34 posts tagged with insurance and money.
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Should I pay off my car early so I don't need full coverage insurance?

Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
posted by bbqturtle on Oct 30, 2014 - 22 answers

How do I insure a newborn on short notice?

We just found out the baby we're having any day now is probably not eligible for medical care at birth on her mother's insurance plan. Help! [more inside]
posted by The Winsome Parker Lewis on May 22, 2014 - 17 answers

Budget Insurance or Scammy Scammeroni?

We've identified a couple of insurance companies that will give us equivalent home insurance for about half what we're paying now. They're not national name-brand insurance companies. Would we regret that money saved come the next hurricane? [more inside]
posted by Andrhia on May 14, 2014 - 5 answers

My girlfriend's insurance ended, how to get psych meds?

My girlfriend just recently found out that she was dropped from her insurance. She signed up for an ACA plan, but coverage doesn't begin until the first day of May. This is a problem, because she's on several psychiatric medications that are either pivotal in allowing her to function, have terrible withdrawal symptoms, or both. [more inside]
posted by Two Stranger on Apr 15, 2014 - 23 answers

Risks of long-term borrowing a car from a friend?

I have a sudden need for a car for the next several months. An awesome friend has offered to lend me his. What could go wrong? [more inside]
posted by catesbie on Feb 1, 2014 - 22 answers

What do I need to know about filing a car insurance claim?

In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
posted by jsturgill on Dec 12, 2013 - 7 answers

How does a millenial pay for cancer, in Florida, without insurance?

My brother has been diagnosed with an acute form of leukemia, and is currently in the ICU. What we know is that he's not going to die tonight. He's got some life left in him. They're not sure about the precise form yet, that will take some time. But in the meantime, we have a problem: he's 31, recently unemployed, and uninsured. My family is far from being able to afford out of pocket health costs. And from all the doctors, drugs, machines he's been hooked up to in the past 10 hours, I know the bill is already creeping into the many tens of thousands of dollars. So my question to MeFites is: what are our options? How do we pay for this? We have very few assets, although I'm sure we'd sell the family home to keep my brother alive for a few more years. But apart from that, we've got nothing substantial. (I'm a graduate student, and my mother is a self-employed seamstress. My father is unemployed). Are there any gov't programs available? Can he go on Medicaid? Etc. I'm having trouble finding hard info on people in his particular situation (not a minor, not elderly, and diagnosed with cancer). Help!
posted by dis_integration on Jul 31, 2013 - 19 answers

Sites that get renters and auto insurance quotes from multiple insurers?

I am looking for sites that can grab quotes from multiple renters and auto insurers. Its tedious to enter all the information into multiple sites. Could you recommend a few websites? At this time I am looking to get renters insurance but thought I would find out about auto as well. Thanks
posted by r2d2 on Jun 2, 2013 - 7 answers

How do I get my doctor to pay up?

Short version: Outpatient facility acknowledges they owe me money but has not paid up. Their eternal answer is "The check will go out Thursday. We know it was supposed to go out last Thursday but it will go out this Thursday. Promise!" It's been over a month now, and I've called several times a week. How do I get my money back? More details inside if you want them. [more inside]
posted by rednikki on Feb 26, 2013 - 10 answers

Pennies from heaven?

I had a routine ladyparts exam a few months ago. It qualified as "preventive care" and I didn't have to pay a copay. (Yay! Thank you, ACA!) I got a rundown of what they charged my insurance a month or two ago -- one of those THIS IS NOT A BILL things -- and promptly lost/forgot about it, since I owed nothing. Today I got a check, made out to me, from the doctor's office for a couple hundred bucks. Do I get to keep it? [more inside]
posted by fiercecupcake on Jul 14, 2012 - 10 answers

Can I cash in a 7-month cheque without an expiry date?

7-month-old cheques - should I ask for a new one or try it with the bank? [more inside]
posted by cyml on Mar 27, 2012 - 5 answers

Health insurance for vagabonds?

Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
posted by anonymous on Jan 20, 2012 - 5 answers

A penny saved is a penny insured

Downsides to setting aside cash to self-insure a car? [more inside]
posted by pwnguin on Sep 16, 2011 - 16 answers

Can I decline health insurance and pocket the difference?

Can I decline health insurance and pocket what my employer had to pay? [more inside]
posted by just.good.enough on Aug 4, 2011 - 17 answers

Car accident. If the repair costs more does your insurance go up more?

Car accident. If the repair costs more does your insurance go up more? [more inside]
posted by doomtop on Jul 19, 2011 - 9 answers

Optional defensive driving courses

Are online defensive driving courses worth it? [more inside]
posted by pwnguin on Jan 5, 2011 - 7 answers

Discount arbitrage brokerage

Cheapest way to buy a single share of of Bekshire B? [more inside]
posted by pwnguin on Jan 22, 2010 - 10 answers

What are my rights with my insurance company?

What are my rights with my insurance company? [more inside]
posted by btkuhn on Oct 23, 2009 - 6 answers

Is there any way to estimate what a car & car insurance would cost me if I moved to San Francisco?

What are ways to estimate what a car and car insurance would cost me if I moved to San Francisco? [more inside]
posted by scazza on Oct 20, 2009 - 6 answers

Dental Insurance Waiting Period Details

Another Dental Insurance Question: My Delta Dental starts on Sept. 1st, but they won't cover fillings until Mar. 1. What happens if I have a filling done before Mar. 1? [more inside]
posted by stewiethegreat on Aug 7, 2009 - 10 answers

Please help me reclaim my car.

How do I get my car back? It's still in my ex'es name. I've been giving her $$ for insurance and have been making the payments on it since 2003. I live across the country now and she ignores all my requests to do anything about transferring the title/policy, etc. [more inside]
posted by otis24 on Feb 20, 2009 - 7 answers

Please hope me, President Obama

NoInsuranceFilter: I awoke New Years Day in the hospital. My clothes had been cut off, I had a catheter in and a wrist restraint on my left wrist. I had five stitches in my eyebrow. The bill has arrived. [more inside]
posted by anonymous on Jan 27, 2009 - 43 answers

Realllllly Bad Situation

My friend needs suggestions and advice for a bad situation he's in. [more inside]
posted by symbollocks on Oct 27, 2008 - 17 answers

Job-loss Mortgage Insurance?

Should I get job-loss mortgage insurance? [more inside]
posted by JPowers on Jun 4, 2008 - 9 answers

HSA's = tax-free retirement account?

Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA? [more inside]
posted by MrBCID on May 16, 2007 - 6 answers

When a tree falls in the woods, does the insurance company punish you?

At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
posted by 10ch on Apr 24, 2007 - 13 answers

I have $50K from insurance proceeds but I'm on SSI/Medicaid, what should I do??

What can I do to continue recieivng SSI and Medicaid benefits if I received a lump sum insurance proceeds? [more inside]
posted by pikaboy202 on Mar 6, 2007 - 11 answers

Term life assurance - flat payments or "inflation adjusted" payments ?

I'm considering buying term life assurance for a term of 19 years. The default deal is $x per month for $z of cover (the amount of cover does not alter over time). However (this amazes me but it's true) the Company gets to determine $x on a year to year basis. You can also pay for the same cover by a different means in which your payments are a fixed number of dollars, $y, every month for the duration of the cover. The quote I have makes $x = $y/2.54 (obviously based upon the inital value of $x). The term is 19 years. Assume for the moment that $x truly is related to inflation. How can I calculate the rate of inflaction which is assumed by these two deals ? Just realised this sounds horribly like a homework question - if only it was ! [more inside]
posted by southof40 on Feb 18, 2007 - 9 answers

A question about home contents insurance in the UK.

A question about home contents insurance in the UK. [more inside]
posted by anonymous on Oct 27, 2006 - 4 answers

What should I do with ym insurance settlement?

What should I do with my insurance settlement money? [more inside]
posted by SweetJesus on Aug 8, 2006 - 20 answers

Flood Insurance Question

My house recently flooded. Fortunately, we have flood insurance. Our adjuster claimed that we needed to remove our floors (hardwood and tile) throughout the house and replace. Our contractor (who I trust) said that's not necessary, that only re-finishing is required. Because of the discrepancy, I stand to pocket a chunk of change on the deal. [more inside]
posted by space2k on Apr 14, 2006 - 9 answers

I got the job! Now, what?

So, I was just offered a job. It's a 12 month contract that will be going perm in the next year. So, first order of business is to find health insurance. Help me find the best option for me. [more inside]
posted by fletchmuy on Dec 8, 2005 - 5 answers

Pet insurance - scam or great???

My vet friend totally loves pet insurance, but i've heard from some owners that they think it's a scam and we would be better off just putting the money aside. What is your experience? (my details inside) [more inside]
posted by joshgray on Sep 21, 2005 - 26 answers

When my insurance (COBRA) ends in March, what can I do?

When my insurance (COBRA) ends in March, what can I do? Private insurance is prohibitively expensive, and chances are with my preexisting health problems I may not be able to get insurance at all. Worst part is my monthly prescriptions are extremely expensive-we are talking the price of a car payment here, if not more.
Any suggestions, besides moving to Canada?
posted by konolia on Dec 13, 2003 - 14 answers

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