I'm an IT contractor. My pimp doesn't offer health insurance, so its up to me to get a private policy. My wife has MS, so she's uninsurable. I have an individual BCBS plan for myself + 2 sons. My wife belongs to a state-supported Health Insurance Pool, for people who have been denied coverage. We pay a LOT of money ($360/month) just for her premiums. Its analogous to people with bad credit trying to finance a car - they have to pay extra for the privilege. Do I have alternatives? Are benefits-pooling companies worth it?
posted by neilkod
on Jun 16, 2005 -