Paying for graduate school out of your 401k. Stupid idea? [more inside]
posted by falameufilho on Jul 3, 2009 - 8 answers

I have a pretty big tuition bill, even after Stafford and Perkins loans are applied. Can't pay it in cash. Should I take out another loan or take money out of the mutual funds? [more inside]
posted by Anonymous on Jul 1, 2009 - 6 answers

Upon examining my student loan payments, it appears that my "interest amt last payment" numbers sometimes increase, even when I pay the same amount (more than I need to pay) on the same day of the month. What!? [more inside]
posted by hellogoodbye on May 1, 2009 - 10 answers

I'm having brain surgery and need to get a medical loan for about 150k. Help? [more inside]
posted by sickinthehead on Apr 27, 2009 - 20 answers

What are my options for borrowing money for home improvement? [more inside]
posted by Anonymous on Apr 20, 2009 - 8 answers

Which lender should I use for my government student loans? [more inside]
posted by amalgamator on Apr 16, 2009 - 9 answers

Economicsfilter: How do mortgages work in developing countries with high rates of inflation and high interest rates? For example, Pakistan has a 20% inflation rate and the average fixed term prime residential mortgage for people with good credit is priced at 17%. What are the effects of this on a market? [more inside]
posted by thewalrus on Apr 4, 2009 - 13 answers

How do I get a loan modification without ruining my credit? I have heard many conflicting ideas that range from not paying the monthly mortgage to hiring a lawyer to sue. [more inside]
posted by ccpearce5 on Mar 23, 2009 - 3 answers

How do we best finance our daughter's Irish University career (we're in the UK)? [more inside]
posted by Wilder on Mar 3, 2009 - 11 answers

I'm a student, looking to take out a first time auto loan for a car. I want a used car, and would like to spend no more than $3,000. My credit is alright, not stellar, and I have student loans. What can I expect in this process, and how can I better my chances of getting a loan? [more inside]
posted by thatbrunette on Mar 1, 2009 - 13 answers

How do I get my car back? It's still in my ex'es name. I've been giving her $$ for insurance and have been making the payments on it since 2003. I live across the country now and she ignores all my requests to do anything about transferring the title/policy, etc. [more inside]
posted by otis24 on Feb 20, 2009 - 7 answers

Is it realistic for me to expect that I can pay off my student loans with a lab tech job? [more inside]
posted by pullayup on Feb 19, 2009 - 14 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by Anonymous on Feb 11, 2009 - 13 answers

I have already consolidated my student loans (federal Stafford loans) with Brazos, and I am not happy with them. Is it possible for me to move these loans to another lender? Is there a down side to doing so? [more inside]
posted by nosila on Dec 15, 2008 - 2 answers

How do I get a loan, as a student? [more inside]
posted by Marinara on Dec 4, 2008 - 5 answers

I need to decide whether to move from Maine to Boston or not for school. (extended explanation below). [more inside]
posted by sully75 on Nov 11, 2008 - 7 answers

I need a personal loan of 10k to buy a business. I have good credit and employment history. With the current credit crunch in the United States, are there any banks still giving unsecured loans? [more inside]
posted by Ariadne on Nov 7, 2008 - 7 answers

I have some student loan questions [more inside]
posted by sully75 on Oct 23, 2008 - 6 answers

How is the credit crisis affecting places like prosper.com? Would it be smart to borrow/loan money there in an environment like this? With banks seizing up and me having some extra cash, would it be a smart investment to loan money to individuals directly? What about people having a hard time getting a loan from a bank? Is anyone out there using it right now?
posted by empath on Sep 25, 2008 - 5 answers

Can I go halves in an apartment with my brother? i.e., can we each have separate loans for the same apartment? No one I've asked seems to know. We are in Queensland, Australia. [more inside]
posted by mjao on Sep 20, 2008 - 10 answers

Are there any credit counseling or 3rd party agencies that work with student loan repayments? [more inside]
posted by smashingstars on Sep 17, 2008 - 16 answers

Prime rate prognosticators: if you had a choice between a five-year business loan at a fixed 7.5% or floating one point above prime, which would you go with?
posted by bjork24 on Aug 28, 2008 - 6 answers

Can you please help me understand my school loans? Boring numbers and interest rates within. [more inside]
posted by sharkfu on Jul 23, 2008 - 9 answers

I want to pay off my student loans - can I do it with an AMEX/other card to get the points and then turn around and pay off my credit card? Sallie Mae says I can make individual minimum payments with a credit card, but that there's no way except a check or bank payment to pay off the entire amount. Can that really be true? is there a way around it?
posted by elvedon on Jul 12, 2008 - 10 answers

I am my mother's legal guardian. Can I get a loan to pay her bills using her property as collateral? [more inside]
posted by Gianna on Jul 4, 2008 - 13 answers

My partner and I need to acquire a loan for her grad school. The catch(es): She's not a citizen. We're gay. We don't have the first clue how to go about doing this. Help! [more inside]
posted by Anonymous on May 15, 2008 - 12 answers

Will I be losing my stimulus check because of back student loans that I am now paying? [more inside]
posted by TheArpenter on Apr 29, 2008 - 4 answers

Seeking guidance with financial planning (loans, down payment, more) [more inside]
posted by mintchip on Apr 20, 2008 - 5 answers

Should I choose a private student loan based on the 1-month LIBOR or the Prime Rate? [more inside]
posted by Asherah on Apr 8, 2008 - 4 answers

One of my boyfriend's student loans just got turned over to a collection agency. How bad is this? [more inside]
posted by peacheater on Mar 25, 2008 - 15 answers

How much is a high income factoredd into a car lease loan decision? [more inside]
posted by dannon205 on Mar 16, 2008 - 3 answers

Should I sign up for a credit card right now? If so, from where? [more inside]
posted by fogster on Mar 14, 2008 - 32 answers

What should I include in a written agreement of terms of a loan from a family member? [more inside]
posted by Jacqueline on Mar 13, 2008 - 8 answers

Will a single parent selling a home that has appreciated a lot and that has a very low mortgage payment, then buying a much more expensive house with all of the proceeds help make the child more (or less) eligible for financial aid (not loans) for college? [more inside]
posted by Corky on Mar 13, 2008 - 9 answers

How do I pay for grad school? [more inside]
posted by whimsicalnymph on Mar 13, 2008 - 28 answers

Am I about to get screwed over in regards to the house I'm buying, that's currently being renovated? [more inside]
posted by Jimbob on Mar 3, 2008 - 4 answers

How do I pay off large chunks of my school loan and avoid any interest/payment trickery? [more inside]
posted by wolfkult on Feb 29, 2008 - 6 answers

How do you figure out daily interest from an APR on student loans due monthly? [more inside]
posted by johnofjack on Feb 28, 2008 - 8 answers

What steps would you recommend to prepare for financing expensive education costs? [more inside]
posted by Asherah on Feb 14, 2008 - 4 answers

Subprimes still lending?? I thought that the subprime loan market was out of business. Why am I getting multiple calls from Household Finance claiming that they have "new programs" trying to lend me money I don't need? ps I don't have a loan with Household Finance. I don't know if they're trying to make a home loan or a consumer credit facility.
posted by tesseract420 on Feb 3, 2008 - 7 answers

Assuming that the feds are indeed going to cut rates significantly at the end of this month, should my mom wait until after that to refinance her home mortgage? [more inside]
posted by robotdog on Jan 16, 2008 - 12 answers

I'm trying to evaluate student loan interest rates for possible consolidation as I get quotes. All the consolidated rates (so far) seem to be the same. What am I looking for? [more inside]
posted by rryan on Jan 14, 2008 - 4 answers

Where would I go to get free or low-cost and unbiased financial advice in regards to student loan debt and big-picture student financial planning? [more inside]
posted by iamisaid on Nov 26, 2007 - 5 answers

I'm an American living in BC with about $20K in consolidated Stafford loans. I moved up here two years ago for graduate school at UBC. I've since graduated, secured gainful employment and have applied for permanent residency. My student loan repayment begins soon and I'm trying to figure out the easiest way to do the actual paying. I heard that the Dept of Ed will give you an interest rate reduction if you setup direct withdrawal from a bank account. Is this possible with a Canadian bank? If not, is there another way to setup automatic payments? Any other hidden gremlins of loan repayment from abroad, both physically and financially? [more inside]
posted by Nelsormensch on Nov 7, 2007 - 11 answers

Help me help my friend convince college financial aid departments that her parents are not and never will be willing to provide any help for her, and get money to pay for living expenses. [more inside]
posted by Tomorrowful on Nov 1, 2007 - 37 answers

Has anyone used All World Private Funding to get a loan? And if so, what was your experience?
posted by waytogo! on Oct 27, 2007 - 2 answers

My mom just gave me about a year and a half's worth of mail that she somehow thought I didn't need while I was away at college. A few of the letters in there are from Federal Student Aid telling me my account is overdue -- meaning that I had a small loan for University of California and when I dropped out of UC, I was apparently liable to pay back my entire loan ASAP. [more inside]
posted by oneous on Oct 18, 2007 - 9 answers

Consolidate student loan or would that possibly be bad for my credit? [more inside]
posted by thetenthstory on Oct 16, 2007 - 2 answers

Student loan negotiations? [more inside]
posted by damn dirty ape on Oct 7, 2007 - 17 answers

I am using extra student loan money at 6.8% (mostly unsubsidized) interest rate to pay off my credit cards (about 25K) worth. What should I do when I get a bunch of other cash? Pay off loans or invest? [more inside]
posted by Anonymous on Sep 12, 2007 - 12 answers