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38 posts tagged with insurance and carinsurance. (View popular tags)
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Car crash bad. Pay money good.

What low-cost auto insurance provider in the US has the best claims service? [more inside]
posted by michaelh on Aug 26, 2014 - 8 answers

We need help with these bizarre insurance questions.

Child Clarkstonian, who is an adult, bought a car. Said child doesn't make enough to satisfy the insurance company. They are making onerous requests. Said child needs good insurance, because our name is on the lien (first car, needed co-signers, child is paying for the car). [more inside]
posted by clarkstonian on Aug 8, 2014 - 23 answers

Filing a car insurance claim with unreported previous damage

I was in a fender-bender that was indisputably the other driver's fault, but I'm not sure how to proceed with the insurance claim because there was already some mild prior damage to my car from a couple of scrapes in my house's treacherous driveway that I never brought to my insurer's attention. Can I get in trouble with my insurance company (USAA) for failing to report those minor solo collisions, and how much will it complicate a claim against the at-fault driver's insurance? [more inside]
posted by patnasty on Jul 22, 2014 - 8 answers

Did my insurance company give me a BS answer regarding a rate increase?

I recently received my renewal notice in the mail for my auto insurance policy. The premium (for the entire year) increased by almost $100. I called my insurance company to find out why, and my BS detector is going off. [more inside]
posted by tckma on Jul 21, 2014 - 15 answers

Nannies/Caregivers/Families: how do you handle car insurance?

I'm currently applying for nannying jobs and have been informed by my car insurance company that my policy does not cover me if I am transporting a client in my car, and that they do not offer coverage for business purposes. They gave me contact information for their parent company, who might be able to help, but the parent company is not available until Monday. I'm in California, if that matters. [more inside]
posted by corey flood on Jun 21, 2014 - 1 answer

Filling out an insurance form given a lot of flux

What do I put on a car insurance quote form? I am moving (NJ/NY/CA), changing jobs, and going through at least 3 unique stages of driving frequency/behavior over the next few months. And it really feels like most of this isn't the insurance company's business. But clearly I need to put *something* in each field. :) Help? Here are my facts, what parts of this should be put into the form? Work 1) I've worked full time in NY for just over a year now 2) I am unemployed between now and the end of June and for most of August 3) I have a full time, residential job in NY during July 3) I'm interviewing for jobs in CA that will begin in late August/early September and have already gotten at least one offer. But I haven't made the choice yet and won't for at least another month. Location 1) I've lived in NJ for just over a year now 2) I'm buying a used car from a friend in NC (my home state) next week 3) But I'm moving to CA and the car will be parked in CA starting in July 4) I myself will be in NY for the duration of July 5) I will begin renting and driving in CA in August Driving Behavior 1) Between June 1st and June 30th, I'm doing quite a bit of inter-state driving, although not all at once. 2) I'm parking the car and not driving it at all in July 3) I'm using the car to commute in CA in August and beyond [more inside]
posted by ch3cooh on May 20, 2014 - 4 answers

Do I need stacked uninsured motorist coverage?

I'm trying to lower my car insurance rates and the rep with my insurance company suggested I drop stacked uninsured motorist coverage because I already have health insurance. I understand how the stacked coverage works but it seems redundant to carry it if I have heath insurance coverage. Am I misunderstanding how UIM coverage works?
posted by photoslob on May 16, 2014 - 4 answers

Involved in accident, at-fault party's insurance couldn't pay for all

Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
posted by Carius on Jan 3, 2014 - 10 answers

Costco insurance--Auto and renter's policies

A few weeks ago, I asked whether I should join Costco, and on your recommendation, I did (and am quite happy). Several people mentioned the Costco-branded insurance (underwritten by Ameriprise). There are both auto and renter's lines of insurance available, and my existing policies with another carrier are coming up for renewal. How is the insurance coverage and customer service on the Costco policies (or with Ameriprise in general)? Did you actually save the money you were expecting? Are there other carriers we should consider? [more inside]
posted by Admiral Haddock on Nov 8, 2013 - 12 answers

Michigan Auto Insurance - Can Premium Rise b/c of Not-At-Fault Accident?

In the state of Michigan, USA, can your auto insurance [liability+collision+comprehensive] premium be increased as a result of a collision claim for which the driver/policyholder is judged 'not at fault' by the police or court? I thought that it could, but I have a friend who is sure it cannot. Can any of you provide a definitive answer?
posted by Juffo-Wup on Sep 27, 2013 - 6 answers

Is there such a thing as Per Mile car insurance...

...That actually exists right now, and isn't just some thing in a trial state only available in 1-2 small locations? I'm paying a lot for a car i barely drive. [more inside]
posted by emptythought on Jul 22, 2013 - 18 answers

Car Stolen.....Insurance Pay Out.....Car found.....

We had our car stolen a couple of weeks ago. The insurance company actually worked pretty quickly and we agreed a settlement amount with them and they have paid out. Now been informed by the Police that the car has been found. It looks like it's in pretty good nick apart from a couple of broken windows. Would we be able to buy the car back from the insurance company? How much if any discount should I expect? Problems in the future? Anyone got any experience of buying their car back from their insurance company?
posted by lloyder on May 24, 2013 - 8 answers

Insurance options for a seldom used vehicle?

What are my options for insuring a vehicle that won't be used very much at all? [more inside]
posted by azpenguin on Mar 3, 2013 - 10 answers

How do I protect myself and my wallet when renting a car?

How much insurance coverage does a person without a car (or their own insurance) need when renting a car in the U.S.? [more inside]
posted by Bunglegirl on Mar 11, 2012 - 5 answers

Auto Accident Aftermath

Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
posted by Vectorcon Systems on Dec 12, 2011 - 15 answers

Do any UK car insurers take US driving experience into account?

Do any UK car insurers take US driving experience into account? [more inside]
posted by piato on Aug 25, 2011 - 6 answers

Non-Owner Car Insurance in AZ for a learning driver?

YANML, but what's the situation for non-owner car insurance in Arizona? How can I minimize liability for both myself and a non-family member if she, a new driver on a learner's permit, is operating my vehicle? [more inside]
posted by Alterscape on Jun 10, 2011 - 2 answers

I was in a motorcycle accident. What will I get?

I had a motorcycle accident (I hit a car). The other driver is at fault. My bike will most likely be totaled, I went to the hospital, and some of my other stuff is broken. What will happen, and what should I be doing to make sure I recoup my damages? [more inside]
posted by aaronbeekay on Feb 27, 2011 - 23 answers

Car Crash = Insurance screwing me over

My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice? [more inside]
posted by charlie don't surf on Feb 25, 2011 - 44 answers

Should I call my insurance company?

I've just pulled off the incredibly suave move of sideswiping one of my cars while parking the other. Is there anything I should know before calling my insurance company? [more inside]
posted by lost_cause on Nov 7, 2010 - 12 answers

Should I get an insurance agent or can I get homeowners & car insurance for 2 cars & 1 teenage driver online?

I need new insurance - homeowners and car. Do I need an actual human agent or can I do it all by myself online? Bonus related question! Should I add my son to my policy or keep him on his own? [more inside]
posted by mygothlaundry on Oct 26, 2010 - 7 answers

Experiences with California Low Cost Auto Insurance?

Does anyone have experiences with the California Low Cost Auto Insurance (CLCA) program, and/or any advice for applying? (Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known) [more inside]
posted by anonymous on Aug 11, 2010 - 0 answers

Car insurance costs half the car? (UK)

Why am I quoted £1k + to insure a £2k car? (UK only) [more inside]
posted by KMH on Aug 2, 2010 - 23 answers

Insurance is confusing!

What do I need to do to insure my car? (a tricky Canadian situation) [more inside]
posted by Bergamot on Jul 11, 2010 - 3 answers

Already drowning in photocopies

Minor, minor car accident. Other driver left the scene. No damage to my car. Is there any reason that I should report this to my insurance agency? [more inside]
posted by oinopaponton on Mar 17, 2010 - 11 answers

happy new year. i miss my car.

Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed. [more inside]
posted by anonymous on Jan 2, 2010 - 17 answers

I Wanna Be Protected!

Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency? [more inside]
posted by fourcheesemac on Sep 2, 2009 - 3 answers

Can I / should I accept reimbursement for a car repair I didn't do?

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by anonymous on Jun 30, 2009 - 18 answers

My head hertz.

More rental car insurance confusion. I live in NYC so have no car/no insurance. I can't tell if I need to buy what the rental car company is selling. [more inside]
posted by peanut_mcgillicuty on May 17, 2009 - 13 answers

Should I report my stolen car stereo to the insurance company?

My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe on May 10, 2009 - 11 answers

How should I handle changing car insurance policies for a short term move?

I'm moving out of state - from PA to NY - for a short-term job (roughly a year). Can I have a PA car insurance policy? [more inside]
posted by pilibeen on Mar 4, 2009 - 11 answers

Old car crashed + next car purchased + insurance office closed for the weekend = magical amnesty?

Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition. "Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
posted by Acari on Oct 10, 2008 - 7 answers

Driving uninsured?

What happens if I get caught driving without car insurance? [more inside]
posted by Autarky on Jun 25, 2008 - 26 answers

How long can I drive a car before turning it over to the insurance company?

Someone hit my car. Their insurance company wants to total it. How long can I drive it before they take it away? [more inside]
posted by tss on Jan 15, 2008 - 21 answers

Missing my ride

My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]
posted by xo on Jul 20, 2006 - 28 answers

Help me lower my car insurance!!!

CarInsuranceFilter: I'm getting shafted by my current (well, ex- now) provider, help me find a solution!!! [more inside]
posted by hummercash on Jun 6, 2006 - 15 answers

Is it legal to file a damage insurance claim then not fix the damage?

Is it legal to make an insurance claim for legitimate damage done to your car if you have no intention of fixing the damage? If I state this intent, can the insurer deny my claim? [more inside]
posted by anonymous on Mar 1, 2006 - 22 answers

Is my car insurance this much lower now that I've moved to a new state?

Holy crap. Someone pinch me, or at least tell me my car insurance really isn't this lower in a new state. (more inside) [more inside]
posted by XQUZYPHYR on Nov 9, 2004 - 15 answers

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