77 posts tagged with insurance and healthcare.
Displaying 1 through 50 of 77. Subscribe:

Best state in the US for Health Insurance

Chronically ill, fixed income US expat. Is it possible to get affordable health insurance in the US? This is pretty much a hypothetical question, but I figure I’d do some research anyway. Snowflakes after the fold: [more inside]
posted by anonymous on Dec 26, 2014 - 9 answers

Best health insurance plan for shuttling green card holder?

If someone is a 65+ recent green card holder with only 3 years work experience in the US and who hasn't lived continuously in the US for 5 years (but has visited every year for several months for a decade), they don't qualify for free or even paid Medicare. What is the best health insurance plan for them if they spend 5-7 months in the US, and the rest in their home country in Asia? Are they best off with an Obamacare plan, or some kind of special immigrant health insurance, or what? Thanks.
posted by shivohum on Oct 29, 2014 - 2 answers

a health insurance gap. a cobra loophole.

I am going to have a health insurance gap between October 31 and December 23rd. That is a time period less than 60 days, and I hear there is a COBRA loophole, and I would like advice about it. [more inside]
posted by millipede on Oct 17, 2014 - 15 answers

Help me help - U.S. healthcare woes

My dear friend is resigning from her job in the near future. She will move to another state in 2-3 months and plans to go without health insurance until she can find a job there. Is this as bad an idea as I think? How can I help? [more inside]
posted by ista on Oct 9, 2014 - 15 answers

Never thought being over-insured would be a bad thing.

Looking for any experiences, counsel, legal referrals to deal with health insurance clawback/SNAFU that's has my blood boiling. [more inside]
posted by donovan on Aug 21, 2014 - 12 answers

Advice on getting a Benefit Exception from our healthcare insurer?

Husband needs open heart surgery. Our preferred surgeon is not on our healthcare plan. We're going to request a benefit exception. We are in Washington state. We are on an individual plan, not with an employer. I called the insurer and requested a case worker. Any suggestions on my approach? Feeling overwhelmed already. [more inside]
posted by anonymous on Aug 20, 2014 - 1 answer

Can I get 1 month of short term health insurance for May in NY state?

I need health insurance ONLY for the month of May. But the new health exchange market place in New York state only allows me to sign up now for June 1 and beyond. [more inside]
posted by lockedroomguy on Apr 29, 2014 - 5 answers

I don't want it, I just need it.

Please help me mitigate/cope with my feelings about doctors/insurance and have the best visit with a general practitioner that I can after 10 years of being uninsured. This way lies snowflakes. [more inside]
posted by koucha on Apr 28, 2014 - 39 answers

Out-of-network limit for health insurance

I am trying to pick between two health plans. The higher deductible plan makes more sense for me except for one thing – there is no out-of-pocket limit for out-of-network treatment. This seems like a big flashing warning sign to me, but I’m not sure how avoidable out-of-network care is. For example, would being taken to an out-of-network hospital after a car accident start triggering unlimited expenses that I would be entirely responsible for? Is this a plan I should stay away from?
posted by parallellines on Mar 25, 2014 - 12 answers

Trying to fix a medical billing error: At what point do I give up?

I got a small bill for lab work done as part of a routine annual exam. The entire amount should have been covered in full. At what point do I give up and just pay the bill? [more inside]
posted by tckma on Mar 20, 2014 - 13 answers

Should I file a grievance with my health insurance for midwife's bill?

I used a midwife throughout my pregnancy but ended up with an emergency c-section. My insurance company has denied part of the claim leaving me about $3,400 poorer. I'd like to recoup as much of this as possible from my health insurance but I'm not sure the best way to go about it... [more inside]
posted by hibbersk on Feb 28, 2014 - 12 answers

Health insurance conundrum

I am totally paralyzed with indecision about the health insurance options I have at work this coming year. Halp! High deductible plan with an HSA vs tried-and-true HMO. [more inside]
posted by banjo_and_the_pork on Dec 10, 2013 - 32 answers

Can I get a medical device for less?

The co-pay is still high, because the device's mark-up seems ridiculous. [more inside]
posted by Leontine on Aug 13, 2013 - 6 answers

How does a millenial pay for cancer, in Florida, without insurance?

My brother has been diagnosed with an acute form of leukemia, and is currently in the ICU. What we know is that he's not going to die tonight. He's got some life left in him. They're not sure about the precise form yet, that will take some time. But in the meantime, we have a problem: he's 31, recently unemployed, and uninsured. My family is far from being able to afford out of pocket health costs. And from all the doctors, drugs, machines he's been hooked up to in the past 10 hours, I know the bill is already creeping into the many tens of thousands of dollars. So my question to MeFites is: what are our options? How do we pay for this? We have very few assets, although I'm sure we'd sell the family home to keep my brother alive for a few more years. But apart from that, we've got nothing substantial. (I'm a graduate student, and my mother is a self-employed seamstress. My father is unemployed). Are there any gov't programs available? Can he go on Medicaid? Etc. I'm having trouble finding hard info on people in his particular situation (not a minor, not elderly, and diagnosed with cancer). Help!
posted by dis_integration on Jul 31, 2013 - 19 answers

Short term healthcare coverage in Massachusetts

Short term health insurance options in Massachusetts? [more inside]
posted by anonymous on Jun 1, 2013 - 8 answers

Help me buy my own health insurance.

I'm self employed. I need health insurance. My main concern is a random ER visit that will put me in debt for the rest of my life, so I told my wife not to worry about deductible prices, since I only need to go in once every few years anyway. She found something with a $4,000 deductible. And that was like $80/mo. The other ones were even more expensive. Is this price range right? Is this the only way to protect myself from crippling debt?
posted by brenton on Apr 29, 2013 - 31 answers

How do I navigate this health insurance situation?

How do I figure out the details on a tricky health insurance situation so I am not doing anything shady, but also don't accidentally end up many thousand of dollars in debt? [more inside]
posted by anonymous on Apr 5, 2013 - 10 answers

Another US health insurance question

How are things looking over the next few years as far as health insurance costs in the US? [more inside]
posted by crapmatic on Mar 15, 2013 - 7 answers

Past medical history and health insurance

I'm in the United States and will be working for myself for the first time. This is exciting, but I have a pre-existing health condition, ADHD, and I take medication daily. Will this still be covered if I go on my own health plan or will this be out of pocket? I'm male, non-smoker, mid-20s with no other pre-existing conditions. The whole new health care initiative is confusing, I was under the impression that this sort of thing is now covered.
posted by anonymous on Feb 26, 2013 - 7 answers

Deciphering individual health insurance plans

I'm trying to figure out the best choice for individual health insurance for myself, and I'd like to have it pay for my currently-out-of-pocket therapy, but I have questions about how this works. Does therapy count as an "office visit"? Do I actually want insurance to cover therapy? (I'm in the US.) [more inside]
posted by mysh on Jan 17, 2013 - 10 answers

Is the new insurance company pulling a fast one?

US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Nov 29, 2012 - 8 answers

Why not let the feds manage your health insurance exchange?

What are the practical advantages of a state setting up its own health insurance exchange, versus letting the federal government create/manage the exchange for the state? [more inside]
posted by pokermonk on Nov 12, 2012 - 2 answers

California Health Care and Insurance and What is this lump?

Does anyone have any experience with using the California health care program to treat potential breast cancer? That's my worst case scenario, and yes, I'm scared to death. I'm also without insurance at the moment. [more inside]
posted by anonymous on Sep 7, 2012 - 5 answers

Affordable student health insurance in New York?

I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
posted by ocherdraco on Apr 25, 2012 - 9 answers

My girlfriend might have lost her insurance, and we need help.

AskMe: we need help. My girlfriend just found out that her health insurance was terminated for non-payment (she thought she had paid it, and when I get home this evening we'll double-check our accounts to see what happened.) Whether the error was hers or the insurance company's, the company has stated that it'll take them 10-14 days to know whether or not they can reinstate the plan regardless. She has a pre-existing condition (ADHD), so consistent coverage is very important - and Ms. MP is starting to freak out. What's our next move, and how do we get through this? [more inside]
posted by (The Rt Hon.) MP on Apr 19, 2012 - 8 answers

I'm putting my dentist's kids through college

Individual Dental Insurance. Is there such a thing, and is it affordable, and is it offered by someone other than Delta Dental? [more inside]
posted by instead of three wishes on Apr 11, 2012 - 15 answers

Can I buy health insurance as a long-stay visitor in France?

I'm an American living in France on a long-stay visitor's visa (I'm here as an artist in residence working on comics in Angoulême). To get my visa, I had to prove I had health insurance. At the time of my visa application, I had American health insurance which covered only emergencies abroad, so I assumed that if anything came up, I would pay out of pocket here in France and then, well, go home if anything really grave came about. I also bought travelers insurance from World Nomads to cover repatriation (necessary for the visa). Now, because of reasons that I wont go into here, I have lost my American health insurance and am left with only the travelers insurance, which is really not sufficient. I'd like to stay in France and am planning to renew my visa for another year, so I want to make sure everything is in order. I'd also like to be covered! Is it possible to buy French health insurance as a foreigner who is technically a "non-resident"? I've googled a bit and found some links to various companies who seem to do just this, but I would like to hear from others who have done the same or who know something about it.
posted by minicloud on Apr 4, 2012 - 9 answers

Are there different economic theories for complex/long term products?

Is there an economic theory about monetary incentives doing more harm than good as economic utility becomes harder to determine/quantify? [more inside]
posted by deanklear on Mar 30, 2012 - 10 answers

What's the deal with generic Concerta?

What's the deal with Generic Concerta? [more inside]
posted by aydeejones on Mar 3, 2012 - 4 answers

Before surgery, my insurance company said I wouldn't have to pay. After surgery, that's changed. What now?

Before having surgery, I was told by my insurance company that my deductible had been reached, and that there was nothing for me to pay. After surgery, they amended that, telling me that in fact my deductible had not been filled at all for the present period, and I *would* have to pay. Am I just screwed here? [more inside]
posted by Ash3000 on Nov 2, 2011 - 15 answers

My brother needs his knee fixed but can't pay for it.

My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
posted by Vorteks on Oct 26, 2011 - 16 answers

Ultra-low-dose birth control pills with generics?

Hormonal birth control question: Lo Loestrin Fe has no generic, and even with my crappy insurance is unaffordable for me. What are other ultra-low-dose birth control pills that DO have generics? [more inside]
posted by fiercecupcake on Oct 11, 2011 - 21 answers

The US Healthcare System For Dummies Who Are Also Visual Learners

Give me your best detailed, graphical overview of the U.S. healthcare system(s) - ideally with a view of number of covered lives. [more inside]
posted by deludingmyself on Sep 19, 2011 - 5 answers

I have awful healthcare - can I get domestic partner benefits with my GIRLFRIEND? I'm a boy.

I'm a guy. Can I get domestic partner benefits in California with my girlfriend? [more inside]
posted by rileyray3000 on Aug 10, 2011 - 12 answers

Lipoma removal before or after purchasing private health care?

Uninsured American Health Care Problem: Should I have a somewhat large lipoma (benign fatty tumor) surgically removed before applying for private medical insurance, or would it provide the basis for application denial or drastically raised rates? [more inside]
posted by Auden on Jul 29, 2011 - 10 answers

Have changes been made in the last year or so that make getting health insurance any easier?

Have changes been made in the last year or so that make getting health insurance any easier? [more inside]
posted by neilkod on Jan 7, 2011 - 8 answers

Divorce, anxiety, healthcare costs = sad, panicky panda.

Help me get health insurance at reasonable rates. Special snowflake details inside! [more inside]
posted by anonymous on Oct 27, 2010 - 4 answers

I need surgery and don't have insurance. What are my options?

I need surgery and don't have insurance. What are my options? [more inside]
posted by christonabike on Oct 7, 2010 - 21 answers

Is there such a thing as a health insurance purchasing adviser?

Is there such a thing as a health insurance purchasing adviser? [more inside]
posted by odinsdream on Sep 7, 2010 - 6 answers

Help me help her

Does anyone here know about getting health coverage in Texas? [more inside]
posted by anonymous on Aug 27, 2010 - 3 answers

Help us consume more health care!

I am on a high-deductible health care plan and have maxed out my plan year out-of-pocket expenses. Our plan year ends in 2 months. Since it won't "cost" us anything more out-of-pocket, what additional elective procedures or tests does it make sense for me and my family to get in the next 2 months? [more inside]
posted by QuantumMeruit on May 13, 2010 - 15 answers

When will children be able to stay on parents' health insurance and will dental be included?

Two questions related to the provision of the US healthcare bill related to dependents getting to stay on parents' plans until age 27. [more inside]
posted by ishotjr on Apr 20, 2010 - 18 answers

Blarrrgghhhhhhhhh.......

My dept is becoming part of the National Division (home office in Georgia) rather than the Regional Division (where I now work at Regional Division Home Office in PA). I am not physically moving anywhere. My employer is now National Div, even though it is just the parent/umbrella of Regional Div. My insurance carrier will now be BCBS of GA instead of Highmark BS of PA. ADHD is covered by Highmark. It is not by BCBS of GA. I will end up paying about $4000 in out of pocket expenses due to this. Is this legal? What are my options? Supplemental insurance for MH does not exist. I make too much for any state aid and am ineligible for other state MH programs. (there is a TL;DR summary marked as such at the bottom) [more inside]
posted by sio42 on Apr 3, 2010 - 16 answers

When to get a new plan under Obamacare?

Should I switch health insurance providers now, or wait, given Obamacare? [more inside]
posted by philosophistry on Mar 30, 2010 - 7 answers

[Interview Filter]: What do I need to know going in?

[Interview Filter]: I have a job interview scheduled with a health insurance company for an Analyst position. What should I learn about the industry to be successful in this interview? [more inside]
posted by lrkuperman on Mar 4, 2010 - 4 answers

A site showing health insurance reform talking points, counterpoints, countercounterpoints?

Where can I find a concise health insurance reform argument-counterargument-countercounterargument talking point "tree"? e.g. my congressman, TM(R) says "you should be able to buy insurance from out of state..."; but Ezra Klein says that would yield a Race to the Bottom, like with credit card cos. TM says "...like we already do with auto insurance"; but an E.K. commenter says that with car insurance, the insurer must obey the insuree's state regs. (is this true?) So, do all of these exist in a boiled-down form somewhere? Basically, I'm looking for a site that sheds light on health insurance talking points the way skepticalscience.com does for climate.
posted by ahaynes on Feb 25, 2010 - 2 answers

Should future health care reform change my health insurance decisions today?

I'm about to purchase private health insurance in the US. How, if at all, should the impending health care reform legislation affect my decision-making process? [more inside]
posted by anonymous on Jan 17, 2010 - 3 answers

Need minor surgery but I'm just about to change jobs (and health plans). Disaster?

I have a small health issue which will probably require minor surgery. Pretty routine and low-risk kind of thing. I'm employed and have a good health plan through my job. But here's the problem: I might be changing jobs (and therefore health plans) very soon. Will this create problems getting the procedure paid for? [more inside]
posted by anonymous on Dec 18, 2009 - 6 answers

If it was COBRA...it would've bitten me AND my family!

Since being fired last month, I'm in the process of getting health insurance for my family. But, I'm kind of confused with this COBRA '65/35 for nine months' deal with the government. I'm awaiting to hear from our local Blue Cross provider for a 9/15 effective date, but, our calculations show that the COBRA discounted price for nine months would be roughly $150 less than the Blue Cross premium. Now, it is my understanding that you have to elect COBRA AND send in your request for the 65/35 subsidy at the same time. If I don't get the subsidy, I want to go with Blue Cross. How do I do this properly? Is there any way I can apply for the subsidy without requesting COBRA at the same time?
posted by littleredwagon on Sep 11, 2009 - 12 answers

Health care rationing in the US?

There is much talk about health care rationing in Britain, for example. How do I find out more about the status of rationing in the United States, my health care (nice employer based) and Medicare in particular. Is it the case that with health care in the US, private or Medicare, cost is never a reason to deny a procedure? That people under Medicare, for example, get all of those 50,000$ drugs that give you 6 months of life? How can I find out if my plan covers every possible procedure or not? I'm less concerned with the issue of rescision as a roundabout way of denying care versus explicit denial of care based on cost.
posted by Wood on Aug 7, 2009 - 16 answers

Page: 1 2