My anxiety has flared up recently, to the point where I am reluctant to leave my house unless absolutely necessary. This weekend, I checked myself into urgent care after having five panic attacks in 12 hours. The health care providers there were less than helpful, and I feel like I've hit a wall in terms of figuring out how to get the help that I need. [more inside]
I need to find a psychiatrist/therapist/someone who can prescribe and treat chronic anxiety and panic in the Phoenix area, preferably at low cost/sliding scale. [more inside]
My girlfriend just recently found out that she was dropped from her insurance. She signed up for an ACA plan, but coverage doesn't begin until the first day of May. This is a problem, because she's on several psychiatric medications that are either pivotal in allowing her to function, have terrible withdrawal symptoms, or both. [more inside]
I have mental health issues and I need to see a therapist, a psychiatrist, and have my medications prescribed/refilled regularly. I'm moving next month to be with my significant other (not married), but I'll lose my health insurance which is through my current state. Where do I get these mental health services at a reduced cost as an uninsured person in Tucson, AZ? [more inside]
Yet another question about preexisting conditions, mental health and group health insurance in the US. [more inside]
Should I quit therapy for financial reasons? [more inside]
My dept is becoming part of the National Division (home office in Georgia) rather than the Regional Division (where I now work at Regional Division Home Office in PA). I am not physically moving anywhere. My employer is now National Div, even though it is just the parent/umbrella of Regional Div. My insurance carrier will now be BCBS of GA instead of Highmark BS of PA. ADHD is covered by Highmark. It is not by BCBS of GA. I will end up paying about $4000 in out of pocket expenses due to this. Is this legal? What are my options? Supplemental insurance for MH does not exist. I make too much for any state aid and am ineligible for other state MH programs. (there is a TL;DR summary marked as such at the bottom) [more inside]
Please help us navigate the treacherous waters of insurance coverage! [more inside]
If I have paid for mental health services out-of-pocket, should I leave those things off of any history forms I fill out when applying for individual/private health insurance? Will the insurance companies find out? [more inside]
Is there a way to get life insurance without the underwriter seeing the complete records of my two-plus years in therapy? [more inside]
What's the real story with using health insurance for mental health services, related privacy issues, and how it affects one's ability to get insurance coverage in the future? [more inside]
Someone told me that if you use your health insurance to cover mental health treatment (even if it's just therapy), it may affect your ability to get disability or life insurance in the future - does anyone know if this is true?
I am in search of supplemental mental health insurance (in the US). Does such a thing exist? I'm a full-time grad student about to lose my awesome COBRA benefits from my past job. I'm going on to my husband's plan, which has crappy mental health coverage (only 20 therapist visits a year vs. 45 with my last insurance). I need weekly visits, but there's no way to change the plan. I've googled for supplemental health insurance, but I mostly get sites for those on Medicare. I've checked several major insurance companies, but none have any specifics about their mental health coverage. Has anyone else dealt with this situation? Perhaps someone who works in the insurance industry can point me in the right direction?