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	  <title>Ask MetaFilter questions tagged with loaning</title>
      <link>http://ask.metafilter.com/tags/loaning</link>
      <description>Questions tagged with 'loaning' at Ask MetaFilter.</description>
	  <pubDate>Fri, 21 Nov 2008 14:04:17 -0800</pubDate> <lastBuildDate>Fri, 21 Nov 2008 14:04:17 -0800</lastBuildDate>

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	<title>The projector is destroyed - what next?</title>
	<link>http://ask.metafilter.com/107431/The%2Dprojector%2Dis%2Ddestroyed%2Dwhat%2Dnext</link>	
	<description>My friend destroyed my video projector, truly by accident. What to do? I loaned a VERY close friend my video projector. While he was using it, the bulb blew. Replacement cost of the bulb? $400. The projector itself - with a working bulb - sells used for a similar price. We both view the cost as prohibitive for the bulb. Obtaining a new projector for $400-ish is not out of the question. Neither he nor I have the budget or need to replace the projector in the short term. He&apos;s suggested splitting the cost on that theoretical $400 projector and sharing ownership. I am inclined to turn this offer down, although it does have the advantage of fiscal feasibility.&lt;br&gt;
&lt;br&gt;
There are two complicating factors:&lt;br&gt;
&lt;br&gt;
 - I originally dumpstered the projector, which was in as-new condition and reported less than 10 hours on the bulb. Thus both he and I are reluctant to enforce full cost against the loss of the projector - I&apos;m not out the &lt;i&gt;money&lt;/i&gt;, but I am out the &lt;i&gt;projector&lt;/i&gt;. &lt;br&gt;
&lt;br&gt;
 - The projector seems to have a design flaw which causes bulbs to blow at 200-250 hours, about 10% of the design life of the bulb, 2000 hours. Thus, it&apos;s probably just an act of fate that he happened to be using it when the bulb blew.&lt;br&gt;
&lt;br&gt;
Additionally, he called me as he initially worked on getting the projector set up and needed to be walked through getting a signal to it. After the bulb blew, he mentioned to me that he had &apos;screwed around with the bulb.&apos; When I recieved the projector back from him, the rubber ring around the lens had a bunch of weird scratches, as though someone had attempted to get to the bulb by peeling the rubber collar away from the lens. As far as I know, this would have been entirely fruitless, but would have required some untoward activity for the projector. He has not mentioned the scratches and  I have not followed up the remark about the bulb per se. I do intend to do this, and to ask about the scratches, which I know were not there when I loaned him the unit.&lt;br&gt;
&lt;br&gt;
He is a dear friend, who I do not wish to lose. I am very much disinclined to share ownership of a replacement projector, and certainly will NOT loan him one in the future. Insisting on a full-cost replacement would likely end our friendship, as he simply does not have the funds to do so in the short term.&lt;br&gt;
&lt;br&gt;
What should I do?</description>
	<guid isPermaLink="false">tag:ask.metafilter.com,2008:site.107431</guid>
	<pubDate>Fri, 21 Nov 2008 14:04:17 -0800</pubDate>
	<category>debt</category>
	<category>destroying</category>
	<category>friends</category>
	<category>loaning</category>
	<category>property</category>
	<dc:creator>Anonymous</dc:creator>
	</item>
	<item>
	<title>when it rains...</title>
	<link>http://ask.metafilter.com/46897/when%2Dit%2Drains</link>	
	<description>How much money should I loan a very good friend of mine in a tough situation?  I feel lost as to what I should do.  (extended facts in the extended) A very good friend of mine has had things go horribly wrong for her in the past couple weeks.  Fiance broke up with her, lost her job, car had a boot put on it...  &lt;br&gt;
&lt;br&gt;
- She does not have enough money ($851) to pay to get the boot taken off.  It was apparently put on because of outstanding tickets from a prior roommate who used the car, but my friend never knew of the tickets.  &lt;br&gt;
- Her parents are already loaning her money to cover her bills.&lt;br&gt;
- I am in school, but work weekends.  I&apos;ve been working and saving up money for something.  Without getting too specific, it&apos;s something that would make me a very happy person for a long time, I&apos;ve been looking forward to it for a long time, etc. etc. but it is not a necessity.&lt;br&gt;
- The money I have saved would cover the boot bill.&lt;br&gt;
- I don&apos;t know when I would be payed back, but probably not for a long while.&lt;br&gt;
- She lives in another state, needs a car to get a job, and the likelihood of getting the city to waive $851 in tickets is nil.&lt;br&gt;
&lt;br&gt;
So how much should I loan my bestest friend?  I have the money and want to help her, but am struggling with my own... selfishness.  Do I offer to pay part of it and hope the rest of our mutual friends pick up the rest?  What are my obligations?&lt;br&gt;
&lt;br&gt;
Or just a discussion....  I feel more than a little lost.  Any thoughts to help me help her are appreciated ahead of when they are posted.</description>
	<guid isPermaLink="false">tag:ask.metafilter.com,2006:site.46897</guid>
	<pubDate>Wed, 20 Sep 2006 11:42:11 -0800</pubDate>
	<category>loan</category>
	<category>loaning</category>
	<category>money</category>
	<dc:creator>whatitis</dc:creator>
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