How can we cover my recently-hospitalized, uninsured friend in Toronto? [more inside]
Caught in Limbo With Injury - Worker's Comp or Not? [more inside]
I work at my local County Hospital and for the last two weeks we've had a very low census. I hear rumors that the local Giant HMO and local For Profit Hospital Chain are packed right now. I also know one Local For Profit but Independent and Unaffiliated Hospital is at risk of closing right now because of extremely low census. So for folks who actually work in hospitals (and clinics?) are you seeing a change in number of patients since Obamacare started? [more inside]
After experiencing an extremely nasty psychiatrist I just need to get my medical records per the request to my insurance to get partial reimbursement for the claim.
Other questions address other nationalities/situations, or are quite dated. Looking for recommendation of good travel insurance for an EU resident visiting the US on a tourist visa. No medical problems, just looking to cover incidentals/emergencies. Thanks!
I have a close family member who I am somewhat estranged from. But he has some needs that I have the skills to help with, and I want to help. Help me help him. [more inside]
I have had quite a lot of medical expenses this year - much of it not covered by insurance.
I will speak to my accountant about tax write offs.
Is there anyway to get reimbursed for any of the following out of network:
blood tests (expensive tests)
Thank you in advance
For the first time, I have a choice of health insurance plans at a new job. I sort of understand the differences and benefits of each, but am feeling some serious choice paralysis. [more inside]
Hello everyone, my mom was taken to a hospital by ambulance a few mornings ago when she couldn't move her legs and get out of bed. This stems from a previous issue with nerve damage and spinal problems which she's had surgery for before. She met the same doctor from her previous surgery, whom she couldn't pay, and was berated and threatened by him. [more inside]
Does anyone have any experience with purchasing health insurance through the Freelancer's Union? Any feedback on the process and level of satisfaction with coverage would be appreciated. [more inside]
Negotiating self pay medical bill. I want to have an idea of how much the surgical practice/surgeon would have been paid if the patient had had insurance.
How much will they get if they hire a collection agency? Do they get a percentage or just sell the debit for a fixed price?
The patient is being billed 1850.00 self pay for the procedure.
The procedure was at a major Boston hospital and the patient is being billed self pay due to a temporary lapse in subsidized insurance. The hospital has already written off the bill. The billing date was sometime around the end of March 2013.
The patient has been told by the billing organization that represents the surgeon that they have to deal directly with the surgeon or their practice.
I am fed up/freaked out about the cost of my health insurance... [more inside]
In 6 weeks' time, my husband and I are quitting our jobs to go on a 2-3 month road trip around the USA before moving to Europe. I have some questions about travel/trip/health insurance for folks who may have done this or something similar. Is it sensible or possible to use travel insurance as our primary health insurance? [more inside]
How are things looking over the next few years as far as health insurance costs in the US? [more inside]
I was in an minor accident in the U.S. last September (broke my foot). At the time, my workplace travel insurance seemed to have covered everything just fine -- I went to the clinic, gave them my paperwork, they made some calls, said I was covered and I didn't even need to provide a credit card. Just today, I got a call telling me I owe the clinic $500. Do I care? [more inside]
Traveling to Russia-what kind of medical/health insurance is it that is required for a visa? How can I get it? [more inside]
I'd like to give one of my relatives health insurance for Christmas. She's a freelancer in Brooklyn. What do you recommend? [more inside]
My employer wants all employees to provide lab results in order to receive a deduction in insurance premiums. OK, or a little too Big Brother-ish? [more inside]
What am I supposed to do with Medical Loss Ratio notice from the insurer? [more inside]
My wife and I each have medical insurance through work under different providers that covers the other. What is the best way to take advantage of a ridiculous ammount of insurance until I can cancel mine in January? [more inside]
I had a routine ladyparts exam a few months ago. It qualified as "preventive care" and I didn't have to pay a copay. (Yay! Thank you, ACA!) I got a rundown of what they charged my insurance a month or two ago -- one of those THIS IS NOT A BILL things -- and promptly lost/forgot about it, since I owed nothing. Today I got a check, made out to me, from the doctor's office for a couple hundred bucks. Do I get to keep it? [more inside]
Please help me choose an insurance plan. [more inside]
My doctor ordered medical lab work that I did not ask for. Now what? [more inside]
My wife just purchased health insurance for herself. Today is her first day of coverage. She has been experiencing back pain and nerve pain in her leg for the better part of a week, however. If she goes to the doctor today and they send her for an MRI (which we're certain they will) and subsequently decide to do surgery (we think she has a slipped/bulging/herniated disc) is there a chance the claims processor at the insurance company will question paying for any of these services? [more inside]
I'm going for a pre-employment medical in a few days (to test whether there's a risk that a health issue will prevent me from doing my job in the next 3 years). The form wants me to put down whether I've ever suffered from depression or anxiety. What's the threshold for a "yes" answer?
My wife needs medical insurance -- add her to my employer's or search for private? [more inside]
Help me figure out study abroad medical and travel insurance! Thoroughly confused by all the insurance jargon [more inside]
I just got health insurance for the first time in my adult life (thanks a bunch America), through my spouse's company. It seems like fairly robust insurance, and I would love to finally get treatment for my debilitating anxiety and possible ADHD. But I am so fearful of having these things on my medical record and possibly causing future insurance problems, that I am hesitant to make any appointments. Am I justified in these concerns? Are there things I can do to mitigate the repercussions? [more inside]
What health stuff should I get done while I have dual insurance? [more inside]
Bicycle accident, sprained or otherwise damaged knee, no insurance - where to go in the East Bay for help? [more inside]
Have changes been made in the last year or so that make getting health insurance any easier? [more inside]
Mrs. thsmchnekllsfascists was involved in a pretty bad wreck this evening. Who pays the bills? [more inside]
I'm going to be unemployed soon, and have been looking for independent health insurance as an alternative to COBRA. I'm worried about denial of coverage due to pre-existing conditions, and had questions about how likely this could be. [more inside]
How much is the average employee contribution to a company medical plan? [more inside]
How do I effectively deal with medical charges due to emergency surgery having been done by an out-of-network surgeon? [more inside]
My dental insurer made a mistake and I am stuck with the $3,200 bill. How can I get out of it? [more inside]
Aetna recently contacted my parents saying that because they provide less than 50% of my financial support, I am no longer eligible to be a dependent on the family health insurance plan. However, the new legislation passed by Congress seems to say that I can stay on the plan until I am 26. Can anyone clear up this confusion? [more inside]
Just received a $1400 hospital bill for a ER visit I made OVER 14 MONTHS AGO. How is this okay, and what do I say to plead with them? [more inside]
I am on a high-deductible health care plan and have maxed out my plan year out-of-pocket expenses. Our plan year ends in 2 months. Since it won't "cost" us anything more out-of-pocket, what additional elective procedures or tests does it make sense for me and my family to get in the next 2 months? [more inside]
Two questions related to the provision of the US healthcare bill related to dependents getting to stay on parents' plans until age 27. [more inside]
Can a US insurance company require or request that you have a physical by a certain date? [more inside]
A complicated question about a specific medical condition, insurance, and pre-existing conditions. [more inside]
What's the deal with the Brown and Toland vs. Hill Physicians division in San Francisco medical care? Why must San Franciscans with HMOs be referred to specialists who not only accept your insurance plan, but are also part of the same medical group as the referring doctor? [more inside]
How can I arrange for bulletproof independent health insurance? [more inside]
Please help me find medical coverage/insurance for a five year old. [more inside]
A friend, a 62 year old woman, was injured while driving in TN; her car was totalled. She is suffering back pain. She has been to an attorney who has retained an independent doctor to evaluate her. The doctor has assessed that she retains 5% PPI (permanent personal impairment?). The question she has - what is the likely dollar value of the settlement based on the 5%?
Do you know of any reasonably credible sources that list the premiums and deductibles that hospitals/doctors (of any kind, but largely medical surgeons for intensive-care/emergency/surgical hospitals) pay for medical malpractice insurance? I'm researching figures for a malpractice reform idea. [more inside]
Please help me filter out the good from my list of NYC doctors covered by my insurance. [more inside]
Getting medical insurance to cover dental procedures. [more inside]
Due to cost saving measures, my company is about to remove health insurance and my bosses are basically looking for me to become an independent rep for them....Can I colect unemployment should I feel I was put in a position that I could no longer work under those conditions? (the full story (i think) inside... [more inside]