17 posts tagged with house and insurance.
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Non-legal legal advice aka "should I pursue this..."

None of this is legal advice. Got it. I'm trying to determine whether legal advice is even worth pursuing. Our house was damaged by a water leakage incident which the homeowner's insurance agreed to fully cover to the tune of about 60K. We were not living in the house at the time, which was actually up for sale. More excitement below the fold! [more inside]
posted by thebordella on Oct 17, 2014 - 6 answers

What do we need to know before we build our house?

We are preparing to build a house. We've been doing this for many months, have talked to architects, contractors, and our city's planning and building department, and we still have lots of questions. Lend us some expertise on foundations, design, and construction? [more inside]
posted by sibilatorix on Dec 1, 2013 - 14 answers

Burning down the house

I recently made a switch to a different company for my homeowner's insurance (details after the jump about why). I fear I may have made a big mistake, but I honestly don't understand ANYthing about insurance and the more I try to read about it and look at my policies, the more confused I get. It's like someone's speaking Mandarin to me. I feel like a colossal idiot and I have no one to ask anymore now that my dad, whom I relied on to help me with this kind of stuff, is gone. I'm wondering how much I messed up here, and what I should look for to fix it. [more inside]
posted by emcat8 on Jul 10, 2013 - 14 answers

Help us get rid of this house!

We have an old, unlived in house that is disintegrating. We need help fixing it up, emptying the junk out of it and selling it. We are overwhelmed and find it hard to face this problem. Advice needed. [more inside]
posted by anonymous on Oct 2, 2012 - 16 answers

Who is responsible for repairs after a rental house fire?

Asking for a friend- Who is responsible for the cost of repairs after a house fire? I am renting the house. I have renters insurance. The fire report said no negligence on my part. I'm located in California. [more inside]
posted by Secretariat on Aug 16, 2012 - 31 answers

Suddenly Widowed

My husband died recently. We were together for decades and have school-age children. His passing involved severe trauma, and we have social support and frequent therapy appointments to get us through the turmoil. Emotionally, we're holding up. My question is about getting our affairs in order. [more inside]
posted by Fichereader on Jun 16, 2012 - 29 answers

Contractor set the house we're buying on fire. Now what?

We're under contract to buy a house. Two weeks before closing, a contractor performing agreed-upon presale repairs caught the house on fire. We've got a lot of questions about what happens next. [more inside]
posted by treblemaker on Apr 4, 2012 - 19 answers

Title insurance - sensible closing cost or scam?

Should I purchase owner's title insurance for my new home? [more inside]
posted by seppyk on Jan 31, 2012 - 29 answers

What happens when I correct the deed to my home?

What are the possible consequences of correcting the age of my house on the deed? [more inside]
posted by look busy on Feb 14, 2011 - 6 answers

After all this I might go live in a tent on the beach...

After all this I might go live in a tent on the beach... [more inside]
posted by Mimzy on Jan 26, 2011 - 17 answers

Seeking advice on what to do after serious house fire.

Has anyone had experience with house fires? [more inside]
posted by zagyzebra on Nov 24, 2010 - 7 answers

insure my rental?

Renter's insurance in DC: How do I do this? [more inside]
posted by three bear minimum on Nov 23, 2010 - 7 answers

Who's at fault for a fallen tree?

Fallen tree filter: Who's responsible and does home owner's insurance factor in? [more inside]
posted by MaryDellamorte on Aug 20, 2009 - 17 answers

What happened to PMI?

Why hasn't private mortgage insurance (PMI) softened the blow of the real estate implosion? [more inside]
posted by GatorFan2000 on Apr 6, 2009 - 14 answers

When a tree falls in the woods, does the insurance company punish you?

At what dollar amount do I draw the line for making a homeowners insurance claim? [more inside]
posted by 10ch on Apr 24, 2007 - 13 answers

HomeImprovementFilter: Is there such a thing as short-term contractor insurance? If so, do I want it?

Is there any way to get insurance on behalf of an independent contractor for a specific manual-labor project? Has anyone done this? If so, how much was it and is there anything I need to know to be smart about arranging this? [more inside]
posted by shelbaroo on May 3, 2006 - 5 answers

Lender Paid PMI - where's the catch?

I'm about to buy my first house and I'm shopping around for a mortgage. The best deal so far is a mortgage where the lender pays for the mortgage insurance. I'm aware of using 80/XX loans to avoid paying PMI but I've never come across Lender Paid PMI. What exactly is it and what's the catch? [more inside]
posted by schwa on Feb 21, 2006 - 7 answers

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