While I was away, someone caused some minor damage to a corner of the house with their truck (chipped/cracked masonry, missing mortar, etc). My neighbour dealt with the initial incident, and I have the culprit's insurance details, and will be initiating a claim. Having not claimed on my house policy before, do I need to contact my insurance as well? Or do I just go through the insurance of the person who caused the damage? Thank you!
I was in a fender-bender that was indisputably the other driver's fault, but I'm not sure how to proceed with the insurance claim because there was already some mild prior damage to my car from a couple of scrapes in my house's treacherous driveway that I never brought to my insurer's attention. Can I get in trouble with my insurance company (USAA) for failing to report those minor solo collisions, and how much will it complicate a claim against the at-fault driver's insurance? [more inside]
After experiencing an extremely nasty psychiatrist I just need to get my medical records per the request to my insurance to get partial reimbursement for the claim. [more inside]
In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
Mildew in our apartment destroyed a lot of my stuff, and I would like to make a claim on my renter's insurance. I am looking for advice about how to go about this to ensure that this goes as best for me as possible. [more inside]
I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
Rear ended a car on a slick road today. Called police to get a report filed. Now what? [more inside]
My car slid into a pole on a slippery street. What now? [more inside]
Our family's four bikes were stolen ! BOO ! We have renters insurance, Yay? Do you have any tips for navigating a successful renters insurance claim for bicycles? [more inside]
Fellow MeFi's, I am debating whether I should dispute the outcome of a marine insurance claim. Any input from someone that has dealt with insurance companies would be greatly appreciated. However, as I realise that my opinion on the matter is obviously biased, any independent assesment of the situation would also be very useful. [more inside]
The RER B trains which go to the Paris airport were severely delayed on the morning of June 6, causing me to miss my flight. I have travel delay insurance, but the insurance company requires evidence of the train delay before I can make a claim. How would I get this evidence?
If my health insurance company refuses to pay and I think they should, what next? [more inside]
I just got a call from my insurance company telling me that someone had filed a claim against me for an accident I didn't have! They seemed to believe me when I said I didn't have an accident and are forwarding it to central claims. I'll hopefully get a call from them this afternoon with more information. Does this happen a lot? How would someone get enough information about me to file an insurance claim against me?
What to expect during insurance claim? [more inside]
Locked my bike to a post, and a bus sideswiped my bike. Am I stuck with the damage? [more inside]
Someone hit my car. Their insurance company wants to total it. How long can I drive it before they take it away? [more inside]
I backed into my husband's car today with my SUV, and I think I caused about $3000 in damage. Are we better off submitting a claim to our insurance company, or handling this out of our own pocket? [more inside]
At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
Have any MeFites sued their homeowner's insurance company? [more inside]
I have a claim in with another party's insurance. What do I need to know/do to make sure my interests are represented? [more inside]
My friend hurt himself and ended up with a six-digit hospital bill. The health insurer has denied his claim because he had a couple of drinks that night. What are his options and best strategies for appeal? [more inside]
Advice on filing an accident report where I'm not at fault, but was in a situation that commonly defines me as being at fault? (Chicago, IL if that matters, oh and the vehicle who hit me left the scene) [more inside]
Is it legal to make an insurance claim for legitimate damage done to your car if you have no intention of fixing the damage? If I state this intent, can the insurer deny my claim? [more inside]