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How do I get health insurance for my Eastern European mother-in-law?

My wife's mom is a widow of advancing age. She lives alone in Eastern Europe, in a country with universal health care. (More or less... thanks, austerity!) As she is getting older, we're starting to worry about her living over there, both because of quality of care and because the day that she's no longer suited to live by herself seems approaching. We live in the US and would like to bring her over here permanently. Putting aside immigration questions, how do we get health insurance for her? [more inside]
posted by DirtyOldTown on Mar 12, 2013 - 8 answers

Government of Mexico's Disaster Risk Management Strategy

I know this is a long shot, but does anyone have information on how the Government of Mexico was able to convince it's citizens that investing in disaster risk management (DRM) insurance/cat bond schemes was worthy of their tax money? [more inside]
posted by msk1985 on Mar 8, 2013 - 2 answers

Insurance options for a seldom used vehicle?

What are my options for insuring a vehicle that won't be used very much at all? [more inside]
posted by azpenguin on Mar 3, 2013 - 10 answers

Rent or Lease?

Would it be cheaper to rent a car for 6 months or get a lease swap with short term car insurance in California? [more inside]
posted by pakoothefakoo on Mar 2, 2013 - 5 answers

How do we avoid screwing over a coworker's health insurance?

My husband got a new job and it looks like his health insurance will be better and cheaper for us than what we have through my employer. Problem is, my office is tiny and if we drop off our insurance, only one person in the office will remain on the group plan and a group of one is not eligible for a group plan. If we drop off the plan, I want to ensure she doesn't get screwed over. Can you help me figure out what questions she and I need to ask the owners and our insurance broker and/or come up with creative solutions to pose to the owners of the company? (I realize that this is really the coworker's issue but we're a very tight-knit office and my coworker wants this help.) [more inside]
posted by adorap0621 on Feb 27, 2013 - 9 answers

Insurance Brokers in NYC

Seeking insurance broker recommendations for a new family in NYC. Co-op, Auto, and now with progeny, Life. Obviously want a person/office that we can trust, and will look out for our interests in the long haul. We live in Queens, and work in Manhattan. Bonus question: are any brokers fee-based, or do all work on commission-type arrangements?
posted by Oddly on Feb 26, 2013 - 1 answer

Past medical history and health insurance

I'm in the United States and will be working for myself for the first time. This is exciting, but I have a pre-existing health condition, ADHD, and I take medication daily. Will this still be covered if I go on my own health plan or will this be out of pocket? I'm male, non-smoker, mid-20s with no other pre-existing conditions. The whole new health care initiative is confusing, I was under the impression that this sort of thing is now covered.
posted by anonymous on Feb 26, 2013 - 7 answers

Biopsy Now?

The situation: My work-related insurance coverage for my daughter ends May 1. She has found a lump, which the docs want to watch for 6 months and then decide about a biopsy. She is 22 and our first thought, before this news, was to allow her to be uninsured through the Summer. [more inside]
posted by Danf on Feb 26, 2013 - 21 answers

How do I get my doctor to pay up?

Short version: Outpatient facility acknowledges they owe me money but has not paid up. Their eternal answer is "The check will go out Thursday. We know it was supposed to go out last Thursday but it will go out this Thursday. Promise!" It's been over a month now, and I've called several times a week. How do I get my money back? More details inside if you want them. [more inside]
posted by rednikki on Feb 26, 2013 - 10 answers

Is there a good reason to renew our home warranty?

My boyfriend and I bought a house together last April, which so far has proven to be pretty good idea. Along with the bazillion other really expensive things involved in buying a house, we purchased both homeowner's insurance and a home warranty shortly before the close of escrow. I might have been misunderstanding the legalities of everything, but I remember somehow arriving at the belief that both homeowner's insurance and a home warranty were required for the first year; however, renewing the warranty was optional. [more inside]
posted by jesourie on Feb 21, 2013 - 18 answers

Medical/travel insurance SNAFU outside my country. Am I liable?

I was in an minor accident in the U.S. last September (broke my foot). At the time, my workplace travel insurance seemed to have covered everything just fine -- I went to the clinic, gave them my paperwork, they made some calls, said I was covered and I didn't even need to provide a credit card. Just today, I got a call telling me I owe the clinic $500. Do I care? [more inside]
posted by Shepherd on Feb 12, 2013 - 7 answers

W2 vs 1099 insurance write-off

Please help me understand whether I can write off my health insurance premiums. [more inside]
posted by mhz on Feb 9, 2013 - 14 answers

Other driver suggested settling outside insurance, now ignoring me.

I rear-ended someone last month while on vacation and the other party, an elderly couple, suggested not involving insurance. The police were not called. After supplying an initial estimate that I agreed to pay, they suddenly realized that they are entitled to a car rental, too, and after I agreed to that they stopped answering their phone and email. What now? [more inside]
posted by anonymous on Feb 8, 2013 - 11 answers

Is private health insurance with maternity coverage in DC even worth it?

Healthy 26-year-old woman in DC with private health insurance, planning to start trying to get pregnant at the end of the year. [more inside]
posted by crunchysalty on Feb 8, 2013 - 16 answers

What would a lawyer call this?

Is there a legal principal here, and if so, what is it called? YANML. Question about paying for a service that is impossible to benefit from. Explanation and example insideā€¦. [more inside]
posted by otto42 on Feb 8, 2013 - 23 answers

Help with minor accident.

My car slid into a pole on a slippery street. What now? [more inside]
posted by futureisunwritten on Feb 6, 2013 - 9 answers

Car Rental -- My Own Insurance or Hertz's?

I am going to Kona (yay!) and renting a car for just under two weeks. When I get to the counter, I want to avoid my usual confusion, and random behavior, when dealing with insurance coverage. [more inside]
posted by Danf on Feb 3, 2013 - 16 answers

Russian tourist visa--health insurance

Traveling to Russia-what kind of medical/health insurance is it that is required for a visa? How can I get it? [more inside]
posted by greta simone on Feb 3, 2013 - 6 answers

Call the town now or wait for insurance?

During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
posted by dlugoczaj on Jan 31, 2013 - 6 answers

Should I maintain renter's insurance even though I've moved out?

I moved out of my apartment, but am still on the lease, which extends for several months. I have "transferred" my renter's insurance policy to cover property and occurrences at my new apartment. This leaves me uncovered at the old place. Does this matter? [more inside]
posted by QuantumMeruit on Jan 29, 2013 - 6 answers

Need private Blue Cross/Blue Shield health plan. Help me pick.

Need private health insurance for my partner, my workplace will be reimbursing all his private health insurance instead of adding him as family/dependent. So cost is minor issue, more concerned with good, specific coverage. We would like to go Blue Cross/Blue Shield due to previous positive experiences. Confused as to what plan will work. He works in a high-stress, very physical outdoorsy job. Without fail, he makes a few urgent care/ER visits a year and would appreciate some therapist coverage to deal with anxiety related to job. Being able to see specialists, get bloodwork and labs done without breaking the bank would be appreciated as well. Any advice? Florida here, if it matters. Looking for low deductible, fixed doctor and hospital visit costs.
posted by caveatz on Jan 29, 2013 - 6 answers

Out-of-network midwife less than deductible - still bill insurance?

My chosen midwife is out-of-network for my insurance company. She also costs less than the deductible for out-of-network providers. Should I still bill my insurance company? [more inside]
posted by jillithd on Jan 28, 2013 - 5 answers

Sick kitty, low on cash.

My cat is sick. I have next to no money. Is there a really-truly-worth it pet insurance company you recommend? Or is there a place I can apply for financial assistance? [more inside]
posted by greta simone on Jan 26, 2013 - 15 answers

In Need of a Dentist in Atlanta Metro Area - Some Strings Attached

So, I find myself in a bit of a bad spot at the moment. I'm in need of some serious dental work, and faced with some major hurdles to get it done. I need to find a dentist somewhere in the Atlanta metro that fits a rather restrictive set of criteria. [more inside]
posted by strixus on Jan 22, 2013 - 5 answers

How do I get mental health services while uninsured in Tucson, AZ?

I have mental health issues and I need to see a therapist, a psychiatrist, and have my medications prescribed/refilled regularly. I'm moving next month to be with my significant other (not married), but I'll lose my health insurance which is through my current state. Where do I get these mental health services at a reduced cost as an uninsured person in Tucson, AZ? [more inside]
posted by anonymous on Jan 21, 2013 - 8 answers

I could always publish my EOB as a found Novel...

I have been in treatment for cancer for a very long time now, as I have discussed earlier in answers on the green. This is not a cancer question, however, but an insurance paperwork question: specifically, do I need to keep it all? [more inside]
posted by pickypicky on Jan 20, 2013 - 6 answers

Deciphering individual health insurance plans

I'm trying to figure out the best choice for individual health insurance for myself, and I'd like to have it pay for my currently-out-of-pocket therapy, but I have questions about how this works. Does therapy count as an "office visit"? Do I actually want insurance to cover therapy? (I'm in the US.) [more inside]
posted by mysh on Jan 17, 2013 - 10 answers

Hey! I'm walkin' here!

What should a pedestrian do if hit by a car? [more inside]
posted by threeants on Jan 16, 2013 - 25 answers

Do changes in US tax law make permanent life insurance attractive?

Do the new US investment taxes and increasing rates on dividends and capital gains make permanent life insurance attractive for high income individuals? [more inside]
posted by cheez-it on Jan 7, 2013 - 1 answer

Life insurance for dummies question

Mid thirties married male with no kids yet. Thinking about life insurance in case I do something stupid and die. Am I better off getting a term life insurance policy, a lifetime policy, or should I just take $100 a month and invest it on my own and use that for my wife if I suddenly kick the bucket? [more inside]
posted by wile e on Jan 6, 2013 - 10 answers

Another "No Health Insurance" Question

No health insurance, no primary care doctor, really low on cash (no credit card/no bank account) need a prescription filled. What now? [more inside]
posted by patientpatient on Jan 4, 2013 - 23 answers

Help me get covered

I'm unemployed, and have not had health insurance for about 3 years. What are my best options for finding a plan that fits my needs? [more inside]
posted by anonymous on Jan 3, 2013 - 11 answers

How do I rent a car?

What do I need to know to rent a car? [more inside]
posted by hoyland on Jan 2, 2013 - 25 answers

Other party wants to give me check instead of filing insurance, is this kosher?

Person bumped into me in parking lot, wants to give me check instead of filing insurance, is this kosher? [more inside]
posted by Mr. Gunn on Dec 27, 2012 - 20 answers

Is my insurance agent giving good advice?

I was in a car crash today that seems pretty straightforward, but my agent called with a proposition I hadn't expected, and I don't know what's best. [more inside]
posted by Ickster on Dec 19, 2012 - 24 answers

Please advise on car insurance issues after an accident.

A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker on Dec 16, 2012 - 35 answers

The Gift of Health

I'd like to give one of my relatives health insurance for Christmas. She's a freelancer in Brooklyn. What do you recommend? [more inside]
posted by enzymatic on Dec 16, 2012 - 5 answers

iPhone me--which model do I need 4, 4S, or 5?

iPhone me! --which model do I need: 4, 4S, or 5? [more inside]
posted by calgirl on Dec 13, 2012 - 43 answers

COBRA coverage for someone who has already died

What do I do when a person is eligible for COBRA insurance but has passed away before getting papers and signing up? [more inside]
posted by meowzilla on Dec 8, 2012 - 4 answers

HSA-type Insurance Prescription card filter:Higher cost of medication with Rx card

HSA-type health insurance from Oxford, Paying more for prescription medication than out-of-pocket [more inside]
posted by zaxour on Dec 6, 2012 - 10 answers

How to handle insurance after a minor accident?

I was involved in a minor car accident on Saturday. There were no injuries and only minor damage, so we decided not to use insurance. Today, however, I got a letter from the other driver's insurance company requesting that I contact them. Lots of complicating details, and not sure how to proceed. [more inside]
posted by mshrike on Dec 5, 2012 - 12 answers

Disability Insurance Denied

Understanding my insurance company's decision to deny my Long Term Disability claim [more inside]
posted by Kazimirovna on Dec 2, 2012 - 7 answers

Why am I paying $10k for another person's property damage?

I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15 on Nov 29, 2012 - 30 answers

Is the new insurance company pulling a fast one?

US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Nov 29, 2012 - 8 answers

Should I live without health insurance for the next year or so?

Should I live without health insurance for the next year or so? [more inside]
posted by anonymous on Nov 20, 2012 - 62 answers

Do I have to require my renters to have renters insurance?!?!

My independent insurance agent is insisting me that I require my renters to have renter's insurance in order for him to give me homeowner's insurance on a property I just bought. [more inside]
posted by anonymous_account on Nov 15, 2012 - 26 answers

Why not let the feds manage your health insurance exchange?

What are the practical advantages of a state setting up its own health insurance exchange, versus letting the federal government create/manage the exchange for the state? [more inside]
posted by pokermonk on Nov 12, 2012 - 2 answers

What happens when ocean front property becomes ocean bottom?

How does a storm like Sandy or Katrina affect title to real estate? What happens when your property is suddenly, actually, under water? [more inside]
posted by Corvid on Nov 11, 2012 - 9 answers

driver's ed.

how much is it normal for my auto insurance premium to rise after an accident? [more inside]
posted by violetk on Nov 10, 2012 - 9 answers

I was not insured for the flood, any recourse?

I was not insured for the flood, any recourse? [more inside]
posted by ebesan on Nov 4, 2012 - 5 answers

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