Car rental insurance: what should I get? [more inside]
posted by cgs on Nov 2, 2009 - 15 answers

I'm after really cheap public liability insurance for my new business. I need public liability purely for bureaucratic reasons, so I'm after the cheapest, nastiest policy I can find. Can anyone recommend a company? [more inside]
posted by tomargue on Nov 1, 2009 - 4 answers

I have a question about childrens' flu vaccines and insurance. [more inside]
posted by FunkyHelix on Oct 18, 2009 - 3 answers

I'm relocating to the US (from the UK) in a couple of weeks and having concerns about health insurance. My husband's employer covers health insurance for him, but to cover me as well we must take out the 'family policy' for $500 per month (if we had 4 kids this would be a great deal, but apparently it's the same price for the whole 'family' even if that's just me. This seems crazy to me, not sure if it is normal!). Is my alternative plan crazy? Health insurance companies confuse and scare me! [more inside]
posted by hibbersk on Oct 1, 2009 - 14 answers

Am I being gullible for considering cat insurance? [more inside]
posted by Tarumba on Sep 30, 2009 - 28 answers

I need public liability insurance for a 1 day stall at a country church fete. Is there any Australian insurer who does this? The shortest term I can find is 3 months at $110 via AAMI. [more inside]
posted by ninazer0 on Sep 24, 2009 - 9 answers

Sometime last night someone severely scraped the side of my car while is was parked at my apartment complex. They left no note. What are my options? [more inside]
posted by lizjohn on Sep 12, 2009 - 20 answers

Since being fired last month, I'm in the process of getting health insurance for my family. But, I'm kind of confused with this COBRA '65/35 for nine months' deal with the government. I'm awaiting to hear from our local Blue Cross provider for a 9/15 effective date, but, our calculations show that the COBRA discounted price for nine months would be roughly $150 less than the Blue Cross premium. Now, it is my understanding that you have to elect COBRA AND send in your request for the 65/35 subsidy at the same time. If I don't get the subsidy, I want to go with Blue Cross. How do I do this properly? Is there any way I can apply for the subsidy without requesting COBRA at the same time?
posted by littleredwagon on Sep 11, 2009 - 12 answers

Please help me gather Keywords for the "Accounting/Finance/Insurance" industry. [more inside]
posted by ckohrman on Sep 3, 2009 - 1 answer

Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency? [more inside]
posted by fourcheesemac on Sep 2, 2009 - 3 answers

I've just been seriously burned by Virgin Mobile - who've reneged on insurance - just wondering what strategies I can use given the situation. [more inside]
posted by a non e mouse on Aug 11, 2009 - 19 answers

Health Insurance snafu. The In-Out Network shuffle. Am I borked? [more inside]
posted by Raze2k on Aug 3, 2009 - 8 answers

What are my options for insurance? [more inside]
posted by suncoursing on Jul 15, 2009 - 9 answers

Do I need to insure my web business? I am setting up a to-do list + calendar web application that holds users' data. Do I need to insure against data loss, or down time? Or can I put all that in a EULA (e.g., [web application] will not be responsible for any data loss, down time, data corruption etc)? [more inside]
posted by tomargue on Jul 12, 2009 - 7 answers

Hertz fender bender, do I need to file police report, and am I covered? [more inside]
posted by spacefire on Jul 4, 2009 - 5 answers

I'm the owner of a 2002 Toyota Corolla which just hit 107,000 miles. On June 9th while I was at work, my car got hammered by some pretty large hail. The damage was enough that my insurance (Progressive) declared it a total loss. My frugal heart couldn't bear to have them tow away a perfectly drivable car, so I took the lesser payout (just under $5000) and kept it. Now what? [more inside]
posted by weathergal on Jul 1, 2009 - 15 answers

What car insurance coverage to I need for a brand-new car? [more inside]
posted by Elsie on Jun 25, 2009 - 12 answers

How do I appeal a long term disability claim that's been denied? [more inside]
posted by hollygoheavy on Jun 16, 2009 - 11 answers

Anyone know about Massachusetts Health Insurance? I'm between a rock and a hard place. I'm about to move to MA from overseas. I sent off application for the low-cost insurance, Commonwealth Care, but it may be weeks after I arrive to hear whether I qualified. [more inside]
posted by Elsie on Jun 9, 2009 - 10 answers

Is bicycle insurance available in the US? [more inside]
posted by Carbolic on May 19, 2009 - 10 answers

More rental car insurance confusion. I live in NYC so have no car/no insurance. I can't tell if I need to buy what the rental car company is selling. [more inside]
posted by peanut_mcgillicuty on May 17, 2009 - 13 answers

Do I need travel insurance if I live in the UK and am travelling to Holland? [more inside]
posted by Kirn on May 13, 2009 - 8 answers

My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe on May 10, 2009 - 11 answers

I am in a temporary position of having no health insurance. I think I have strep throat for the second time this year. Where is the least expensive place for me to go right now to get diagnosed and prescribed medicine? I'm in Portland, Oregon. Thanks!!
posted by thankyouforyourconsideration on Apr 27, 2009 - 6 answers

A friend, a 62 year old woman, was injured while driving in TN; her car was totalled. She is suffering back pain. She has been to an attorney who has retained an independent doctor to evaluate her. The doctor has assessed that she retains 5% PPI (permanent personal impairment?). The question she has - what is the likely dollar value of the settlement based on the 5%?
posted by cmh0150 on Apr 12, 2009 - 7 answers

How does disability insurance work for a freelancer? [more inside]
posted by thebestsophist on Mar 22, 2009 - 6 answers

The American Recovery & Reinvestment Act helps unemployed people with their COBRA payments in two ways: it subsidizes 65% of their payments, and because this lower price makes it affordable for many who couldn't before, it allows people who didn't elect for COBRA the first time a second chance to elect for coverage. I was laid off on October 24, and I did elect for coverage on January 28. But I haven't paid yet. The grace period for payment ends in a few days, on Saturday — it has to either be paid online or postmarked by then. If I were to not pay, would I be given the same second chance as those who didn't elect the first time around — the difference being that I would have elected, but not paid? It's a substantial financial difference for me. A little bit more inside. [more inside]
posted by WCityMike on Mar 11, 2009 - 3 answers

Our SUV was probably totaled today. The police wrote the other party a ticket for running a red light, so blame shouldn't be an issue. Both airbags blew up front, which I think will likely total it without even factoring in the rest of the damage. However, I've never been involved with a totaled car situation, so I'm trying to get my act together to make sure I don't get screwed by the settlement. What do I need to know? [more inside]
posted by COD on Mar 10, 2009 - 19 answers

I slammed my thumb in the car door and medical bills went to United Health Care instead of Geico. Geico is pissed I never notified them. Now what? [more inside]
posted by dancinglamb on Jan 13, 2009 - 10 answers

Where do I get a list of Medicare payment rates for surgical procedures? [more inside]
posted by twiggy32 on Dec 14, 2008 - 4 answers

Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition. "Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
posted by Acari on Oct 10, 2008 - 7 answers

InsuranceFilter: What exactly makes a medication fall into the maintenance medication category in the eyes of insurance companies? Is it the fact that the doctor writes the prescription and allows for refills? Would getting a new prescription with no refills every month circumvent the whole maintenance medication designation? [more inside]
posted by lrkuperman on Oct 3, 2008 - 7 answers

I'm scared to talk to my health insurance company regarding a denied claim and further needed treatment. [more inside]
posted by desjardins on Sep 4, 2007 - 16 answers

I suspect the answer is "No", but I thought I would ask anyway: Is there such a thing as a semi-pro level of insurance for digital cameras? [more inside]
posted by geeky on Jun 14, 2007 - 9 answers

Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA? [more inside]
posted by MrBCID on May 16, 2007 - 6 answers

How do I find a cheap but good insurance company for my car for a trip through Europe? [more inside]
posted by moocheen on May 3, 2007 - 5 answers

A twofold question, both procedural and specific, about doctors, insurance plans, choices, research, and, optionally, the downtown Chicago Loop area. [more inside]
posted by WCityMike on Jun 4, 2006 - 7 answers

FloridaInsuranceFilter: So I need to get insurance in the Sunshine State... [more inside]
posted by dirtynumbangelboy on May 31, 2006 - 3 answers

I was recently in a fender-bender in a rented car and I want to know who covers whom. [more inside]
posted by Corpus Callosum on Jan 17, 2006 - 7 answers

Some years back, I recall hearing an interview with someone regarding the relative value of the awards given out to survivors in wrongful death suits. Might have been on "This American Life." Help me find it... [more inside]
posted by googly on Dec 20, 2005 - 7 answers

In Illinois, or nationwide, is there a policy or law that says that if you become uninsured, but resume health coverage within X number of days, you do not need to worry about pre-existing conditions? [more inside]
posted by WCityMike on Oct 20, 2005 - 8 answers

Why is dental insurance so lousy? My wife and I have managed to get decent (though too expensive) health coverage, but the only dental coverage we can find provides only a few hundred more dollars coverage per year than you pay for it. And it's not just a self-employment thing: when I worked at a pharmaceutical-related company, the medical and vision coverage was fine but the dental was similarly lousy. Is there some structural reason for this? You'd think some company would offer better service in the hope the masses would flock to it.
posted by languagehat on Mar 28, 2005 - 14 answers

I don't understand something about health insurance benefits. [more inside]
posted by emelenjr on Aug 1, 2004 - 12 answers