How, if it is even possible, can my father get out from under a nearly condemned home without still having a mortgage payment?
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posted by Quincy
on Mar 30, 2011 -
4 answers
Explain Property Taxes to me (Chicago)
I recently bought a condo in the Wicker Park area of Chicago (Cook County). A week ago I received a notice that my 2008 Property Tax Bill is delinquent. Odd thing was it was sent to me by the builder of my condo building.
I was under the impression that my mortgage company was supposed to be paying my property taxes and not me. I have a 30 year fixed mortgage with BoA if that's important.
So what do I do?
Anonymous 'cause I'm pretty ashamed I don't know the answer to this and know I should.
posted by anonymous
on Jul 9, 2010 -
13 answers
Our house in the Chicago suburbs has been on the market for a year, and isn't selling. Should we drop the price till it hurts even more, or try to rent it out and hope the housing market doesn't fall even more?
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posted by anonymous
on Apr 12, 2010 -
15 answers
TO CAR OR NOT TO CAR (buy that is). Help me figure out when to replace our paid-for-but-aging-vehicles. What's the best way to time this unwanted expense over 5 years, especially with a young driver in the wings.
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posted by ecorrocio
on Sep 24, 2009 -
7 answers
House loan advice needed. Should I take out a loan against my house while I'm trying to sell it?
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posted by rougy
on Aug 17, 2009 -
8 answers
My fiancee and I recently applied for a mortgage on a $200k property in Portland, OR. We have a lot of assets (at least I think so), but were denied for a mortgage loan where we would have put 20% down. Why, and what can we do about it?
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posted by anonymous
on Jul 5, 2009 -
18 answers
I am trying to gain some perspective on why, at the age of 48, I still cannot seem to make any progress financially or manage our money well.
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posted by anonymous
on Jan 28, 2009 -
31 answers
Tax laws allow you to withdraw money penalty-free from your IRA up to $10,000 if you use it towards a first-time home purchase. We just got the check -- my question is, how do we prove later on that we did use the money for the house?
posted by boognish
on Aug 4, 2006 -
14 answers
My wife and I are applying for a home loan. I recently started my own business while she has a normal job. Should we choose a "Stated Income" or a "No Income Verification" loan? Our loan broker suggests using a Stated Income loan by adding our two real incomes together and saying it is her wages. This seems like lying to us....what do you think? A No Income Verification loan is $10,000 more....
posted by Instrumental
on Mar 29, 2005 -
6 answers
New Home Filter: I just bought my home, and want a fence for the back yard. I've received a couple of estimates, but don't want to pay cash, preferring to keep cash on hand for an emergency. Would a loan to finance be better, or a credit card? Are there other options? I plan to pay off within a year.
posted by benjh
on Oct 13, 2004 -
11 answers
So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted by jdroth
on May 6, 2004 -
10 answers
