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134 posts tagged with liability.
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Jurors liable if they find someone competent who later injures someone?

I am an attorney assisting with the representation of an elderly man in probate court in Michigan. Certain family members of this man are trying to have the State of Michigan declare the elderly man incompetent and to appoint a guardian in probate court. The attorney for these family members has hinted to the jury that the jurors themselves could be liable later if they find the elderly man competent and do not appoint a guardian, but then he subsequently goes out and injures someone somehow. [more inside]
posted by click on Dec 21, 2014 - 5 answers

What if he doesn't want them to pay his medical bills?

Looking for someone who's had this experience to tell me the end of your story: you injured yourself (through personal clumsiness) while at a friend's house, your health insurance paid for your ER visit. Your insurance company asks you "where did this accident occur?" and you reply... something... in the hopes that neither your friend nor your friend's property insurance is held liable. [more inside]
posted by aimedwander on Nov 2, 2014 - 12 answers

Am I liable for things police find rental cars?

Let's say I was driving a rental car and getting pulled over. Let's say the police found something that wasn't supposed to be there. Rental cars are being driven by lots of people. Would I be held liable? Is it my responsibility to i.e. search below rear seats to make sure nothing was left? [more inside]
posted by krautland on Oct 14, 2014 - 16 answers

helping some friends, slightly sketchy mortgage

Our friends want help to get a better mortgage rate, how risky for us? [more inside]
posted by anonymous on Sep 6, 2014 - 17 answers

How liable am I for somebody else's crash?

This is hypothetical. I have allowed somebody to drive my car (in British Columbia, Canada) who I know does not have valid driver's license. She has a crash in which somebody else is badly hurt. She (the uninsured driver) does not have the money to pay the damages. How liable am I for these damages, and will my ICBC insurance cover them? If my insurance doesn't cover these damages and they are extreme, are all my assets endangered? (ie: worst case scenario, could I lose my home?)
posted by philip-random on Aug 29, 2014 - 11 answers

My new dog broke out of his collar and injured another dog. Now what?

YANML. What's next? Have I covered my bases? Do I need to lawyer up? The short version: My husband and I were walking our dogs. Our newly adopted dog broke free of his collar and ran across the street to attack another dog. My husband reacted fast and broke up the fight quickly. The other dog was not badly injured, as far as we could tell, just a bite on the hind leg. The dog's owner was understandably furious. We exchanged information, I promised we would pay any vet bills that resulted from the incident, and he left. More details inside. [more inside]
posted by anonymous on Aug 18, 2014 - 33 answers

Statute of limitations is up on a medical product-liability lawsuit?

Hi all, When I was 10, I took stomach drug called Propulcid, which gave me permanent Epilepsy. I am now 26 and want to sue the makers, but the statute of limitations in Maryland ended at age 21 (I'm 26 now). I want to sue, but given these limitations, no contingency-based lawyer will take my case. What can I do? Thanks!
posted by Kombucha3452 on May 1, 2014 - 7 answers

Third party liability insurance in Canada!

My girlfriend (who is from the US) is going to Canada to do a mural in a hotel and they require her to have 3rd party insurance/liability insurance. She is only going to be there for a week and she's only making $1000 for the project so she doesn't want to spend all her money on insurance. Do any of you know of a cheap and quick way to get temporarily insured in Canada? [more inside]
posted by cloeburner on Apr 17, 2014 - 5 answers

Advice on seeking reimbursement from gas station for bad fuel?

Earlier this month, my 2007 Toyota Prius stalled right after a drive-through oil change (where you sit in your car while the work is done). I had it towed back to the oil place, and they checked and said no fluids were leaking and confirmed they'd used the right kind of oil. Then I had it towed to a Toyota body shop--it wouldn't go into neutral at that point, in case that's important--where the service dept. checked various things, drained the gasoline and refilled with new gas, then drove the car 10 miles with no problem. I have the receipt from the last place I bought gas (5 days before the oil change; a chain service station called Mapco Mart) and a receipt from the body shop saying the "fuel volatility [was] poor" which caused the stalling. I also have a receipt for the oil change showing what they did besides the change itself: they added windshield washer fluid and checked that brake lights, headlights, and wipers were working. Should I go to the gas station in person, or write to or call the company that owns it, or something else?
posted by homelystar on Mar 26, 2014 - 18 answers

Is this a liability case or just one for my insurance?

Yesterday, my partner slipped and fell while dropping our kid off at preschool. Every possible option about how to handle this makes me uneasy. You're not my lawyer, but that's okay, because my question is not if I can call I lawyer (or let my insurance company do the same), but whether I want to do that... [more inside]
posted by DirtyOldTown on Feb 6, 2014 - 36 answers

Risks of long-term borrowing a car from a friend?

I have a sudden need for a car for the next several months. An awesome friend has offered to lend me his. What could go wrong? [more inside]
posted by catesbie on Feb 1, 2014 - 22 answers

I want my $700! #$%^^ pothole

I hit a large, well camoflaged and unmarked "pothole" in a nearby town in MA. It was impossible to see. It ripped the oil pan out of my car and cost me $700 (towing, repair and rental car). I was not driving recklessly. Is it worth the trouble of getting in touch with the town and asking them to reimburse me? [more inside]
posted by sully75 on Jan 26, 2014 - 9 answers

Bystander liability and social networks

Are we liable for what people on our social networks threaten to do should they follow through on those threats? [more inside]
posted by Joey Michaels on Aug 13, 2013 - 7 answers

Who is liable in a traffic-related wrongful-death lawsuit?

A car exits the parking ramp, assumes it is a normal street, turns right, and gets completely creamed and T-boned at the very next intersection, and everybody in both vehicles dies. Can the parking ramp or the city be sued for not providing adequate signage?? [more inside]
posted by shipbreaker on Aug 5, 2013 - 29 answers

Should I Create a Business Entity Just to Protect Myself from Liability?

I have a good idea for a web application, but I'm worried it might incur the wrath of a few specific larger companies. Would it be a good idea to create a business entity to protect myself from any personal liability I might be exposed to? [more inside]
posted by AfterAlbuquerque on Jun 17, 2013 - 13 answers

Auto insurance liability limits?

I'm evaluating my insurance coverage, and I'm confused a bit on auto insurance liability. It seems like a typical liability policy is $100k per person for bodily injury. From the tales of medical bills I've heard, it seems like a bad accident could pretty easily cause bills far exceeding that. Even if I increase it to $300k or $500k, if the actual costs are higher than that, it could pretty easily wipe out all my assets. What really happens in accident cases like that? Do they generally just settle for the insurance limits? [more inside]
posted by smackfu on Mar 28, 2013 - 7 answers

liability after apartment fire in NYC

The other night there was a fire in my friend's building in New York City; the fire was on the 10th floor, he lives on the 21st. He wasn't present while the fire happened, but there was smoke damage to his apartment, particularly to his clothes. My friend doesn't have renter's insurance. [more inside]
posted by gerryblog on Mar 12, 2013 - 9 answers

Insurance Brokers in NYC

Seeking insurance broker recommendations for a new family in NYC. Co-op, Auto, and now with progeny, Life. Obviously want a person/office that we can trust, and will look out for our interests in the long haul. We live in Queens, and work in Manhattan. Bonus question: are any brokers fee-based, or do all work on commission-type arrangements?
posted by Oddly on Feb 26, 2013 - 1 answer

Call the town now or wait for insurance?

During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
posted by dlugoczaj on Jan 31, 2013 - 6 answers

Help Me Feed the Need to Spread My Seed

After reading a number of articles such as this on Metafilter, I realized that I might want to have kids soon, before it's too late. I have a biological clock and that instinct is telling me I ought to propagate before my sperm becomes useless. However, I have no immediate desire to parent anyone. My instincts are only concerned with reproduction, not any of the details. My thought is that I could become a sperm donor. I have no emotional need to ever meet my kids (though I have nothing against it either) - it would be enough to know that they're out there somewhere. However, I am confused by some of the potential ramifications. (Snowflake details inside.) [more inside]
posted by wolfdreams01 on Dec 12, 2012 - 13 answers

Dog Bites Pants

What am I liable for if my dog damages someones property while they are on my property? I am happy to replace damaged property but can I be liable for anything else? I know YANAL or even my lawyer just wanting to know what to expect. [more inside]
posted by wwax on Nov 1, 2012 - 16 answers

Who can sign-off on a Building?

Does New York State law allow anyone other than a licensed Architect to sign off on a building project? [more inside]
posted by ebesan on Oct 11, 2012 - 4 answers

40 acres and a huge personal liability

My friend owns a property jointly with several other family members. What are his options for 1) limiting his liability 2) optimizing the legal/tax situation for hypothetically putting capital improvements into the property and 3) optimizing the legal/tax situation for transferring ownership when a part-owner passes away or sells their interest? [more inside]
posted by Wretch729 on Sep 18, 2012 - 1 answer

In the shadow of the valley.

Major depressive episodes and individual (USA) insurance repercussions. Should I let my psychologist submit this? [more inside]
posted by anonymous on Sep 10, 2012 - 4 answers

Home rental lease for 18 year old daughter?

My 18 year old daughter is renting a "college rental" house with three other 18 year old females. I've just read her lease and I have a question about the portion I have to sign... [more inside]
posted by kiwi-epitome on Aug 20, 2012 - 14 answers

Who is responsible for repairs after a rental house fire?

Asking for a friend- Who is responsible for the cost of repairs after a house fire? I am renting the house. I have renters insurance. The fire report said no negligence on my part. I'm located in California. [more inside]
posted by Secretariat on Aug 16, 2012 - 31 answers

Let this zombie account go on?

Should I just let my zombie Yahoo! account alone? [more inside]
posted by morganw on May 21, 2012 - 2 answers

how should i think about an easement on a property i might buy?

How worrisome is it to have an easement with your neighbor on a path between the two properties? I am mostly worried that someone might break their neck there, then sue me. Is that a legit issue? Are there other angles to this that I should consider? [more inside]
posted by feets on May 7, 2012 - 11 answers

YANML: Is a restaurant liable for an injury in the bathroom?

My daughter was in the bathroom stall and got her thumb pinched in the door when another patron open the door. Her thumb was cut and needed six stitches. ER visits are expensive, should the restaurant help cover the costs?
posted by turtlefu on May 6, 2012 - 28 answers

I think I need a lawyer for a liability case (Detroit area)

How can I determine the best way to find a lawyer to work on a consumer liability case that is not the stereotypical ambulance chaser, slip and fall guy? All I want is what is fair. I am in the Detroit (Northern) suburbs.
posted by Drasher on Apr 30, 2012 - 9 answers

Spend down vs. Liability

From a policy perspective, what exactly is the difference between a Medicaid spend down vs. a liability? I work for a healthcare provider, so I know what they are and this question is not about the actual mechanics of paying either from a beneficiary perspective. [more inside]
posted by anonymous on Apr 27, 2012 - 1 answer

The 7-11. You take a penny from the tray, right? Well those are whole pennies, right? I'm just talking about fractions of a penny here. But we do it from a much bigger tray and we do it a couple a million times.

What are the risks of online banking? Has anyone developed best practices for consumers and bankers regarding security? [more inside]
posted by benbenson on Apr 5, 2012 - 10 answers

Am I liable if someone slips on my snow clearing job?

If I clear snow badly, can I be liable for someone else's injury? [more inside]
posted by zadcat on Feb 29, 2012 - 10 answers

Is it possible for a currently-credit-troubled person to get my LLC off the ground?

Will I have to undergo a credit check in order to form an LLC and open a business checking account for that company? [more inside]
posted by anonymous on Feb 27, 2012 - 11 answers

Help me be a dogwalker and a speech therapist

How does one get "licensed and bonded" for liability insurance with dogwalking/housesitting, and a bonus question about umbrella policies for a personal business [more inside]
posted by shortyJBot on Feb 14, 2012 - 2 answers

I know there is a reason for this...

What is the catch here. Business creating a seperate LLC for company cars. [more inside]
posted by handbanana on Jan 24, 2012 - 3 answers

Is it worth forming a single person LLC for moonlighting and other tips for LLCs?

Is it worth forming a single person LLC for moonlighting and other tips for LLCs? [more inside]
posted by cycleback on Dec 17, 2011 - 15 answers

What happens if the whole board resigns?

Asking for a friend: What happens to a charity (in Canada) if the entire board resigns on mass? Who is legally responsible for the organization until replacements are found? Does the CRA revoke their charitable license? [more inside]
posted by scrute on Nov 10, 2011 - 5 answers

What insurance coverage should I buy to supplement Zipcar's coverage?

My car was recently totaled. I'm switching to Zipcar, but I've read that Zipcar's insurance isn't enough (e.g., here and here). Which parts of my current insurance policy should I keep? [more inside]
posted by morninj on Oct 17, 2011 - 9 answers

Apartment flood. What next?

My apartment flooded last night due to the unattended over-flowing toilet of the neighbor upstairs. Stuff is ruined and gross. I already called my rental insurance agent. Now what? In Brooklyn, NY. [more inside]
posted by greta simone on Aug 9, 2011 - 6 answers

Looks like it’s our turn for a run-in with that new modern rite of passage: the bed bug.

We are staying at an off-strip suites hotel in Las Vegas. Found bed bugs after our first night, and after an initially good response, we're concerned we're going to get the run-around from the hotel. Additional complications with pregnancy and chemicals mean that we need to be sure we're bug free without poisoning our little one, but I don't think the hotel has the same priorities... [more inside]
posted by anonymous on Jul 15, 2011 - 6 answers

Non-Owner Car Insurance in AZ for a learning driver?

YANML, but what's the situation for non-owner car insurance in Arizona? How can I minimize liability for both myself and a non-family member if she, a new driver on a learner's permit, is operating my vehicle? [more inside]
posted by Alterscape on Jun 10, 2011 - 2 answers

House of horror

What responsibility does a mortgage company have for the approval they granted to a builder (before paying the builder) on a house that is now an utter disaster? [more inside]
posted by zenpop on May 8, 2011 - 11 answers

Need a work/security waiver for tampered computer equipment for a computer repair business

I have a challenge in our computer repair storefront. We recently had an issue wherein someone tried to scam us on an iPhone repair. [more inside]
posted by titans13 on May 1, 2011 - 5 answers

Sensible medical intervention guidelines

I'd like some guidelines on how to be reasonably cautious with my child's health when I can't tell if the nurses are overreacting or not. [more inside]
posted by kristymcj on Apr 3, 2011 - 22 answers

Liability & legal reasons for collecting guest contact information

Looking for references or citations regarding legal requirements (or due diligence) for lodging facilities, hotels, or guest houses to obtain the contact information of their guests. [more inside]
posted by anonymous on Mar 22, 2011 - 2 answers

Can I lower my tax liability while being claimed as a dependent?

Can I lower my tax liability while still being claimed as a dependent? [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Mar 5, 2011 - 6 answers

Limited Liability Company

I want to drop one member, pick up a new member, and change the name of my limited liability company. Is that possible? [more inside]
posted by gtothep on Feb 15, 2011 - 3 answers

How to safely remove monster icicle

Giant icicle mass on a wire and over a walkway: how do I get rid of it? [more inside]
posted by Signed Sealed Delivered on Feb 3, 2011 - 20 answers

Can we make our landlord repaint our steps?

Whoa whoa whoa! Can we make our landlord repaint our concrete porch and front steps? [more inside]
posted by k8t on Jan 28, 2011 - 21 answers

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