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28 posts tagged with insurance and autoinsurance. (View popular tags)
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Filing a car insurance claim with unreported previous damage

I was in a fender-bender that was indisputably the other driver's fault, but I'm not sure how to proceed with the insurance claim because there was already some mild prior damage to my car from a couple of scrapes in my house's treacherous driveway that I never brought to my insurer's attention. Can I get in trouble with my insurance company (USAA) for failing to report those minor solo collisions, and how much will it complicate a claim against the at-fault driver's insurance? [more inside]
posted by patnasty on Jul 22, 2014 - 8 answers

Did my insurance company give me a BS answer regarding a rate increase?

I recently received my renewal notice in the mail for my auto insurance policy. The premium (for the entire year) increased by almost $100. I called my insurance company to find out why, and my BS detector is going off. [more inside]
posted by tckma on Jul 21, 2014 - 15 answers

Shopping for new home and auto insurance

I'm working with an independent agent to purchase home and auto insurance. The agent has come back with a quote from Vermont Mutual, a company I'm not personally familiar with. Other than searching NAIC and AM Best, what are best practices for vetting an insurer? [more inside]
posted by Admiral Haddock on May 13, 2014 - 1 answer

Involved in accident, at-fault party's insurance couldn't pay for all

Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
posted by Carius on Jan 3, 2014 - 10 answers

Costco insurance--Auto and renter's policies

A few weeks ago, I asked whether I should join Costco, and on your recommendation, I did (and am quite happy). Several people mentioned the Costco-branded insurance (underwritten by Ameriprise). There are both auto and renter's lines of insurance available, and my existing policies with another carrier are coming up for renewal. How is the insurance coverage and customer service on the Costco policies (or with Ameriprise in general)? Did you actually save the money you were expecting? Are there other carriers we should consider? [more inside]
posted by Admiral Haddock on Nov 8, 2013 - 12 answers

Michigan Auto Insurance - Can Premium Rise b/c of Not-At-Fault Accident?

In the state of Michigan, USA, can your auto insurance [liability+collision+comprehensive] premium be increased as a result of a collision claim for which the driver/policyholder is judged 'not at fault' by the police or court? I thought that it could, but I have a friend who is sure it cannot. Can any of you provide a definitive answer?
posted by Juffo-Wup on Sep 27, 2013 - 6 answers

When switching auto insurance, should I cancel the old policy or just let it lapse?

Switching auto insurance: cancel old policy or let it lapse? [more inside]
posted by StrangeTikiGod on May 13, 2012 - 9 answers

Insurance agent, take my money, please!

Why do insurance companies (non-medical) make it so rough to switch agents? [more inside]
posted by zombieApoc on Apr 16, 2012 - 6 answers

what to do, what to do...

I got rear ended a couple of hours ago. Called the cops. Should I call my insurance? [more inside]
posted by Marduk on Oct 6, 2011 - 19 answers

A penny saved is a penny insured

Downsides to setting aside cash to self-insure a car? [more inside]
posted by pwnguin on Sep 16, 2011 - 16 answers

who knew moving with a car was so complicated

Some kind of sketchy questions about the legalities and insurance implications of moving from state to state and not switching car registrations over. [more inside]
posted by anonymous on Aug 17, 2011 - 9 answers

Choosing NJ Car Insurance

Looking into auto insurance as a 22 year old male in NJ. What companies are affordable yet also reliable in the event I need to file a claim? [more inside]
posted by mccarty.tim on May 12, 2011 - 16 answers

Shopping for Homeowners Insurance

Homowners' Insurance Filter: Should I stay with Hanover or try another agent and keep shopping? [more inside]
posted by Dr. Zira on Apr 29, 2011 - 5 answers

Experiences with California Low Cost Auto Insurance?

Does anyone have experiences with the California Low Cost Auto Insurance (CLCA) program, and/or any advice for applying? (Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known) [more inside]
posted by anonymous on Aug 11, 2010 - 0 answers

happy new year. i miss my car.

Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed. [more inside]
posted by anonymous on Jan 2, 2010 - 17 answers

I Wanna Be Protected!

Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency? [more inside]
posted by fourcheesemac on Sep 2, 2009 - 3 answers

Can I / should I accept reimbursement for a car repair I didn't do?

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by anonymous on Jun 30, 2009 - 18 answers

Must I report minor fender bender to insurance company?

In a minor fender bender. Do I have to report the accident to my insurance company? [more inside]
posted by anonymous on Jun 29, 2009 - 4 answers

Should I report my stolen car stereo to the insurance company?

My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe on May 10, 2009 - 11 answers

How should I handle changing car insurance policies for a short term move?

I'm moving out of state - from PA to NY - for a short-term job (roughly a year). Can I have a PA car insurance policy? [more inside]
posted by pilibeen on Mar 4, 2009 - 11 answers

Old car crashed + next car purchased + insurance office closed for the weekend = magical amnesty?

Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition. "Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
posted by Acari on Oct 10, 2008 - 7 answers

What's the least amount of coverage I need to drive a rental car legally?

What's the least amount of insurance coverage I need to drive a rental car legally? Presently, I have no auto insurance and would like to rent a car without getting suckered into paying for coverage that I don't need simple because the sales agent recommends it. Cheap and legal are the keywords here. [more inside]
posted by nikkorizz on Oct 10, 2008 - 10 answers

Should we repair unclaimed damage before an inspection?

Ontario car insurance. My wife and I have insurance through PC financial. Over the last year, our cars have been damaged, but we haven't filed a claim. Now, they've requested an inspection of our cars. Is this just to ensure they don't pay for preexisting damage in the event of future claims, or can we expect them to get mad/raise rates for this? [more inside]
posted by anonymous on May 29, 2008 - 3 answers

How long can I drive a car before turning it over to the insurance company?

Someone hit my car. Their insurance company wants to total it. How long can I drive it before they take it away? [more inside]
posted by tss on Jan 15, 2008 - 21 answers

What was my Toyota worth?

How can I find the replacement value of a Canadian Toyota Echo? Mine's toast, and I don't want to get screwed by the insurance company. [more inside]
posted by fish tick on Dec 29, 2007 - 2 answers

Does being a dependent on someone else's tax filings make them liable for your actions?

Legal liability and auto insurance questions (fun!): Is there any reason I should purchase more than the minimum insurance coverage in my state (California)? Does being a dependent on my parents' tax filings make them liable for damages in court if I, say, caused an automobile accident? [more inside]
posted by jbb7 on Feb 9, 2007 - 10 answers

And where do I get the lambs?

Auto Insurance: What? [more inside]
posted by schroedinger on Aug 1, 2006 - 22 answers

Missing my ride

My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]
posted by xo on Jul 20, 2006 - 28 answers

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