We've identified a couple of insurance companies that will give us equivalent home insurance for about half what we're paying now. They're not national name-brand insurance companies. Would we regret that money saved come the next hurricane? [more inside]
posted by Andrhia
on May 14, 2014 -
My girlfriend just recently found out that she was dropped from her insurance. She signed up for an ACA plan, but coverage doesn't begin until the first day of May. This is a problem, because she's on several psychiatric medications that are either pivotal in allowing her to function, have terrible withdrawal symptoms, or both. [more inside]
posted by Two Stranger
on Apr 15, 2014 -
I have a sudden need for a car for the next several months. An awesome friend has offered to lend me his. What could go wrong? [more inside]
posted by catesbie
on Feb 1, 2014 -
In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
posted by jsturgill
on Dec 12, 2013 -
My brother has been diagnosed with an acute form of leukemia, and is currently in the ICU. What we know is that he's not going to die tonight. He's got some life left in him. They're not sure about the precise form yet, that will take some time.
But in the meantime, we have a problem: he's 31, recently unemployed, and uninsured. My family is far from being able to afford out of pocket health costs. And from all the doctors, drugs, machines he's been hooked up to in the past 10 hours, I know the bill is already creeping into the many tens of thousands of dollars.
So my question to MeFites is: what are our options? How do we pay for this? We have very few assets, although I'm sure we'd sell the family home to keep my brother alive for a few more years. But apart from that, we've got nothing substantial. (I'm a graduate student, and my mother is a self-employed seamstress. My father is unemployed). Are there any gov't programs available? Can he go on Medicaid? Etc. I'm having trouble finding hard info on people in his particular situation (not a minor, not elderly, and diagnosed with cancer). Help!
posted by dis_integration
on Jul 31, 2013 -
I am looking for sites that can grab quotes from multiple renters and auto insurers.
Its tedious to enter all the information into multiple sites.
Could you recommend a few websites? At this time I am looking to get renters insurance but thought I would find out about auto as well.
posted by r2d2
on Jun 2, 2013 -
Short version: Outpatient facility acknowledges they owe me money but has not paid up. Their eternal answer is "The check will go out Thursday. We know it was supposed to go out last Thursday but it will go out this Thursday. Promise!" It's been over a month now, and I've called several times a week. How do I get my money back? More details inside if you want them. [more inside]
posted by rednikki
on Feb 26, 2013 -
I had a routine ladyparts exam a few months ago. It qualified as "preventive care" and I didn't have to pay a copay. (Yay! Thank you, ACA!) I got a rundown of what they charged my insurance a month or two ago -- one of those THIS IS NOT A BILL things -- and promptly lost/forgot about it, since I owed nothing. Today I got a check, made out to me, from the doctor's office for a couple hundred bucks. Do I get to keep it? [more inside]
posted by fiercecupcake
on Jul 14, 2012 -
7-month-old cheques - should I ask for a new one or try it with the bank? [more inside]
posted by cyml
on Mar 27, 2012 -
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
posted by anonymous
on Jan 20, 2012 -
What are ways to estimate what a car and car insurance would cost me if I moved to San Francisco? [more inside]
posted by scazza
on Oct 20, 2009 -
Another Dental Insurance Question: My Delta Dental starts on Sept. 1st, but they won't cover fillings until Mar. 1. What happens if I have a filling done before Mar. 1? [more inside]
posted by stewiethegreat
on Aug 7, 2009 -
How do I get my car back? It's still in my ex'es name. I've been giving her $$ for insurance and have been making the payments on it since 2003. I live across the country now and she ignores all my requests to do anything about transferring the title/policy, etc. [more inside]
posted by otis24
on Feb 20, 2009 -
NoInsuranceFilter: I awoke New Years Day in the hospital. My clothes had been cut off, I had a catheter in and a wrist restraint on my left wrist. I had five stitches in my eyebrow. The bill has arrived. [more inside]
posted by anonymous
on Jan 27, 2009 -
Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA? [more inside]
posted by MrBCID
on May 16, 2007 -
At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
posted by 10ch
on Apr 24, 2007 -
What can I do to continue recieivng SSI and Medicaid benefits if I received a lump sum insurance proceeds? [more inside]
posted by pikaboy202
on Mar 6, 2007 -
I'm considering buying term life assurance for a term of 19 years. The default deal is $x per month for $z of cover (the amount of cover does not alter over time). However (this amazes me but it's true) the Company gets to determine $x on a year to year basis.
You can also pay for the same cover by a different means in which your payments are a fixed number of dollars, $y, every month for the duration of the cover.
The quote I have makes $x = $y/2.54 (obviously based upon the inital value of $x).
The term is 19 years. Assume for the moment that $x truly is related to inflation. How can I calculate the rate of inflaction which is assumed by these two deals ?
Just realised this sounds horribly like a homework question - if only it was !
posted by southof40
on Feb 18, 2007 -
My house recently flooded. Fortunately, we have flood insurance. Our adjuster claimed that we needed to remove our floors (hardwood and tile) throughout the house and replace. Our contractor (who I trust) said that's not necessary, that only re-finishing is required. Because of the discrepancy, I stand to pocket a chunk of change on the deal. [more inside]
posted by space2k
on Apr 14, 2006 -
So, I was just offered a job. It's a 12 month contract that will be going perm in the next year. So, first order of business is to find health insurance. Help me find the best option for me. [more inside]
posted by fletchmuy
on Dec 8, 2005 -
My vet friend totally loves pet insurance, but i've heard from some owners that they think it's a scam and we would be better off just putting the money aside. What is your experience? (my details inside) [more inside]
posted by joshgray
on Sep 21, 2005 -
When my insurance (COBRA) ends in March, what can I do? Private insurance is prohibitively expensive, and chances are with my preexisting health problems I may not be able to get insurance at all. Worst part is my monthly prescriptions are extremely expensive-we are talking the price of a car payment here, if not more.
Any suggestions, besides moving to Canada?
posted by konolia
on Dec 13, 2003 -