My mother stumbled in my home while getting out of the shower, and twisted her knee. She is uninsured and doesn't have the money to get an MRI or receive physical therapy. She wants to make an an injury claim against my homeowner's insurance to pay for her medical treatment.
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posted by anonymous
on Feb 12, 2012 -
12 answers
Can my undocumented friend drive my car? Can I drive his car? Will my insurance cover it and am I putting myself or him (or other drivers) at any risk?
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posted by anonymous
on Feb 10, 2012 -
9 answers
Should I call or not.. This is driving me crazy... I really don't want to mess up my perfect driving/insurance record and don't want higher rates. I've also heard horror stories about Progressive, and am hesitant to call. This is in
Nj, and I have
liability only.
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posted by rushtickt0ck
on Feb 1, 2012 -
4 answers
I was hit by a car 2 weeks ago. It was minor enough that I didn't even file a police report, just got the insurance information. But I'm wondering about collecting the small expenses it's incurred from the insurance company.
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posted by Hactar
on Jan 31, 2012 -
6 answers
I am under 25 and have no health insurance. My mom was recently laid off so she has no insurance either. What are my options?
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posted by bluelight
on Jan 30, 2012 -
23 answers
How can I -- as an employer -- provide reasonably-priced health care insurance to one employee? Doesn't the issue invite age or gender discrimination?
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posted by starkraven
on Jan 25, 2012 -
14 answers
insurance for hearing aids?
Anyone have an insurance option they can recommend for hearing aids?
My homeowners policy is one option. The audiologist recommended ESCO. Are there others I should consider?
posted by egk
on Jan 25, 2012 -
4 answers
I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year?
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posted by imabanana
on Jan 24, 2012 -
16 answers
Many moons ago, my parents took out a loan against a whole life insurance policy on me. Now the policy is underwater and the insurance comapny wants to terminate it and I'm taking a tax hit. Can I avoid this?
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posted by cmm
on Jan 23, 2012 -
12 answers
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?)
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posted by anonymous
on Jan 20, 2012 -
5 answers
I'm looking for a place to purchase trip cancellation insurance for my international air tickets
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posted by WizKid
on Jan 17, 2012 -
7 answers
My car was hit while parked on the street. No witnesses, but I suspect a snow plow. I have no experience with body damage - what am I looking at?
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posted by analog
on Jan 14, 2012 -
6 answers
I'm in the middle of applying for individual health coverage in California and haven't been approved or rejected yet. Is it safe to use my current medical benefits, and get diagnosed, while applying for individual health insurance, or will they reject me?
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posted by elif
on Jan 10, 2012 -
2 answers
Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do?
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posted by symbollocks
on Jan 10, 2012 -
22 answers
We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care.
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posted by infinitewindow
on Jan 9, 2012 -
13 answers
What are some good resources to learn about the property and casualty insurance industry? Looking for some online (free) or written (books I can get from the library) that can give me some basic, conversational understanding around terms, systems, process flows, etc. Current level of knowledge: familiar with terms, but not comfortable speaking about them.
posted by sandmanwv
on Dec 19, 2011 -
3 answers
Should health benefits and who will pay those health benefits be included in an employment contract?
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posted by Diplodocus
on Dec 13, 2011 -
8 answers
Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury?
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posted by Vectorcon Systems
on Dec 12, 2011 -
15 answers
No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident?
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posted by loquat
on Dec 9, 2011 -
21 answers
I'm renting a space which I will be subletting out to other people as artist studios. I would like to get liability insurance on the space that covers damage to the space and personal injury. I'm having a hard time figuring out exactly what I need. Does anyone have any experience with this type of thing?
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posted by degoao
on Dec 9, 2011 -
2 answers
As a owner of a brand new house, I am deluged by offers in the mail for various forms of insurance, protection, or coverage for my home (examples: mortgage insurance, water line coverage). What forms of coverage/insurance are a good idea to purchase, and which are unnecessary?
posted by Deathalicious
on Nov 30, 2011 -
15 answers
Buying a car from my mom in NJ for a token (i.e. far less than blue book) amount. What's the best (cheapest) way to get it legally registered/insured in Chicago, IL. Any pitfalls I should look out for?
posted by Oktober
on Nov 27, 2011 -
6 answers
I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off.
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posted by scaryblackdeath
on Nov 21, 2011 -
7 answers
I am trying to choose between two different health plans offered by my large employer - a POS80 and POS90 plan. The choice seems so clear to me (the lower-cost plan seems better) that I wonder if I'm overlooking something in making the decision. The difference in monthly premiums seems to be more significant than the difference in the deductible & out-of-pocket maximums.
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posted by Fran C.
on Nov 16, 2011 -
7 answers
My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is.
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posted by dhammond
on Nov 13, 2011 -
20 answers
A discount on insurance for non-smokers? Great! Fast forward a couple of years and I've started again and want to talk to my doctor about quitting.
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posted by anonymous
on Nov 11, 2011 -
6 answers
hi friends, please hope me. oh, and this is in illinois, as that may be relavant.
my mother has a rare neurological disorder called
MSA. it is terminal, and from the looks of things, she is in the end stages. she's in a temporary rehab home after her second near-death hospitalization in the past 4 months. the first one was aspiration (choking), this second one was sepsis arising from an untreated UTI. both very common occurrences with this disease. she is essentially immobile, and cannot exist without assistance. here's the problem(s): since the onset of this disease about 7 years ago, my father has thrown himself at the mercy of all this and has assumed the role of caretaker.
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posted by anonymous
on Nov 9, 2011 -
10 answers
I would like to lodge the single most effective complaint against some really misleading and crappy billing practices by a dental office.
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posted by sonika
on Nov 9, 2011 -
16 answers
Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not?
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posted by anonymous
on Nov 4, 2011 -
5 answers
Before having surgery, I was told by my insurance company that my deductible had been reached, and that there was nothing for me to pay. After surgery, they amended that, telling me that in fact my deductible had not been filled at all for the present period, and I *would* have to pay. Am I just screwed here?
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posted by Ash3000
on Nov 2, 2011 -
15 answers
Canadians looking for travel insurance for one year around the world trip?
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posted by grak88
on Oct 30, 2011 -
2 answers
My partner and I just found out we are newly pregnant, and are unsure which health insurance offered through my employer we should pick for next year.
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posted by anonymous
on Oct 29, 2011 -
21 answers
My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him?
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posted by Vorteks
on Oct 26, 2011 -
16 answers
I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for?
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posted by Madamina
on Oct 20, 2011 -
6 answers
My car was recently totaled. I'm switching to Zipcar, but I've read that Zipcar's insurance isn't enough (e.g.,
here and
here). Which parts of my current insurance policy should I keep?
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posted by morninj
on Oct 17, 2011 -
9 answers
My wife just purchased health insurance for herself. Today is her first day of coverage. She has been experiencing back pain and nerve pain in her leg for the better part of a week, however. If she goes to the doctor today and they send her for an MRI (which we're certain they will) and subsequently decide to do surgery (we think she has a slipped/bulging/herniated disc) is there a chance the claims processor at the insurance company will question paying for any of these services?
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posted by psiwave
on Oct 12, 2011 -
14 answers
Hormonal birth control question: Lo Loestrin Fe has no generic, and even with my crappy insurance is unaffordable for me. What are other ultra-low-dose birth control pills that DO have generics?
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posted by fiercecupcake
on Oct 11, 2011 -
21 answers
