136 posts tagged with homebuying.
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Anyone know a good real estate agent in Raleigh, NC?

I'm looking for a house in Raleigh or possibly Durham. I need an agent who won't make me miserable. I know a great guy in Durham, but unfortunately he doesn't know Raleigh very well. He doesn't know all the stuff like "Everyone wants to be on this street because it's next to (nice thing)" etc. So I'm thinking maybe I should find a Raleigh-specific agent. The difficulty is finding a good agent. [more inside]
posted by trevor_case on Nov 16, 2015 - 7 answers

Easter eggs in open houses

Is it common to include "easter eggs" when staging for open houses? [more inside]
posted by Metroid Baby on Oct 13, 2015 - 15 answers

Timing for an IRA Distribution for First Time Homebuyer Purchase

"Consult your tax advisor about your particular situation. " Hmpf. As if everyone has a tax advisor at their fingertips. So... I thought MeFi would be just as helpful. :-) After lots of thought, we would like to take an early distribution from an IRA for the downpayment on a house. Anyone here on MeFi have any experience with or specific knowledge of this type of distribution? Not looking for advice on whether we should or shouldn't do this; we have a pretty good nest-egg and believe this distribution is for the right reason, at the right time. [more inside]
posted by funfunfun on Aug 1, 2015 - 5 answers

New (older) Home Purchase - List of Must Haves and Must NOT Haves

Hello! We were asked by our RE Agent to provide a list of "must have, " "would like to have," and "definitely must NOT have" items as we start our search. We pretty much have the first two sections covered, but haven't really thought out the "must NOT haves" for our future home. We've started a short list, but we don't know what we may be missing... any suggestions? [more inside]
posted by funfunfun on Jul 24, 2015 - 84 answers

Should we buy this house?

We're house-hunting in the craziest market ever - SF Bay Area. Will you help me think this out? [more inside]
posted by latkes on Jul 13, 2015 - 23 answers

House has been inspected. Can I bail on my offer?

Hi, MeFi. So I put an offer on a house, and it was accepted. But after getting the results of the inspection, I'm having second thoughts. Details below. [more inside]
posted by schooley on Jul 9, 2015 - 34 answers

Loan conditions drastically changed, how to mitigate?

I'm very close to closing on my first home. I went with Chase when I shopped around as I like the service the banker provided. Today the banker told me the I don't qualify for a conventional loan and only for some kind of in-house loan where Chase is solely responsible for the risk. This increases my closing costs anywhere from $3000-5000. Is this normal and is there anything I can do about it? [more inside]
posted by iamisaid on Jun 15, 2015 - 13 answers

A very, very, very fine house.

We are buying our first home (yay!). Every time we go over there to poke around, I notice another thing that we don't deal with in our current four-unit apartment building. What are some things we need to buy? What are the things we need to do right away? Any tips you wish you would have known? Any thoughts on order of operations -- can we move as soon as there are beds, or when the internet arrives, or what? Please help us rehome. [more inside]
posted by St. Hubbins on Apr 29, 2015 - 33 answers

Landlord (probably) refinancing. Should we offer to buy?

My wife and I rent a house (in Philadelphia if it matters). Out of the blue, our landlord had an appraiser do a walk-through today, only a few days after we started the earliest stages of considering buying a house. (We haven't found one we like.) The appraiser said landlord is refinancing, not selling. (I plan to confirm this.) We're thinking about our options. Questions within; experience with (a) buying from one's landlord, (b) selling to one's tenants, and (c) refinancing a rental property especially welcome. [more inside]
posted by supercres on Apr 21, 2015 - 13 answers

Real Cedar Siding - Maintenance?

Bought / Buying my first house and the house has real cedar for siding. I can't find any definite answer to the maintenance requirements and frequency to this; only cedar shake but this is actual wood planks. Anyone have experience with maintaining real wood siding? If you ever had it professionally maintained, what was your cost and est. square footage?
posted by lpcxa0 on Mar 21, 2015 - 3 answers

What do you wish you had asked or known when meeting your realtor?

Buying our first home, I'm would like to go with a buyer agent and have our first meeting set with one Saturday. I'm turning to the hive mind for your tip, tricks, questions, and other things you wish you would have done or found helpful during meeting with your realtor. [more inside]
posted by lpcxa0 on Feb 26, 2015 - 17 answers

So you bought a house...now what?

We bid on a house, our offer was accepted, the inspector comes in a week to view said house. Assuming all goes to plan and house is not secretly falling apart, what should our priorities be between the confirmation signing and the closing date? [more inside]
posted by Kitteh on Jan 28, 2015 - 16 answers

Real estate lawyers: worth it for "normal" homebuying? (Ontario, Canada)

My wife and I are actively looking to buy a house in Kingston, Ontario and have been working with a real estate agent that we're quite happy with. What would the advantage of having a real estate lawyer in the mix be? We're considering modestly priced single-family homes, possibly with an added apartment, and not sure what value we'd get by adding about $1,000 in legal fees to the proceedings. [more inside]
posted by Shepherd on Jan 14, 2015 - 11 answers

Recommend a good real estate agent in Ballard, North Seattle

Could you recommend a good real estate agent who really knows the Ballard neighborhood of Seattle? The Mr and I have rented in Ballard for 5 years and we want to stay here when we buy a home. We've run the numbers and we can afford it (now), but since there is so much subdivision and new construction, we want someone who's really got their finger on the pulse and can almost see the future. [more inside]
posted by matildaben on Jan 8, 2015 - 4 answers

Astoria, Jersey City or somewhere else?

We are looking into buying a single family or multi-family house in NYC within easy commuting distance to midtown. Budget is $1 million to maybe $1.2 million. We currently live in Williamsburg and are priced out, otherwise it would be the perfect neighborhood. Astoria Queens seems like a great option, and Jersey City has even nicer houses but I know less about the area. And are there neighborhoods we are overlooking? Longer criteria list inside. [more inside]
posted by Sockowocky on Nov 11, 2014 - 13 answers

There's no place like home... We just need a loan!

The issue isn't us as borrowers... It's the house. The house is part of a coop/co-housing setting. We'd be buying the house, but the land it sits on would remain owned by the co-op. Mortgage? [more inside]
posted by jrobin276 on Nov 2, 2014 - 2 answers

Tell me what to look for when buying a home with an attic or basement...

We are starting to look at purchasing a home. I'm loving the idea of having a basement or converted attic or attic that could be converted. What should I be looking for to evaluate whether the basement or attic space is good? [more inside]
posted by amanda on Oct 11, 2014 - 12 answers

Buying a home in the UK

My partner and I are looking into the possibility of buying a home in Edinburgh. We're originally from the U.S., and some of the differences have us mystified. Help us out? Specifics inside. [more inside]
posted by kyrademon on Sep 25, 2014 - 18 answers

How to get a home developer to make a small change to the plans?

I've purchased a new home from a developer. I want to make a small change to an interior item. They are telling me a cannot. How do I get what I want? [more inside]
posted by quadog on Jun 26, 2014 - 14 answers

Regret and home renovations: is it worth it?

I am considering two properties for purchase. One of them is straightforward and the other is complicated (multiple parcels, over 20 acres of land, has tenants living in the cottage, needs to be significantly renovated). I am looking for those with experience to offer advice on whether purchasing a property with major issues like this is worth it. [more inside]
posted by treehorn+bunny on Jun 12, 2014 - 40 answers

Home-buying filter: How do we determine a fair share of equity?

How do you split equity in a new home between friends when one is contributing cash and the other grants? [more inside]
posted by Dalton on Mar 30, 2014 - 11 answers

Problems discovered after due diligence but before closing. What now?

First-time home buyer here. We're about two weeks past having had a home inspection and our due diligence period. In moving furniture in the basement, the seller has discovered a water leak, effervescence and mold. See pictures below: [more inside]
posted by rbf1138 on Mar 29, 2014 - 36 answers

Aluminum wiring! Asbestos! Termites! Are they a big deal? What to do?

First-time homebuyers under contract for a 60-year-old house-- how serious/expensive are these problems: aluminum wiring, friable asbestos insulation, termites, undisclosed window leak causing water damage? Along with original plumbing and an old HVAC, is this a pretty standard situation that falls under the umbrella of "all houses are going to have some problems, no house is perfect" and is this the kind of stuff they mean when they say you'll be spending 1%-ish of your home value on this kind of stuff every year? Or are these costs and issues on the high side, and this is probably on top of another 1%-ish every year on other repairs and maintenance? Help us put this in perspective! (We need to decide whether to give the sellers' relocation company the right to cancel our contract by requesting repairs. And we need to figure out what we should fix and how much it'll cost if we go ahead and buy the house without repairs.) [more inside]
posted by EmilyClimbs on Mar 20, 2014 - 30 answers

Buying a new (old) house. It has a fuse box. Questions inside.

I'm in the due diligence period of buying a house built in 1964. It's in Atlanta. The inspection yesterday went well, but the house has a fuse box and a breaker panel (the breaker handles AC and washer/dryer only). I know absolutely nothing about electric/wiring issues or systems. [more inside]
posted by arm426 on Mar 6, 2014 - 32 answers

How do I help someone Overseas build credit in the US?

How do I build someone's credit while they are overseas and not a US citizen? I am getting married to someone who is Japanese (in about 5 months) and lives in Japan right now. Because I know we will one day want to buy a house, I want to start building her credit as soon as possible because I know that it is easier to get a loan with two people signing instead of one. [more inside]
posted by locussst on Mar 4, 2014 - 10 answers

Do tall foundation walls need bracing?

I'm in the process of purchasing a house. In one of the many questionnaires, the seller responded "No" to the question "Are the exterior tall foundation walls braced?". Can you help me understand what this implies? and How concerned should I be? The house was built in the late 70s, in Northern California, where earthquakes are a thing.
posted by vega on Mar 4, 2014 - 6 answers

All our eggs in one basket? First time home buyers...

My wife and I have been working and saving over the last 4-5 years. We've managed to pay off all of our debts and have gotten ahead. It feels great to be debt free, but we want to buy a house. We found a bank foreclosure that's been sitting vacant for 6 years as it slowly worked through the courts. We have just enough to buy it outright, but that will leave us almost broke. Should we buy it? [more inside]
posted by karst on Feb 21, 2014 - 28 answers

What's more important? Parental presence or top schooling?

Okay, this may well be a false choice but I'm trying to sort this out in my mind -- I see two roads ahead of us, one in which we stay where we are currently living -- an underwater house in good shape in a middling-to-poor neighborhood (but with adjacent nicer amenities) -- which is affordable and where we are making enough money to save for all the things we need to save for (retirement, college, cash savings, etc.). OR, we can buy our way into a nicer neighborhood and school district, keeping this house as a rental. Right now my husband and I are both working at well-paying jobs and our 3-year-old is in full-time daycare. My goal, when she starts kindergarten in 3 years, is to work 3/4 or less time, so that I am home with her after school and do to this for the rest of her school years. [more inside]
posted by amanda on Feb 15, 2014 - 32 answers

Costs of pricey home repairs/replacements? (& IDing them before buying)

We're first time homebuyers, and getting a little overwhelmed thinking about all the things we might have to fix and/or replace in whatever house we buy, and how that should affect what we're willing to pay for a home. What are the most expensive (and/or frustrating to fix) things we should be keeping an eye out for and factoring into deciding whether to make an offer on a house and the offer price (i.e. adjusting up/down compared to comparable homes)? [more inside]
posted by EmilyClimbs on Jan 21, 2014 - 13 answers

Help clueless future parents buy the right home to raise kids in!

As future parents and first time homebuyers, what aren't we thinking about, or under-emphasizing/over-emphasizing, in trying to pick a home to raise (two) kids in?  What should we consider in deciding on house versus condo, location, neighborhood, size, layout, features, etc? [more inside]
posted by EmilyClimbs on Jan 10, 2014 - 36 answers

Buying a house in 2014. Maybe?

The only solution I can see that will allow me to live with all my pets (current and future) is to finally purchase my own home. However, I'm not entirely convinced this won't be a colossal mistake! On the other hand, if I'm not ready now I probably never will be, nor will I be able to achieve my "pet goals". Am I ready to be a homeowner? Is this really a good idea for me? Are there any other options? Obviously, there are some snowflakes. [more inside]
posted by cgg on Dec 30, 2013 - 24 answers

Who owns/services your mortgage and what're they like? Does it matter?

We're shopping for a mortgage (in the DC area), and are feeling anxious and frustrated that 1) it's so hard to know who we'll end up with because so many lenders/originators are likely to sell our loan and/or servicing after closing, and 2) it's easy to find complaints about most servicers out there and hard to find anyone that's satisfied.  What has your experience been like with the place(s) that own and/or service your mortgage?  Or should we put all that to the side and just try to find someone with the best rates/fees and the best reviews/recommendations regarding smooth and quick closing? [more inside]
posted by EmilyClimbs on Dec 20, 2013 - 21 answers

Home buying tools, maps, data crunching etc.

Glorious SO and I plan to buy a home in the next 18-30 months. I'd like to line up all the best tools, maps, and data to keep track of homes we've seen, neighborhoods and towns we'd consider, flood maps, commute times, train lines--really anything and everything that could inform this decision. Yes, yes, friends, colleagues and a good agent are great resources--but we want tools at this point! [more inside]
posted by Admiral Haddock on Dec 16, 2013 - 3 answers

Renting my condo

I have owned a condo apartment for five years. I do not have a mortgage. My parents gave me the money to pay for it cash, and I pay them back at a rate $800 a month, no interest. The condo was not a gift as I'm fully expected to repay my parents. I suppose the "gift" was a loan with no interest. I want to move out and rent my place out. More details inside. [more inside]
posted by ohmy on Dec 5, 2013 - 18 answers

Homebuying and Homeselling fiasco...snowflake details inside.

Can you offer some advice on how my wife and I might recover some funds spent to satisfy a lender's requirement prior to denying the loan of the buyer, or how we might be able to continue with the purchase of a new home we're in contract for? [more inside]
posted by drewski on Dec 2, 2013 - 7 answers

Learning long distance

Tips and tidbits about learning more about the neighbors before purchasing a home? [more inside]
posted by MayNicholas on Dec 1, 2013 - 16 answers

Keep me from buying a 'homebuying for dummies' book.

My wife and I are trying to wrap our heads around the process of purchasing a home. We know a little bit, but we also know there are gaps in that knowledge. We're looking for information on how to go about the process, and what specifically we should be doing to assess the prudence of home-buying [more inside]
posted by furnace.heart on Nov 29, 2013 - 25 answers

What is it like to own an old-ish farm property with a pond and stable?

I'm currently on the market for a house, and have made a critical error in my house hunting quest - I've fallen in love with a house - which is a 1970s era home with stables, a horse paddock, and a pond. I have thus lost the ability to be objective in my assessment of said house, and so I turn to you, AskMe…. [more inside]
posted by treehorn+bunny on Nov 16, 2013 - 51 answers

School us on the Twin Cities School Systems

We just moved to the Twin Cities (Keewaydin in south Minneapolis to be exact) and are starting to explore potential neighborhoods for our first home purchase next fall. We're interesting in your experiences with either having your children schooled in Minneapolis or St. Paul proper or being schooled yourself in either of the Twin Cities school systems. [more inside]
posted by playertobenamedlater on Nov 13, 2013 - 17 answers

Should I buy this house, or not?

I'm looking at buying a house on the bayou, but am unsure whether the flood and flood insurance issues mean I should offer less, or just run. [more inside]
posted by atchafalaya on Oct 8, 2013 - 12 answers

The bank knows I've got the money

We're trying to buy a house (first timers). The seller has asked for detailed proof of funds. More detail than I'd normally like to give a private party before they accept the offer. This isn't a cash deal. Does that seem odd? [more inside]
posted by hwyengr on Sep 13, 2013 - 28 answers

What happens when you fire your realtor while under contract?

Our buyer's agent isn't working out. We are under contract, currently in the home-inspection-contingency phase. What happens if we fire him and get another agent? How do the agents involved divide the commission? Will another agent be willing to represent us for what is presumably a reduced commission? [more inside]
posted by anonymous on Aug 13, 2013 - 17 answers

Home Sweet Home?

I have never gone through the home buying process before, and neither has my charming lady. She lives and works in SFO, and wants to buy a house here in PDX (moving here immediately after, or close enough). [more inside]
posted by drfu on Jul 22, 2013 - 13 answers

What should I do given all these variables (home mortgage edition)

I'm getting married! And buying a house with my fiance! And I'm so, so confused about the best plan (longish question, totally special snowflake focus). [more inside]
posted by Lizlemondrop on Jun 21, 2013 - 10 answers

Should I buy a house or pay off my student loans?

Am I crazy for thinking about buying a house on a teacher's salary with 30k of student loan debt? [more inside]
posted by kro on May 3, 2013 - 36 answers

What's up with the Zillow home value forecast for Austin?

Zillow predicts just a 0.1% rise in home values over the next year in Austin, and actually predicts depreciation in several areas near the center of the city. What's going on? [more inside]
posted by Mila on Apr 26, 2013 - 8 answers

Tips on home-buying in a sellers market?

We're house hunting and have had no luck with our offers. What can we do to maximize our chances of a seller accepting our offer? [more inside]
posted by ramix on Apr 1, 2013 - 31 answers

This is one big honking purchase...

We're house hunting. We think we've found a good match. But I need a sanity check. Help! [more inside]
posted by Tehhund on Mar 22, 2013 - 49 answers

Please help me go from "under contract" to mortage-holder

I am trying to purchase a foreclosed house with a homepath loan, but I do not qualify for a homepath loan despite excellent credit. Apparently a conventional loan will not work for the current condition of the home. Can you help me sort out my options in Virginia? [more inside]
posted by shortyJBot on Mar 3, 2013 - 7 answers

Looking for a Mpls Mortgage Broker

Looking for a local Minneapolis Mortgage Broker. Anyone have someone they would specifically recommend? [more inside]
posted by zombieApoc on Feb 21, 2013 - 3 answers

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