20 posts tagged with home and loan.
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Can my parents make me a mortgage loan?

Trying to buy a house. Have money for a down payment, but I'm self-employed and was turned down for a traditional loan. My parents are willing to lend me the money I'd need for the balance, and have me pay them back with interest, á la a mortgage loan. Is this doable? [more inside]
posted by toomuchkatherine on Jun 5, 2014 - 12 answers

Applying for home equity loan while changing jobs

We are about to apply for a home equity line of credit. The guy at the bank already ran our credit and verified rates and eligibility. I'm also about to change jobs. What should I do about the loan? [more inside]
posted by chickenmagazine on May 21, 2013 - 3 answers

To apply as co-borrowers or not?

My girlfriend and I are trying to get a home loan together. She has good credit, mine is apparently less than good (we were already denied by one lender). Is it possible to apply for loans using only her name, but still include the income I would contribute? Is this a terrible idea?
posted by mumblingmynah on Dec 27, 2012 - 19 answers

Property's cheap, people need rentals - how can I make money?

Is it possible to purchase a home with an FHA loan, rehabilitate it, and then rent it out? Also - what's it like to make an independent entry into the rental home market? [more inside]
posted by speedgraphic on Jul 23, 2012 - 14 answers

Adjust/Renegotiate mortgage on property that is worth 100K less than I bought it for.

My house is worth $100K less than I bought it for. I have trouble making payments. Is there anything i can do? [more inside]
posted by digividal on Nov 16, 2011 - 26 answers

How can we possible afford the mortgage on a 500k house with only ten percent down?

Home Loans Question: How can we possible afford the mortgage on a 500k house with only ten percent down? [more inside]
posted by 2legit2quit on Sep 26, 2011 - 36 answers

Any issues to consider in paying off a loan?

Just refinanced and now have funds to payoff the loan, any issues to consider? [more inside]
posted by wongcorgi on Jan 17, 2011 - 11 answers

We must protect this house!

Help me help my ex-wife get some House Payment breathing room. [more inside]
posted by mreleganza on Jun 9, 2010 - 13 answers

Name on the title but not on the loan?

How do we put my wife on our home title if she's not on the loan? [more inside]
posted by infinitewindow on Feb 25, 2010 - 7 answers

$20k Loan on $79k Home?

House loan advice needed. Should I take out a loan against my house while I'm trying to sell it? [more inside]
posted by rougy on Aug 17, 2009 - 8 answers

Are FHA loans ok for older homes?

I'm selling my home. I have an offer on the table, but my realtor seems a little cautious about it because it's an FHA loan. Should I be concerned about accepting the offer since my home is older? [more inside]
posted by donnagirl on May 19, 2009 - 20 answers

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan?

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan? [more inside]
posted by anonymous on Apr 3, 2009 - 5 answers

This is not the time for finger pointing, Steve.

I'm in a bit of a bind. Through a set of rather bad situations, I'm soon going to be behind on my home loan, and there's not much that I can do about it with my current lender. I got an intriguing mailer yesterday, and spoke with the operator that answered the phone. They're trying to sell me on loan restructuring, not refinancing. [more inside]
posted by thanotopsis on Apr 1, 2009 - 9 answers

Info sources for refi rates

What are the best ways to find and compare mortgage refi rates and fees? (web sites, or?) [more inside]
posted by msalt on Jan 17, 2009 - 10 answers

Please help me sell my home!

My mortgage payments are overdue and I have filed paperwork for a loan modification. I just accepted an offer on the condo, and it is due to close on June 26. What is the best way to get clear with the mortgage company before closing? [more inside]
posted by hamster on Apr 30, 2008 - 5 answers

Can I buy a house using a student loan?

Can I buy a house using a student loan? Would this even be a good idea? [more inside]
posted by spiderskull on Sep 17, 2007 - 13 answers

Monthly vs Every two weeks

My mortgage lender sent an offer in the mail that I could change from monthly payments to payments every two weeks. This would be good for me, bad for them. Why? [more inside]
posted by poppo on Aug 17, 2007 - 21 answers

Co-signing a mortgage: its effects

How much will my father co-signing on a mortgage help me? [more inside]
posted by Scottk on Jun 27, 2006 - 10 answers

home loan zen

How do I know if I am getting the best home loan available to me? [more inside]
posted by eggerspretty on Jun 29, 2005 - 9 answers

Quick real estate transactions

So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted by jdroth on May 6, 2004 - 10 answers

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