27 posts tagged with insurance and Caraccident.
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rear-ended: go through insurance or not?

Today my husband and I were rear-ended. The only visible damage is a bit of paint from her license plate on our bumper. (Though my husband thinks there could be other damage behind the bumper that we cannot see). [more inside]
posted by bookworm4125 on May 7, 2016 - 31 answers

Not-My-Fault Accident. Other driver wants to settle without insurance

Yesterday I was rear ended by a young woman driving a scooter. She apologized and admitted fault. I took her contact information and insurance information, but did not file a police report. I thought the proper thing to do was to call my insurer, tell them what happened, and give them the other driver's insurance information, and I did so. I assumed that I should let them handle the claim. Now I'm wondering if I made a mistake. Your help would be appreciated. [more inside]
posted by foxy_hedgehog on Mar 31, 2016 - 16 answers

Car insurance, Ontario edition

(Asking for a family member). They were rear-ended in someone else's car, as a passenger, in February. The insurance of the driver of the car she was in has told them that claims (for physio etc) need to go through their soon-to-be-ex-spouse's insurance--they separated in September. My family member said that the insurance adjuster used a specific word they can't remember, but that essentially as a married (on paper) person, the spouse's insurance takes precedence. [more inside]
posted by feckless fecal fear mongering on Mar 15, 2016 - 8 answers

Was rear-ended last week and my car is damaged. Insurance questions

I was rear-ended on the highway last week while sitting in traffic. Neither myself nor the other driver was injured but there was damage to my car. The other driver and his insurer (State Farm) have accepted full responsibility without question, as I was stopped and he hit me. There was no police report. I haven't had to involve my insurance as I wasn't at fault (per myself, per the other driver and now also per his insurer). [more inside]
posted by rbf1138 on Oct 19, 2015 - 16 answers

Car accident with neighbor: what do I do in this complicated situation?

Last month I hit a neighbor's parked car. Since then, I've let the insurance company handle it, but the neighbor has reached out to me several times, and I'm not sure how to respond. Details under the cut. [more inside]
posted by anonymous on Oct 18, 2015 - 23 answers

I just got a check for $10k. Can I keep it? YANAL.

A year ago, I was involved in a car accident that was not my fault. Now, in exchange for being released from any future liability for injuries relating to the accident, the other person's car insurance has issued a check directly to me. For $10k. This feels too good to be true--is it? [more inside]
posted by sciatrix on Feb 20, 2015 - 16 answers

Stuck in the middle of a car accident dispute

I got stuck in the middle of an uncomfortable car accident dispute between two relatives. Things have been "resolved," but there are now bad feelings all around and financial hardships. How could I have handled this better? [more inside]
posted by anonymous on Jan 14, 2015 - 14 answers

Filing a car insurance claim with unreported previous damage

I was in a fender-bender that was indisputably the other driver's fault, but I'm not sure how to proceed with the insurance claim because there was already some mild prior damage to my car from a couple of scrapes in my house's treacherous driveway that I never brought to my insurer's attention. Can I get in trouble with my insurance company (USAA) for failing to report those minor solo collisions, and how much will it complicate a claim against the at-fault driver's insurance? [more inside]
posted by patnasty on Jul 22, 2014 - 8 answers

Settling after an accident

How do I negotiate an accident settlement without getting taken advantage of? [more inside]
posted by anonymous on Jun 18, 2014 - 21 answers

Involved in accident, at-fault party's insurance couldn't pay for all

Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
posted by Carius on Jan 3, 2014 - 10 answers

Post-car accident etiquette 101 - PA edition

Rear ended a car on a slick road today. Called police to get a report filed. Now what? [more inside]
posted by never nice on Jun 3, 2013 - 9 answers

How to handle insurance after a minor accident?

I was involved in a minor car accident on Saturday. There were no injuries and only minor damage, so we decided not to use insurance. Today, however, I got a letter from the other driver's insurance company requesting that I contact them. Lots of complicating details, and not sure how to proceed. [more inside]
posted by mshrike on Dec 5, 2012 - 12 answers

Minor accident, major headache

I was hit by a car 2 weeks ago. It was minor enough that I didn't even file a police report, just got the insurance information. But I'm wondering about collecting the small expenses it's incurred from the insurance company. [more inside]
posted by Hactar on Jan 31, 2012 - 6 answers

What to do about a "fender bender" in MA?

In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
posted by shamash on Sep 27, 2011 - 19 answers

Someone hit my truck! what to do about it ?

An uninsured motorist hit my car. What are my options ? [more inside]
posted by Pogo_Fuzzybutt on Nov 12, 2010 - 14 answers

How to negotiate settlement for pain & suffering from auto accident

Seeking advice on negotiating settlement for pain & suffering for an auto accident. [more inside]
posted by anonymous on Aug 14, 2010 - 19 answers

Car accident and no police report.

I was rear-ended this weekend and decided not to call the cops to file a report. There's very little damage to my bumper, but I still have some questions about what, if anything, I should do. [more inside]
posted by a.steele on Jun 28, 2010 - 15 answers

Already drowning in photocopies

Minor, minor car accident. Other driver left the scene. No damage to my car. Is there any reason that I should report this to my insurance agency? [more inside]
posted by oinopaponton on Mar 17, 2010 - 11 answers

happy new year. i miss my car.

Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed. [more inside]
posted by anonymous on Jan 2, 2010 - 17 answers

I was just in a car accident and I need your advice on how to handle it.

I was just in a car accident and I need your advice on how to handle it. [more inside]
posted by sharkfu on May 16, 2008 - 12 answers

How should I handle this car accident?

I was in a car accident on Friday. I have questions about insurance, etc. [more inside]
posted by anonymous on Feb 20, 2008 - 9 answers

Car accident. "I will write a cheque" turned into "Who are you?"

Car accident in Sept. Swapped info; didn't call police. Now the guy who hit us has never heard of us. What can I reasonably expect? [more inside]
posted by kmennie on Jan 9, 2008 - 12 answers

What should I do after a hit-and-run car accident?

I was pulling out of my parking spot as some guy, going at high speed, out of nowhere cut in front of me, causing me to bump into him, and then ran away. What's my best action at this point? [more inside]
posted by zavulon on May 15, 2007 - 22 answers

Missing my ride

My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]
posted by xo on Jul 20, 2006 - 28 answers

Can I recoup the value on my car that somebody hit (and ran from)?

Can I recoup the value on my car that somebody hit (and ran from)? My car was hit, person admitted to it, they're insured, now what? All the juicy details are inside. [more inside]
posted by cubedweller on May 9, 2006 - 8 answers

Can someone else make a claim on my car insurance?

Can someone else make a claim on my auto insurance? [more inside]
posted by jayder on Feb 18, 2006 - 14 answers

How exactly do insurance companies figure "pain and suffering" on car accidents?

How exactly do insurance companies figure "pain and suffering" on car accidents? I've been told by several people to take whatever they offer and double it, but how do they decide what they offer? And how do I know if that's enough (because I assume once I take their offer the claim is closed)? (more inside) [more inside]
posted by nramsey on Jan 16, 2004 - 10 answers

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