Is this a hair-brained idea? You are not my financial adviser, trying to time the market is a bad idea, etc. but I've been entertaining making a change to the way the money in my 401K is invested. I've got about 12 years to retirement at 60, I have a defined benefit pension equal to 50% of my current salary and a portable pension that should be worth about $200K by retirement. So here's the Idea... [more inside]
posted by Carbolic on Mar 13, 2009 - 24 answers

Where is my money doing me, and the world, the most good right now: going into a 401(k), or going into my wallet and getting spent? [more inside]
posted by logovisual on Feb 17, 2009 - 15 answers

Does one reduce risk by investing in mutual funds held by different groups? If I invest in an S&P 500 index fund with both Fidelity and Vanguard is that better than just going with Vanguard? Or is the SIPC protection such that I need not worry about such things? [more inside]
posted by grouse on Feb 9, 2009 - 7 answers

Financial / 401k advice for a 23-year-old engineer. Considering the state of the economy and the price of oil, what should I do with my stocks. Also, I have the option for a 401k but I have no idea what type of 401k to choose. [more inside]
posted by decrescendo on Jul 1, 2008 - 20 answers

My new job is a start-up, and they don't offer 401k. What are my investment options? I already have a Roth IRA to which I am contributing the max per year.
posted by xmutex on Jan 24, 2007 - 8 answers

How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
posted by -harlequin- on Jan 4, 2006 - 11 answers

InvestmentFilter: So I'm permanent now at work, and have to pick a 401k option. I don't think i'll be there for many years, and cashed out the last time I had one. (But then again, i'm older now, and 70 is only 31 years away).What do you guys suggest for a 1-3 year timeframe, 401k-wise, given the fluctuating market? (If I need to, I have absolutely no qualms about cashing out again, and have never had much faith in the market at all, in general.) [more inside]
posted by amberglow on Jan 29, 2004 - 23 answers