Join 3,512 readers in helping fund MetaFilter (Hide)

14 posts tagged with insurance and homeowners. (View popular tags)
Displaying 1 through 14 of 14. Subscribe:

Does a basic homeowner's insurance policy cover water line replacement?

Tree roots have grown into the main water line that runs from the meter to my house and the whole thing has to be dug up and replaced. (Merry Christmas to me!) It occurred to me while talking with plumbers yesterday that my homeowner's insurance might cover something like this. However, I read the policy packet and am not seeing any details about what my insurance does and doesn't cover. [more inside]
posted by something something on Dec 20, 2013 - 15 answers

Protocol for an injury from a practical joke?

My friend's wife pushed me from their deck into their in-ground pool on Sunday at a party. Now my knee is damaged. I could barely walk back to my car; saw a doctor tuesday; complete tear of the ACL + more (evil triad if that means anything to you.) I'm married, have a 21 month old and work for myself (I make money when I'm mostly on the road, although I do some writing/consulting from home.) Minimum I'm off my feet for a month....yes, I'm consulting lawyers, but I'd like to keep the friendship, if possible. Help! [more inside]
posted by Towelie on Sep 4, 2013 - 35 answers

Call the town now or wait for insurance?

During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
posted by dlugoczaj on Jan 31, 2013 - 6 answers

Recommend an insurance company, please.

I need to get homeowner's insurance for a property around Concord, NH. Can someone recommend an independent insurance agent in this area?
posted by danep on Jun 20, 2012 - 1 answer

Roofer, insurance, legalese, scam?

I had a roofer give me an estimate. He would like to make a hail damage claim against my homeowner's insurance. I didn't know that we had had a hailstorm this year... [more inside]
posted by anonymous_account on Jun 16, 2012 - 24 answers

Why Was I Charged $200 Extra for Homeowner's Insurance

Applying for homeowner's insurance (with Geico in NY state), I was given a quote of $1761. At that point, they took my social security number, and came back and told me the premium would be $200 higher. They would not account for the difference....it was "take it or leave it". And I have a nearly perfect credit rating. Thoughts?
posted by Quisp Lover on Mar 7, 2011 - 13 answers

How to Get a Dead Man's Signature

My parents had a house fire recently, and their insurance cut them a significant check to replace their belongings and rebuild the house. However, my deceased grandfather's name was on their policy, he had helped them buy it nearly twenty years ago, and the banks in town won't cash it without his signature. How is this even possible? [more inside]
posted by rubah on Jul 14, 2010 - 12 answers

Insurance is good and I'd like to keep it.

Is filing too many claims always a death knell for your insurance? [more inside]
posted by anonymous on Aug 18, 2009 - 6 answers

Home Inventory: How Detailed?

How detailed does my home inventory need to be for insurance purposes? [more inside]
posted by Lauram on Jun 25, 2009 - 10 answers

They took my tv!

Dangit, some one came and took my tv! [more inside]
posted by stormygrey on Apr 23, 2008 - 12 answers

I feel the earth move under my feet...

Homeowner insurance through Farmer's Insurance Group -- is this a Very Bad Idea? [more inside]
posted by cior on Aug 30, 2007 - 8 answers

When a tree falls in the woods, does the insurance company punish you?

At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
posted by 10ch on Apr 24, 2007 - 13 answers

Homeowner's Insurance

My wife and I are closing on a house in a week or so. The house is in the 120,000 range. Today, I started my search for homeowners insurance. My first quote from state farm was 1,500 a year. This is our first house, so we're in the dark. [MI] [more inside]
posted by justgary on Sep 29, 2004 - 20 answers

Homeowner's Insurance

Following up on yesterday's "I was robbed" question, I now ask a question about homeowner's insurance, claims, etc - please come inside. [more inside]
posted by luriete on Sep 10, 2004 - 8 answers

Page: 1