During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
posted by dlugoczaj on Jan 31, 2013 - 6 answers

My car was hit while parked on the street. No witnesses, but I suspect a snow plow. I have no experience with body damage - what am I looking at? [more inside]
posted by analog on Jan 14, 2012 - 6 answers

Someone hit my car while it was parked and damaged the bumper, which was already damaged before she hit it. How do I handle this? [more inside]
posted by JustDerek on Sep 25, 2011 - 10 answers

Car accident. If the repair costs more does your insurance go up more? [more inside]
posted by doomtop on Jul 19, 2011 - 9 answers

My neighbor hit my tree with his car. Do I go to Home Depot or call a specialist? [more inside]
posted by Buffaload on Jan 11, 2011 - 13 answers

I damaged the bumper on a rental car, what do I do now? [more inside]
posted by furtive on Nov 12, 2010 - 9 answers

Locked my bike to a post, and a bus sideswiped my bike. Am I stuck with the damage? [more inside]
posted by anonymous on Nov 30, 2009 - 12 answers

Sometime last night someone severely scraped the side of my car while is was parked at my apartment complex. They left no note. What are my options? [more inside]
posted by lizjohn on Sep 12, 2009 - 20 answers

I'm the owner of a 2002 Toyota Corolla which just hit 107,000 miles. On June 9th while I was at work, my car got hammered by some pretty large hail. The damage was enough that my insurance (Progressive) declared it a total loss. My frugal heart couldn't bear to have them tow away a perfectly drivable car, so I took the lesser payout (just under $5000) and kept it. Now what? [more inside]
posted by weathergal on Jul 1, 2009 - 15 answers

My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once? [more inside]
posted by fermion on Mar 6, 2009 - 9 answers

My car has a few dings in it from a hailstorm last night. Should I file a claim with my insurance? [more inside]
posted by stovenator on May 15, 2008 - 7 answers

At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
posted by 10ch on Apr 24, 2007 - 13 answers

A shipping company totaled a TV from my MIL's estate. My paperwork says that our shipment was insured for $.60 per lb. Does this mean that the 2 year old, $1200 HDTV will only net me $48, because the pile of circuits that's left weighs in at 80 lbs? [more inside]
posted by lobstah on Feb 2, 2007 - 17 answers

power surge damage: last night something went wacko on my neighborhood power grid, and stuff started popping and blowing up and burning (in 6-8 other houses as well). We shut off all of the breakers as quick as we could, but when we woke up this morning lots of stuff was destroyed. Will anyone pay for the damage? [MI] [more inside]
posted by monkeystronghold on Jan 3, 2005 - 6 answers

Is an insurance company acting in 'bad faith' after initially promising coverage, and giving you a claim number only a week later to deny you coverage? [more inside] [more inside]
posted by jasonspaceman on Sep 17, 2004 - 13 answers