insurance for hearing aids? Anyone have an insurance option they can recommend for hearing aids? My homeowners policy is one option. The audiologist recommended ESCO. Are there others I should consider?
I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year?
I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year? [more inside]
Many moons ago, my parents took out a loan against a whole life insurance policy on me. Now the policy is underwater and the insurance comapny wants to terminate it and I'm taking a tax hit. Can I avoid this? [more inside]
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
I'm looking for a place to purchase trip cancellation insurance for my international air tickets [more inside]
My doctor ordered medical lab work that I did not ask for. Now what? [more inside]
My car was hit while parked on the street. No witnesses, but I suspect a snow plow. I have no experience with body damage - what am I looking at? [more inside]
I'm in the middle of applying for individual health coverage in California and haven't been approved or rejected yet. Is it safe to use my current medical benefits, and get diagnosed, while applying for individual health insurance, or will they reject me? [more inside]
Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do? [more inside]
We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care. [more inside]
Should I buy a third-party warranty/insurance for my broken iPad? [more inside]
Can I resolve this exclusion on my drug plan? [more inside]
What are some good resources to learn about the property and casualty insurance industry? Looking for some online (free) or written (books I can get from the library) that can give me some basic, conversational understanding around terms, systems, process flows, etc. Current level of knowledge: familiar with terms, but not comfortable speaking about them.
Hospital bill collection blues. Am I in the legal right here? [more inside]
Should health benefits and who will pay those health benefits be included in an employment contract? [more inside]
Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident? [more inside]
I'm renting a space which I will be subletting out to other people as artist studios. I would like to get liability insurance on the space that covers damage to the space and personal injury. I'm having a hard time figuring out exactly what I need. Does anyone have any experience with this type of thing? [more inside]
As a owner of a brand new house, I am deluged by offers in the mail for various forms of insurance, protection, or coverage for my home (examples: mortgage insurance, water line coverage). What forms of coverage/insurance are a good idea to purchase, and which are unnecessary?
Buying a car from my mom in NJ for a token (i.e. far less than blue book) amount. What's the best (cheapest) way to get it legally registered/insured in Chicago, IL. Any pitfalls I should look out for?
Appealing a claim denial from the USPS? [more inside]
I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off. [more inside]
We want to give a car to my broke brother. How can we do this safely? [more inside]
I am trying to choose between two different health plans offered by my large employer - a POS80 and POS90 plan. The choice seems so clear to me (the lower-cost plan seems better) that I wonder if I'm overlooking something in making the decision. The difference in monthly premiums seems to be more significant than the difference in the deductible & out-of-pocket maximums. [more inside]
My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is. [more inside]
A discount on insurance for non-smokers? Great! Fast forward a couple of years and I've started again and want to talk to my doctor about quitting. [more inside]
Condo insurance in New York City for a pair of n00bs. [more inside]
hi friends, please hope me. oh, and this is in illinois, as that may be relavant. my mother has a rare neurological disorder called MSA. it is terminal, and from the looks of things, she is in the end stages. she's in a temporary rehab home after her second near-death hospitalization in the past 4 months. the first one was aspiration (choking), this second one was sepsis arising from an untreated UTI. both very common occurrences with this disease. she is essentially immobile, and cannot exist without assistance. here's the problem(s): since the onset of this disease about 7 years ago, my father has thrown himself at the mercy of all this and has assumed the role of caretaker. [more inside]
I would like to lodge the single most effective complaint against some really misleading and crappy billing practices by a dental office. [more inside]
Looking for advise on making a police report and an insurance claim [more inside]
Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not? [more inside]
Before surgery, my insurance company said I wouldn't have to pay. After surgery, that's changed. What now?
Before having surgery, I was told by my insurance company that my deductible had been reached, and that there was nothing for me to pay. After surgery, they amended that, telling me that in fact my deductible had not been filled at all for the present period, and I *would* have to pay. Am I just screwed here? [more inside]
Is Primerica a bad company and would you invest with them? [more inside]
Canadians looking for travel insurance for one year around the world trip? [more inside]
My partner and I just found out we are newly pregnant, and are unsure which health insurance offered through my employer we should pick for next year. [more inside]
How much should I insure a diamond engagement ring and a wedding band for? [more inside]
My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for? [more inside]
My car was recently totaled. I'm switching to Zipcar, but I've read that Zipcar's insurance isn't enough (e.g., here and here). Which parts of my current insurance policy should I keep? [more inside]
My wife just purchased health insurance for herself. Today is her first day of coverage. She has been experiencing back pain and nerve pain in her leg for the better part of a week, however. If she goes to the doctor today and they send her for an MRI (which we're certain they will) and subsequently decide to do surgery (we think she has a slipped/bulging/herniated disc) is there a chance the claims processor at the insurance company will question paying for any of these services? [more inside]
Hormonal birth control question: Lo Loestrin Fe has no generic, and even with my crappy insurance is unaffordable for me. What are other ultra-low-dose birth control pills that DO have generics? [more inside]
What travel insurance should I use to protect an upcoming honeymoon in North Africa? [more inside]
I need to get liability insurance to cover part-time nannying in my home. [more inside]
If I test positive for cancer, should I divorce my husband so I won't max out his insurance? [more inside]
I got rear ended a couple of hours ago. Called the cops. Should I call my insurance? [more inside]
Is it possible to make a claim against someone's auto insurance for lawn repair and removal of the debris their car left in my yard? [more inside]
My 75 year-old dad's house was robbed and several pieces of jewelry were taken including his dad's old ring. He's trying to claim insurance on it but they won't pay unless they can see a picture of something like it. My dad doesn't have a picture of the ring, or a computer to look up something similar. I don't live in the area. How can I help him remotely or guide him to someplace in the San Fernando Valley/Los Angeles area where he might be able to find a ring of similar value.
In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
Got a really weird call from a car insurance company after a minor accident. How does the car insurance system work in Australia? [more inside]
Help me assess my car insurance in Boston, Massachusetts and see if I should switch! [more inside]