My organization is interested in providing a small fleet of bicycles for employees to use for meetings, workday errands, etc. The only reason *not* to do this that comes to mind is liability—although we could provide waivers, right? One way or the other, I haven't yet found examples of other companies doing this. What do you know about it?
posted by greggish on Oct 10, 2009 - 15 answers

Is my house seller trying to jerk me around? Specific liability legalese inside. [more inside]
posted by bkhahn on Oct 4, 2009 - 8 answers

I need public liability insurance for a 1 day stall at a country church fete. Is there any Australian insurer who does this? The shortest term I can find is 3 months at $110 via AAMI. [more inside]
posted by ninazer0 on Sep 24, 2009 - 9 answers

Selling a bike: can I safely allow people to test-ride it? [more inside]
posted by fermata on Sep 5, 2009 - 5 answers

Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency? [more inside]
posted by fourcheesemac on Sep 2, 2009 - 3 answers

Do you think my boyfriend and I are liable for water damage to our downstairs neighbors ceiling caused by our air conditioner ? [more inside]
posted by eunoia on Aug 4, 2009 - 23 answers

What is the next step in getting someone to pay off a loan that I co-signed for? [more inside]
posted by anonymous on Jul 22, 2009 - 7 answers

Hertz fender bender, do I need to file police report, and am I covered? [more inside]
posted by spacefire on Jul 4, 2009 - 5 answers

I'm involved in a dispute about whose responsible for data. The basics: A RAID array in a small company's production server died. Under extreme pressure, the technician reconfigured the array, losing data in the process. The customer assured the tech the data was backed up. It wasn't. Now the customer says the tech should have checked the backup tapes before doing anything. Who is responsible for the data repair? [more inside]
posted by anonymous on Jun 8, 2009 - 9 answers

How is collateral damage from rallying handled? [more inside]
posted by Ickster on May 21, 2009 - 2 answers

Someone hit my car whilst riding their bicycle, knocking my side rear-view mirror clear off. They were nice enough to leave their number for me but I'm curious- is that something their insurance would pay for, or is it something I'll have to try to get money out of pocket for? I have only liability insurance. Totally inexperienced when it comes to such matters so talk to me like an infant.
posted by ryaninoakland on May 19, 2009 - 25 answers

Liability filter: I was involved in accident and need to know if I will be held liable. [more inside]
posted by anonymous on Apr 23, 2009 - 15 answers

A former employer (left under good terms) has had an information security breach. [more inside]
posted by anonymous on Apr 1, 2009 - 13 answers

who's liable for bedbug treatment in san francisco? are we really liable to pay this bill and can we get our deposit back? [more inside]
posted by I like to eat meat on Mar 23, 2009 - 7 answers

Legal filter - I hit a car head-on while biking the other day. It was my fault, and I’ve agreed to pay the damages to car. I need help writing up a release of liability contract so this guy doesn’t keep coming back for more. [more inside]
posted by i less than three nsima on Mar 6, 2009 - 14 answers

My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once? [more inside]
posted by fermion on Mar 6, 2009 - 9 answers

Where can I get cheap auto liability insurance for an older vehicle? I want the minimum auto insurance required by law in PA, which is liability. We used to have Esurance, which I was happy with, but they seem to only cover cars made since 1981, and our new vehicle is a 1980. I know I can get quotes online, but I'm not sure where to start. Do you know a company with cheap rates that offers just liability coverage on a vehicle that old?
posted by lgyre on Nov 23, 2008 - 6 answers

What is a cpa's liability? More specifically, I hired a cpa to do my payroll and taxes. She mis-payed all of the tax payments and then told me the wrong due date for another tax payment and then I got hit with a penalty. So what is her liability in all of this?
posted by thebwit on Nov 17, 2008 - 6 answers

Is there a good online resource for generic liability waivers? [more inside]
posted by Idiot Mittens on Sep 16, 2008 - 2 answers

Why does property liability work the way it does? In other words, why am I responsible for someone else's injury in my home, even if it was in no way my fault? [more inside]
posted by IndigoRain on Aug 7, 2008 - 13 answers

Sadly, I'm likely to be going through a divorce in the near term. I have a concern about the credit card debt I've accumulated and wish to protect my wife from any liability. Should I find myself in a situation where I am unable to pay it [ lose my job, injury, death ], is there a way to insulate her from the debt before our divorce? Does she have any liability after the divorce?
posted by glawky on Aug 4, 2008 - 7 answers

If I run an open wireless access point using DHCP, is there a way for anyone to identify which PC or device in the IP range is receiving or sending traffic? If I run a shared connection and someone does something unlawful, is it my problem or theirs? [more inside]
posted by uaudio on Jul 2, 2008 - 18 answers

I'm a small freelance business owner, with a new client whose standard contract requires me to carry general liability insurance. Probably not a bad idea, so I could use some tips for what to look for in this type of insurance, and any good carriers. But in the meanwhile, for this specific contract, I'd like to get that clause waived. Has anyone had any success having a clause like this waived, and how did you do it? [more inside]
posted by Stacey on Jun 23, 2008 - 6 answers

Am I personally financially liable for copyright infringement when the company I work for gets sued for the unauthorized use of a song in a commercial I produced? [more inside]
posted by Bathtub Bobsled on Jun 6, 2008 - 12 answers

Can a Chicago landlord transfer storm liability for the structure to the tenant? Can I get out of it? [more inside]
posted by a robot made out of meat on May 28, 2008 - 16 answers

Insurance claim against other driver denied. So what now? [more inside]
posted by anonymous on May 18, 2008 - 8 answers

Scam-Filter: Do appliance installers commonly try to avoid attaching water lines? [more inside]
posted by madmethods on Apr 3, 2008 - 17 answers

What kind of things do you need to ask a home remodeling contractor, like about liability insurance, bonding and all that? How do you approach this with them? Do you take their word for it or demand proof? [more inside]
posted by amfea on Feb 25, 2008 - 7 answers

Tiny Accident, They're Claiming Injuries, How Screwed Am I? Last week, I had an accident. I was waiting to turn right behind a van, also waiting to turn. He went, then jammed on brakes. I braked, but couldn't avoid hitting him. Minimal damage for him, none for me. [more inside]
posted by jimmyjimjim on Dec 20, 2007 - 22 answers

A guy driving his son's car backs into my wife's van, while my wife's dad is driving it. The guy admits fault, then changes his mind and his story. My in-laws never thought to file a police report or get contact information from the witness. Now we think that the vehicle that hit us may be uninsured. It all happened on private property. Help. [more inside]
posted by 4ster on Nov 20, 2007 - 11 answers

Tree branch fell on next-door neighbor's house. He has asked me to take care of it. [more inside]
posted by anonymous on Oct 16, 2007 - 19 answers

Neighbour leaves rubbish or rubbish bins on roadside curb. Third party trips on rubbish. Who assumes liability? [more inside]
posted by dantodd on Oct 10, 2007 - 3 answers

I'm thinking about offering a small man-with-a-van -type moving service for a few moves in the short-term. I have a couple of feasibility/legalish questions about transport rules and liability. [more inside]
posted by glibhamdreck on Sep 5, 2007 - 4 answers

Do we have any legal recourse if a car dealership lied to us about our car having been totaled before we bought it? [more inside]
posted by virtualcourtney on Aug 17, 2007 - 15 answers

Starting a company (LLC) in a State different than my own? [more inside]
posted by stance on Jul 12, 2007 - 4 answers

Can anyone please provide some standard legal language for a walking tour release form to be used in California? [more inside]
posted by Scram on Jun 24, 2007 - 9 answers

Wedding liability insurance. We're hosting a ceremony at a local school, and they require liability insurance for the day of the event at $100K. [more inside]
posted by curse on Jun 8, 2007 - 11 answers

A huge chip (approx. an 8" x 1" strip) came off the porcelain on my kitchen sink while I was washing dishes this morning. The sink is 60 years old (like my apartment) and was a bit cracked and discolored when I moved in 11 years ago. I was not doing anything more than normal dish washing when the damage occurred (no heavy pots or anything like that). Will my landlord by justified in making me pay for the repairs? (He will definitely try.) I'm in California if that makes a difference.
posted by ljshapiro on Apr 13, 2007 - 15 answers

LLC, S-corp or continue as a sole proprietor? [more inside]
posted by photoslob on Apr 3, 2007 - 19 answers

Slipped and Fell on Apartment property, are they liable? [more inside]
posted by imjosh on Feb 21, 2007 - 22 answers

Some ice fell from the top of our neighbor's roof, and struck my mother-in-law in the head. Are they at all liable? [more inside]
posted by wysard on Feb 10, 2007 - 17 answers

Legal liability and auto insurance questions (fun!): Is there any reason I should purchase more than the minimum insurance coverage in my state (California)? Does being a dependent on my parents' tax filings make them liable for damages in court if I, say, caused an automobile accident? [more inside]
posted by jbb7 on Feb 9, 2007 - 10 answers

Why are the "Disclaimer of Warranty" and "Limitation of Liability" sections in terms of services presented in all caps? [more inside]
posted by rhapsodie on Jan 30, 2007 - 6 answers

Am I setting myself up for any trouble by tossing my new Leatherman tool in my bag and forgetting about it? [more inside]
posted by electric_counterpoint on Dec 29, 2006 - 12 answers

What are the tax consequences (benefits and/or detriments) to a business when a customer refuses to pay. Hey look, theres [more inside]
posted by sandra_s on Nov 17, 2006 - 15 answers

Is the hospital liable? [more inside]
posted by betterton on Oct 8, 2006 - 5 answers

Some advice on terminating an employee, please. There is much [more inside]
posted by anonymous on Oct 4, 2006 - 33 answers

What are the liability issues regarding drinking in the office of a solely employee owned company? [more inside]
posted by socrateaser on Sep 20, 2006 - 15 answers

I'm trying to make my new web project legal in California. After reading through the Nolo press book(s), we thought that perhaps the LLC was the best corporate structure (we are going to issue stock and give the primary developer a portion in lieu of payment). While the Federal government taxes LLCs like sole proprietorships - you aren't taxed unless you make profit, and I don't see our profit outpacing our costs for a year - the State of California charges an LLC "tax" (really a fee) of $800, due almost immediately after your incorporation paperwork goes through, so... [more inside]
posted by luriete on Sep 8, 2006 - 9 answers

is legal insurance a good idea or is it not worth the money? [more inside]
posted by krautland on Aug 18, 2006 - 7 answers