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Please advise on car insurance issues after an accident.

A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker on Dec 16, 2012 - 35 answers

The Gift of Health

I'd like to give one of my relatives health insurance for Christmas. She's a freelancer in Brooklyn. What do you recommend? [more inside]
posted by enzymatic on Dec 16, 2012 - 5 answers

iPhone me--which model do I need 4, 4S, or 5?

iPhone me! --which model do I need: 4, 4S, or 5? [more inside]
posted by calgirl on Dec 13, 2012 - 43 answers

COBRA coverage for someone who has already died

What do I do when a person is eligible for COBRA insurance but has passed away before getting papers and signing up? [more inside]
posted by meowzilla on Dec 8, 2012 - 4 answers

HSA-type Insurance Prescription card filter:Higher cost of medication with Rx card

HSA-type health insurance from Oxford, Paying more for prescription medication than out-of-pocket [more inside]
posted by zaxour on Dec 6, 2012 - 10 answers

How to handle insurance after a minor accident?

I was involved in a minor car accident on Saturday. There were no injuries and only minor damage, so we decided not to use insurance. Today, however, I got a letter from the other driver's insurance company requesting that I contact them. Lots of complicating details, and not sure how to proceed. [more inside]
posted by mshrike on Dec 5, 2012 - 12 answers

Disability Insurance Denied

Understanding my insurance company's decision to deny my Long Term Disability claim [more inside]
posted by Kazimirovna on Dec 2, 2012 - 7 answers

Why am I paying $10k for another person's property damage?

I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15 on Nov 29, 2012 - 30 answers

Is the new insurance company pulling a fast one?

US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Nov 29, 2012 - 8 answers

Should I live without health insurance for the next year or so?

Should I live without health insurance for the next year or so? [more inside]
posted by anonymous on Nov 20, 2012 - 62 answers

Do I have to require my renters to have renters insurance?!?!

My independent insurance agent is insisting me that I require my renters to have renter's insurance in order for him to give me homeowner's insurance on a property I just bought. [more inside]
posted by anonymous_account on Nov 15, 2012 - 26 answers

Why not let the feds manage your health insurance exchange?

What are the practical advantages of a state setting up its own health insurance exchange, versus letting the federal government create/manage the exchange for the state? [more inside]
posted by pokermonk on Nov 12, 2012 - 2 answers

What happens when ocean front property becomes ocean bottom?

How does a storm like Sandy or Katrina affect title to real estate? What happens when your property is suddenly, actually, under water? [more inside]
posted by Corvid on Nov 11, 2012 - 9 answers

driver's ed.

how much is it normal for my auto insurance premium to rise after an accident? [more inside]
posted by violetk on Nov 10, 2012 - 9 answers

I was not insured for the flood, any recourse?

I was not insured for the flood, any recourse? [more inside]
posted by ebesan on Nov 4, 2012 - 5 answers

Filing a claim with the city maybe

Messed up my car! City construction work was involved. What can I do? [more inside]
posted by AceRock on Nov 1, 2012 - 8 answers

HIPAranoia....

PrivacyParanoiaFilter: My employer offers a discount on my health insurance if my spouse and I take a Health Risk Assessment (HRA). I get the idea, but are there any downsides privacy-wise that they're not telling you? [more inside]
posted by JoeZydeco on Oct 25, 2012 - 21 answers

What freelancers' groups sell health insurance to members in Portland, Oregon?

I need to buy health insurance in Portland, Oregon and I'm wondering if there are any professional guilds or Freelancer's Union-type groups that sell health insurance. [more inside]
posted by jeb on Oct 23, 2012 - 1 answer

is this how it's supposed to work?

Am I wrong about how primary care vs. specialists works or is my doctor's offfice badly managed? [more inside]
posted by Jahaza on Oct 23, 2012 - 22 answers

Water damage issues.

Water damage due to an defective appliance. Unit is a townhouse, property management company won't file claim, saying it's my responsibility. Do I have any recourse? [more inside]
posted by wongcorgi on Oct 22, 2012 - 13 answers

Insurance double-dipping?

Our storage unit was broken into, and about $5000 worth of stuff was stolen. We purchased an insurance policy with the unit (it was mandatory), and we also have renters insurance (with our auto insurance company). Can I file with both of them? [more inside]
posted by radioamy on Oct 19, 2012 - 12 answers

Car insurance comparisons

Why do car insurance prices vary so much? [more inside]
posted by lewedswiver on Oct 11, 2012 - 9 answers

Fighting the (insurance) man!

Got rear-ended and am thoroughly unhappy with repair results. Any tips for negotiating with the insurance company re: how they're handling this? [more inside]
posted by kanuck on Oct 11, 2012 - 4 answers

Is insurance mandatory for dependents?

Is an employer in New York required to extend health insurance coverage to the employee's spouse and dependents? [more inside]
posted by anonymous on Oct 3, 2012 - 4 answers

Help us get rid of this house!

We have an old, unlived in house that is disintegrating. We need help fixing it up, emptying the junk out of it and selling it. We are overwhelmed and find it hard to face this problem. Advice needed. [more inside]
posted by anonymous on Oct 2, 2012 - 16 answers

Disability benefits in Canada

In Canada, what kind of (government) disability benefits can a separated, self employed person qualify for and how? [more inside]
posted by Chaussette and the Pussy Cats on Oct 1, 2012 - 15 answers

Traveller Insurance

Has anyone had any experience with TravelGuard Insurance? Or just general advice on traveller's insurance? I am primarily interested in the medical coverage rather than trip cancellation. [more inside]
posted by bluelight on Sep 30, 2012 - 3 answers

How to deal with water damage caused by insurance-less neighbor?

Friend lives in a Philadelphia row home. His neighbor's house was sealed by the DA. Neighbor broke back in & flooded the basement intentionally. The water also flooded my friend's basement and he is now concerned about potential mold problems. Neighbor does not have insurance. How should he proceed so as to both deal with potential mold & mildew before they become a problem and not cause his own homeowner's insurance to increase.
posted by davidvanb on Sep 27, 2012 - 14 answers

I need more information about advocating for myself in the American Health Care system

So this was me commenting a bit ago about how some views toward health care actually damage the lives of real people. And now I need advice, because the situation has grown so far out of my control and I think I’ll go out of my mind with worry. [more inside]
posted by bilabial on Sep 26, 2012 - 52 answers

tehloki and the angry inch

Somebody has decided to remove most of my door handle in an attempt to get into my car, or in a fit of rage, or something. Will getting it repaired through my insurance make my rates go up? Should I try and fix it myself? [more inside]
posted by tehloki on Sep 18, 2012 - 34 answers

Is loan protection insurance a good thing?

Is credit protection insurance a good idea? [more inside]
posted by sevenyearlurk on Sep 13, 2012 - 14 answers

Who insures foreign drivers in the USA?

We are on a 7 week road trip through the USA. I have a California driver's licence and own the car. My wife has an Australian driver's licence. I'm having trouble putting her on the insurance as a driver with AAA and I have contacted several other insurers who won't take on the risk. Plenty of googling has come up empty? Is there an insurer who is worth calling?
posted by dinoworx on Sep 12, 2012 - 12 answers

From which U.S. companies can an international student on an F-1 visa in the U.S. buy a legit health insurance? I

From which U.S. companies can an international student on an F-1 visa in the U.S. buy a legit health insurance? I can't use my school's because I will be reducing my course load from full-time to part-time :/
posted by MiuMiu on Sep 10, 2012 - 4 answers

In the shadow of the valley.

Major depressive episodes and individual (USA) insurance repercussions. Should I let my psychologist submit this? [more inside]
posted by anonymous on Sep 10, 2012 - 4 answers

California Health Care and Insurance and What is this lump?

Does anyone have any experience with using the California health care program to treat potential breast cancer? That's my worst case scenario, and yes, I'm scared to death. I'm also without insurance at the moment. [more inside]
posted by anonymous on Sep 7, 2012 - 5 answers

Low cost bipolar ADD meds in US

Low cost bipolar ADD meds available in the US? [more inside]
posted by jchinique on Sep 5, 2012 - 6 answers

It's raining, it's pouring, the drip drip is boring

How do subsequent insurance claims work in conjunction with previous claims? Isaacy Details inside. [more inside]
posted by anonymous on Aug 29, 2012 - 5 answers

HSA = Health Sadly Absent

What's the best way to sell my company on getting better health insurance? [more inside]
posted by spamguy on Aug 27, 2012 - 9 answers

Who decides when to call the Life Flight?

I am unconscious, I've been in a terrible accident and I am in a rural area in the United States. Who decides whether I should be flown to the nearest city or taken to the local rural hospital that may not be equipped to handle my emergency? [more inside]
posted by cda on Aug 25, 2012 - 16 answers

physically disabled and unable to afford legacy health insurance

My mother is physically disabled and unable to afford legacy health insurance. We need to reduce costs some how but don't know where to turn. [more inside]
posted by Highest_Of_Fives on Aug 25, 2012 - 12 answers

Should I voluntarily provide information from my doctor to my employer?

My employer wants all employees to provide lab results in order to receive a deduction in insurance premiums. OK, or a little too Big Brother-ish? [more inside]
posted by bookmammal on Aug 20, 2012 - 22 answers

Who is responsible for repairs after a rental house fire?

Asking for a friend- Who is responsible for the cost of repairs after a house fire? I am renting the house. I have renters insurance. The fire report said no negligence on my part. I'm located in California. [more inside]
posted by Secretariat on Aug 16, 2012 - 31 answers

Newborn insurance?

Is there an insurance option for this snowflake situation? [more inside]
posted by anonymous on Aug 15, 2012 - 5 answers

Renter's Insurance in California?

Renter's Insurance in California? [more inside]
posted by rainbowbrite on Aug 15, 2012 - 6 answers

How much will fixing my car cost? Is it safe to drive?

My relative backed into my '09 Civic in the driveway. The front emblem and fender are bent; it appears that the radiator is bent as well. The car starts without problems. What am I looking at? Should I drive it into the shop, or have it towed? Relative doesn't have the wherewithal to fix this; should I make a claim against my own insurance?
posted by sonic meat machine on Aug 14, 2012 - 22 answers

How do I handle my doctor's office's incompetence?

My psychiatrist's office is behaving in an incompetent manner and I am furious. Aside from finding another doctor, how should I handle this? [more inside]
posted by desjardins on Aug 14, 2012 - 30 answers

Am I eligible for health insurance?

Do you guys think I will be approved or denied health insurance based on the following factors? [more inside]
posted by Yunani on Aug 9, 2012 - 16 answers

Pick up medical records on changing providers?

I recently changed jobs--and health insurance providers. As a result I need to change dentists (and possibly GPs). I am in good health--should I bother collecting my dental/medical records and giving them to the new doctors? I am entitled to them under HIPAA, right? [more inside]
posted by Admiral Haddock on Aug 8, 2012 - 11 answers

Proper protocol after auto accident claims request?

(CA) Driver who hit me is uninsured and I've begun the claims process with my ins. co. Should I give uninsured driver a head's up? [more inside]
posted by chloe.gelsomino on Aug 6, 2012 - 17 answers

How do I prove I'm at least as not at fault as the other guy?

On Friday morning I was in what I consider to be a no-fault fender bender, but Illinois isn't a no-fault state. The other party has already contacted my insurance; I'm not sure what I should be doing to best protect myself. Details inside. [more inside]
posted by ictow on Aug 6, 2012 - 8 answers

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