Do most people try negotiating near the end of a teaser rate? [more inside]
posted on Jun 18, 2007 - 4 answers

Last Min. Tax Question. Please help [more inside]
posted on Apr 12, 2006 - 7 answers

My wife (who only works part-time) and I will be applying for a joint mortgage soon. My FICO score is 800; hers is 670. How will a lender determine our interest rate when we have such different scores?
posted on Mar 26, 2006 - 7 answers

I'm about to buy my first house and I'm shopping around for a mortgage. The best deal so far is a mortgage where the lender pays for the mortgage insurance. I'm aware of using 80/XX loans to avoid paying PMI but I've never come across Lender Paid PMI. What exactly is it and what's the catch? [more inside]
posted on Feb 21, 2006 - 7 answers

Can I renegotiate my variable rate mortgage? [more inside]
posted on Nov 2, 2005 - 20 answers

MortgageFilter: Does anyone have any experience with prepayment penalties for a variable rate mortgage? Our mortgage broker is strongly recommending a mortgage with a 10% payment limit per year, but I've heard rumors that it can turn out to be a bad thing. Any advice appreciated.
posted on Jun 8, 2004 - 10 answers