What does it mean when medical insurance applies a negative exclusion amount to a charge? [more inside]
She's uninsured and pretty weak, but told she needs the operation in 30 days or her life is at risk. How do we get a hospital to take her on? [more inside]
I work at my local County Hospital and for the last two weeks we've had a very low census. I hear rumors that the local Giant HMO and local For Profit Hospital Chain are packed right now. I also know one Local For Profit but Independent and Unaffiliated Hospital is at risk of closing right now because of extremely low census. So for folks who actually work in hospitals (and clinics?) are you seeing a change in number of patients since Obamacare started? [more inside]
Hello everyone, my mom was taken to a hospital by ambulance a few mornings ago when she couldn't move her legs and get out of bed. This stems from a previous issue with nerve damage and spinal problems which she's had surgery for before. She met the same doctor from her previous surgery, whom she couldn't pay, and was berated and threatened by him. [more inside]
[USA filter] Even with the new disclosures I can't figure out how much Medicare pays for just a hospital or nursing home room - 24 hours. Just the room charge. [more inside]
Which address should I give when I go to the Emergency Room? This is turning out to be a surprisingly stressful and complicated question. [more inside]
Hospital bill collection blues. Am I in the legal right here? [more inside]
Routine non-emergency hernia surgery--unmet insurance deductible and wondering if there are any cost-cutting ideas we will wish we had known when we get the bill for the surgery. Assuming the hospital won't just shout out ideas if we call them, so...any ideas? [more inside]
Asking for a friend re Northern California situation. A friend's close relation was struck by a car while walking in a crosswalk and was seriously injured. She has had several surgeries and will need several more. The family has a personal injury attorney for the claims against the driver. My question on behalf of my friend and her relation is about how to prevent the hospital from discharging her (seemingly) without an appropriate discharge plan. [more inside]
Bicycle accident, sprained or otherwise damaged knee, no insurance - where to go in the East Bay for help? [more inside]
Just received a $1400 hospital bill for a ER visit I made OVER 14 MONTHS AGO. How is this okay, and what do I say to plead with them? [more inside]
Do you know of any reasonably credible sources that list the premiums and deductibles that hospitals/doctors (of any kind, but largely medical surgeons for intensive-care/emergency/surgical hospitals) pay for medical malpractice insurance? I'm researching figures for a malpractice reform idea. [more inside]
A friend of mine has 3 kids who were all delivered via caesarean section. She is pregnant again and wants to have the baby vaginally at home with a midwife. Doctors are telling her she has to have this 4th baby via caesarean section because having it vaginally could rupture her uterus. Has anyone had any experience with this? Her husband is out of work (actively looking for a job), she is a stay at home mom, and they presently have no insurance. They can't afford to have a baby in the hospital without insurance. Are there any other options they have? Is there any government help in a case like this?
Should I really owe the hospital $400 for tests I was unaware of? [more inside]
I am insured through a PPO. I was taken to an out-of-network hospital following an accident with major trauma. Am I out of luck for the charges above and beyond the dreaded "usual, customary, and reasonable" charges? [more inside]
My mother went to the emergency hospital last year and was billed a hefty amount. She was covered with health insurance from her company (Destiny) and the hospital was "in-network". The insurance company paid the hospital fee (which was the larger amount) but only paid about half the physician fee because the physician was "out-of-network". My mother asked whether or not the physician was in-network or out-of-network when she was in the hospital and the nurse just told her not to worry about it. My questions are, 'How can a hospital be in-network and fully covered but assign her an out-of-network physician which won't be fully covered under the insurance?' and 'Is there anything she can do about this? I don't think it's fair she has to pay for something she didn't have a choice in'.