18 posts tagged with insurance and disability.
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Tips and Traps: Supplemental Long Term Disability Insurance?

I have some long-term disability insurance through my employer. I'm thinking I'd like to supplement this with some additional LTD insurance I buy on my own. I have a couple of quotes from highly rated insurers through a broker I like. What should I be looking for when comparing these quotes? [more inside]
posted by Admiral Haddock on May 6, 2014 - 2 answers

Buying Life Insurance and Supplemental LT Disability

My husband and I are looking to purchase term life and supplemental LT disability insurance, but we're really not sure what terms to look for (and look out for), which companies are reputable, and how the process works overall. Do you have any experience here? [more inside]
posted by 5845(f)(1)(D) on Oct 31, 2013 - 3 answers

Leave of Absence / Short-term Disability Insurance for Depression?

I've always been prone to depression as a result of my dysthymia and due to recent traumatic events, I've slumped into depression again. My work productivity and quality suffered as a result and I ended up breaking down to my manager, sobbing my eyes out and explaining my situation. I was even developing suicidal ideations and at this point, I've taken a little over a week off of work. In the mean time, I've seen a doctor, a psychiatrist, and a therapist for my depression and I've been prescribed Pristiq. Now, my question is in regards to requesting a leave of absence for my depression [more inside]
posted by anonymous on Jun 13, 2013 - 7 answers

Disability benefits in Canada

In Canada, what kind of (government) disability benefits can a separated, self employed person qualify for and how? [more inside]
posted by Chaussette and the Pussy Cats on Oct 1, 2012 - 15 answers

Who can help me with disability insurance claims?

I’m looking for advice on dealing with with employer provided disability insurance. I’m out of work due to illness, and I am having trouble navigating the disability insurance provided by my employer. Do I hire a lawyer? Are there other people that I can hire to help on my behalf? [more inside]
posted by [insert clever name here] on Apr 9, 2012 - 7 answers

Help with disability insurance post lay-off

Help! Got an injury before getting laid off, but doctor underdiagnosed me until after the lay-off. Can I still make a disability insurance claim with the company or is it too late? [more inside]
posted by truth1ness on Apr 17, 2011 - 4 answers

Need advice about private disability insurance

I'm a Canadian who recently moved to the United States, and my financial advisor is strongly recommending that I get disability insurance. I've done all the prep work and been offered a policy. Now I need to decide whether to take it. Please advise me! [more inside]
posted by anonymous on Sep 12, 2010 - 10 answers

How to keep health insurnace for a struggling college student

We struggling to keep our over-18 child covered under our health insurance. She has a four year history of mental health struggles. She has been able to more or less stay in school as a full-time student but we aren't sure she can keep it up. The two strategies seemed to be to get the school to give her full-time status with a partial load due to disability or to convince the insurance company that she is not capable of "self-sustaining employment" Anyone have any experience with either route? [more inside]
posted by anonymous on Sep 26, 2009 - 16 answers

How to manage my debt and life as a whole

How do I get my life on track with high debt and a chronic medical condition? [more inside]
posted by thegreatcokeolympics on Sep 19, 2009 - 9 answers

Give me my money back, give me my money back-you bitch.

How do I appeal a long term disability claim that's been denied? [more inside]
posted by hollygoheavy on Jun 16, 2009 - 11 answers

Help me understand disability insurance please.

How does disability insurance work for a freelancer? [more inside]
posted by thebestsophist on Mar 22, 2009 - 6 answers

Paying for cancer

I may have breast cancer. I do not have health insurance. What now? [more inside]
posted by anonymous on Mar 16, 2009 - 13 answers

Any reason not to accept a disability policy with exclusions I don't like?

Will accepting a disability insurance policy with pre-existing condition exclusions negatively impact my ability to get a policy without them later or have other negative effects? [more inside]
posted by anonymous on May 21, 2008 - 2 answers

Cobra termination

I missed a Cobra Payment and they terminated me. How can I appeal their decision? [more inside]
posted by TigerCrane on Apr 18, 2008 - 4 answers

unravel disability insurance

Tell me about disability insurance. I am self employed, 31 and would like to protect my income in the event of a disability. What are some pitfalls in the language of contracts that I need to look out for? Is disability insurance as important or more important than health insurance?
posted by __ on Jul 20, 2007 - 6 answers

Can my wife collect disability and keep her current health insurance coverage?

My wife has been too sick to work for the past five years because she has Cushing's Disease. Her parents own a small business, and my wife has been "working" for them to get health insurance coverage. We'd like for my wife to collect disability, but I don't know if it would be possible to keep her current insurance coverage and collect disability at the same time. Help? [more inside]
posted by anonymous on Jul 9, 2007 - 6 answers

Boring Insurance Question

I think I need disability insurance. [more inside]
posted by libraryhead on Mar 8, 2007 - 5 answers

Objective information sites about heart disease?

OK, guys, the smartass has been humbled. Last weekend I experienced what should have been a mildly stressful event for the average person. However, I have fairly advanced heart disease, and the anxiety put me in the emergency room with chest pains and arrhythmia despite my normal meds and my emergency tranquilizers.

The time has come for me to seriously consider disability, as totally distasteful as I find that. Does anyone know of some objective information sites, particularly regarding how to document my condition, beyond the basic primers that Google coughs up? ( Yes, I am pursuing this through my doctor, but I want a 'second opinion'. ;-P )
posted by mischief on Feb 23, 2004 - 7 answers

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