I need to buy (gack!) my own health insurance. I'm in New York state. I'm looking for very good coverage. Would rather pay more for high-quality, flexible, non-nitpicky coverage (if such a thing exists), and then economize by opting for high deductibles.
I once lived in CT for a short while, and loved Anthem Blue Cross. But I've heard horror stories about Empire Blue Cross in NY. What other options are out there?
posted by Quisp Lover
on Apr 3, 2011 -
13 answers
How to get basic outpatient mental health care when work-provided insurance does not cover it?
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posted by anonymous
on Mar 29, 2011 -
9 answers
I've been getting health insurance through Cobra from my last job. I now have a new job, and was told today by benefits person that I can't remain on Cobra since I am now eligible for health insurance through new job. Is this true?
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posted by Sal and Richard
on Mar 25, 2011 -
11 answers
hi Mefites, I need some sound insights and advice regarding a recent auto accident I was involved in California. What to do when a highway patrol accident report is biased against you? what can I do to correct the situation?
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posted by wcmf
on Mar 22, 2011 -
18 answers
Health insurance filter: Is this really an employer group plan or something else? Should we be leery?
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posted by ninjakins
on Mar 17, 2011 -
11 answers
Help me find health insurance. Moving back to the States with wife and two kids after being away for 10 years. May not have jobs when we return. What is the best way to find health insurance? I have no idea where to start or what my options are if we return unemployed. Moving to Texas if that is relevant.
posted by jasondigitized
on Mar 17, 2011 -
22 answers
Someone gouged my parked car and has been attempting to fix it with touch-up paint and clearcoat. The results are unsatisfactory to me, and this someone refuses to do any more. I would rather the scratch be completely gone, instead of remainder marks remaining. So far, the professional opinion has been to repaint the area for a few hundred bucks. What is my recourse here? Settle via insurance? I do not care to pay out of pocket for something that was clearly not my mistake.
posted by Xere
on Mar 16, 2011 -
11 answers
This guy told me and my wife to buy insurance policies, so we did. To what extent are we suckers, and... what should we do now?
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posted by anonymous
on Mar 14, 2011 -
7 answers
Is there supplemental/per trip car insurance for rental cars(UK edition)?
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posted by madajb
on Mar 14, 2011 -
6 answers
If my family is travelling a week before I do, but the baby gets sick and can't fly, is there insurance that can cover my flight in addition to theirs?
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posted by Bushmiller
on Mar 13, 2011 -
3 answers
My parents asked for my help in writing a rebuttal letter (due by April 17th) to a denial of service claim against workmans comp, but I am not qualified to write the letter. My parents will go ahead and do this on their own, but I want them to seek the advice of a professional. Please help me find one.
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posted by bleary
on Mar 11, 2011 -
12 answers
HealthInsuranceFilter: My wife will soon be eligible for benefits through a new (part-time) employer, but the coverage stinks as it has a $20k per year max benefit. Is excess/supplemental health insurance a viable option?
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posted by QuantumMeruit
on Mar 11, 2011 -
3 answers
Applying for homeowner's insurance (with Geico in NY state), I was given a quote of $1761. At that point, they took my social security number, and came back and told me the premium would be $200 higher. They would not account for the difference....it was "take it or leave it". And I have a nearly perfect credit rating.
Thoughts?
posted by Quisp Lover
on Mar 7, 2011 -
13 answers
Any advice or general thoughts on purchasing an umbrella policy to add on to renters policy and auto insurance?
Why would one do that? why not? etc...
posted by dougiedd
on Mar 6, 2011 -
10 answers
I had a motorcycle accident (I hit a car). The other driver is at fault. My bike will most likely be totaled, I went to the hospital, and some of my other stuff is broken. What will happen, and what should I be doing to make sure I recoup my damages?
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posted by aaronbeekay
on Feb 27, 2011 -
23 answers
My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice?
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posted by charlie don't surf
on Feb 25, 2011 -
44 answers
Very minor car accident. The other party exploded with anger even though I thought he was at fault. After he took down my insurance info, he sped away without exchanging more information. That was 2 days ago. I have not heard back from either his or my insurer. Should I call the insurers myself?
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posted by ccl6yl
on Feb 20, 2011 -
35 answers
I'm ill but will be leaving my job (with medical insurance) for another one (with different medical insurance coverage). Should I hold off on getting a medical diagnosis since it's not life threatening just chronic?
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posted by loquat
on Feb 16, 2011 -
12 answers
How and where do I get my car repaired? (or, please explain to me how car insurance works)
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posted by genmonster
on Feb 15, 2011 -
8 answers
Do traveling musicians in the US need to have commercial vehicle liability insurance? If so, what should we expect to pay and where should we get it?
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posted by anonymous
on Feb 11, 2011 -
5 answers
Two Brits and one American are taking a ten month trip around the world (inc. America) to document street performers. We need to insure ourselves for the standard backpacking trip, but we are also carrying expensive camera equipment - WHAT IS THE BEST VALUE-FOR-MONEY INSURANCE?
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posted by smythe82
on Feb 4, 2011 -
2 answers
UK-Car-Insurance-Write-Off-Filter:
My car was declared an insurance write-off after an accident. Since the accident it has passed an MOT, and has new road tax. Do I need to take it for a Vehicle Identity Check before driving it?
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posted by roofus
on Feb 2, 2011 -
4 answers
About to have an incapacity insurance claim denied due to lack of objective proof of chronic pain in the UK. What are our options?
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posted by richb
on Feb 2, 2011 -
4 answers
How do we leverage technology to better service our customers?
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posted by cad
on Jan 31, 2011 -
6 answers
I just got health insurance for the first time in my adult life (thanks a bunch America), through my spouse's company. It seems like fairly robust insurance, and I would love to finally get treatment for my debilitating anxiety and possible ADHD. But I am so fearful of having these things on my medical record and possibly causing future insurance problems, that I am hesitant to make any appointments. Am I justified in these concerns? Are there things I can do to mitigate the repercussions?
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posted by asimplemouse
on Jan 31, 2011 -
17 answers
I'd love to hear some strategy for keeping life together when you're out of work, looking for a job.
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posted by DandyRandy
on Jan 26, 2011 -
33 answers
Safety Insurance of Massachusetts, USA - does anyone have a list of their preferred repair shops?
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posted by Miko
on Jan 20, 2011 -
5 answers
Bicycle accident, sprained or otherwise damaged knee, no insurance - where to go in the East Bay for help?
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posted by anotherkate
on Jan 16, 2011 -
9 answers
Wisdom teeth extraction. No insurance. Halp! My boyfriend is in a lot of pain and needs surgery asap. However, consultation and procedural costs comes to about $900 (only 2 teeth). He's broke and already drowning in student and medical debt. We've thought of a few options but they're not panning out.
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posted by vilandra
on Jan 10, 2011 -
17 answers
Have changes been made in the last year or so that make getting health insurance any easier?
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posted by neilkod
on Jan 7, 2011 -
8 answers
Car Accident Filter: I was rear-ended this week and while I know you are not my insurance agent, doctor or my lawyer, I would greatly appreciated help on what to do next. (More inside)
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posted by damiano99
on Dec 17, 2010 -
17 answers
What would
actually have happened if the Irish Government had not taken on the banks' debt?
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posted by micklaw
on Dec 12, 2010 -
10 answers
What is the upside and downside of using an independent, private insurance adjuster for a claim as opposed to the insurance company's adjuster? Need to make a decision here and have no experience.
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posted by spicynuts
on Dec 10, 2010 -
4 answers
