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Should I buy a house in Bristol, UK, or wait? I have a 100k deposit, and a 100k mortgage in principle. Should I buy a house or flat in Bristol UK? I am single, 32, more or less happy renting, and have no reason to buy other than a sense of cultural obligation, boredom with renting, and available cash. There is nothing tying me to Bristol, if you have any golden location tips I'm willing to travel.
posted by choppyes on Jun 13, 2011 - 12 answers

I'm thinking of buying a one bed flat for around 130k in Brighton or Bristol, UK. I have a 50k deposit. I am not committed to any area (or country for that matter) and I have no emotional need to own a house. But if it makes financial sense, I am in a position to do it. But does it make financial sense to buy? Everyone apparently says yes, but I don't understand the maths. If prices stay flat, for instance, would it not make more sense to rent and invest the money elsewhere? I'm really thinking short term, would I be up in, say, 10 years, if everything stays fairly steady. I can't really make the mental leap to factor in the benefit of owning the house in 25 years....
posted by choppyes on Aug 26, 2010 - 29 answers