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Wait! Don't move the truck!

Has anybody ever filed a claim on a personal articles policy with State Farm? If so, what was the process? how long did it take? do they replace your stuff or give you $ to buy it yourself? I'm especially interested in answers that pertain to camera equipment. [more inside]
posted by rbs on Jan 1, 2007 - 5 answers

Need term life insurance, need to get in shape

I need to buy term life insurance ASAP, but I'm out of shape. What's the smart thing to do? [more inside]
posted by tfmm on Dec 28, 2006 - 5 answers

How do I get vaccinated for travel to West Africa?

I have the opportunity to visit West Africa, but I do not have health insurance or a doctor. How do I go about getting the vaccinations needed, and how much will it cost? [more inside]
posted by Nothing on Dec 18, 2006 - 8 answers

Typical contribution to med benefits in nonprofits?

Where can I find statistics on what percentage of medical premiums are typically paid by employees of nonprofit organizations in the US? [more inside]
posted by desuetude on Dec 18, 2006 - 12 answers

I hope I get a helmet for Christmas.

Are there any laws that pertain to how much time an employee is given to consider their insurance options? [more inside]
posted by wabashbdw on Dec 18, 2006 - 9 answers

Is AIGA group insurance worthwhile?

Any AIGA members here who are using their group health insurance plan? [more inside]
posted by Thorzdad on Dec 12, 2006 - 0 answers

Is Apple Care worth the wompa?

Is Apple Care worth the money in the UK? [more inside]
posted by ClanvidHorse on Dec 6, 2006 - 8 answers

Up against a giant

I have a claim in with another party's insurance. What do I need to know/do to make sure my interests are represented? [more inside]
posted by jerseygirl on Dec 1, 2006 - 5 answers

Should I pay, and if so, who?

Should I pay the credit agency that has hounded me? It sounds silly that way, but there's always a story... [more inside]
posted by RikiTikiTavi on Dec 1, 2006 - 16 answers

Since I'm not going to use my car for two months, can I stop paying car insurance?

My car is in Connecticut and I'm going home with my girlfriend to Hawaii for two months. Therefore, the car won't be used or touched. To save money, should I cancel my car insurance? [more inside]
posted by Jimmie on Nov 28, 2006 - 13 answers

Affordable independent health insurance?

How do I get affordable personal health insurance? [more inside]
posted by blueplasticfish on Nov 21, 2006 - 7 answers

Who will insure the middle-aged?

Health insurance for the self-employed and middle-aged? [more inside]
posted by not that girl on Nov 21, 2006 - 11 answers

Insurance! Water! Heat! Lights! Action!

After a last minute sale of my condo, the deal on the house I bought closes on Thursday. I need to arrange for utilities, insurance, and some repairs, and have next-to-no time to do research. If you have a satisfactory provider of any of these things and said provider's services are available to a Torontonian, recommend away! And of course I'll think of you all when I'm doing my happy dance on my rooftop terrace;-) [more inside]
posted by orange swan on Nov 20, 2006 - 8 answers

Insuring employees across state lines

Smallbusinessfilter: Insuring employees across state lines? (Related: Is there an online community devoted to these sorts of queries?) [more inside]
posted by rafter on Nov 16, 2006 - 2 answers

Any advice on getting diminished payment value for vehicle after collision?

Any advice on getting diminished payment value for vehicle after collision? Their insurance company said that there was no diminished value after our car was rear ended by a semi-truck. [more inside]
posted by Leenie on Nov 15, 2006 - 5 answers

Three month car rental?

The problem: I need a car for three months in Los Angeles. Extenuating circumstances: I am a horrible driver and am almost guaranteed to mess up the car at some point. Solution? [more inside]
posted by np312 on Nov 14, 2006 - 8 answers

Donde estan sus papeles?

Can we leave our California-registered car in the Tijuana airport parking lot for a week? Should we? [more inside]
posted by mdonley on Nov 14, 2006 - 8 answers

Should I get dental/vision insurance? If so, which plan?

Federal employee health benefit open season started today. I'm overwhelmed with the choices! [more inside]
posted by n'muakolo on Nov 13, 2006 - 3 answers

Individual health insurance coverage?

Should I take the group health or buy individual health care, given a pre-existing condition? [more inside]
posted by orthogonality on Nov 9, 2006 - 9 answers

how to appeal a denied claim for travel health insurance

My friend hurt himself and ended up with a six-digit hospital bill. The health insurer has denied his claim because he had a couple of drinks that night. What are his options and best strategies for appeal? [more inside]
posted by randomstriker on Nov 7, 2006 - 26 answers

Tree removal, insurance questions, danger to my house

I'm having a massive tree removed from my backyard. What should I know about the arborist's insurance? [more inside]
posted by agropyron on Nov 6, 2006 - 2 answers

Info on Mass car insurance rates by town?

When I moved from one town in Mass to another 4 years ago the rate DOUBLED. I can't move back there (commuting) but I'm looking for a town by town comparison. Googled it, Groups too, maybe too deep down, maybe queries were weak. Where if anywhere can I find this info? [more inside]
posted by Grand Wahzoo on Nov 3, 2006 - 10 answers

Am I pretty much stuck with what GEICO's offering?

Back in June, a 20 year old soldier drove his truck through my house. Mercifully, my family and I were not there at the time, but he drove through my office, the hallway, and my daughter's room, so needless to say there was a lot of damage. We didn't have renters' insurance at the time (although we do now!), so we had to deal with his insurance company (in this case, GEICO). The other day, they sent us the proposed settlement. Unfortunately... [more inside]
posted by Captain_Tenille on Nov 2, 2006 - 14 answers

Will the 'missing tooth clause' catch up with me?

The evil 'missing tooth clause": is it reinforced strictly by insurance companies? If they have approved the 'pre-estimate' of a dental implant without demanding proof of the contrary, how likely is it that they will also overlook this when the actual claim is submitted?
posted by of strange foe on Oct 30, 2006 - 3 answers

Am I Getting Ripped Off?

How can I make sure I'm not being overcharged for surgery and/or ripped off by my health insurance company? [more inside]
posted by gottabefunky on Oct 27, 2006 - 6 answers

A question about home contents insurance in the UK.

A question about home contents insurance in the UK. [more inside]
posted by anonymous on Oct 27, 2006 - 4 answers

Epilepsy, health insurance, employment, and a stupid little town

This question is for people with epilepsy or other lifelong conditions or spouses/boy/girlfriends of them, and is related to medical insurance and employment. [more inside]
posted by anonymous on Oct 23, 2006 - 8 answers

Why won't they take my money?

Individual Health Insurance question - who wants this pile of money? [more inside]
posted by Cardinal Fang! on Oct 19, 2006 - 11 answers

Health Insurance for $200?

Min-Max Health Insurance for $200 [more inside]
posted by cschneid on Oct 17, 2006 - 10 answers

Help me network in the dirty insurance world.

InsuranceInsiderFilter: Who do I talk to at insurance companies about buying totalled Snowmobiles and ATV's? [more inside]
posted by SinisterPurpose on Oct 17, 2006 - 2 answers

Should I claim my psychiatric meds on my insurance?

Here's the situation: I changed health insurance plans about two years ago ago. I have a good plan, based in Californa, that costs me about $250 a month. Since starting the coverage, my major medical expense - for about a year - have three monthly medications which I take for recently-diagnosed bipolar disorder. I have never claimed these expenses on my insurance, nor have I ever put any of my psychiatric costs on a claim. The reason is that I've been advised not to do this, especially with a bipolar diagnosis, since, in the words of my psychiatrist, "once that's on your record, you'll have a very hard time if you need to change insurance plans." (I should add that the diagnosis, while scary, and the resulting treatment, has changed my life so much for the better that I'd sell pretty much sell a kidney to keep paying for the meds, if I had to.) [more inside]
posted by soulbarn on Oct 16, 2006 - 6 answers

Who foots the bill for an at-work medical situation?

I was attending an off-site, work-related meeting when I felt faint and passed out. An ambulance was called and yada, yada- I'm fine. Since this is work related, who foots the bill? [more inside]
posted by anonymous on Oct 13, 2006 - 10 answers

Health Insurance in Austria (US Citizen)

Talk to me about health insurance in Austria for US Citizens (Or useful anecdotes about healthcare in Europe in general) [more inside]
posted by anonymoose on Oct 11, 2006 - 6 answers

Looking for health insurance options for a 22 year old, part-timer on his own.

Are there any cheap health insurance options for a non-student, part-time 22 year old living on his own? [more inside]
posted by GilloD on Oct 10, 2006 - 12 answers

So many options, how do I even begin to understand health insurance for our company's employees?

Please explain health insurance to me from an employer's point of view!!! [more inside]
posted by radioamy on Oct 9, 2006 - 7 answers

medical insurance coverage question

Am I obligated to pay for my medical appointment, despite an insurance mix-up? [more inside]
posted by bingo on Oct 7, 2006 - 10 answers

Travel insurance suggestions?

Travel insurance advice requested for an extended trip to New Zealand. [more inside]
posted by sarahmelah on Oct 6, 2006 - 6 answers

Help me wade through the morass of auto insurance!

What auto insurance (type/coverage) do I really need? [more inside]
posted by otherwordlyglow on Oct 6, 2006 - 12 answers

Non-fiduciary costs to using insurance for therapy?

What's the real story with using health insurance for mental health services, related privacy issues, and how it affects one's ability to get insurance coverage in the future? [more inside]
posted by anonymous on Sep 26, 2006 - 13 answers

car insurance conundrum

My son has an apartment in San Francisco. He works in Marin and uses our(his parents) address for stuff. He also spends time at our house.Is it ok for him to use our address for his car insurance or must he use his rented address(which would also cost more)?
posted by ellke on Sep 25, 2006 - 11 answers

What are the pros/cons of working for Aflac?

What are the pros/cons of working for Aflac? I was recently recruited for one of their sales/representative positions. Does anyone out there have any experience either working for the company or as a policy holder? Good/bad? Is this a telemarketing thing? I have not accepted the position yet or started their training process. I need the meta to help me. . .
posted by whimsicalnymph on Sep 25, 2006 - 9 answers

removal of minimal hail damage

are there any methods to remove very minimal hail damage that work well? [more inside]
posted by specialk420 on Sep 24, 2006 - 5 answers

health insurance

Question for New Yorkers. I was thinking about switching from Oxford health insurance plan to the mid-level HIP plan. I can save a bundle. Is HIP just terrible though? Anyone have any thoughts, seen any rankings?
posted by dearleader on Sep 20, 2006 - 4 answers

Are we insurable?

We're (myself, wife and 3m old daughter) going to Germany for a long weekend at the end of October. Wife and I have already got an annual travel policy, but need to get a policy for my daughter. Our policy is through the bank and they will not add her. [more inside]
posted by lloyder on Sep 20, 2006 - 4 answers

Please help me find affordable individual health insurance as a recent college graduate who is unemployed.

I need affordable individual health insurance not merely a discount health plan - where do I get it? [more inside]
posted by orangeshoe on Sep 18, 2006 - 21 answers

What to expect from auto insurance companies in an ackward situation?

My current auto insurance policy expires in 11 days. At the beginning of the month, I bought a policy from another company to start on the same day my current policy ended. Today, I was in a car accident. How would the fact that I'm not renewing my current policy affect me? [more inside]
posted by Darke on Sep 18, 2006 - 10 answers

My doctor’s office is becoming a medial boutique!

Our doctor is dropping all insurance and Medicare participation but isn’t telling his patients until they show up at his office, or if they just happen to read his web site. Should we do anything about it? [more inside]
posted by Robert Angelo on Sep 16, 2006 - 16 answers

Tell me about this legal letter required for freelancer's insurance

A friend has asked me to write a letter as her lawyer so she can get health insurance from Mediabistro. Does anyone know anything about this? [more inside]
posted by johnasdf on Sep 15, 2006 - 12 answers

What level of medical insurance should I get?

MEDICAL INSURANCE: I'm getting some for the first time in 8 years. Clearly I should have at least catastrophic, but help me decide whether having more is worth the cost. Also: any opinions about HealthyNY insurance? [more inside]
posted by lorimer on Sep 15, 2006 - 9 answers

Insurance: Minor, but persistant back injury after auto accident?

Auto Insurance: I was rear-ended in a 3-car accident about a month ago at slow (<15 mph) speed. My back has been hurting...how do I handle this with the liable insurance company? [more inside]
posted by sdis on Sep 7, 2006 - 8 answers

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