332 posts tagged with investment.
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The Monetary Value of Connecting the Dots

I have a simple idea for a cottage business, but I don't want to get screwed because it's so simple the industries involved could easily shoulder me out. What should I do? [more inside]
posted by rougy on Oct 19, 2016 - 10 answers

What to do with £5000 (again)

Through surprisingly painless saving I find that I have £5000. For those not in the UK, the Bank of England has dropped its interest rate yet again so leaving it where it currently lives in a savings account seems like a lost opportunity (I just made £0.99 last month on interest. Woopidy doo.) I googled around for some ideas and found this, which is hilarious because that's me 7 years ago and things have changed since then. So what should I do with £5k now? [more inside]
posted by like_neon on Aug 26, 2016 - 10 answers

Can You Buy Vanguard ETF's in the UK?

My dad (in the UK) has a list of Vanguard ETF's he would like to buy using his youinvest account. The list includes the symbol for each ETF, but he's sometimes getting multiple returns when he searches his account using the symbol, and so he's confused as to which one to buy. In addition, if he searches using the ETF name, sometimes he gets returns and sometimes not. Please help me help him work this out. [more inside]
posted by 7 Minutes of Madness on Aug 18, 2016 - 3 answers

Telling your friends you bought a property

Is it generally wise to tell anyone such as your friends that you have bought a house? It is specifically for an investment to rent out to tenants. Or is it generally not a good idea? Or it doesn't matter?
posted by four_suyu on Jun 19, 2016 - 36 answers

Opaque fees bad, transparent fees good

Looking for recommendations for a personal financial advisor / planner in West LA area. Some details inside. [more inside]
posted by OCDan on May 10, 2016 - 3 answers

Financial resources for the complete newbie?

As an avid watcher of Shark Tank, I always hear phrases like "it is a so-and-so dollar industry" and "company x owns so-and-so percentage of the market" thrown around. Where can I find this type of information laid out in a layman-friendly way?
posted by omar.a on Apr 27, 2016 - 2 answers

Should we stick with our financial/investment advisor or with the bank?

We've been using the investment service our local bank provides, but advisors keep leaving and we have to explain again what we want. The latest was the best; he understood our needs and managed our money well. Now we've gotten a call from him saying he's left the bank and hopes to keep us as clients; we've also gotten a letter from the bank saying "[new guy] is replacing [old guy] as the Investment Advisor on your account(s)." We don't really want to change advisors again, but we also don't know what's involved in the decision; your thoughts are welcome.
posted by languagehat on Apr 23, 2016 - 13 answers

Which VanGuard fund is best for 2016?

I'm looking to hold about $6,000 for someone for about 5 years, but keeping it in a savings account seems like a losing bet. The Vanguard Wellesley fund seems conservative enough, but its growth has plateaud for a year now according to the website. [more inside]
posted by kinoeye on Mar 4, 2016 - 16 answers

Should I sign this waiver?

Each year, my employer funds my HSA; my current balance is significantly higher than my yearly out of pocket limit, and so I would like to put a portion of it into mutual funds. The institution where my funds are, ubt.com, has HSA mutual funds but they require that I sign a certain waiver. [more inside]
posted by jepler on Feb 14, 2016 - 6 answers

What Does Investment in Water Through Almond Groves Mean?

I have read that Michael Burry (the character played by Christian Bale in "The Big Short" ) is investing in water through the purchase of almond groves in California. Can someone explain to me how this is done?"
posted by goalyeehah on Jan 9, 2016 - 4 answers

Socially responsible retirement

Better late than never: I'm finally starting a retirement account, probably a Roth IRA1. Social responsibility is high on my priority list. I am trying to find a relatively easy, relatively low-fee, relatively well-performing "socially responsible"2 fund I can start paying into. Where should I look for comparisons or guidance on these "socially responsible" funds? How can I get guidance on which one to choose? Direct advice, or referrals to reliable references both welcome. [more inside]
posted by latkes on Dec 7, 2015 - 9 answers

Recommend some reliable property investment companies in the US?

The goal here is to invest $250k in buy to let property. Looking for a property investment company that will manage the property and also help with the search of buy to let property. Requirement: The company will help with property search Preferably have options available where rental income is predictable Manage the property Help with the analysis of the investment (price to rent ration etc) The company must specialize in US based properties. I am not aware of any such companies. Could you recommend?
posted by r2d2 on Nov 22, 2015 - 5 answers

To be a landlord or invest in a new property?

How do I determine if it’s better to continue being a landlord or sell my rental property to invest in a new primary residence? [more inside]
posted by 4Lnqvv on Nov 4, 2015 - 6 answers

Needing some cash, use zero interest I-bonds or gold coins?

Needing some cash for a $1k car repair; use gold coins or I-bonds? More inside. [more inside]
posted by anonymous on Oct 3, 2015 - 5 answers

Who profits from weddings?

If I'm expecting the traditional American wedding (registry, rehearsal dinner, lavish ceremony, reception) industry to expand over the next few years, where would I invest my money? My experience was mostly with local people, but I am sure there is some behemoth out there who's bread and butter is based on that style of people getting married.
posted by Tell Me No Lies on Jun 30, 2015 - 16 answers

Should I sell my condo or continue renting it out?

My tenant of 6 years is moving out and I cannot decide whether I want to rent it or sell. I’ve tried several online calculators for this type of thing and gotten different recommendations. My condo is in Denver, CO, one of the hottest home and rental markets in the country right now. Rental occupancy rates are at 96% and rents have been increasing at about 10% annually. Home values in the past year have gone up almost 15% in the last year with 6% growth projected next year. Details after the jump. [more inside]
posted by Che boludo! on Jun 22, 2015 - 12 answers

Choice of Two Investments

Loving, well-meaning relatives would like to build a nest egg for our infant son, and have given us the choice of two options: a whole life insurance policy or investment in a gold account (the commodity). [more inside]
posted by aabbbiee on Jun 11, 2015 - 23 answers

How to build an investment portfolio for retirement?

After reading a bit about efficient market theory and the benefits of lowering your costs via investments such as ETFs (especially over 20+ years), I closed my account with my adviser and sold my existing high MER mutual funds. Now what? [more inside]
posted by gumpstump on Jun 5, 2015 - 9 answers

How do a write a simple term sheet for a small company investment?

Can anyone point me to any information (template, etc) on a term sheet for a single round of investment in a company that has no plans to go public? [more inside]
posted by UMDirector on May 29, 2015 - 5 answers

Paper Savings Bonds are hard to find!

Remember when you could walk into a bank and purchase a Series EE savings bond? As I'm discovering, the US Treasury no longer issues paper Series EE bonds, and has gone fully online. [more inside]
posted by kensch on May 18, 2015 - 6 answers

Where to put this money for my child?

A relative wants to give a cash gift to my 12-year-old child, but wants to put it in some kind of account where it can grow for many years before the child receives it. Where? How? It's under $1000 and we're in the U.S. [more inside]
posted by BlahLaLa on Apr 19, 2015 - 14 answers

How do single low-income / working-class Canadians save for the future?

Hello all. I am a low-income mid-30s Canadian living alone, no dependents. Advice from bank staff and popular internet blogs confuse me and don't make sense in my world (e.g. ensure an 8-10% return - but how do I do that without jeopardizing my future if I retire in a decade the investment does poorly). I feel some investments I made were silly but am not sure if I am paranoid. Please suggest good directions to explore. I will give specifics about my situation below, with my specific question in the last paragraph. [more inside]
posted by partly squamous and partly rugose on Mar 16, 2015 - 20 answers

Recommended Books on Financial Planning?

My wife and I are looking for a good book to help us make some better financial plans. We had our first child in the past year and my wife will finish graduate school and start a job in a few months. Accordingly, we'd like to redo our financial plans, and we'd like a book to help guide us. [more inside]
posted by pombe on Feb 28, 2015 - 4 answers

This is a question about mortgage payment timing in Canada

What is the difference between making an overpayment [allowed once per year without penalty] and hanging onto that money until the mortgage is up for renewal? [more inside]
posted by Acari on Feb 21, 2015 - 7 answers

set up an investment account for a foreign relative

my relative wants to invest in the US stock market. he lives abroad and has no social security #, i.e., is a completed foreigner ("non-resident alien"). he proposed that i invest his money under my name and my social security #, and is increasingly insistent. i certainly can set up another account to keep his money and any investment / transactions completely separate from mine, but i am concerned about whether this is legal and also tax consequence. is this sth doable?
posted by anonymous on Jan 25, 2015 - 15 answers

Bad 401k, invest anyway?

My employer is beginning to offer a 401k in January. The provider is American. The selection of funds is ... old school: a bunch of managed mutual funds that aim for "growth" with TERs around 0.7-0.9%. I'm totally sold on low cost index tracking funds, so this is disappointing to me, but it's not going to change. I am decades away from retirement. Should I just contribute as normal to the 401k and then hope to roll it over (and change fund allocation) to what will hopefully be a more modern plan at my next employer (in a year or two). Or do I have any other options? [more inside]
posted by caek on Dec 29, 2014 - 21 answers

I have £200k cash, homeless, aimless, what should I do with it?

I'm currently homeless, bumming around Europe aimlessly. I am lucky enough to have a bit of cash, £200k UK. But no idea what to do with it. Sorry if this is an annoying question to some... [more inside]
posted by molloy on Dec 17, 2014 - 18 answers

How to calculate the true cost of an investment?

My wife and I are trying to get our retirement accounts organized and allocated properly. When we're comparing our investment options, how can we be sure that we're taking into account all the costs? [more inside]
posted by Tehhund on Dec 15, 2014 - 19 answers

Help me decide which index funds in which to invest

I have some money to invest (greater than $10,000). I’d like to gain exposure to the stock market. It seems index funds are a good way to go. Please recommend some specific funds or products which I should look into. FWIW I am in Australia. [more inside]
posted by cestlavie on Dec 4, 2014 - 8 answers

Considering Real Estate investment options, help me decide?

I'm considering buying residential property to rent out, either in Portland, ME or Orlando, FL. Quite different scenarios, so the decision isn't really apples-to-apples. [more inside]
posted by pinkbungalow on Nov 1, 2014 - 6 answers

How can a small-time employee get a promising start in the stock market?

For a small-time, late twenties employee working two jobs trying to make ends meet (and who knows next to nothing about the world of stocks and investing), how can he get involved in it without getting hurt? [more inside]
posted by cyrusw8 on Oct 26, 2014 - 19 answers

How to recommend SRI fund to company 401k provider?

I know about nothing about investments, but would like my 401k to be with a socially responsible investment (SRI) fund. I have an opportunity to recommend one or more funds to the 401k provider for the company I work at. I'm wondering about the best way to do it. [more inside]
posted by ErikH2000 on Oct 19, 2014 - 6 answers

Another Real Estate Question: Buy & Rent a Condo From Afar?

If I wanted to buy a house or condo in a distant state as an investment, and I had an opportunity to buy a place outright, with tenants and leases already in place, should I? How about outright but sans tenants? More info within. [more inside]
posted by toomuchkatherine on Oct 17, 2014 - 15 answers

Financial Safety and Oversight of Stock Market Index Funds

What particular measures are in place to oversee stock market index funds and ETFs to make sure their financial management is on the up-and-up? Aside from the usual auditing that happens at all corporations are there any special procedures that apply to the fund industry? What are the chances of a significant accounting scandal at one of the major fund companies?
posted by storybored on Oct 7, 2014 - 7 answers

Investment restrictions during Developer controlled HOA?

The developer of my neighborhood (a single individual) built a personal home in the neighborhood and still lives here. He was the HOA's acting president (as the developer) until the development reached 75% capacity and then had 120 days to hold a vote to transition to an Owner based HOA. The new board has parsed the numbers and I am most concerned with insane "investment" he made to himself with the HOA's money -- resulting in a $15k loss. Can this be legal? [more inside]
posted by LeanGreen on Oct 7, 2014 - 8 answers

Cash strapped business. How do I NOT give up?

I left a cushy job 7 years ago to start my own business in IT. The company posted huge losses during the first three years of operation and I even had to sell my house in order to survive and keep the company afloat. Although the business is doing increasingly better, the hardship of the past years has taken its toll on my morale and I sometimes feel that I cannot take it anymore. How do I motivate myself to keep going? [more inside]
posted by Kwadeng on Oct 7, 2014 - 11 answers

How to present my tablet app to potential investors online?

I designed an app for tablets that I'd like to present to potential investors. Problem is, I can't make an in-person presentation and I'll have to settle for an online one. How do the professionals usually go about this (videos, images, ...)? [more inside]
posted by cyrusw8 on Aug 26, 2014 - 4 answers

Recommendations for a comprehensive financial planner in the DC area

In need of recommendations for a comprehensive financial planner in the DC area. [more inside]
posted by anonymous on Aug 21, 2014 - 4 answers

How do you compare profits to loss due to inflation?

I'm trying to compare the compounded losses due to inflation to non-compounded profits. E.g. if inflation makes me lose 3% of an investment each year, what % would I need to profit each year in order to exactly keep up? This is tricky because the profit is not compounded the way inflation is. I'm not looking for an answer to this specific question, but rather, looking for a tool or method to do this kind of math. [more inside]
posted by brenton on Aug 21, 2014 - 12 answers

Major investment bank for energy A&D activities.

I've been with my company (a major Oil and Gas E&P company) for seven years now, and I've moved domestically three times with them. My major is in Petroleum Engineering with an emphasis on Reservoir Engineering and I'm currently getting my MBA. I am considering getting into investment banking for energy A&D (acquisition and divestiture) advisory activities. What is the career path (I was told I would start at associate level II) and what doors could this open for me? Say I do this for 2-3 years ... what makes sense from a career standpoint next?? I got into my industry to move oversees eventually. Is this an option with an A&D advisory position? Similarly, does this open doors to live places where oil is not, such as NYC or London or Chicago? Any general advice on a position like this? Has anyone made a move like this and are you happy or do you regret this move?
posted by anonymous on Jul 12, 2014 - 1 answer

I have $5K to invest. What ought I do with it?

It's from my lovely wife's recent inheritance. It's not a lot, I know, but enough that we don't want to just stick it in the bank. [more inside]
posted by Guy_Inamonkeysuit on May 26, 2014 - 13 answers

Stock investment for greenhorns

My mom wants to invest $5K (which she could afford to lose) in possibly high-return, but also possibly high-risk, sectors of the stock market. She's asked me to do the research and manage the investment. I'm interested, but I don't know much about investing in stocks, so I want to proceed cautiously. How do I educate myself about this field? What are some specific sectors to research? What red flags should I be looking for? What about the practicalities, e.g. choosing an online broker? Or is this just a bad idea? [more inside]
posted by zeri on May 25, 2014 - 25 answers

Australian almost/quasi/kinda self-managed super fund?

I'm a freelancer. I don't yet have enough in my super to make it worthwhile converting to a self managed super fund due to the management costs. Or so I believe. But I figure I have the time to weather some major market wobbles, so I would like my super to be a more aggressive. Is there anyone offering some kind of buffet style super, and with reasonable management fees? The more fine-grained/wider choice the better, though I don't think I need to be picking particular stocks. And if not, I'd be interested in anyone's favourite high growth super funds, or insights into the cost of SMSFs.
posted by hifimofo on Apr 6, 2014 - 2 answers

If I could just care less about my work, I'd do a better job.

I'm the kind of person who gets worried enough they'll do their work not well, or make a mistake, that they end up either not starting or working too slowly and filled with dread. Last week, I had to work late on a project. I had two beers in the process, found I cared less about the anxiety and dread and perfectionism, and just did a better, less stressful job. I want to do this without drinking. [more inside]
posted by Ash3000 on Mar 24, 2014 - 14 answers

Why should I put money in an IRA?

Why should I put money in an IRA, as opposed to just investing it normally? [more inside]
posted by Two Stranger on Mar 4, 2014 - 13 answers

Help me start saving for retirement (U.S.)

I would like to finally start saving for retirement! I'm thinking a Roth IRA is the way to go (unless you think otherwise and can tell me why), but I am a little confused/overwhelmed with how to proceed. A few snowflakes inside. [more inside]
posted by likeatoaster on Feb 20, 2014 - 14 answers

Financial Management: Spending and Saving

For the first time in my life I'm actually making decent money! How do I balance spending and saving? [more inside]
posted by masters2010 on Jan 26, 2014 - 14 answers

I've moved from the US to the UK, now what to do with my money?

I've recently moved to the UK, but I still have about $160k in dollars from the sale of a house and savings. I'd like to invest this money, which is currently sitting in a US savings account, but I'm not sure if I should do so in the UK or in the US. I plan to stay here for the long-term (probably will eventually become a citizen). [more inside]
posted by anonymous on Jan 15, 2014 - 8 answers

How to invest 25K for the short term?

So you've got $25,000 that you want to invest for 3-4 years. You're not interested in something crazy, you know nothing about the stock market, and you're financially conservative. What is the best financial tool for this? [I'm asking this for a friend of mine] Thanks
posted by Murray M on Dec 15, 2013 - 16 answers

How do people research and learn out stocks and other investments?

I have a bit of discretionary money (1k). Rather than just letting it sit in a bank account earning basically no interest, I am opting to dip my toes in to the world of stocks, options, investing, etc. Other than buying shares in a company I am already aware of and think is going to do well in the future (which isn't always that simple, I know), how do people independently (ie. not via a broker) research and learn about other stocks and worthy investments? [more inside]
posted by PuppetMcSockerson on Dec 6, 2013 - 27 answers

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