Hertz fender bender, do I need to file police report, and am I covered? [more inside]
posted by spacefire on Jul 4, 2009 - 5 answers

I'm the owner of a 2002 Toyota Corolla which just hit 107,000 miles. On June 9th while I was at work, my car got hammered by some pretty large hail. The damage was enough that my insurance (Progressive) declared it a total loss. My frugal heart couldn't bear to have them tow away a perfectly drivable car, so I took the lesser payout (just under $5000) and kept it. Now what? [more inside]
posted by weathergal on Jul 1, 2009 - 15 answers

What should a recent (unemployed) college graduate do to get health insurance in Indiana? ` [more inside]
posted by leybman on Jul 1, 2009 - 17 answers

Will car insurance still cover a car with expired tabs? [more inside]
posted by mcstayinskool on Jun 30, 2009 - 10 answers

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by Anonymous on Jun 30, 2009 - 18 answers

In a minor fender bender. Do I have to report the accident to my insurance company? [more inside]
posted by Anonymous on Jun 29, 2009 - 4 answers

I just got hit by a car while on my bicycle, and it was the insured drives fault. My only major injury is a broken rib. What kind of payout for personal injury should I expect? State Farm fwiw
posted by hllclmbr on Jun 29, 2009 - 14 answers

i have asthma, i live in oklahoma, and my inhaler just ran out. i have no insurance and my boyfriend makes too much for aid programs - now what? [more inside]
posted by nadawi on Jun 29, 2009 - 14 answers

I've come home to a defrosted fridge freezer and all my food has defrosted. Can I claim this on my home insurance? [more inside]
posted by Sevenupcan on Jun 29, 2009 - 5 answers

How can I get tested to see if I'm missing any trace minerals or vitamins in my diet without health insurance?
posted by parallax7d on Jun 26, 2009 - 16 answers

How detailed does my home inventory need to be for insurance purposes? [more inside]
posted by Lauram on Jun 25, 2009 - 10 answers

What car insurance coverage to I need for a brand-new car? [more inside]
posted by Elsie on Jun 25, 2009 - 12 answers

How can I arrange for bulletproof independent health insurance? [more inside]
posted by rr on Jun 22, 2009 - 7 answers

Help! My COBRA health insurance ended recently for a sketchy reason and I don't know how to get any answers and I need health care. [more inside]
posted by xenophile on Jun 17, 2009 - 12 answers

This may be a longshot, even for the diverse crowd here at AskMeFi. My daughter's horse was diagnosed with Lyme Disease in January. We caught it very early and the horse has made a full recovery and is back to normal in every way. However, the annual renewal on our Life/Major Medical policy for the horse includes this clause. An exclusion for any loss or expense due to Lyme disease or any underlying related condition will apply to all coverages. Diagnosing Lyme is a bit of a judgment call as it is, and this seems like a huge get-out-of-ever-paying-any-claim-again loophole as pretty much anything that may ever affect the horse in the future could conceivably be blamed on Lyme Disease. The question for anybody that may have experience with this...is there any reason to maintain a policy with that loophole?
posted by COD on Jun 16, 2009 - 9 answers

How do I appeal a long term disability claim that's been denied? [more inside]
posted by hollygoheavy on Jun 16, 2009 - 11 answers

I'm an uninsured young healthy guy looking for affordable catastrophic medical insurance. Does it exist? [more inside]
posted by stewiethegreat on Jun 11, 2009 - 19 answers

Anyone know about Massachusetts Health Insurance? I'm between a rock and a hard place. I'm about to move to MA from overseas. I sent off application for the low-cost insurance, Commonwealth Care, but it may be weeks after I arrive to hear whether I qualified. [more inside]
posted by Elsie on Jun 9, 2009 - 10 answers

How do I go about getting extra prescription coverage to go on top of my BCBS plan, to cover me when I hit their payout limit? [more inside]
posted by gilsonal on Jun 8, 2009 - 1 answer

Travel insurance to cover camera equipment? [more inside]
posted by osloheart on Jun 7, 2009 - 5 answers

Please help me find medical coverage/insurance for a five year old. [more inside]
posted by snsranch on Jun 6, 2009 - 7 answers

If I pay out of pocket for repairs to another driver's car, is there a form I can ask him to sign to prevent later involvement of insurance companies? [more inside]
posted by ecsh on May 26, 2009 - 9 answers

How worried should I be about my chipped tooth? [more inside]
posted by Riki tiki on May 21, 2009 - 11 answers

Health insurance question: my insurance benefit ran out for a recurring doctor's visit. The doctor knew this - I didn't - and they kept accepting my copay as if nothing had changed. How do I proceed? [more inside]
posted by JamesWilson123 on May 21, 2009 - 10 answers

I have had a perfect storm of bureaucratic screwups take $400 and many hours of my life from me. Can I get my money back? I've been fighting up to now with no success so I don't even know who or what to do anymore. Help! (Companies involved: AAA, DMV, LA Parking Violations Bureau) [more inside]
posted by miss lynnster on May 20, 2009 - 22 answers

Is bicycle insurance available in the US? [more inside]
posted by Carbolic on May 19, 2009 - 10 answers

More rental car insurance confusion. I live in NYC so have no car/no insurance. I can't tell if I need to buy what the rental car company is selling. [more inside]
posted by peanut_mcgillicuty on May 17, 2009 - 13 answers

Third party shipping insurance - any recommendations? [more inside]
posted by ethel on May 15, 2009 - 0 answers

Do I need travel insurance if I live in the UK and am travelling to Holland? [more inside]
posted by Kirn on May 13, 2009 - 8 answers

My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe on May 10, 2009 - 11 answers

Asking for the fiancée: is it possible to purchase trip insurance without medical coverage? Also: general advice about trip insurance for this situation is welcome (traveling several weeks in France & England, with expensive train connections). [more inside]
posted by springo on May 9, 2009 - 9 answers

I am in a temporary position of having no health insurance. I think I have strep throat for the second time this year. Where is the least expensive place for me to go right now to get diagnosed and prescribed medicine? I'm in Portland, Oregon. Thanks!!
posted by thankyouforyourconsideration on Apr 27, 2009 - 6 answers

Trigeminal neuralgia. I recently found out it's the cause of the random, stabbing shocks in my face and I'm looking for experiences and advice, especially with regards to treatment. What helped? How did you deal? Did it go away on its own? I have no insurance, so while I'd like recommendations on ALL treatment forms ones that don't cost as much are especially welcome. [more inside]
posted by schroedinger on Apr 26, 2009 - 9 answers

YANAD filter: Knee Edition [more inside]
posted by OrangeDrink on Apr 24, 2009 - 12 answers

Liability filter: I was involved in accident and need to know if I will be held liable. [more inside]
posted by Anonymous on Apr 23, 2009 - 15 answers

What are/how do I find reputable firms who will buy my father's life insurance policy? How can I determine what a fair price would be? Is there anything special I need to know before I proceed? [more inside]
posted by telegraph on Apr 23, 2009 - 4 answers

A friend, a 62 year old woman, was injured while driving in TN; her car was totalled. She is suffering back pain. She has been to an attorney who has retained an independent doctor to evaluate her. The doctor has assessed that she retains 5% PPI (permanent personal impairment?). The question she has - what is the likely dollar value of the settlement based on the 5%?
posted by cmh0150 on Apr 12, 2009 - 7 answers

I was in a rear-end accident a couple of days ago. I was the one rear ended so it wasn't my fault. Do I need to call my insurance company for any reason? I've already notified the other driver's insurance company. [more inside]
posted by ydontusteponit on Apr 9, 2009 - 12 answers

Will a DC photo enforcement speeding ticket affect insurance rates? [more inside]
posted by Anonymous on Apr 6, 2009 - 2 answers

Why hasn't private mortgage insurance (PMI) softened the blow of the real estate implosion? [more inside]
posted by GatorFan2000 on Apr 6, 2009 - 14 answers

The company that administers my COBRA benefits terminated me because, they said, of an NSF check, which my bank had told me would clear. But it didn't because the check was put thru literally hours before a hold on a $500 check was released. Apparently the bank rep was figuring that either A) the bank would pay the check (they have before) or B) the hold release would happen before the check came thru. My cyber-statement even shows that the check was paid; then the next day it was sent back. (So when I checked my cyber-statement to confirm the info from the phone rep, the check was shown as having been pd.) Q 1) How and to whom do I appeal? Q 2) Is it worth the effort?
posted by Macbeth123 on Apr 5, 2009 - 4 answers

I want to add my wife who has serious pre-existing conditions to my health insurance plan at work. How do we make sure her condition will be covered? [more inside]
posted by Anonymous on Mar 31, 2009 - 4 answers

I got laid off about a month ago in NYC. Applied for unemployment insurance and got approved, no problems. Now I got a letter from the UI agency from my former former employer (2 employers ago) declining my claim and requesting a hearing on the basis that I voluntarily quit. This is true, and I was laid off from the place I worked at after that employer. Why is this happening? [more inside]
posted by Anonymous on Mar 29, 2009 - 6 answers

PharmaFilter: Why must I participate in my new company's insurance plan? [more inside]
posted by Anonymous on Mar 27, 2009 - 5 answers

Is my company's new, highly Orwellian, wellness program legal? How can I get them to stop? [more inside]
posted by Anonymous on Mar 25, 2009 - 16 answers

My young child has been diagnosed with an Autism Spectrum Disorder. I need some help, please, with getting insurance coverage for his treatment. [more inside]
posted by Anonymous on Mar 25, 2009 - 4 answers

I pay for my own health insurance in NYC (via Freelancer's Union) and am moving to Cleveland. Freelancer's Union has a deal in place where, if I remain a member, I can buy insurance through a company called Golden Rule, but there appear to be no advantages of going that route. So, anyone in Cleveland familiar with self-insurance options? Or a reputable broker?
posted by subpixel on Mar 25, 2009 - 4 answers

I live overseas for 10 months a year. I am finding it very difficult to get health insurance. No preexisting conditions, no smoking, not obese, but I am only barely a resident of California, and this seems to be a tripping point. All I want is a basic, high deductible plan for emergencies. I am currently covered in Virginia (from a while back, never told them I moved), but since my residency is California now, they probably won't cover me. What are my options? I just spent 4 hours on applications and was turned down every time. Everything else I see on google looks dodgy.
posted by Nothing on Mar 24, 2009 - 10 answers

How does disability insurance work for a freelancer? [more inside]
posted by thebestsophist on Mar 22, 2009 - 6 answers

Individual health insurance and sti. What to do? [more inside]
posted by Anonymous on Mar 22, 2009 - 5 answers