I'm looking to buy a home, am I ready to finance this? [more inside]
posted by anonymous on Nov 29, 2009 - 15 answers

TO CAR OR NOT TO CAR (buy that is). Help me figure out when to replace our paid-for-but-aging-vehicles. What's the best way to time this unwanted expense over 5 years, especially with a young driver in the wings. [more inside]
posted by ecorrocio on Sep 24, 2009 - 7 answers

Use cash to start a business or for a down payment on a home. [more inside]
posted by mintchip on Sep 1, 2009 - 10 answers

House loan advice needed. Should I take out a loan against my house while I'm trying to sell it? [more inside]
posted by rougy on Aug 17, 2009 - 8 answers

Why do I feel so weird about owning this home? [more inside]
posted by gocubbies on Jul 8, 2009 - 53 answers

My fiancee and I recently applied for a mortgage on a $200k property in Portland, OR. We have a lot of assets (at least I think so), but were denied for a mortgage loan where we would have put 20% down. Why, and what can we do about it? [more inside]
posted by anonymous on Jul 5, 2009 - 18 answers

I am trying to gain some perspective on why, at the age of 48, I still cannot seem to make any progress financially or manage our money well. [more inside]
posted by anonymous on Jan 28, 2009 - 31 answers

Use the new Federal Housing Tax Credit as an investment seed? [more inside]
posted by ian1977 on Aug 18, 2008 - 13 answers

Family of four, moving to Bay Area, making $115K. Is this crazy? [more inside]
posted by anonymous on Jan 27, 2008 - 15 answers

How and when do I "shop" a mortgage? (first-time buyer questions inside) [more inside]
posted by escher on Jan 2, 2008 - 12 answers

Who is responsible for power line repair? [more inside]
posted by slowtree on Nov 5, 2007 - 7 answers

Car Insurance + Home Owners Insurance = Saving $$ ? [more inside]
posted by slowtree on Aug 16, 2007 - 9 answers

Tax laws allow you to withdraw money penalty-free from your IRA up to $10,000 if you use it towards a first-time home purchase. We just got the check -- my question is, how do we prove later on that we did use the money for the house?
posted by boognish on Aug 4, 2006 - 14 answers

My wife and I are applying for a home loan. I recently started my own business while she has a normal job. Should we choose a "Stated Income" or a "No Income Verification" loan? Our loan broker suggests using a Stated Income loan by adding our two real incomes together and saying it is her wages. This seems like lying to us....what do you think? A No Income Verification loan is $10,000 more....
posted by Instrumental on Mar 29, 2005 - 6 answers

New Home Filter: I just bought my home, and want a fence for the back yard. I've received a couple of estimates, but don't want to pay cash, preferring to keep cash on hand for an emergency. Would a loan to finance be better, or a credit card? Are there other options? I plan to pay off within a year.
posted by benjh on Oct 13, 2004 - 11 answers

So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted by jdroth on May 6, 2004 - 10 answers