I'm getting ready to have a possible "final conversation" about financial responsibility with my boyfriend. I just want to check in to see that I'm being realistic with today's economy.
[more inside]
posted by anonymous
on May 21, 2013 -
32 answers
My partner and I have an income disparity. We try to split costs 50/50. However, I now have the option to insure her as a dependent, but she can't afford to pay her half of the premium.
[more inside]
posted by anonymous
on Apr 18, 2013 -
41 answers
My partner and I are considering going into couples counselling. The insurance plan we share does not cover this type of counselling "except when rendered in connection with services provided for a treatable mental disorder." One of us is in treatment for a mental disorder, so this seems worth investigating. Can you offer us any experience or advice about dealing with therapists and/or insurance companies in this situation?
[more inside]
posted by anonymous
on Apr 14, 2013 -
1 answer
I am an ABD grad student dealing with significant situational depression. My therapist has recommended I seek out a prescription for an SSRI (antidepressant). My insurance situation is a bit complex -- I'm on the university's faculty EPO plan, but don't have a primary care physician relationship established. Trying to sort out the right order of operations for making sure I get coverage, and get timely access to care.
[more inside]
posted by anonymous
on Apr 9, 2013 -
7 answers
How do I figure out the details on a tricky health insurance situation so I am not doing anything shady, but also don't accidentally end up many thousand of dollars in debt?
[more inside]
posted by anonymous
on Apr 5, 2013 -
10 answers
I'm in the United States and will be working for myself for the first time. This is exciting, but I have a pre-existing health condition, ADHD, and I take medication daily. Will this still be covered if I go on my own health plan or will this be out of pocket? I'm male, non-smoker, mid-20s with no other pre-existing conditions. The whole new health care initiative is confusing, I was under the impression that this sort of thing is now covered.
posted by anonymous
on Feb 26, 2013 -
7 answers
I rear-ended someone last month while on vacation and the other party, an elderly couple, suggested not involving insurance. The police were not called. After supplying an initial estimate that I agreed to pay, they suddenly realized that they are entitled to a car rental, too, and after I agreed to that they stopped answering their phone and email. What now?
[more inside]
posted by anonymous
on Feb 8, 2013 -
11 answers
I have mental health issues and I need to see a therapist, a psychiatrist, and have my medications prescribed/refilled regularly. I'm moving next month to be with my significant other (not married), but I'll lose my health insurance which is through my current state. Where do I get these mental health services at a reduced cost as an uninsured person in Tucson, AZ?
[more inside]
posted by anonymous
on Jan 21, 2013 -
8 answers
I'm unemployed, and have not had health insurance for about 3 years. What are my best options for finding a plan that fits my needs?
[more inside]
posted by anonymous
on Jan 3, 2013 -
11 answers
Is an employer in New York required to extend health insurance coverage to the employee's spouse and dependents?
[more inside]
posted by anonymous
on Oct 3, 2012 -
4 answers
We have an old, unlived in house that is disintegrating. We need help fixing it up, emptying the junk out of it and selling it. We are overwhelmed and find it hard to face this problem. Advice needed.
[more inside]
posted by anonymous
on Oct 2, 2012 -
16 answers
Major depressive episodes and individual (USA) insurance repercussions. Should I let my psychologist submit this?
[more inside]
posted by anonymous
on Sep 10, 2012 -
4 answers
Does anyone have any experience with using the California health care program to treat potential breast cancer? That's my worst case scenario, and yes, I'm scared to death. I'm also without insurance at the moment.
[more inside]
posted by anonymous
on Sep 7, 2012 -
5 answers
How do subsequent insurance claims work in conjunction with previous claims? Isaacy Details inside.
[more inside]
posted by anonymous
on Aug 29, 2012 -
5 answers
Where does one go for reliable information about any risks of using your health insurance policy?
[more inside]
posted by anonymous
on Jun 21, 2012 -
14 answers
I am looking for a general purpose LCSW/psychologist/therapist in the Buffalo, NY area (northtowns preferred). I'm looking for someone young, and they need to accept a BCBS PPO insurance plan. Seeking recommendations, or suggestions on how to search better.
[more inside]
posted by anonymous
on May 24, 2012 -
2 answers
Going to the gynecologist tomorrow: What to ask/test for and should I use my insurance?
[more inside]
posted by anonymous
on May 23, 2012 -
4 answers
I need mental health insurance. Spouse's might have lapsed from the old job. The new job has crappy insurance.
[more inside]
posted by anonymous
on May 22, 2012 -
12 answers
Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price?
[more inside]
posted by anonymous
on Apr 28, 2012 -
6 answers
My parents' house caught fire yesterday. This kind of thing has never happened to any of us before, and we could use advice on how to move forward.
[more inside]
posted by anonymous
on Apr 9, 2012 -
9 answers
My girlfriend confided in me that old thoughts from her days of having an active eating disorder are cropping up again. Help me help her.
[more inside]
posted by anonymous
on Mar 19, 2012 -
10 answers
My mother stumbled in my home while getting out of the shower, and twisted her knee. She is uninsured and doesn't have the money to get an MRI or receive physical therapy. She wants to make an an injury claim against my homeowner's insurance to pay for her medical treatment.
[more inside]
posted by anonymous
on Feb 12, 2012 -
12 answers
Can my undocumented friend drive my car? Can I drive his car? Will my insurance cover it and am I putting myself or him (or other drivers) at any risk?
[more inside]
posted by anonymous
on Feb 10, 2012 -
9 answers
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?)
[more inside]
posted by anonymous
on Jan 20, 2012 -
5 answers
A discount on insurance for non-smokers? Great! Fast forward a couple of years and I've started again and want to talk to my doctor about quitting.
[more inside]
posted by anonymous
on Nov 11, 2011 -
6 answers
hi friends, please hope me. oh, and this is in illinois, as that may be relavant.
my mother has a rare neurological disorder called
MSA. it is terminal, and from the looks of things, she is in the end stages. she's in a temporary rehab home after her second near-death hospitalization in the past 4 months. the first one was aspiration (choking), this second one was sepsis arising from an untreated UTI. both very common occurrences with this disease. she is essentially immobile, and cannot exist without assistance. here's the problem(s): since the onset of this disease about 7 years ago, my father has thrown himself at the mercy of all this and has assumed the role of caretaker.
[more inside]
posted by anonymous
on Nov 9, 2011 -
10 answers
Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not?
[more inside]
posted by anonymous
on Nov 4, 2011 -
5 answers
My partner and I just found out we are newly pregnant, and are unsure which health insurance offered through my employer we should pick for next year.
[more inside]
posted by anonymous
on Oct 29, 2011 -
21 answers
If I test positive for cancer, should I divorce my husband so I won't max out his insurance?
[more inside]
posted by anonymous
on Oct 8, 2011 -
13 answers
What are my responsibilities and my landlord's responsibilities in the aftermath of a flood?
[more inside]
posted by anonymous
on Aug 30, 2011 -
3 answers
Ontario StormFilter. Neighbour's tree came down causing property damage to us. What next?
[more inside]
posted by anonymous
on Aug 24, 2011 -
8 answers
I'm going for a pre-employment medical in a few days (to test whether there's a risk that a health issue will prevent me from doing my job in the next 3 years). The form wants me to put down whether I've ever suffered from depression or anxiety. What's the threshold for a "yes" answer?
[more inside]
posted by anonymous
on Aug 20, 2011 -
11 answers
Some kind of sketchy questions about the legalities and insurance implications of moving from state to state and not switching car registrations over.
[more inside]
posted by anonymous
on Aug 17, 2011 -
9 answers
What is the best and most useful dental insurance for an individual living in California who is anticipating getting all his upper teeth pulled and falsies put in?
[more inside]
posted by anonymous
on Jul 31, 2011 -
3 answers
My wife is pregnant. Does that basically make it impossible for us to get health insurance?
[more inside]
posted by anonymous
on Jun 2, 2011 -
20 answers
I'm going nuts trying to figure out the rules on how to get my spouse on an individual high-deductible health plan when coverage is theoretically available through my employer. The internet is useless. Can the hive mind help me here?
[more inside]
posted by anonymous
on May 13, 2011 -
7 answers
Car accident. I am having difficulty thinking this through clearly. Please help me figure out what steps I need to take.
[more inside]
posted by anonymous
on Apr 11, 2011 -
11 answers
I was ticketed in NYC for going 71mph in a 45 zone. I'm a CA resident. I have a court date in a month. Please help me pick the right strategy.
[more inside]
posted by anonymous
on Apr 5, 2011 -
6 answers
