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1424 posts tagged with insurance.
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Life insurance loan is underwater? Is there anything I can with the tax hit?

Many moons ago, my parents took out a loan against a whole life insurance policy on me. Now the policy is underwater and the insurance comapny wants to terminate it and I'm taking a tax hit. Can I avoid this? [more inside]
posted by cmm on Jan 23, 2012 - 12 answers

Health insurance for vagabonds?

Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
posted by anonymous on Jan 20, 2012 - 5 answers

From where to buy Trip cancellation insurance?

I'm looking for a place to purchase trip cancellation insurance for my international air tickets [more inside]
posted by WizKid on Jan 17, 2012 - 7 answers

Bills, bills, bills

My doctor ordered medical lab work that I did not ask for. Now what? [more inside]
posted by showmetheway on Jan 15, 2012 - 8 answers

Body damage - how much?

My car was hit while parked on the street. No witnesses, but I suspect a snow plow. I have no experience with body damage - what am I looking at? [more inside]
posted by analog on Jan 14, 2012 - 6 answers

Is it safe to use my current medical benefits while applying for individual health insurance?

I'm in the middle of applying for individual health coverage in California and haven't been approved or rejected yet. Is it safe to use my current medical benefits, and get diagnosed, while applying for individual health insurance, or will they reject me? [more inside]
posted by elif on Jan 10, 2012 - 2 answers

Damaged Car Door

Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do? [more inside]
posted by symbollocks on Jan 10, 2012 - 22 answers

The hospital where I was born is trying to screw me.

We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care. [more inside]
posted by infinitewindow on Jan 9, 2012 - 13 answers

What's my best bet-broken iPad?

Should I buy a third-party warranty/insurance for my broken iPad? [more inside]
posted by manicure12 on Jan 6, 2012 - 7 answers

Drug plan woes.

Can I resolve this exclusion on my drug plan? [more inside]
posted by futureisunwritten on Jan 3, 2012 - 1 answer

Property/Casualty Insurance Resources?

What are some good resources to learn about the property and casualty insurance industry? Looking for some online (free) or written (books I can get from the library) that can give me some basic, conversational understanding around terms, systems, process flows, etc. Current level of knowledge: familiar with terms, but not comfortable speaking about them.
posted by sandmanwv on Dec 19, 2011 - 3 answers

fighting the collections beast

Hospital bill collection blues. Am I in the legal right here? [more inside]
posted by anonymous on Dec 13, 2011 - 9 answers

Inclusion of benefits in employment contract?

Should health benefits and who will pay those health benefits be included in an employment contract? [more inside]
posted by Diplodocus on Dec 13, 2011 - 8 answers

Auto Accident Aftermath

Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
posted by Vectorcon Systems on Dec 12, 2011 - 15 answers

I'm getting "rear-ended' by an insurance company on an auto accident settlement. Advice please?

No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident? [more inside]
posted by loquat on Dec 9, 2011 - 21 answers

Art studio insurance.

I'm renting a space which I will be subletting out to other people as artist studios. I would like to get liability insurance on the space that covers damage to the space and personal injury. I'm having a hard time figuring out exactly what I need. Does anyone have any experience with this type of thing? [more inside]
posted by degoao on Dec 9, 2011 - 2 answers

What forms of coverage/insurance should I buy for my home?

As a owner of a brand new house, I am deluged by offers in the mail for various forms of insurance, protection, or coverage for my home (examples: mortgage insurance, water line coverage). What forms of coverage/insurance are a good idea to purchase, and which are unnecessary?
posted by Deathalicious on Nov 30, 2011 - 15 answers

Titles, taxes, and insurance, oh my

Buying a car from my mom in NJ for a token (i.e. far less than blue book) amount. What's the best (cheapest) way to get it legally registered/insured in Chicago, IL. Any pitfalls I should look out for?
posted by Oktober on Nov 27, 2011 - 6 answers

USPS insurance appeal?

Appealing a claim denial from the USPS? [more inside]
posted by kaszeta on Nov 21, 2011 - 6 answers

Life counts as a pre-existing condition, right?

I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off. [more inside]
posted by scaryblackdeath on Nov 21, 2011 - 7 answers

How to safely loan a car indefinitely

We want to give a car to my broke brother. How can we do this safely? [more inside]
posted by my name is irl on Nov 17, 2011 - 24 answers

Choosing between two health plans

I am trying to choose between two different health plans offered by my large employer - a POS80 and POS90 plan. The choice seems so clear to me (the lower-cost plan seems better) that I wonder if I'm overlooking something in making the decision. The difference in monthly premiums seems to be more significant than the difference in the deductible & out-of-pocket maximums. [more inside]
posted by Fran C. on Nov 16, 2011 - 7 answers

What do you do when you're hit by someone without a driver's license or insurance?

My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is. [more inside]
posted by dhammond on Nov 13, 2011 - 20 answers

Help me quit smoking, again, without messing up my insurance.

A discount on insurance for non-smokers? Great! Fast forward a couple of years and I've started again and want to talk to my doctor about quitting. [more inside]
posted by anonymous on Nov 11, 2011 - 6 answers

Condo insurance in Brooklyn

Condo insurance in New York City for a pair of n00bs. [more inside]
posted by Sticherbeast on Nov 10, 2011 - 4 answers

help me with home health care/senior care

hi friends, please hope me. oh, and this is in illinois, as that may be relavant. my mother has a rare neurological disorder called MSA. it is terminal, and from the looks of things, she is in the end stages. she's in a temporary rehab home after her second near-death hospitalization in the past 4 months. the first one was aspiration (choking), this second one was sepsis arising from an untreated UTI. both very common occurrences with this disease. she is essentially immobile, and cannot exist without assistance. here's the problem(s): since the onset of this disease about 7 years ago, my father has thrown himself at the mercy of all this and has assumed the role of caretaker. [more inside]
posted by anonymous on Nov 9, 2011 - 10 answers

Looking for Helen Wait.

I would like to lodge the single most effective complaint against some really misleading and crappy billing practices by a dental office. [more inside]
posted by sonika on Nov 9, 2011 - 16 answers

Lost engagement ring...

Looking for advise on making a police report and an insurance claim [more inside]
posted by ibakecake on Nov 9, 2011 - 3 answers

COBRA for weekend coverage?

Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not? [more inside]
posted by anonymous on Nov 4, 2011 - 5 answers

Before surgery, my insurance company said I wouldn't have to pay. After surgery, that's changed. What now?

Before having surgery, I was told by my insurance company that my deductible had been reached, and that there was nothing for me to pay. After surgery, they amended that, telling me that in fact my deductible had not been filled at all for the present period, and I *would* have to pay. Am I just screwed here? [more inside]
posted by Ash3000 on Nov 2, 2011 - 15 answers

Is Primerica Evil?

Is Primerica a bad company and would you invest with them? [more inside]
posted by birdlips on Oct 31, 2011 - 16 answers

Where to buy travel insurance for 1 year around the world backpack trip of a lifetime?

Canadians looking for travel insurance for one year around the world trip? [more inside]
posted by grak88 on Oct 30, 2011 - 2 answers

What type of health plan should a pregnant person pick?

My partner and I just found out we are newly pregnant, and are unsure which health insurance offered through my employer we should pick for next year. [more inside]
posted by anonymous on Oct 29, 2011 - 21 answers

How much to insure diamond rings for?

How much should I insure a diamond engagement ring and a wedding band for? [more inside]
posted by teg4rvn on Oct 28, 2011 - 20 answers

My brother needs his knee fixed but can't pay for it.

My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
posted by Vorteks on Oct 26, 2011 - 16 answers

Where is Flo when I need her cheery optimism???

I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for? [more inside]
posted by Madamina on Oct 20, 2011 - 6 answers

What insurance coverage should I buy to supplement Zipcar's coverage?

My car was recently totaled. I'm switching to Zipcar, but I've read that Zipcar's insurance isn't enough (e.g., here and here). Which parts of my current insurance policy should I keep? [more inside]
posted by morninj on Oct 17, 2011 - 9 answers

Pre-existing condition technicality

My wife just purchased health insurance for herself. Today is her first day of coverage. She has been experiencing back pain and nerve pain in her leg for the better part of a week, however. If she goes to the doctor today and they send her for an MRI (which we're certain they will) and subsequently decide to do surgery (we think she has a slipped/bulging/herniated disc) is there a chance the claims processor at the insurance company will question paying for any of these services? [more inside]
posted by psiwave on Oct 12, 2011 - 14 answers

Ultra-low-dose birth control pills with generics?

Hormonal birth control question: Lo Loestrin Fe has no generic, and even with my crappy insurance is unaffordable for me. What are other ultra-low-dose birth control pills that DO have generics? [more inside]
posted by fiercecupcake on Oct 11, 2011 - 21 answers

Protect my trip!

What travel insurance should I use to protect an upcoming honeymoon in North Africa? [more inside]
posted by bessel functions seem unnecessarily complicated on Oct 10, 2011 - 3 answers

I hear Mary Poppins had her policy via Traveler's.

I need to get liability insurance to cover part-time nannying in my home. [more inside]
posted by sonika on Oct 10, 2011 - 3 answers

Should I get a divorce to protect my husband and child?

If I test positive for cancer, should I divorce my husband so I won't max out his insurance? [more inside]
posted by anonymous on Oct 8, 2011 - 13 answers

what to do, what to do...

I got rear ended a couple of hours ago. Called the cops. Should I call my insurance? [more inside]
posted by Marduk on Oct 6, 2011 - 19 answers

Keep your car parts to yourself!

Is it possible to make a claim against someone's auto insurance for lawn repair and removal of the debris their car left in my yard? [more inside]
posted by salsamander on Oct 2, 2011 - 8 answers

Help Appaising a Lost Ring

My 75 year-old dad's house was robbed and several pieces of jewelry were taken including his dad's old ring. He's trying to claim insurance on it but they won't pay unless they can see a picture of something like it. My dad doesn't have a picture of the ring, or a computer to look up something similar. I don't live in the area. How can I help him remotely or guide him to someplace in the San Fernando Valley/Los Angeles area where he might be able to find a ring of similar value.
posted by ms_rasclark on Oct 2, 2011 - 7 answers

What to do about a "fender bender" in MA?

In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
posted by shamash on Sep 27, 2011 - 19 answers

Trouble with the car insurance claim process

Got a really weird call from a car insurance company after a minor accident. How does the car insurance system work in Australia? [more inside]
posted by vidur on Sep 27, 2011 - 10 answers

Help me figure out my car insurance!

Help me assess my car insurance in Boston, Massachusetts and see if I should switch! [more inside]
posted by modoriculous on Sep 27, 2011 - 10 answers

Can we save more on this surgery?

Routine non-emergency hernia surgery--unmet insurance deductible and wondering if there are any cost-cutting ideas we will wish we had known when we get the bill for the surgery. Assuming the hospital won't just shout out ideas if we call them, so...any ideas? [more inside]
posted by circular on Sep 26, 2011 - 6 answers

Someone damaged a part of my car that was already damaged, how do I handle the insurance claim?

Someone hit my car while it was parked and damaged the bumper, which was already damaged before she hit it. How do I handle this? [more inside]
posted by JustDerek on Sep 25, 2011 - 10 answers

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