http://ask.metafilter.com/tags/irresponsibility Questions tagged with 'irresponsibility' at Ask MetaFilter. Tue, 20 Mar 2007 17:53:06 -0800 Tue, 20 Mar 2007 17:53:06 -0800 en-us http://blogs.law.harvard.edu/tech/rss 60 http://ask.metafilter.com/59083/Whaddya%2Dmean%2DI%2Dowe%2Dyou%2D700%2Dbucks Options for (re)building my credit...how best to re-build my credit history with an eye towards home ownership... After a period of credit irresponsibility in my youth, I am trying to rebuild my credit. I have a time table of a few years to accomplish this.<br> <br> I have the opportunity to take out a small loan (under 4 grand, but at a positively usurious rate of 29.47%) to add a positive entry to my credit report. <br> <br> My question to the hive mind is, is there a better way to do this? I have positive entries (paid off car loan, second car loan, charge cards that are current), but I can't seem to shake the negative ones.<br> <br> For what it's worth, my score hovers somewhere around 590 (depending on which agency you ask), and I have the income to support taking out a loan at a loss to help build this. tag:ask.metafilter.com,2007:site.59083 Tue, 20 Mar 2007 17:53:06 -0800 credit FICO irresponsibility loans usury richter_x http://ask.metafilter.com/54369/How%2Dto%2Dblock%2Daccess%2Dto%2Dmy%2Donline%2Dcollege%2Daccount%2Deven%2Dfor%2Dme Ok, so my college grades weren't the best. Is there any way to disable access to my online grades? My dad has been nagging me for my grades, which are terrible for a myriad of reasons I won't bore you with. He is a very explosively angry man. I would rather avoid the screaming match until Sunday, when I will be safely back on the opposite coast and I can clean up my mess a little bit. Calmly explaining why I did so poorly (one C, one W, and one no pass) is out of the question. <br> <br> Is there any way to temporarily disable access to my online account (my.pcc.edu)? Maybe some kind of blocker that will make the website look broken from the home's IP?<br> <br> I would like to be able to hangout with my dad without the hive inducing anxiety that he will discover my grades.<br> <br> Please no "you dug your own grave" responses. I will tell him, but at a time when my progress is evident and not seemingly empty promises. tag:ask.metafilter.com,2007:site.54369 Thu, 04 Jan 2007 10:55:48 -0800 accounts college dads grades internet irrationaldads irresponsibility Betty_effn_White