Moral, Economic & Logistical Health Insurance Question: Can/Should I switch myself and my son to a private health insurance plan from my (bad, expensive) group one even though that will result in my whole company losing their coverage? [more inside]
posted on Jul 17, 2008 - 17 answers

Health insurance options for 65-year-old diabetic in Massachusetts? [more inside]
posted on May 1, 2008 - 5 answers

If I have paid for mental health services out-of-pocket, should I leave those things off of any history forms I fill out when applying for individual/private health insurance? Will the insurance companies find out? [more inside]
posted on Feb 26, 2008 - 13 answers

Can your health insurance company raise your rates when you have a positive STD test? Does this typically happen? [more inside]
posted on Feb 7, 2008 - 15 answers

My new company doesn't provide health insurance but a $2500 stipend is "built into" my hourly rate to cover the cost. I've got a plan that costs $175/month but how much does it suck for me that the stipend money is being taxed? [more inside]
posted on Jan 31, 2008 - 9 answers

Health insurance for someone taking a break from college? My girlfriend is taking a few months off from college and so won't be eligible for her parents' health insurance. She doesn't have a job that provides benefits, either. She's in her early 20s and is pretty healthy, but has really awful luck when it comes to random health issues popping up and so it would be a good idea for her to have insurance in the next few months. She's off her parents' policy in the next week or two. What can she do? Would COBRA apply in this case? What other temporary insurance providers are there?
posted on Jan 19, 2008 - 10 answers

I left my prior job in December and was hired by a temp agency. The agency offers an out-of-pocket health insurance plan. Does this mean I can't opt to continue my old coverage with COBRA instead? [more inside]
posted on Jan 14, 2008 - 5 answers

Why is my wife's individual health insurance policy cheaper than being on my group policy? [more inside]
posted on Dec 4, 2007 - 11 answers

I recently left my job at Yahoo! in Northern California and am relocating to Portland, Oregon to try my hand at self-employment. Extending my existing medical coverage with COBRA will cost me, my wife, and our three-year-old son $1200/month, which seems absolutely insane. Please help me understand the risks or consequences of waiving COBRA and getting new a new insurance plan. [more inside]
posted on Dec 1, 2007 - 23 answers

New baby, er, dependent child! How to insure? [more inside]
posted on Nov 15, 2007 - 6 answers

I have a choice of going on my employer's insurance plan or staying on the insurance plan my husband's employer offers. My plan would be an HMO with low co-pays and great coverage (100%), but it's an HMO. Everything has to be approved in advance, etc. My husband's plan is an EPO, with slightly higher co-pays, and all that. The difference in monthly premiums is slight ($50). What to pick? [more inside]
posted on Oct 9, 2007 - 16 answers

How do I choose a primary care physician? [more inside]
posted on Jul 27, 2007 - 12 answers

I'm trying to find out the best option for my uninsured mother-in-law's upcoming visit which will most likely involve some doctor's visits. [more inside]
posted on Jul 19, 2007 - 2 answers

My wife has been too sick to work for the past five years because she has Cushing's Disease. Her parents own a small business, and my wife has been "working" for them to get health insurance coverage. We'd like for my wife to collect disability, but I don't know if it would be possible to keep her current insurance coverage and collect disability at the same time. Help? [more inside]
posted on Jul 9, 2007 - 6 answers

It feels like the cartilage behind my knee cap is slipping out of place. I don't have health insurance. How serious is this & what's the wisest response? [more inside]
posted on Mar 18, 2007 - 8 answers

I have the opportunity to visit West Africa, but I do not have health insurance or a doctor. How do I go about getting the vaccinations needed, and how much will it cost? [more inside]
posted on Dec 18, 2006 - 8 answers

Health insurance for the self-employed and middle-aged? [more inside]
posted on Nov 21, 2006 - 11 answers

Smallbusinessfilter: Insuring employees across state lines? (Related: Is there an online community devoted to these sorts of queries?) [more inside]
posted on Nov 16, 2006 - 2 answers

Individual Health Insurance question - who wants this pile of money? [more inside]
posted on Oct 19, 2006 - 11 answers

Min-Max Health Insurance for $200 [more inside]
posted on Oct 17, 2006 - 10 answers

Are there any cheap health insurance options for a non-student, part-time 22 year old living on his own? [more inside]
posted on Oct 10, 2006 - 12 answers

What's the real story with using health insurance for mental health services, related privacy issues, and how it affects one's ability to get insurance coverage in the future? [more inside]
posted on Sep 26, 2006 - 13 answers

MEDICAL INSURANCE: I'm getting some for the first time in 8 years. Clearly I should have at least catastrophic, but help me decide whether having more is worth the cost. Also: any opinions about HealthyNY insurance? [more inside]
posted on Sep 15, 2006 - 9 answers

If the (small) company I work for goes bankrupt, am I still eligible for COBRA, or is COBRA predicated on the continued existence of the company? I live in California.
posted on Jun 15, 2006 - 6 answers

Health insurance targeted toward small business owners and their employees? [more inside]
posted on Jun 4, 2006 - 10 answers

My employer has decided to stop paying any dependent health insurance coverage. How do I respond? [more inside]
posted on Nov 14, 2005 - 13 answers

Insurance continuation question: You are laid off of work and go onto COBRA insurance. You get hired for another job that comes with health coverage and start work on the 4th of the month. If you do not pay your COBRA payment for that month, do you have a lapse in coverage for 4 days? I have tried googling but the fact that the original company is a Delaware corporation which operates in California is confounding my ability to detangle the mess, especially as the deadline for COBRA payments for a given month is on the 5th of the month.
posted on Dec 26, 2004 - 11 answers

Seven years ago, I was in college and on my parent's insurance, which included mental health coverage. I was diagnosed with ADD and prescribed Adderall which did wonders for my concentration and my grades. When school was through I lost my coverage and my prescription. (MI)
posted on Dec 24, 2004 - 14 answers

Catastrophic health insurance (in the US): I've just been laid off and am losing health care benefits. The COBRA premiums are insane--I'm looking for something cheap that will cover near-death experiences. (I will turn to the bottle for any minor ailments.) Anyone have any advice or plan suggestions?
posted on Sep 30, 2004 - 16 answers

I need help choosing a health insurance plan. Medica? Blue Cross? COBRA? [more]
posted on Aug 24, 2004 - 12 answers

Which providers, if any, offer catastrophic health insurance for individuals (or sole proprietors)? I'm looking for an inexpensive high-deductable plan, but Blue Cross, at least in New York, no longer offers one. [...]
posted on May 14, 2004 - 6 answers

We've talked about Health Insurance a few times - what about Term Life Insurance? I'm +40 years old with two kids and would like a bit more insurance than my job provides (basically 1 year salary). Should I go with a place like Reliaquote and just pick the best offer? Or is there a better approach?
posted on Apr 30, 2004 - 2 answers

I'm looking for respectable health insurance while I make a go of self-employment. Recommendations?
posted on Apr 19, 2004 - 10 answers

From the insurance dilemma department.....I'm leaving my [much despised] job this month and have been shopping for an individual health insurance policy. What. A. Jungle. Anyone here ever heard of/know about healthcareadvantageplans.com or this "insurance alternative"? I'm not sure I understand how these beasties work.

Signed, clueless.
posted on Dec 10, 2003 - 11 answers