My employer suffered a data breach and my personal information was leaked. They've provided me a subscription to a identity theft and credit monitoring service. I don't trust them. What is the best service money can buy that will protect me from identity theft and credit fraud?
This has been happening for a while, and since I haven't seen any actual transactions shown in bank / credit card statements, I've just cancelled every order that came my way - until today, when somebody ordered from Checks Unlimited! (but still sent to my old address under my name?! WTF) [more inside]
My one debit card and one out of four credit cards are continually subject to fraud charges no matter what I do. Why is this and what can I do to prevent it? [more inside]
An person with a history of ID theft may have gotten ahold of some of my identity information. I want to do all that I can to stop them from stealing my identity. [more inside]
Credit monitoring? Identity theft protection? Wouldn't it have been cheaper to just encrypt the data?
A few months ago, SAIC lost a backup tape with the names, social security numbers, addresses, and medical treatment information of roughly 5 million TRICARE patients in the San Antonio, TX area between 1992 and 2011. My name was amongst them, and I'm being offered a year of "credit monitoring and restoration services" as compensation. Are there any downsides to taking it? Any real upsides? [more inside]
Just got a call from my bank, Chase, for credit card fraud. Got it all taken care of, card canceled, new one on the way...no worries. I'm just wondering, what tipped them off? [more inside]
I'm in the process of signing up for PenFed account and it seems like they are asking for a lot of documentation to establish my identity. Is this usual for them? Or am I just being paranoid? [more inside]
Help me make sure I don't get scammed after having my wallet and phone stolen. What am I missing? [more inside]
Someone bought a telescope in my name on Nov 7th. That's all I know. How do I protect myself even though I don't know what store, or more importantly, what method of "payment" was used to complete the transaction? [more inside]
The financial problems of someone who shared my name and former address are showing up on my credit report! How do I even begin to go about disputing this, should the credit agency's investigation not go in my favor? [more inside]
I have recently discovered that my identity was stolen. Fifteen years ago. I know the person who did it, or I did ... fifteen years ago. [more inside]
Now what? I disputed a debt as a case of mistaken identity, but I'm still hearing from the credit agency! [more inside]