Health insurance: CIGNA vs. Kaiser Permanente. My employer offers a choice of partially-subsidised HMO plans with either CIGNA or KP. KP seems a lot (about 50%) cheaper, but my co-workers seem to prefer CIGNA. Is there a catch? Are they being snobbish? Are KP bad? Or are they just more efficient because they do everything in-house? I'm assuming that either will be a step up from the provider at the student health centre.
posted by carter on Oct 5, 2004 - 15 answers