Why hasn't private mortgage insurance (PMI) softened the blow of the real estate implosion? [more inside]
posted by GatorFan2000 on Apr 6, 2009 - 14 answers

How binding are homeowners insurance quotes? [more inside]
posted by fleacircus on Mar 19, 2009 - 6 answers

Earthquake insurance in California is pricey – it more than doubles insurance costs, with a very high deductible. MeFites who live in California, what have you chosen to do, and why? [more inside]
posted by quinoa on Nov 12, 2008 - 18 answers

Just bought my first home! What should I look for in homeowner's insurance? [more inside]
posted by hazyspring on May 10, 2007 - 13 answers

I just got a letter from my home insurance company (US) saying I need to have an inspection. I've been with them for over 3 years, no claims. Should I be worried? Are they setting me up to cancel my insurance? I've not heard of such a thing before. I'm considering calling my mortgage company, and asking if this is SOP.

I live in a working class town, house built in 1926, in decent shape. I've been making repairs as I could afford them (and figure out how to do them). Because of the age of the house, I'm sure they could find something nasty, if they were really looking.
posted by QIbHom on Jan 21, 2005 - 12 answers