Looking for advice & direction in this difficult time

Anonymous — Tue, 05 Dec 2006 13:38:50 -0800

I am 21 and have serious money problems, including a huge debt. The problems are turning into a depression. They affect my ability to commute to work (by car). And now, To top it off, an old friend of mine hung himself 2 days ago. Why? Because of money problems. I dont want to kill myself at all, but I am deeply depressed. Happy Stories, Life Advice, or insight .. all deeply apprecaited. Hello.

I am a young man at 21 years of age. I turn 22 in a few months.

I have a job in the internet field paying about $400 a week after taxes. I am at an EXTREMELY difficult time of my life right now. For many reasons, mostly money related:

1. I have about $10,000 in credit card debt which I have not made any payments on. I have been served papers already. This makes any applications for credit options impossible.
2. I have many unpaid parking tickets and my license is currently revoked, for 1 year starting when I turn it in (haven't done that yet)
3. My used car (only transportation to work) is on the edge of death and also becoming unsafe to drive.
4. I can probably afford ONE of the following .. all of which I am having trouble finding at a do-able price:
a. A studio apartment close to where I work (so i wotn have to drive nor need a car)
b. Another used (read: abused) car for transportation between my parents' house (where I live currently) and my work (about 14 miles away)
c. Repairing my current car. Thsi will eat up ALL of my savings for sure.
4. My parents divorced 5 years ago. The parent I live with, Mom, refuses to help with transportation to my job. My dad commutes to work and cannot help with transport either.
5. There are no public transportation options available. Therefore I will lose my job once my car blows up
6. I have no college education. I had to drop out due to.. you guessed it, transportation problems.
7. My mom is on the verge of kicking me out of the house. Or makign me pay rent. Neither of which I can afford right now.
And, as if things couldn't get worse...
8. An old friend committed suicide (hung himself) 2 days ago, mostly because of money problems. He once said "I hate money. It will be the death of me"

I need some sort of direction. I am definitely experiencing a depression and I don't know where to turn or what to do. My friends death makes this 1000% times worse on me. Please metafilter .. help?

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Looking for advice & direction in this difficult time