Skip

1450 posts tagged with insurance.
Displaying 151 through 200 of 1450. Subscribe:

Costco insurance--Auto and renter's policies

A few weeks ago, I asked whether I should join Costco, and on your recommendation, I did (and am quite happy). Several people mentioned the Costco-branded insurance (underwritten by Ameriprise). There are both auto and renter's lines of insurance available, and my existing policies with another carrier are coming up for renewal. How is the insurance coverage and customer service on the Costco policies (or with Ameriprise in general)? Did you actually save the money you were expecting? Are there other carriers we should consider? [more inside]
posted by Admiral Haddock on Nov 8, 2013 - 12 answers

What happens to ACA-acquired insurance if the ACA gets repealed?

Without getting into the politics or likelihood of it all, I was wondering what happens to insurance policies acquired through the ACA if the ACA somehow gets repealed? Are those people (who might have pre-existing conditions, etc) going to be left without insurance? [more inside]
posted by theplatypus on Nov 5, 2013 - 5 answers

Ensuring the best possible outcome for a renter's insurance claim

Mildew in our apartment destroyed a lot of my stuff, and I would like to make a claim on my renter's insurance. I am looking for advice about how to go about this to ensure that this goes as best for me as possible. [more inside]
posted by radioamy on Nov 3, 2013 - 10 answers

Anyone done the Michigan Basic Driver Improvement Course?

Looking for the cheapest online option and any words of wisdom from someone who has gone through the course. [more inside]
posted by anonymous on Nov 2, 2013 - 1 answer

Buying Life Insurance and Supplemental LT Disability

My husband and I are looking to purchase term life and supplemental LT disability insurance, but we're really not sure what terms to look for (and look out for), which companies are reputable, and how the process works overall. Do you have any experience here? [more inside]
posted by 5845(f)(1)(D) on Oct 31, 2013 - 3 answers

Keep the beater car, go without a car, or buy a (new to me) car?

My boyfriend has a 2002 Ford Taurus with 300,000 miles on it. It burns oil and has some impact damage on the front so that you have to remove the plastic grill to open the hood. It needs an inspection sticker and getting one will require a new windshield and possibly some other repairs. He has just purchased a new vehicle and wants to wash his hands of the Taurus. He says I can have it if I want it. [more inside]
posted by domo on Oct 30, 2013 - 28 answers

My new roof is leaking (I think). Who do I call first?

My roof was replaced a year ago, due to hail, paid for by my insurance company and performed by a local contractor. This morning, in heavy rain, I see fresh water-tracks down a wall of my bathroom. I'm not sure who to call, or how to get all my ducks in a row prior to calling. [more inside]
posted by jackbishop on Oct 30, 2013 - 10 answers

Which health insurance plan makes the most sense for me?

For the first time, I have a choice of health insurance plans at a new job. I sort of understand the differences and benefits of each, but am feeling some serious choice paralysis. [more inside]
posted by andrewcilento on Oct 28, 2013 - 21 answers

Where can I report insurance overbilling fraud?

I had surgery in a private surgery center. I found out that they billed my insurance company $139,000 for an outpatient procedure (wtf???!! absurd amount). They then threatened me by email that I may be liable for the amount if I don't okay the the charges to the insurance company. I'd like to report the activity to someone who investigates this stuff, or talk to a lawyer. It's in San Jose, CA. Any ideas? [more inside]
posted by htid on Oct 21, 2013 - 14 answers

Mom went to hospital with difficulty moving legs, was berated by doctor

Hello everyone, my mom was taken to a hospital by ambulance a few mornings ago when she couldn't move her legs and get out of bed. This stems from a previous issue with nerve damage and spinal problems which she's had surgery for before. She met the same doctor from her previous surgery, whom she couldn't pay, and was berated and threatened by him. [more inside]
posted by FireballForever on Oct 17, 2013 - 16 answers

Health insurance while changing jobs?

Would I be penalized for not having health insurance in the US for three months while changing jobs? [more inside]
posted by lewedswiver on Oct 15, 2013 - 15 answers

Questions regarding PMI...

I'm investigating reappraising our house to get rid of PMI. We meet the conditions for application, which involve bringing in an appraiser. The appraiser we would pay for is hired through the mortgage company — we have no control over the appraisal process. Do appraisers who are hired to get rid of PMI do a fair and honest job in calculating the true market value, or, alternatively, do their valuations fall close to online appraisals on average, within some percentage? (Are online estimates close to market value, within noise? Two online estimates suggest we are over the required valuation by roughly 40-50k.) Finally, are there downsides or gotchas to getting rid of PMI, other than a smaller federal deduction at tax time? [more inside]
posted by Blazecock Pileon on Oct 8, 2013 - 9 answers

Insurance in the Time of Arson

In the light of several recent arson cases in Somerville, MA, we would like to get additional home insurance for our condo unit. I'm not sure how to go about it. [more inside]
posted by shortfuse on Sep 27, 2013 - 3 answers

Michigan Auto Insurance - Can Premium Rise b/c of Not-At-Fault Accident?

In the state of Michigan, USA, can your auto insurance [liability+collision+comprehensive] premium be increased as a result of a collision claim for which the driver/policyholder is judged 'not at fault' by the police or court? I thought that it could, but I have a friend who is sure it cannot. Can any of you provide a definitive answer?
posted by Juffo-Wup on Sep 27, 2013 - 6 answers

Insurance problems...

My wife was rear ended twice back on August 28th (she is fine, no injuries). Our 2012 Focus suffered rear bumper damage. The driver of the other car failed to stop after my wife and another vehicle in front of her, waited to make a left-hand turn. [more inside]
posted by KevinSkomsvold on Sep 27, 2013 - 5 answers

Taking action about a dangerous road/intersection

Near where I live in Boston, there is a dangerous road, and a particularly dangerous intersection. I'd like to take action to have someone take steps to remediate it. Can you recommend specific resources and data to use to make the most compelling call to action? [more inside]
posted by Admiral Haddock on Sep 27, 2013 - 9 answers

Looking for SF-based therapists: how's United Behavioral Health?

I'm looking for therapists in San Francisco and I just found out that I'm covered under United Behavioral Health. I'm wondering if people've had any experience seeing a therapist or a psychiatrist through them, and how I might go about finding someone in their provider directory who'd a good match for me. I'd also really appreciate any recommendations for therapists in SF who take UBH. [more inside]
posted by anonymous on Sep 23, 2013 - 3 answers

Health insurance for millionaires?

Unfortunately we did not win Powerball last night but it sparked an interesting conversation. Do wealthy (US) people have health insurance? I would think that once you hit a certain amount of wealth you could go ahead and drop it, right? Like $50 million or so? Which made us discuss how someone like Sunny von Bulow could be kept in luxurious surroundings for most of her comatose life. Would her family have paid out of pocket or are rich people dealing with same health insurance BS that the rest of us do? I mean she was in a coma for years, it had to have cost a small fortune.
posted by lasamana on Sep 19, 2013 - 20 answers

Someone bumped into my car this morning

Her car edged forward and bumped into mine while waiting on a red. What should I have done? [more inside]
posted by mlo on Sep 17, 2013 - 13 answers

Breast lump, no insurance, no money, looking for options.

Having found the lump a year ago this June, it took me until today to find the courage to try doing something. Many of the sites I found said to go through my local health department, so I finally worked up the courage to walk in today. They had no idea what to say, and no longer offer any program that would help. I walked out with a pamphlet for a clinic in another town that they think "might" have a program to help with a sliding payment scale but they weren't even sure about that. [more inside]
posted by myShanon on Sep 12, 2013 - 23 answers

Protocol for an injury from a practical joke?

My friend's wife pushed me from their deck into their in-ground pool on Sunday at a party. Now my knee is damaged. I could barely walk back to my car; saw a doctor tuesday; complete tear of the ACL + more (evil triad if that means anything to you.) I'm married, have a 21 month old and work for myself (I make money when I'm mostly on the road, although I do some writing/consulting from home.) Minimum I'm off my feet for a month....yes, I'm consulting lawyers, but I'd like to keep the friendship, if possible. Help! [more inside]
posted by Towelie on Sep 4, 2013 - 35 answers

Health Insurance thru Freelancer's Union

Does anyone have any experience with purchasing health insurance through the Freelancer's Union? Any feedback on the process and level of satisfaction with coverage would be appreciated. [more inside]
posted by spicynuts on Sep 3, 2013 - 13 answers

I may have admitted fault at the scene of an accident.

I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
posted by anonymous on Aug 30, 2013 - 16 answers

How much will the surgical practice get for doing a procedure?

Negotiating self pay medical bill. I want to have an idea of how much the surgical practice/surgeon would have been paid if the patient had had insurance. How much will they get if they hire a collection agency? Do they get a percentage or just sell the debit for a fixed price? The patient is being billed 1850.00 self pay for the procedure. The procedure was at a major Boston hospital and the patient is being billed self pay due to a temporary lapse in subsidized insurance. The hospital has already written off the bill. The billing date was sometime around the end of March 2013. The patient has been told by the billing organization that represents the surgeon that they have to deal directly with the surgeon or their practice.
posted by flummox on Aug 27, 2013 - 4 answers

No medical insurance, but I need prescriptions refilled

I have no medical insurance and cannot afford to see my physician to get my prescriptions refilled. Any idea(s) on how I could possibly get then refilled for nothing ? [more inside]
posted by therealshell on Aug 26, 2013 - 12 answers

Insure? Sure!

How does one insure fine art? A friend of ours recently inherited a piece of art. At the time they thought it was just a print and the estate valued it as just that. Turns out, it's the real deal! They have home owners insurance, but not sure if they should be getting something additional now that they know they have a seriously high value piece. They don't want to contact insurance company and raise a flag/ premium if it isn't something you normally do. So, I turn to the experts...
posted by MayNicholas on Aug 18, 2013 - 13 answers

Can I get a medical device for less?

The co-pay is still high, because the device's mark-up seems ridiculous. [more inside]
posted by Leontine on Aug 13, 2013 - 6 answers

Etiquette of homeowners insurance and accidents

My friend Stan (very) recently moved to the USA, and has already had a run-in with his health insurance that we are not sure how to deal with. Stan's new boss Joe invited Stan's family over for an afternoon, and at some point Stan's five year old fell and cut his arm on a rock in the garden. [more inside]
posted by jacalata on Aug 13, 2013 - 9 answers

Lost at the Canadian Border?

My friend's daughter was travelling to Canada over the weekend. Apparently she was stopped at the border due to some health insurance related issue. She didn't make it to the hostel she was supposed to stay at the first night, or the volunteer program she was destined for. She called those places when she knew she wouldn't make it, but she hasn't called home at all, as far as we can tell. And we have no idea where she is right now. What can we do? [more inside]
posted by doomtop on Aug 13, 2013 - 30 answers

After a flood caused by fire hoses, what can be kept? What can't?

Firefighters put out a fire 2 floors above my apartment this week. Thankfully the fire didn't spread but my apartment suffered some water damage from the fire hoses. The water was smelly and brown, and got on some possessions. What can be cleaned and kept? What should be thrown out? [more inside]
posted by matcha action on Aug 10, 2013 - 11 answers

How to shop for commercial insurance?

I want to find out how much insurance would cost for a non-standard business model. How do I get in touch with someone who would be able to take in information, agree on assumptions, and put together a quote? [more inside]
posted by reeddavid on Aug 7, 2013 - 2 answers

The car will be TOTALLY mine

How can I find out if a car really has been totaled? [more inside]
posted by anonymous on Aug 7, 2013 - 8 answers

Suggestions for Travel Insurance

Hello, I am an Indian citizen visiting the United States for a few weeks. My travel plans have now extended to include 3 weeks in the United Kingdom and Europe on my way back home. While I do have insurance for my US trip, I do not have any for the UK/Europe leg of my journey. I would like to know which is the best medical/travel insurance policy that I could buy in the United States, given that I am not a resident here. I am looking at a policy that covers 250k USD; I am a 35 year old woman. Thanks a lot!
posted by synapse2512 on Aug 7, 2013 - 3 answers

FL Homeowner's Insurance 90 days after the closing...is it possible

Through a paperwork SNAFU, we failed to secure homeowners insurance at closing on the house we purchased (with cash, no mortgage) in Florida 78 days ago. Now we keep getting told by multiple Florida insurers that because the house was not insured within 30days of closing, they will not write a policy for it. They do say "If you get insurance on it, we will be happy to write a policy for you" [more inside]
posted by anonymous on Aug 7, 2013 - 8 answers

A question about public insurance exchanges and tiny non-profits. Anyone

Can you help a small non-profit figure out our rights and opportunities with the public exchanges on October 1? [more inside]
posted by TomMelee on Aug 7, 2013 - 5 answers

Is there any better/cheaper health insurance I can get?

I am fed up/freaked out about the cost of my health insurance... [more inside]
posted by anonymous on Aug 6, 2013 - 10 answers

Read ended by truck a month ago; their ins co won't make a decision

I was hit by a garbage truck a little over a month ago. He had a stop sign that he decided to ignore. I was on a rte/main road with no stop sign, going with the flow of (considerable) traffic. My car was pretty seriously damaged and needs to be fixed, but so far the truck company's insurance company hasn't accepted liability, and are hanging their decision on a guy who apparently doesn't exist. In the meantime, my car's a mess. How to get a response so I can get my car fixed and not have to cover the rental myself? [more inside]
posted by FlyByDay on Aug 2, 2013 - 22 answers

How does a millenial pay for cancer, in Florida, without insurance?

My brother has been diagnosed with an acute form of leukemia, and is currently in the ICU. What we know is that he's not going to die tonight. He's got some life left in him. They're not sure about the precise form yet, that will take some time. But in the meantime, we have a problem: he's 31, recently unemployed, and uninsured. My family is far from being able to afford out of pocket health costs. And from all the doctors, drugs, machines he's been hooked up to in the past 10 hours, I know the bill is already creeping into the many tens of thousands of dollars. So my question to MeFites is: what are our options? How do we pay for this? We have very few assets, although I'm sure we'd sell the family home to keep my brother alive for a few more years. But apart from that, we've got nothing substantial. (I'm a graduate student, and my mother is a self-employed seamstress. My father is unemployed). Are there any gov't programs available? Can he go on Medicaid? Etc. I'm having trouble finding hard info on people in his particular situation (not a minor, not elderly, and diagnosed with cancer). Help!
posted by dis_integration on Jul 31, 2013 - 19 answers

Can/should we use trip insurance as our primary medical insurance?

In 6 weeks' time, my husband and I are quitting our jobs to go on a 2-3 month road trip around the USA before moving to Europe. I have some questions about travel/trip/health insurance for folks who may have done this or something similar. Is it sensible or possible to use travel insurance as our primary health insurance? [more inside]
posted by anonymous on Jul 24, 2013 - 5 answers

Is there such a thing as Per Mile car insurance...

...That actually exists right now, and isn't just some thing in a trial state only available in 1-2 small locations? I'm paying a lot for a car i barely drive. [more inside]
posted by emptythought on Jul 22, 2013 - 18 answers

Affordable Care Act: wait, what?

Does anyone know how the Affordable Care Act will affect Healthy San Francisco/SF Path participants when it begins?
posted by blnkfrnk on Jul 19, 2013 - 3 answers

Affordable Health Care Exchanges - are we eligible?

I'm looking for good resources for information about the upcoming exchanges, especially concerning eligibility restrictions, specifically in Colorado. [more inside]
posted by girih knot on Jul 11, 2013 - 7 answers

Burning down the house

I recently made a switch to a different company for my homeowner's insurance (details after the jump about why). I fear I may have made a big mistake, but I honestly don't understand ANYthing about insurance and the more I try to read about it and look at my policies, the more confused I get. It's like someone's speaking Mandarin to me. I feel like a colossal idiot and I have no one to ask anymore now that my dad, whom I relied on to help me with this kind of stuff, is gone. I'm wondering how much I messed up here, and what I should look for to fix it. [more inside]
posted by emcat8 on Jul 10, 2013 - 14 answers

How to avoid getting screwed by another driver's insurance company?

A relative was recently in an accident, and the other driver is at fault. It occurs to me that car insurance seems broken, since my relative is now trying to get paid by a company whose client is the other driver. How do we make sure they have our best interests in mind? [more inside]
posted by RobotNinja on Jul 10, 2013 - 12 answers

Swapped cars + accident = insurance confusion?

I temporarily swapped cars with my parents. While my mother was driving it alone, another driver sideswiped her and damaged the vehicle. How does the insurance get handled? Obviously, the driver-at-fault's insurance should pay for the repairs. But do we contact my insurance company, my parent's insurance company, or only the other driver's insurance company? [more inside]
posted by doomtop on Jul 8, 2013 - 9 answers

Group Health Insurance Options

I need group health insurance, but I don't know what my options are with the new potential changes in the law. I am in the East Bay, in California. Help? [more inside]
posted by anonymous on Jul 3, 2013 - 6 answers

First time self employed - what can be deducted? Therapy, bike, health?

Hello! I am an independent contractor (1099 Misc form) for the first time in my life and need some tax advice as the budget is a bit tight! Therapy, acupuncture, bicycle, insurance, computer, etc. How do deductions work? [more inside]
posted by Danah_78 on Jul 2, 2013 - 15 answers

My life's a mess. Help me come up with a game plan moving forward

mental health snowflake details inside. [more inside]
posted by anonymous on Jul 1, 2013 - 6 answers

Job change and health insurance coverage for the gap?

I am currently employed full time with group health insurance. I've accepted a new position at a different company starting August 1. If I put in my 2 weeks notice and quit on July 12, will I still be covered for the remainder of the month? [more inside]
posted by bosco_costanza on Jun 25, 2013 - 12 answers

Downed tree, city in storm aftermath, what to do?

We've had a giant storm and an incredible number of trees are down including many blocking roads. One downed tree is mine, although thankfully it's not in the street. I was actually in the process of getting an arborist out here to get it taken down next week...and now it's down! Er, mostly down! And that's where I don't know what to do. [more inside]
posted by anonymous on Jun 22, 2013 - 7 answers

Page: 1 2 3 4 5 6 7 8 ... 29
Posts