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20 posts tagged with insurance and home. (View popular tags)
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How much home insurance do we need?

We're looking to switch providers, and the quotes are based on very different replacement-value amounts. What do we actually need? [more inside]
posted by Dashy on Jul 28, 2014 - 6 answers

What goes up must come down (through my roof, apparently)

Apparently on New Year's Eve some unknown moron shot his gun into the air. The bullet came down through our roof, punching a hole through the roofing itself (picture 1, picture 2) and then throught he ceiling of our guest room and into the exterior wall (picture 3). The bullet itself is lodged somewhere inside the wall, buried in the insulation, and I am not inclined to tear open the wall just to find it. The police have been out to take a bunch of pictures and create a report, but obviously there is no way to track down the person responsible. Nobody was injured, thank goodness. The roofing inspector was just out, and it is going to cost about $500 to repair the roof damage. That work will be done tomorrow, so that any additional damage is mitigated before it rains. The repair inside is minor, just patch the two holes and touch up the paint. [more inside]
posted by Lokheed on Jan 7, 2014 - 15 answers

Home-owners Insurance Co Wants to Survey House...After 12 years

I've had a home-owners policy with the same insurance company since purchasing my house in 2002. Last week, I had a message on my answering machine from a man identifying himself as an auditor with a 2nd party surveying firm. He said he was calling at the request of my insurance company to set up a date/time for a survey of my house. [more inside]
posted by klarck on Nov 18, 2013 - 24 answers

FL Homeowner's Insurance 90 days after the closing...is it possible

Through a paperwork SNAFU, we failed to secure homeowners insurance at closing on the house we purchased (with cash, no mortgage) in Florida 78 days ago. Now we keep getting told by multiple Florida insurers that because the house was not insured within 30days of closing, they will not write a policy for it. They do say "If you get insurance on it, we will be happy to write a policy for you" [more inside]
posted by anonymous on Aug 7, 2013 - 8 answers

Burning down the house

I recently made a switch to a different company for my homeowner's insurance (details after the jump about why). I fear I may have made a big mistake, but I honestly don't understand ANYthing about insurance and the more I try to read about it and look at my policies, the more confused I get. It's like someone's speaking Mandarin to me. I feel like a colossal idiot and I have no one to ask anymore now that my dad, whom I relied on to help me with this kind of stuff, is gone. I'm wondering how much I messed up here, and what I should look for to fix it. [more inside]
posted by emcat8 on Jul 10, 2013 - 14 answers

How much does Medicare pay for a room - just the room, overnight?

[USA filter] Even with the new disclosures I can't figure out how much Medicare pays for just a hospital or nursing home room - 24 hours. Just the room charge. [more inside]
posted by cda on May 13, 2013 - 6 answers

Renter's Insurance in California?

Renter's Insurance in California? [more inside]
posted by rainbowbrite on Aug 15, 2012 - 6 answers

How do single income families afford health insurance?

How do single income families afford health insurance? [more inside]
posted by NotSoSimple on Feb 24, 2012 - 26 answers

Title insurance - sensible closing cost or scam?

Should I purchase owner's title insurance for my new home? [more inside]
posted by seppyk on Jan 31, 2012 - 29 answers

What forms of coverage/insurance should I buy for my home?

As a owner of a brand new house, I am deluged by offers in the mail for various forms of insurance, protection, or coverage for my home (examples: mortgage insurance, water line coverage). What forms of coverage/insurance are a good idea to purchase, and which are unnecessary?
posted by Deathalicious on Nov 30, 2011 - 15 answers

Sketchy business practice, or insurance S.O.P.?

Sketchy-business-practice-filter: Recently got a letter from our insurance agent (car and home) saying, effectively, "We've reviewed your coverage, and according to some system we have (360 Value), the replacement cost of your house is roughly 30% more than what the current policy covers. If we don't hear from you in 30 days, we're raising your coverage to that $BIGNUM." [more inside]
posted by jferg on Sep 23, 2011 - 16 answers

Please Pound Sand

Insurance Company demands (out of the blue) that I remove an 60 year old tree on my property. I'm inclined to refuse. I'm looking for advice. [more inside]
posted by shew on Nov 8, 2010 - 15 answers

Need Help Tailoring Homeowner Insurance in WI

I am buying my first home in Wisconsin and needs homeowner insurance. Different companies are giving me different suggestions on minimum coverage. Can you help us out? [more inside]
posted by InvestorMD on Apr 26, 2010 - 4 answers

Looking for an Independent Insurance Agent

How do I find an independent insurance agent? [more inside]
posted by Pocahontas on Mar 6, 2009 - 2 answers

Tanks at my House! What does that do to our insurance coverage?

How can I protect my home from my (somewhat) risky home business? [more inside]
posted by bdoop21 on Jan 23, 2009 - 9 answers

Does homeowner's insurance cover porch settling due to drought?

InsuranceFilter: Would homeowners insurance generally cover a large concrete porch that has pulled away from the house due to a summer drought? [more inside]
posted by schleppo on Oct 30, 2008 - 6 answers

Help me find insurance for my home-based ebay business

Help me find a insurance company that will cover my home-based ebay business. [more inside]
posted by nmogno on Aug 1, 2007 - 3 answers

insurance for older homes

Owners of older homes - from whom do you get your homeowners' insurance? [more inside]
posted by Lucinda on May 4, 2007 - 19 answers

Umbrella Insurance

Insurance filter Umbrella insurance - good for them or good for you? [more inside]
posted by TheRaven on Jan 24, 2007 - 4 answers

Flood Insurance Question

My house recently flooded. Fortunately, we have flood insurance. Our adjuster claimed that we needed to remove our floors (hardwood and tile) throughout the house and replace. Our contractor (who I trust) said that's not necessary, that only re-finishing is required. Because of the discrepancy, I stand to pocket a chunk of change on the deal. [more inside]
posted by space2k on Apr 14, 2006 - 9 answers

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