [more inside]
posted on Jan 16, 2008 - 12 answers

I'm trying to evaluate student loan interest rates for possible consolidation as I get quotes. All the consolidated rates (so far) seem to be the same. What am I looking for? [more inside]
posted on Jan 14, 2008 - 4 answers

Where would I go to get free or low-cost and unbiased financial advice in regards to student loan debt and big-picture student financial planning? [more inside]
posted on Nov 26, 2007 - 5 answers

I'm an American living in BC with about $20K in consolidated Stafford loans. I moved up here two years ago for graduate school at UBC. I've since graduated, secured gainful employment and have applied for permanent residency. My student loan repayment begins soon and I'm trying to figure out the easiest way to do the actual paying. I heard that the Dept of Ed will give you an interest rate reduction if you setup direct withdrawal from a bank account. Is this possible with a Canadian bank? If not, is there another way to setup automatic payments? Any other hidden gremlins of loan repayment from abroad, both physically and financially? [more inside]
posted on Nov 7, 2007 - 11 answers

Help me help my friend convince college financial aid departments that her parents are not and never will be willing to provide any help for her, and get money to pay for living expenses. [more inside]
posted on Nov 1, 2007 - 37 answers

Has anyone used All World Private Funding to get a loan? And if so, what was your experience?
posted on Oct 27, 2007 - 2 answers

My mom just gave me about a year and a half's worth of mail that she somehow thought I didn't need while I was away at college. A few of the letters in there are from Federal Student Aid telling me my account is overdue -- meaning that I had a small loan for University of California and when I dropped out of UC, I was apparently liable to pay back my entire loan ASAP. [more inside]
posted on Oct 18, 2007 - 9 answers

Consolidate student loan or would that possibly be bad for my credit? [more inside]
posted on Oct 16, 2007 - 2 answers

Student loan negotiations? [more inside]
posted on Oct 7, 2007 - 17 answers

I am using extra student loan money at 6.8% (mostly unsubsidized) interest rate to pay off my credit cards (about 25K) worth. What should I do when I get a bunch of other cash? Pay off loans or invest? [more inside]
posted on Sep 12, 2007 - 12 answers

How do I repay my delinquent Canadian student loan? [more inside]
posted on Aug 19, 2007 - 7 answers

Just how good does your credit have to be to qualify for 0% financing on a car loan? [more inside]
posted on Aug 17, 2007 - 9 answers

Please tell me, using layman's terms whenever possibly, everything you know about student loans. (backstory inside) [more inside]
posted on Aug 12, 2007 - 13 answers

I can't decide which is the best route: pay off ~low interest student loan (4.75%) or keep extra dough in savings account (5.05%). [more inside]
posted on Aug 12, 2007 - 17 answers

What can I do to not freak out about student loan debt? [more inside]
posted on Jul 10, 2007 - 23 answers

I'll be borrowing $22,200 to pay for school. All other things being equal, which loan is best? All three options have a 10-year term. Loan #1: 5.55% fixed rate; 1% principal rebate after 12 months; a second 1% principal rebate after 24 months Loan #2: 5.55% fixed rate; zero payments for the last 6 months Loan #3: 6.55% fixed rate; a 3.3% principal rebate after 33 months [more inside]
posted on Jun 25, 2007 - 7 answers

I am in my 20's, have no debt and have no need for a loan; should I get one anyways to help my credit? [more inside]
posted on Jun 23, 2007 - 18 answers

I've reached the end of the road for graduate school loans. [more inside]
posted on Jun 5, 2007 - 7 answers

Help me figure out the best way to finance graduate school abroad. [more inside]
posted on May 10, 2007 - 4 answers

StudentLoanHellFilter: No more sub or unsub fed loans. No help from FAFSA. Are we doomed to pay back student loans for the rest of our lives? [more inside]
posted on May 9, 2007 - 38 answers

The path to a house when you have bad credit... [more inside]
posted on Apr 9, 2007 - 21 answers

Options for (re)building my credit...how best to re-build my credit history with an eye towards home ownership... [more inside]
posted on Mar 20, 2007 - 13 answers

How do i turn some coin without ruining my studies? I'm in the 4th year of my degree which i should have finished a while ago, due to pressure to pay rent each week I've been working a lot, and subsequently failed a lot of papers due to pressures all around. I cant get government support. [more inside]
posted on Feb 24, 2007 - 10 answers

student loans + investing [more inside]
posted on Feb 5, 2007 - 20 answers

I owe more than my car is worth. My monthly auto-expenses are too great. I would be better off with a truck. Advice? [more inside]
posted on Nov 15, 2006 - 23 answers

An American friend of mine who is also an expat in France is going home to visit his family for Christmas this year. The problem is he is in default on his federal school loans. [more inside]
posted on Oct 25, 2006 - 17 answers

Can I use my (private, not federally subsidized) student loans to pay for things other than those directly related to school? [more inside]
posted on Aug 1, 2006 - 14 answers

Student Loan question: I've started paying off my delinquent perkins loans to a collection agency and discovered they're adding a 40% collection fee to my total. If I stop paying them, my school will seek a judgement, but will it be sans the outrageous 40% fee? [more inside]
posted on Jul 7, 2006 - 9 answers

CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted on Jul 1, 2006 - 9 answers

Which is a "worse" type of debt - credit card debt or car loan? [more inside]
posted on Jun 27, 2006 - 28 answers

Can I consolidate my non-federal student loans? [more inside]
posted on Jun 26, 2006 - 8 answers

How can I make the most out of repaying my student loans? [more inside]
posted on May 24, 2006 - 12 answers