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I need to know what to say in the Emergency Room.

Which address should I give when I go to the Emergency Room? This is turning out to be a surprisingly stressful and complicated question. [more inside]
posted by Ash3000 on Jun 2, 2012 - 12 answers

Open enrollment deadlines and dilemmas

It's open enrollment time, and given the changes in all the policies, it's now a lot harder for a clear cut decision. [more inside]
posted by k5.user on May 18, 2012 - 3 answers

Should I ditch COBRA and switch to an individual plan?

Health insurance question: I got laid off from a small company a few months ago, and have been paying over $400 monthly for COBRA. This eats up a ton of my unemployment money. I'm wondering if I should switch to an individual plan. [more inside]
posted by emily37 on May 16, 2012 - 19 answers

Affordable student health insurance in New York?

I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
posted by ocherdraco on Apr 25, 2012 - 9 answers

Large medical bill uncovered by insurance

I thought my medical procedures would be covered by my school's health insurance, but I was terribly wrong. Now I owe more than $4000. Please help me calm down and think about possible options. [more inside]
posted by tickingclock on Apr 20, 2012 - 33 answers

Controlling the Costs of a Single-Payer Heatlhcare System

How would Congress control costs in a single-payer healthcare system? [more inside]
posted by toomuchpete on Apr 6, 2012 - 26 answers

Covering the uncoverable

Health insurance quagmire (NYC based) A year and a half ago for the first time in my life I got health insurance. It wasn't an easy process, as I am a small business owner, and it was difficult to find a policy that my employment status (I was categorized as self employed for this policy) made me eligible for. All was fine until last November, when I made a late payment. I thought I had put my payments on auto pay on my online banking, but apparently I messed up the process along the way and the payment didn't go out. [more inside]
posted by anonymous on Apr 4, 2012 - 3 answers

Anxiety about health issues while waiting to see a doctor.

I recently got a job and health insurance. Hooray. Now I can afford to see a doctor for some medical concerns I’ve had and let go for too long because I didn’t have insurance and they didn’t seem pressing. However, I can’t get in to see a doctor for at least a month or more, and for some reason, now that I do have insurance and have to wait so long to see someone, I’m suddenly having tremendous anxiety about my health. Help me put this in perspective and/or figure out what to do. Details about my specific concerns and situation inside. [more inside]
posted by anonymous on Apr 2, 2012 - 4 answers

Can I get MassHealth as a FT grad student with a small income?

I'm a full-time graduate student & MA resident about to turn 26 in August and lose my parent's health insurance. My school offers health insurance, but it costs $3000 for the year, which I cannot afford. I have looked into applying for MassHealth but it seems like I am not guaranteed to be approved since I do have coverage available from my school. [more inside]
posted by kmavap on Mar 27, 2012 - 12 answers

Denied for independent health insurance because of lots of therapy?

I want to go to a therapist and submit the bills to my student insurance, but what if I need to get independent health insurance later? (I.e., what if I start my own business or something?) I'm in the USA--Pennsylvania, New York, Wisconsin, and Illinois, most likely. [more inside]
posted by zeek321 on Mar 22, 2012 - 5 answers

Should I get health insurance?

Should I get health insurance? [more inside]
posted by anonymous on Mar 21, 2012 - 32 answers

Free insurance too good to be true?

Former employer may have kept me on their insurance plan for longer than intended--are there any repercussions for me? [more inside]
posted by anonymous on Mar 12, 2012 - 16 answers

Who Do I Write My COBRA Check To?

COBRAfilter: Do I make the check for the plan payment out to the health insurance company, or to my former employer? The info packet former employer gave me is woefully shoddily written and leaves out key details like that. I've never enrolled in COBRA before, so not sure what to do. Check is due by Thursday. HR at former company notoriously difficult to actually track down via email or phone to get an answer.
posted by thereemix on Feb 27, 2012 - 17 answers

co-co-co-COBRA!

Please help me understand COBRA and my family's options after it runs out. [more inside]
posted by meggan on Feb 13, 2012 - 6 answers

Health insurance 101

I have health insurance for the first time... what do I need to know? [more inside]
posted by DoubleLune on Feb 3, 2012 - 11 answers

Health insurance for vagabonds?

Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
posted by anonymous on Jan 20, 2012 - 5 answers

Is it safe to use my current medical benefits while applying for individual health insurance?

I'm in the middle of applying for individual health coverage in California and haven't been approved or rejected yet. Is it safe to use my current medical benefits, and get diagnosed, while applying for individual health insurance, or will they reject me? [more inside]
posted by elif on Jan 10, 2012 - 2 answers

The hospital where I was born is trying to screw me.

We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care. [more inside]
posted by infinitewindow on Jan 9, 2012 - 13 answers

Talk me off the ledge

Having a pre-midlife crisis. What do I do next? Talk me off the ledge. [more inside]
posted by bunderful on Dec 7, 2011 - 22 answers

Will pregnancy be a pre-existing condition if I'm moving to the US from a country with national health care?

Is pregnancy a pre-existing condition if you're moving from a country with national health insurance? [more inside]
posted by anonymous on Dec 2, 2011 - 10 answers

Life counts as a pre-existing condition, right?

I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off. [more inside]
posted by scaryblackdeath on Nov 21, 2011 - 7 answers

Health insurance is hard; let's go shopping!

[Massachusetts filter] Anyone have any experience with Tufts medical plan and getting Wellbutrin XL (or any other brand-name psychiatric meds with generic equivalents) covered by them? [more inside]
posted by anonymous on Nov 12, 2011 - 4 answers

What am I doing wrong at the doctor's office?

I have a doctor's appointment coming up in the next few weeks. I have healthcare coverage, but I always seem to end up with a decent sized bill anyway, even for appointments that seem to be covered. What are you supposed to say and do to avoid this? This gets rather long inside. [more inside]
posted by furious on Nov 10, 2011 - 21 answers

COBRA for weekend coverage?

Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not? [more inside]
posted by anonymous on Nov 4, 2011 - 5 answers

My brother needs his knee fixed but can't pay for it.

My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
posted by Vorteks on Oct 26, 2011 - 16 answers

Should I be screened for BRAC?

What potential drawbacks could there be if I get tested for the BRAC1 or 2 mutation? [more inside]
posted by Kitty Stardust on Oct 24, 2011 - 9 answers

Where is Flo when I need her cheery optimism???

I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for? [more inside]
posted by Madamina on Oct 20, 2011 - 6 answers

Does anyone gather statistics or investigate health ins. companies for denying necessary tests?

Is there an agency or organization to complain to when an insurance company denies a test that results in extended but easily avoidable pain & suffering? [more inside]
posted by xyzzy on Oct 16, 2011 - 7 answers

dumb people need health insurance too

I screwed up by waiting too long to get health insurance. Now what do I do? [more inside]
posted by prefpara on Sep 29, 2011 - 17 answers

Double the benefit, double the fun

I can insure my spouse through my employer. My spouse can insure me through his employer. Right now we are just going with the better of the two plans. Is there any reason we would want to sign up for both? [more inside]
posted by thinkingwoman on Sep 16, 2011 - 18 answers

What recourse, if any, do I have in dealing with this equipment charge from my podiatrist?

About six weeks ago I went to a podiatrist for heel pain and was diagnosed with plantar fasciitis. I was given instructions for treatment along with a night splint that I've been wearing every night. Today, I received a bill from the podiatrist's office for the splint: Blue Cross has paid $80 of the $280 (!) charge, and the podiatrist's office is now putting me on the hook for the $200 balance. What recourse, if any, do I have in dealing with this charge? [more inside]
posted by Kosh on Sep 9, 2011 - 16 answers

small biz health insurance cost?

Small Biz people: what do you pay in health insurance if you have insurance that you buy on your own? [more inside]
posted by Salvatorparadise on Sep 8, 2011 - 10 answers

What determines my primary residence?

What determines which residence is my 'primary residence' when applying for health insurance, etc? [more inside]
posted by mxmm on Aug 31, 2011 - 3 answers

Health saving account

Best direct to consumer HSA? [more inside]
posted by no bueno on Aug 26, 2011 - 4 answers

How long must I wait?

Is it reasonable for it to take over a week for my doctor's office to get back to me about an MRI? [more inside]
posted by novalis_dt on Aug 25, 2011 - 9 answers

I have awful healthcare - can I get domestic partner benefits with my GIRLFRIEND? I'm a boy.

I'm a guy. Can I get domestic partner benefits in California with my girlfriend? [more inside]
posted by rileyray3000 on Aug 10, 2011 - 12 answers

The question I dare not ask HR.

Do you lose your health insurance the instant you leave your job? [more inside]
posted by Jess the Mess on Aug 9, 2011 - 23 answers

Lipoma removal before or after purchasing private health care?

Uninsured American Health Care Problem: Should I have a somewhat large lipoma (benign fatty tumor) surgically removed before applying for private medical insurance, or would it provide the basis for application denial or drastically raised rates? [more inside]
posted by Auden on Jul 29, 2011 - 10 answers

health insurance premium

Using health insurance in US- possible skin cancer. Does anyone have any evidence/estimate/experience with how much premiums may/will increase if skin cancer is found/treated? [more inside]
posted by mightshould on Jul 19, 2011 - 4 answers

How does health insurance work while on disability?

If someone goes on disability, do they have to go on COBRA or do they keep their company insurance? My uncle was diagnosed with Stage 4 liver cancer yesterday. I am trying to do research about how health insurance works when one is severely ill. [more inside]
posted by afton on Jul 15, 2011 - 14 answers

I went to a doctor that isn't my HMO doctor and no one noticed until the bill was due. What now?

I unknowingly went to a doctor that is not my primary care physician on my HMO plan. What's the damage going to be? What can I do for the best possible outcome? [more inside]
posted by hot little pancake on Jul 11, 2011 - 13 answers

Affordable scripts.

I currently unemployed but have health insurance. It has an insane annual deductible that I cannot afford. I am a diabetic who is running out of refills on my prescriptions. So, how can I cheaply get someone to write me scripts? [more inside]
posted by munchingzombie on Jun 27, 2011 - 10 answers

Health Insurance Cost

What to expect to pay for health insurance as a Canadian living in Florida? [more inside]
posted by Paquda on Jun 24, 2011 - 12 answers

Which health insurance is best for me?

Help with choosing my health insurance. I just got a new job and I'm not really familiar with the American health care system. Please help me decide what's best for me. [more inside]
posted by carmel on Jun 22, 2011 - 24 answers

Will my mental health treatment preclude me from future insurance coverage?

I don't currently have health insurance but might be seeking prescription help for depression from a GP, which I will pay out of pocket. Might this preclude me from health insurance coverage at a later date? [more inside]
posted by anonymous on May 23, 2011 - 13 answers

Big Brother Health Care?

What kind of recourse do I have when my company's new health insurance will be charging me if I don't take a biometric screening and health assessment? [more inside]
posted by jillithd on May 17, 2011 - 28 answers

Visiting Canada and need to buy health insurance

My aunt will be visiting Canada on a tourist visa from India and she would like to purchase health insurance for the duration of her visit. Can you recommend a company I can contact to get more information about this, preferably an insurance company we can buy a policy from? Google is giving me a lot of sketchy SEO results.
posted by exhilaration on May 2, 2011 - 9 answers

Can the ER legally test me for drugs without telling me and without my consent?

Can the ER legally test me for drugs without telling me and without my consent? [more inside]
posted by saizai on Apr 4, 2011 - 58 answers

How to get basic outpatient mental health care when work-provided insurance does not cover it?

How to get basic outpatient mental health care when work-provided insurance does not cover it? [more inside]
posted by anonymous on Mar 29, 2011 - 9 answers

Employee Shouldering Cost of Payroll Mistake?

A friend's employer's payroll company has been incorrectly filing her payroll taxes by subtracting her healthcare costs after taxes, causing her to pay more income tax than necessary. Her boss has said she is out of luck, is there anything she can do? [more inside]
posted by anonymous on Mar 25, 2011 - 14 answers

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