I'm about to leave a startup to go to a different company, and I need some help figuring out how to handle my stock options. [more inside]
posted by anonymous on Nov 17, 2009 - 7 answers

What to do with a 'leftover' 401k account? [more inside]
posted by bookdragoness on Aug 30, 2009 - 9 answers

How do you locate the safety deposit box and 401k/IRA of a deceased relative who you've had little contact with lately? [more inside]
posted by joshgates on Aug 16, 2009 - 8 answers

Is it a bad idea to use money withdrawn from a IRA for buying a house? I want to buy a home but I'm having trouble with the down payment and closing costs and I've got a 401K that's just kinda sitting there from my last job. [more inside]
posted by anonymous on Jun 12, 2009 - 6 answers

US Tax Filter: How do I report an asset transfer/rollover from an IRA into a 401k to the IRS so that we are not taxed for the amount? I know you are not my tax advisor. [more inside]
posted by anonymous on May 11, 2009 - 6 answers

Should I convert my Traditional IRA to Roth IRA now or ever? [more inside]
posted by gnash on Feb 9, 2009 - 10 answers

Does one reduce risk by investing in mutual funds held by different groups? If I invest in an S&P 500 index fund with both Fidelity and Vanguard is that better than just going with Vanguard? Or is the SIPC protection such that I need not worry about such things? [more inside]
posted by grouse on Feb 9, 2009 - 7 answers

I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match. [more inside]
posted by anonymous on Dec 2, 2008 - 11 answers

New to 403(b)s... should I do an IRA instead? [more inside]
posted by atayah on Oct 29, 2008 - 5 answers

A crazy financial question about the timing of my 401k rollover to and IRA in light of current economic events in the US. Is it even possible to time a rollover? [more inside]
posted by quadog on Sep 30, 2008 - 8 answers

Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008 [more inside]
posted by anonymous on Jun 26, 2008 - 1 answer

I'd like to cash out some beneficiary investment accounts. I'd like to know in advance what the taxes and penalties (if any) would be. In other words, what would be the cash remaining from this. [more inside]
posted by D-ten on May 6, 2008 - 2 answers

Did my 401K just blow my IRA deduction out of the water? [more inside]
posted by kookywon on Feb 15, 2008 - 7 answers

Using 401K & Roth IRA to purchase second property ?? Is this possible ?? Any suggestions. Thanks, ek
posted by endlessknot on Nov 18, 2007 - 13 answers

The new job I'm at offers a crappy 401K program--no matching at all!! Should I enroll in it or just keep my money and put it into an IRA when I have the minimum? [more inside]
posted by misanthropicsarah on Nov 6, 2007 - 23 answers

I'm an employee at a small business. I need retirement fund ideas beyond the Roth IRA? [more inside]
posted by cschneid on Mar 1, 2007 - 9 answers

I have a 401(k) from a previous employer. What should I roll it into? [more inside]
posted by SpecialK on Feb 27, 2007 - 9 answers

Should I invest in an unmatched 401k first or IRA first? I know that if one's employer matches 401k contributions that it's important to make sure to take advantage of that. But I'm less clear about the advantages of an unmatched 401k vs. an IRA, for retirement investing. If, say, one were to want to invest $5000 income, would it make more sense to fund the full $4000 in the IRA (probably Roth, as we're in our 30s) before contributing to the 401k? Or should it all be in the 401k? (Generally speaking of course). I've tried to do a little reading around on this, but on this particular question I remain confused.
posted by mollymolo on Nov 2, 2006 - 12 answers

I'm confused - I want to plan for my retirement and have got as far as applications for a 401k and a Roth IRA; but then it all goes hideously wrong.... [more inside]
posted by forallmankind on Aug 13, 2006 - 19 answers

InvestmentFilter: So I'm permanent now at work, and have to pick a 401k option. I don't think i'll be there for many years, and cashed out the last time I had one. (But then again, i'm older now, and 70 is only 31 years away).What do you guys suggest for a 1-3 year timeframe, 401k-wise, given the fluctuating market? (If I need to, I have absolutely no qualms about cashing out again, and have never had much faith in the market at all, in general.) [more inside]
posted by amberglow on Jan 29, 2004 - 23 answers