Specifically, how can I be sure that my medication purchases at the grocery store are properly tallied as 'qualified expenses?' More generally, how does the IRS keep track of your purchases using funds from an HSA? What's to stop someone from using their HSA to pay for non-medical expenses? [more inside]
I'm in Washington State with a Premera Blue Cross HSA HDHP. I'm maybe, finally, in a position to start funding an actual health savings account, not just pay my household's premiums (~$400/mo for two people) and treat my insurance as a lame catastrophic plan. I'm having trouble finding a good account provider, though, and would like some recommendations. [more inside]
Looking to get life insurance. Was wondering which companies to consider? No health issues to take into consideration. Would you recommend term life / whole life? I was thinking of going term life and then converting to whole life later.
Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
I have been paying $100/mo. for several years now for long-term care insurance with a carrier that is as good a bet as any in the market. But that is a big hit in my budget, and will be even bigger when I retire in a couple of years. It's kind of early in the overall history of this kind of insurance to be drawing conclusions from gathered data, but worst case, it could be just another corporate sleight-of-hand deal for sucking money out of the paycheck-to-paycheck crowd. I can not rely on family as an alternative strategy; I am in fairly good health so far. Should I consider this an essential expense?
I am looking for sites that can grab quotes from multiple renters and auto insurers. Its tedious to enter all the information into multiple sites. Could you recommend a few websites? At this time I am looking to get renters insurance but thought I would find out about auto as well. Thanks
My husband died recently. We were together for decades and have school-age children. His passing involved severe trauma, and we have social support and frequent therapy appointments to get us through the turmoil. Emotionally, we're holding up. My question is about getting our affairs in order. [more inside]
Downsides to setting aside cash to self-insure a car? [more inside]
What would actually have happened if the Irish Government had not taken on the banks' debt? [more inside]
How to manage my mortgate and insurance while I am away from my house for an extended period? [more inside]
Cheapest way to buy a single share of of Bekshire B? [more inside]
Please help me gather Keywords for the "Accounting/Finance/Insurance" industry. [more inside]
Is cancelling my health insurance and investing the money instead a good bet, or a foolhardy risk? I'm young, in good health, and have no chronic health conditions. [more inside]
A question about home contents insurance in the UK. [more inside]
This question is for people with epilepsy or other lifelong conditions or spouses/boy/girlfriends of them, and is related to medical insurance and employment. [more inside]
What should I do with my insurance settlement money? [more inside]
I'm an IT contractor. My pimp doesn't offer health insurance, so its up to me to get a private policy. My wife has MS, so she's uninsurable. I have an individual BCBS plan for myself + 2 sons. My wife belongs to a state-supported Health Insurance Pool, for people who have been denied coverage. We pay a LOT of money ($360/month) just for her premiums. Its analogous to people with bad credit trying to finance a car - they have to pay extra for the privilege. Do I have alternatives? Are benefits-pooling companies worth it?