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1451 posts tagged with insurance.
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Who can help me?

How do you know what type of mental health professional you need? [more inside]
posted by anonymous on Jun 16, 2012 - 12 answers

Inexpensive dentist in NYC.

I'm in NYC and I may need to see a dentist, but I have no dental insurance. Recommendations? [more inside]
posted by griphus on Jun 14, 2012 - 15 answers

Drowning in flood insurance legalese

I think I'm being scammed by my mortgage company to purchase flood insurance even though I feel certain I'm not in a flood zone. Do you have experience with this? Is their claim likely to be true? Is there an easy way for me to verify or disprove their claim? [more inside]
posted by kbar1 on Jun 10, 2012 - 17 answers

To COBRA or not to COBRA

I've recently changed employers. My insurance from the previous employer terminated on 5/31. My new insurance starts on 6/23. I can get COBRA for the interim if need be. The question is, do I need it? There is a grace period, such that I don't have to decide until after 6/23, at which time, if I didn't need it during the period, I could save myself about $500. However, there is the concern of the 'pre-existing' condition, ie that period where I would not have insurance can somehow cause me to have 'pre-existing' conditions, whether indefinitely or for some period of time after 6/23 I don't know. The new insurance is Presbyterian Health. Can anyone advise?
posted by falsedmitri on Jun 4, 2012 - 10 answers

I should ask this question while I still *have* teeth.

I am a bad human being and have not been to the dentist in...well, a very very long time. Help me figure out options, like insurance and such? [more inside]
posted by TomMelee on Jun 4, 2012 - 20 answers

Please help me choose a medical insurance plan.

Please help me choose an insurance plan. [more inside]
posted by k8t on Jun 3, 2012 - 4 answers

I need to know what to say in the Emergency Room.

Which address should I give when I go to the Emergency Room? This is turning out to be a surprisingly stressful and complicated question. [more inside]
posted by Ash3000 on Jun 2, 2012 - 12 answers

Health insurance question: Does the birthday rule force us to upgrade to a family plan?

Insurance coordination of benefits and birthday rule question: can my wife be forced to upgrade to a family plan? Details inside. [more inside]
posted by smurdah on Jun 1, 2012 - 16 answers

Paying for old age care long in advance?

Can I pay for assisted living/nursing home/whatever now so that I don't have to worry about being able to pay for it when I need it? And assorted related questions. [more inside]
posted by Flunkie on May 29, 2012 - 20 answers

BCBS PPO therapists in Buffalo/WNY

I am looking for a general purpose LCSW/psychologist/therapist in the Buffalo, NY area (northtowns preferred). I'm looking for someone young, and they need to accept a BCBS PPO insurance plan. Seeking recommendations, or suggestions on how to search better. [more inside]
posted by anonymous on May 24, 2012 - 2 answers

gynecology advice (oh yeah this is staying anonymous)

Going to the gynecologist tomorrow: What to ask/test for and should I use my insurance? [more inside]
posted by anonymous on May 23, 2012 - 4 answers

mental health will drive you mad

I need mental health insurance. Spouse's might have lapsed from the old job. The new job has crappy insurance. [more inside]
posted by anonymous on May 22, 2012 - 12 answers

Tooth and clause

Dental Insurance: I have it for the first time in 20 years. Help me figure out how (if) I can get coverage for a procedure that was pre-approved and then denied coverage. [more inside]
posted by caryatid on May 18, 2012 - 6 answers

Open enrollment deadlines and dilemmas

It's open enrollment time, and given the changes in all the policies, it's now a lot harder for a clear cut decision. [more inside]
posted by k5.user on May 18, 2012 - 3 answers

Should I ditch COBRA and switch to an individual plan?

Health insurance question: I got laid off from a small company a few months ago, and have been paying over $400 monthly for COBRA. This eats up a ton of my unemployment money. I'm wondering if I should switch to an individual plan. [more inside]
posted by emily37 on May 16, 2012 - 19 answers

Is it legit that I should go to small claims court?

I've been asked to testify at small claims court for a car accident I was in 3 years ago in which another person was at fault. Is this normal? More inside. [more inside]
posted by modoriculous on May 16, 2012 - 16 answers

Should my mother buy long term care insurance?

My 70-year old mother is trying to decide whether to buy long term care insurance. The premiums are high (>$4000 per year, for max three years of benefits) and she's trying to weigh the risk of running out of cash too young if she coughs up the premiums, versus the risk of self-insuring. Can anyone offer advice? [more inside]
posted by copacetic on May 14, 2012 - 5 answers

When switching auto insurance, should I cancel the old policy or just let it lapse?

Switching auto insurance: cancel old policy or let it lapse? [more inside]
posted by StrangeTikiGod on May 13, 2012 - 9 answers

Bank did a bad thing; don't know how to respond to Bank

My bank, in Canada, committed what feels like fraud. Not sure of next steps. [more inside]
posted by anonymous on May 11, 2012 - 12 answers

Recommendations for Canadian car insurance

Looking for car insurance recommendations in Calgary, AB. Has anyone had a fantastic deal, good service or other tips? [more inside]
posted by arcticseal on May 8, 2012 - 5 answers

Do outstanding medical bills hurt your credit rating?

Has there been a recent change in the relationship between medical debt and your credit rating/score? [more inside]
posted by RajahKing on May 4, 2012 - 4 answers

How do we get out of paying for employer insurance during FMLA?

FMLA-Filter: What counts as officially "returned" to work after the 12 week FMLA for maternity leave? [more inside]
posted by amazingstill on Apr 30, 2012 - 9 answers

Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price?

Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price? [more inside]
posted by anonymous on Apr 28, 2012 - 6 answers

Should I hold off on seeking treatment under my new health insurance coverage?

Specific pre-existing condition health insurance question. [more inside]
posted by anonymous on Apr 28, 2012 - 8 answers

Affordable student health insurance in New York?

I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
posted by ocherdraco on Apr 25, 2012 - 9 answers

Help I know nothing about cars

I need help buying a car. [more inside]
posted by NoraReed on Apr 24, 2012 - 35 answers

My girlfriend might have lost her insurance, and we need help.

AskMe: we need help. My girlfriend just found out that her health insurance was terminated for non-payment (she thought she had paid it, and when I get home this evening we'll double-check our accounts to see what happened.) Whether the error was hers or the insurance company's, the company has stated that it'll take them 10-14 days to know whether or not they can reinstate the plan regardless. She has a pre-existing condition (ADHD), so consistent coverage is very important - and Ms. MP is starting to freak out. What's our next move, and how do we get through this? [more inside]
posted by (The Rt Hon.) MP on Apr 19, 2012 - 8 answers

Life Insurance for Stoners?

I want to get some life insurance. But, I like to smoke the marijuana from time to time. What can I do? [more inside]
posted by trbrts on Apr 19, 2012 - 11 answers

Help me quell my tornado anxieties...or not

What happens if your house is damaged by a tornado? What happens to your stuff, what do you do about the immediate moment, etc? [more inside]
posted by Frowner on Apr 16, 2012 - 5 answers

Looking for resources on insurance options.

I'm looking for resources to help me decide what types and amounts of insurance to buy. [more inside]
posted by medusa on Apr 16, 2012 - 4 answers

What is the benefit of purchasing the extension health coverage (individual) vs. purchasing your own individual health insurance plan for a couple of months?

What is the benefit of purchasing the extension health coverage (individual) vs. purchasing your own individual health insurance plan for a couple of months? Left school health insurance and now I am looking for my options. Is the extension worthwhile/more expensive than purchasing individual health insurance through ehealthinsurance.com? [more inside]
posted by proficiency101 on Apr 16, 2012 - 2 answers

Insurance agent, take my money, please!

Why do insurance companies (non-medical) make it so rough to switch agents? [more inside]
posted by zombieApoc on Apr 16, 2012 - 6 answers

I'm putting my dentist's kids through college

Individual Dental Insurance. Is there such a thing, and is it affordable, and is it offered by someone other than Delta Dental? [more inside]
posted by instead of three wishes on Apr 11, 2012 - 15 answers

How to challenge an unfair insurance claim

My girlfriend bumped the wing mirror of a car while parking. She is getting stung for way more damage. What to do? [more inside]
posted by Conductor71 on Apr 10, 2012 - 12 answers

Who can help me with disability insurance claims?

I’m looking for advice on dealing with with employer provided disability insurance. I’m out of work due to illness, and I am having trouble navigating the disability insurance provided by my employer. Do I hire a lawyer? Are there other people that I can hire to help on my behalf? [more inside]
posted by [insert clever name here] on Apr 9, 2012 - 7 answers

Advice on what to do after a house fire.

My parents' house caught fire yesterday. This kind of thing has never happened to any of us before, and we could use advice on how to move forward. [more inside]
posted by anonymous on Apr 9, 2012 - 9 answers

Are There Health Insurance Accountants?

Are there accountants who handle health insurance? [more inside]
posted by musofire on Apr 5, 2012 - 2 answers

Contractor set the house we're buying on fire. Now what?

We're under contract to buy a house. Two weeks before closing, a contractor performing agreed-upon presale repairs caught the house on fire. We've got a lot of questions about what happens next. [more inside]
posted by treblemaker on Apr 4, 2012 - 19 answers

Raise Your Hand if You're Insured

How do artists and writers in Los Angeles get health insurance? [more inside]
posted by airguitar2 on Apr 4, 2012 - 12 answers

Can I buy health insurance as a long-stay visitor in France?

I'm an American living in France on a long-stay visitor's visa (I'm here as an artist in residence working on comics in Angoulême). To get my visa, I had to prove I had health insurance. At the time of my visa application, I had American health insurance which covered only emergencies abroad, so I assumed that if anything came up, I would pay out of pocket here in France and then, well, go home if anything really grave came about. I also bought travelers insurance from World Nomads to cover repatriation (necessary for the visa). Now, because of reasons that I wont go into here, I have lost my American health insurance and am left with only the travelers insurance, which is really not sufficient. I'd like to stay in France and am planning to renew my visa for another year, so I want to make sure everything is in order. I'd also like to be covered! Is it possible to buy French health insurance as a foreigner who is technically a "non-resident"? I've googled a bit and found some links to various companies who seem to do just this, but I would like to hear from others who have done the same or who know something about it.
posted by minicloud on Apr 4, 2012 - 9 answers

Good naturopath or acupuncturist in the Boston area that accepts Anthem Blue Cross Blue Shield?

Good naturopath or acupuncturist in the Boston area that accepts Anthem Blue Cross Blue Shield? [more inside]
posted by deeman on Apr 2, 2012 - 5 answers

oh god kids are expensive even if they arent mine.

How does your company structure the amount employees pay towards their health benefits? [more inside]
posted by zara on Apr 1, 2012 - 14 answers

Another health insurance question...

Another health-insurance question - how to deal with an unexpected loss of coverage for my GF. Which of our options is best? [more inside]
posted by FreelanceBureaucrat on Mar 31, 2012 - 17 answers

Are there different economic theories for complex/long term products?

Is there an economic theory about monetary incentives doing more harm than good as economic utility becomes harder to determine/quantify? [more inside]
posted by deanklear on Mar 30, 2012 - 10 answers

What happens if you're hit by an uninsured driver in WI?

My vehicle was damaged by a (possibly) uninstured driver in Wisconsin... What now? [more inside]
posted by anonymous on Mar 29, 2012 - 7 answers

Can I cash in a 7-month cheque without an expiry date?

7-month-old cheques - should I ask for a new one or try it with the bank? [more inside]
posted by cyml on Mar 27, 2012 - 5 answers

Insureme NOW!

UK Insurance Question: Has anyone else tried to get critical illness/ life insurance cover. I have questions: [more inside]
posted by london302 on Mar 21, 2012 - 2 answers

Help GF deal with recurring ED thoughts?

My girlfriend confided in me that old thoughts from her days of having an active eating disorder are cropping up again. Help me help her. [more inside]
posted by anonymous on Mar 19, 2012 - 10 answers

Garage Insurance

We have a property with a house and garage, and we are going to have the unrepairable house torn down. Our insurance company says they can't insure an outbuilding, because they only insure houses. We really don't want to leave the house standing, but the garage is new and we'd like to keep it. Any suggestions?
posted by mezzanote on Mar 18, 2012 - 12 answers

Cheap Dermatologist Visit

I am unemployed, living in New York City, with no health insurance and need to see a dermatologist. I can't afford a $250 visit. Does anyone know of a (cheap) dermatologist I could see?
posted by likeapen on Mar 16, 2012 - 7 answers

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