24 posts tagged with home and finance.
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How to refinance a mortgage?

I am 8 years into a 30 yr mortgage, with a fixed rate that is about 1.25 to 1.75 points above where rates are now, so it seems like a good time to investigate refinancing. What are the problems and issues I need to watch out for? [more inside]
posted by anonymous on Oct 7, 2016 - 14 answers

Resources to decide whether to buy a home?

How can I decide whether to buy or continue renting? [more inside]
posted by btkuhn on Apr 14, 2015 - 4 answers

There's no place like home... We just need a loan!

The issue isn't us as borrowers... It's the house. The house is part of a coop/co-housing setting. We'd be buying the house, but the land it sits on would remain owned by the co-op. Mortgage? [more inside]
posted by jrobin276 on Nov 2, 2014 - 2 answers

Buying a car right before buying a house

How much of a bad idea is buying a car a month or so before buying a house? [more inside]
posted by glenngulia on Feb 18, 2013 - 21 answers

Buying a parent's house

I want to buy my mom's house. What are the logistics of this? [more inside]
posted by KimikoPi on Apr 28, 2012 - 12 answers

What should my dad do with this house?

How, if it is even possible, can my father get out from under a nearly condemned home without still having a mortgage payment? [more inside]
posted by Quincy on Mar 30, 2011 - 4 answers

Explain Property Taxes to me (Chicago)

Explain Property Taxes to me (Chicago) I recently bought a condo in the Wicker Park area of Chicago (Cook County). A week ago I received a notice that my 2008 Property Tax Bill is delinquent. Odd thing was it was sent to me by the builder of my condo building. I was under the impression that my mortgage company was supposed to be paying my property taxes and not me. I have a 30 year fixed mortgage with BoA if that's important. So what do I do? Anonymous 'cause I'm pretty ashamed I don't know the answer to this and know I should.
posted by anonymous on Jul 9, 2010 - 13 answers

Choose the form of the (real estate / finance) Destructor!

Our house in the Chicago suburbs has been on the market for a year, and isn't selling. Should we drop the price till it hurts even more, or try to rent it out and hope the housing market doesn't fall even more? [more inside]
posted by anonymous on Apr 12, 2010 - 15 answers

Should I buy a home?

I'm looking to buy a home, am I ready to finance this? [more inside]
posted by anonymous on Nov 29, 2009 - 15 answers

Car Conundrum

TO CAR OR NOT TO CAR (buy that is). Help me figure out when to replace our paid-for-but-aging-vehicles. What's the best way to time this unwanted expense over 5 years, especially with a young driver in the wings. [more inside]
posted by ecorrocio on Sep 24, 2009 - 7 answers

Use cash to start a business or for a down payment on a home.

Use cash to start a business or for a down payment on a home. [more inside]
posted by mintchip on Sep 1, 2009 - 10 answers

$20k Loan on $79k Home?

House loan advice needed. Should I take out a loan against my house while I'm trying to sell it? [more inside]
posted by rougy on Aug 17, 2009 - 8 answers

Why do I feel so weird about owning this home?

Why do I feel so weird about owning this home? [more inside]
posted by gocubbies on Jul 8, 2009 - 53 answers

Have lots of money, but denied mortgage, what now?

My fiancee and I recently applied for a mortgage on a $200k property in Portland, OR. We have a lot of assets (at least I think so), but were denied for a mortgage loan where we would have put 20% down. Why, and what can we do about it? [more inside]
posted by anonymous on Jul 5, 2009 - 18 answers

Perspective on financial struggles

I am trying to gain some perspective on why, at the age of 48, I still cannot seem to make any progress financially or manage our money well. [more inside]
posted by anonymous on Jan 28, 2009 - 31 answers

Go on take the money and run?

Use the new Federal Housing Tax Credit as an investment seed? [more inside]
posted by ian1977 on Aug 18, 2008 - 13 answers

Family of four, moving to Bay Area, making $115K. Is this crazy?

Family of four, moving to Bay Area, making $115K. Is this crazy? [more inside]
posted by anonymous on Jan 27, 2008 - 15 answers

Shopping The Mortgage

How and when do I "shop" a mortgage? (first-time buyer questions inside) [more inside]
posted by escher on Jan 2, 2008 - 12 answers

Who Has To Pay?

Who is responsible for power line repair? [more inside]
posted by slowtree on Nov 5, 2007 - 7 answers

How To Save Money

Car Insurance + Home Owners Insurance = Saving $$ ? [more inside]
posted by slowtree on Aug 16, 2007 - 9 answers

How do you prove you used IRA money for home purchase?

Tax laws allow you to withdraw money penalty-free from your IRA up to $10,000 if you use it towards a first-time home purchase. We just got the check -- my question is, how do we prove later on that we did use the money for the house?
posted by boognish on Aug 4, 2006 - 14 answers

Stated Income Home Loans

My wife and I are applying for a home loan. I recently started my own business while she has a normal job. Should we choose a "Stated Income" or a "No Income Verification" loan? Our loan broker suggests using a Stated Income loan by adding our two real incomes together and saying it is her wages. This seems like lying to us....what do you think? A No Income Verification loan is $10,000 more....
posted by Instrumental on Mar 29, 2005 - 6 answers

Financing a Fence

New Home Filter: I just bought my home, and want a fence for the back yard. I've received a couple of estimates, but don't want to pay cash, preferring to keep cash on hand for an emergency. Would a loan to finance be better, or a credit card? Are there other options? I plan to pay off within a year.
posted by benjh on Oct 13, 2004 - 11 answers

Quick real estate transactions

So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted by jdroth on May 6, 2004 - 10 answers

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