I have been paying $100/mo. for several years now for long-term care insurance with a carrier that is as good a bet as any in the market. But that is a big hit in my budget, and will be even bigger when I retire in a couple of years. It's kind of early in the overall history of this kind of insurance to be drawing conclusions from gathered data, but worst case, it could be just another corporate sleight-of-hand deal for sucking money out of the paycheck-to-paycheck crowd. I can not rely on family as an alternative strategy; I am in fairly good health so far. Should I consider this an essential expense?
I'm self employed. I need health insurance. My main concern is a random ER visit that will put me in debt for the rest of my life, so I told my wife not to worry about deductible prices, since I only need to go in once every few years anyway. She found something with a $4,000 deductible. And that was like $80/mo. The other ones were even more expensive. Is this price range right? Is this the only way to protect myself from crippling debt?
How are things looking over the next few years as far as health insurance costs in the US? [more inside]
My cat is sick. I have next to no money. Is there a really-truly-worth it pet insurance company you recommend? Or is there a place I can apply for financial assistance? [more inside]
Am I wrong about how primary care vs. specialists works or is my doctor's offfice badly managed? [more inside]
I have questions about applying for private insurance given that my family would like to get a quote (and hopefully a policy) so we can move to a different state. [more inside]
I'm in the second week of a three month road trip in Wyoming with an infected tooth. I'm on a shoe string budget and I can't afford the extraction. What can I do? [more inside]
My 83-year-old mom is thinking of moving to BC to be near me, which I would love. She's a US citizen. (I'm a US citizen, too, but I'm a Permanent Resident of Canada) Does anyone know how my mother would deal with issues such as insurance and health care? I don't think she'll ever be eligible for health care in Canada, so she would have to have something to fall back on if/when she needs health care.
I'm about to purchase private health insurance in the US. How, if at all, should the impending health care reform legislation affect my decision-making process? [more inside]
I suspect I am suffering from Depression and I have no health insurance or current source of income - how do I get help? [more inside]
How to advocate for and aid a desperately ill, uninsured man in California? [more inside]
Have any tips for living (in the US) without health insurance? [more inside]
Is Apple Care worth the money in the UK? [more inside]
Please help a small business owner find an insurance plan that covers maternity and isn't 700 a month. What have you used? [more inside]
Where do you go for medical care when you have no health insurance? [more inside]